Audacity Capital Review 2026

Challenge Programs

All available funding programs and account sizes at Audacity Capital.

Program	Account Size	Fee	Phase 1	Phase 2	Daily DD	Max DD	Profit Split	Refundable
Ability Challenge	$5,000	$49	10%	5%	7.5%	15%	50-95%	Yes	Start →
Ability Challenge	$10,000	$90	10%	5%	7.5%	15%	50-95%	Yes	Start →
Ability Challenge	$15,000	$130	10%	5%	7.5%	15%	50-95%	Yes	Start →
Ability Challenge	$30,000	$230	10%	5%	7.5%	15%	50-95%	Yes	Start →
Ability Challenge	$60,000	$320	10%	5%	7.5%	15%	50-95%	Yes	Start →
Ability Challenge	$120,000	$540	10%	5%	7.5%	15%	50-95%	Yes	Start →
Ability Challenge	$240,000	$1,090	10%	5%	7.5%	15%	50-95%	Yes	Start →
FTP (Instant Funding)	$15,000	-	None	-	5%	10%	up to 95%	No	Start →

Overview

Audacity Capital was founded in 2012, making it one of the longest-running prop trading firms in the world. UK-registered (Companies House 11652683) under CEO Karim Yousfi, the firm claims over $250 million paid out to traders and 500,000+ funded traders globally — numbers built over more than a decade of operation. The firm offers three programs: the 2-phase Ability Challenge, the 1-step Ability One, and the Funded Trader Program (FTP / Instant Funding).

Programs

The Ability Challenge is a two-phase evaluation. Phase 1 requires a 10% profit target with a 7.5% daily drawdown and 15% max drawdown — among the most generous drawdown limits in the industry. Phase 2 requires 5% with tighter 5%/10% limits. The Ability One is a single-phase evaluation with a 10% target, 3% daily, and 6% max drawdown. The FTP (Instant Funding) provides immediate funded access with up to 95% profit split and weekly payouts.

Trailing Drawdown Warning

The Ability Challenge uses a trailing drawdown that resets daily when equity hits new highs. This mechanism confuses some traders — the daily limit recalculates at each new equity peak, meaning a trader can technically be in breach even while net-profitable over the full period. Review the drawdown rules carefully before trading.

Trading Rules

News trading is allowed on the Ability Challenge without restrictions. The FTP requires a 30-minute waiting period after major economic events. EAs and copy trading are permitted. HFT, cross-account hedging, and martingale strategies are prohibited. Traders from the US, Syria, Iran, and North Korea cannot access the platform.

Payouts

Ability Challenge payouts are made every 14 days via bank wire, Wise, PayPal, or crypto. The profit split starts at 50-75% on the Ability Challenge and scales to 95% over time. FTP accounts pay weekly at up to 95% immediately.

Trustpilot Note

Trustpilot score is 3.4/5 from 1,067 reviews. While the majority of reviews are positive, approximately 125 are 1-star — prospective traders should review recent trader experiences before committing to the platform.

Audacity Capital