Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | FundYourFX | Audacity Capital |
|---|---|---|
| Payout | ||
| Profit Split | 70-80% | 50-95% (scales over time) |
| First Payout | 1 | 14 |
| Payout Frequency | On Demand (within 24 hours) | Bi-weekly (Ability Challenge), Weekly (FTP) |
| Max Account Size | $200,000 | $240,000 |
Winner: FundYourFX
In this independent head-to-head comparison of FundYourFX vs Audacity Capital, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
FundYourFX: One of the most affordable prop firms with refundable fees and 24-hour payouts.
Audacity Capital: One of the oldest prop firms globally, with generous drawdown limits and 12+ years of operation.
Based on our independent scoring methodology, FundYourFX scores 8.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: FundYourFX scores 8.8/10 vs Audacity Capital at 7.8/10.
Minimum Fee: FundYourFX starts from $16; Audacity Capital starts from $49. FundYourFX is cheaper at entry level.
Profit Split: FundYourFX offers 70-80%; Audacity Capital offers 50-95% (scales over time). FundYourFX has the higher split.
Platforms: FundYourFX supports Match Trader; Audacity Capital is on MetaTrader 5.
Tradeable Markets: FundYourFX covers Forex, Indices, Crypto, Commodities; Audacity Capital offers Forex, Metals, Indices.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FundYourFX and Audacity Capital compare on pricing.
FundYourFX challenge fees start from $16. The firm has operated since 2021. They have funded over 220,000+ traders. Total payouts to date: $36,000,000+.
Audacity Capital challenge fees start from $49. The firm has operated since 2012. They have funded over 500,000+ traders. Total payouts to date: $250,000,000+.
On entry-level pricing, FundYourFX offers a lower starting fee — an important factor if you are testing with a smaller account first.
FundYourFX profit split: 70-80%. Audacity Capital profit split: 50-95% (scales over time). FundYourFX delivers the higher cut to traders.
Payout frequency: FundYourFX pays On Demand (within 24 hours); Audacity Capital pays Bi-weekly (Ability Challenge), Weekly (FTP). Faster payouts are better for cash flow management.
Here is our full independent review of FundYourFX:
FundYourFX was founded in 2021 and operates out of Hong Kong. The firm is consistently ranked among the most affordable prop firms in the industry, with 1-Step Classic evaluations starting at $21 for a $5,000 account. With over $36 million paid to traders and a Trustpilot rating of 4.7/5 from more than 3,600 reviews, FundYourFX has earned strong trader credibility.
The 1-Step Classic is the flagship program — a single-phase evaluation with a refundable fee, 10% profit target, and 80% profit split on funded accounts. The 1-Step Pay After Pass (PAP) has an even lower upfront cost but a higher 12% profit target and a reduced 70% profit split on the funded side. Both programs use the Match Trader platform exclusively.
Both 1-Step programs use a 4% daily drawdown and 6% maximum static drawdown. There is no consistency rule, no minimum trading days, and no time limit — traders can take as long as needed to hit the profit target. EAs and weekend holding are fully permitted.
Payouts are processed within 24 hours via crypto or bank wire transfer. The fee on the 1-Step Classic is refundable — traders get their evaluation fee back with their first funded payout. The firm has paid out over $36 million to date across its trader base.
Both 1-Step programs scale funded accounts up to $6 million. There is no news trading restriction on funded accounts.
Here is our full independent review of Audacity Capital:
Audacity Capital was founded in 2012, making it one of the longest-running prop trading firms in the world. UK-registered (Companies House 11652683) under CEO Karim Yousfi, the firm claims over $250 million paid out to traders and 500,000+ funded traders globally — numbers built over more than a decade of operation. The firm offers three programs: the 2-phase Ability Challenge, the 1-step Ability One, and the Funded Trader Program (FTP / Instant Funding).
The Ability Challenge is a two-phase evaluation. Phase 1 requires a 10% profit target with a 7.5% daily drawdown and 15% max drawdown — among the most generous drawdown limits in the industry. Phase 2 requires 5% with tighter 5%/10% limits. The Ability One is a single-phase evaluation with a 10% target, 3% daily, and 6% max drawdown. The FTP (Instant Funding) provides immediate funded access with up to 95% profit split and weekly payouts.
The Ability Challenge uses a trailing drawdown that resets daily when equity hits new highs. This mechanism confuses some traders — the daily limit recalculates at each new equity peak, meaning a trader can technically be in breach even while net-profitable over the full period. Review the drawdown rules carefully before trading.
News trading is allowed on the Ability Challenge without restrictions. The FTP requires a 30-minute waiting period after major economic events. EAs and copy trading are permitted. HFT, cross-account hedging, and martingale strategies are prohibited. Traders from the US, Syria, Iran, and North Korea cannot access the platform.
Ability Challenge payouts are made every 14 days via bank wire, Wise, PayPal, or crypto. The profit split starts at 50-75% on the Ability Challenge and scales to 95% over time. FTP accounts pay weekly at up to 95% immediately.
Trustpilot score is 3.4/5 from 1,067 reviews. While the majority of reviews are positive, approximately 125 are 1-star — prospective traders should review recent trader experiences before committing to the platform.
Overall, our independent scoring gives FundYourFX the edge in this 2026 comparison. However, both firms have their merits. If Audacity Capital better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, FundYourFX scores higher overall (8.8/10). The best choice depends on your trading style, preferred instruments, and account size.
FundYourFX offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
FundYourFX offers the higher profit split. FundYourFX: 70-80%. Audacity Capital: 50-95% (scales over time).
EA policies: FundYourFX — check the review. Audacity Capital — check the review. Always verify the latest policy directly with the firm.
News trading: FundYourFX — check the review. Audacity Capital — check the review.
Read the full FundYourFX review → · Read the full Audacity Capital review →
Based on our scoring methodology, FundYourFX edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
FundYourFX offers 70-80% profit split, while Audacity Capital offers 50-95% (scales over time) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
FundYourFX processes first payouts in 1 day(s), while Audacity Capital takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither FundYourFX nor Audacity Capital are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
