Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | FTUK | Audacity Capital |
|---|---|---|
| Payout | ||
| Profit Split | Up to 80% | 50-95% (scales over time) |
| First Payout | 14 | 14 |
| Payout Frequency | On Demand (Instant Funding), bi-weekly (Evaluation) | Bi-weekly (Ability Challenge), Weekly (FTP) |
| Max Account Size | $100,000 | $240,000 |
In this independent head-to-head comparison of FTUK vs Audacity Capital, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
FTUK: Flexible prop trading with Instant Funding, 1-Step, 2-Step, and a Pay After You Pass Flex model.
Audacity Capital: One of the oldest prop firms globally, with generous drawdown limits and 12+ years of operation.
Based on our independent scoring methodology, FTUK scores 8.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: FTUK scores 8.6/10 vs Audacity Capital at 7.8/10.
Minimum Fee: FTUK starts from $99; Audacity Capital starts from $49. Audacity Capital is cheaper at entry level.
Profit Split: FTUK offers Up to 80%; Audacity Capital offers 50-95% (scales over time). Audacity Capital has the higher split.
Platforms: FTUK supports MT5, Match-Trader, TradeLocker, FTUK XT; Audacity Capital is on MetaTrader 5.
Tradeable Markets: FTUK covers Forex, Metals, Indices, Crypto, Commodities; Audacity Capital offers Forex, Metals, Indices.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FTUK and Audacity Capital compare on pricing.
FTUK challenge fees start from $99. The firm has operated since 2021. They have funded over 30,000+ traders. Total payouts to date: $12,000,000+.
Audacity Capital challenge fees start from $49. The firm has operated since 2012. They have funded over 500,000+ traders. Total payouts to date: $250,000,000+.
On entry-level pricing, Audacity Capital offers a lower starting fee — an important factor if you are testing with a smaller account first.
FTUK profit split: Up to 80%. Audacity Capital profit split: 50-95% (scales over time). Audacity Capital delivers the higher cut to traders.
Payout frequency: FTUK pays On Demand (Instant Funding), bi-weekly (Evaluation); Audacity Capital pays Bi-weekly (Ability Challenge), Weekly (FTP). Faster payouts are better for cash flow management.
Here is our full independent review of FTUK:
FTUK (Funded Traders United Kingdom) was founded in December 2021 and has since funded over 30,000 traders globally, paying out $12M+. The firm offers three core evaluation tracks plus a Pay After You Pass Flex model and a newer Futures program. FTUK is notable for broad platform support — MT5, Match-Trader, TradeLocker, and their proprietary FTUK XT platform — though MT5 is unavailable for US-based traders.
Instant Funding provides immediate funded access with no profit target and a trailing drawdown of 6%. The 1-Step Evaluation requires a 10% profit target with an 8% trailing drawdown. The 2-Step Evaluation uses 10%/5% phase targets and an 8% static (balance-based) drawdown. The Flex Challenge allows traders to begin an evaluation at no upfront cost, paying only after passing — a meaningful advantage for risk-averse traders.
Instant Funding and 1-Step accounts use trailing drawdown, which follows equity upward and creates a moving floor. 2-Step accounts use static drawdown based on the initial account balance. News trading is prohibited during all evaluation phases but is permitted on funded accounts. There are no profit targets on funded accounts — traders can manage their funded capital freely.
Martingale, tick scalping, latency arbitrage, reverse arbitrage, hedge arbitrage, and cross-account hedging are all prohibited. HFT is banned. Manual trading strategies are fully supported. Weekend and overnight holding are permitted.
Instant-funded accounts pay on demand. Evaluation-funded accounts have a 14-day waiting period before the first payout. Payments are made via Rise or USDT (TRC20 crypto). FTUK offers scaling potential up to $6.4M for top-performing funded traders.
Here is our full independent review of Audacity Capital:
Audacity Capital was founded in 2012, making it one of the longest-running prop trading firms in the world. UK-registered (Companies House 11652683) under CEO Karim Yousfi, the firm claims over $250 million paid out to traders and 500,000+ funded traders globally — numbers built over more than a decade of operation. The firm offers three programs: the 2-phase Ability Challenge, the 1-step Ability One, and the Funded Trader Program (FTP / Instant Funding).
The Ability Challenge is a two-phase evaluation. Phase 1 requires a 10% profit target with a 7.5% daily drawdown and 15% max drawdown — among the most generous drawdown limits in the industry. Phase 2 requires 5% with tighter 5%/10% limits. The Ability One is a single-phase evaluation with a 10% target, 3% daily, and 6% max drawdown. The FTP (Instant Funding) provides immediate funded access with up to 95% profit split and weekly payouts.
The Ability Challenge uses a trailing drawdown that resets daily when equity hits new highs. This mechanism confuses some traders — the daily limit recalculates at each new equity peak, meaning a trader can technically be in breach even while net-profitable over the full period. Review the drawdown rules carefully before trading.
News trading is allowed on the Ability Challenge without restrictions. The FTP requires a 30-minute waiting period after major economic events. EAs and copy trading are permitted. HFT, cross-account hedging, and martingale strategies are prohibited. Traders from the US, Syria, Iran, and North Korea cannot access the platform.
Ability Challenge payouts are made every 14 days via bank wire, Wise, PayPal, or crypto. The profit split starts at 50-75% on the Ability Challenge and scales to 95% over time. FTP accounts pay weekly at up to 95% immediately.
Trustpilot score is 3.4/5 from 1,067 reviews. While the majority of reviews are positive, approximately 125 are 1-star — prospective traders should review recent trader experiences before committing to the platform.
Overall, our independent scoring gives FTUK the edge in this 2026 comparison. However, both firms have their merits. If Audacity Capital better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, FTUK scores higher overall (8.6/10). The best choice depends on your trading style, preferred instruments, and account size.
Audacity Capital offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
Audacity Capital offers the higher profit split. FTUK: Up to 80%. Audacity Capital: 50-95% (scales over time).
EA policies: FTUK — check the review. Audacity Capital — check the review. Always verify the latest policy directly with the firm.
News trading: FTUK — check the review. Audacity Capital — check the review.
Read the full FTUK review → · Read the full Audacity Capital review →
Based on our scoring methodology, FTUK edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
FTUK offers Up to 80% profit split, while Audacity Capital offers 50-95% (scales over time) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
FTUK processes first payouts in 14 day(s), while Audacity Capital takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither FTUK nor Audacity Capital are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
