Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | OneUp Trader | Audacity Capital |
|---|---|---|
| Payout | ||
| Profit Split | 100% (first $10,000), then 90% | 50-95% (scales over time) |
| First Payout | 14 | 14 |
| Payout Frequency | Weekly | Bi-weekly (Ability Challenge), Weekly (FTP) |
| Max Account Size | $250,000 | $240,000 |
Winner: OneUp Trader
In this independent head-to-head comparison of OneUp Trader vs Audacity Capital, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
OneUp Trader: Subscription-based futures prop trading with no phase requirements.
Audacity Capital: One of the oldest prop firms globally, with generous drawdown limits and 12+ years of operation.
Based on our independent scoring methodology, OneUp Trader scores 8.9/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: OneUp Trader scores 8.9/10 vs Audacity Capital at 7.8/10.
Minimum Fee: OneUp Trader starts from $65/mo; Audacity Capital starts from $49. Audacity Capital is cheaper at entry level.
Profit Split: OneUp Trader offers 100% (first $10,000), then 90%; Audacity Capital offers 50-95% (scales over time). OneUp Trader has the higher split.
Platforms: OneUp Trader supports NinjaTrader, Sierra Chart, MultiCharts, TradeStation, Tradovate, and 15+ more; Audacity Capital is on MetaTrader 5.
Tradeable Markets: OneUp Trader covers Futures (ES, NQ, YM, CL, GC, 6E, and 35+ CME products); Audacity Capital offers Forex, Metals, Indices.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how OneUp Trader and Audacity Capital compare on pricing.
OneUp Trader challenge fees start from $65/mo. The firm has operated since 2016.
Audacity Capital challenge fees start from $49. The firm has operated since 2012. They have funded over 500,000+ traders. Total payouts to date: $250,000,000+.
On entry-level pricing, Audacity Capital offers a lower starting fee — an important factor if you are testing with a smaller account first.
OneUp Trader profit split: 100% (first $10,000), then 90%. Audacity Capital profit split: 50-95% (scales over time). OneUp Trader delivers the higher cut to traders.
Payout frequency: OneUp Trader pays Weekly; Audacity Capital pays Bi-weekly (Ability Challenge), Weekly (FTP). Faster payouts are better for cash flow management.
Here is our full independent review of OneUp Trader:
OneUp Trader is one of the longest-standing futures prop firms in the industry, founded in 2016 and based in Delaware, USA. Rather than a traditional phased evaluation, OneUp uses a monthly subscription model — pay a flat monthly fee for an evaluation account and keep trading until you hit the profit target. There are no Phase 2 requirements.
OneUp uses a trailing max drawdown that locks in at your initial account balance. As your equity rises the drawdown level trails upward, but once it reaches your original starting balance it stops — meaning your maximum total loss from day one is capped at the drawdown amount. There is no daily loss limit, giving traders full flexibility on individual trading days.
Funded traders receive 100% of profits on the first $10,000 earned, then 90% on all profits thereafter. This makes OneUp unusually attractive in the early funded stage. Up to three funded accounts can be held simultaneously (one account for the Express plan).
News trading is prohibited during the funded phase with a 1-minute blackout window around major economic releases. High-frequency trading and latency arbitrage are banned — all positions must be held for at least 10 seconds. A consistency rule applies: the combined net profit of your three next-best trading days must equal at least 80% of your single best day, preventing performance from being dominated by one outlier session. Expert Advisors are permitted for individual accounts; copy trading across accounts is not.
OneUp supports 20+ platforms including NinjaTrader (provided free), Sierra Chart, MultiCharts, TradeStation, and Tradovate. Traders can access 40+ CME futures products including ES, NQ, YM, CL, GC, 6E, and a range of agricultural and currency contracts. Exchange data fees are waived — a meaningful cost saving compared to most futures brokers.
Payouts are processed weekly via bank wire, Bitcoin, USDT, or ETH. Crypto payouts carry a 5% processor fee. A 7-day free trial is available, allowing traders to test the platform before committing to a subscription.
Here is our full independent review of Audacity Capital:
Audacity Capital was founded in 2012, making it one of the longest-running prop trading firms in the world. UK-registered (Companies House 11652683) under CEO Karim Yousfi, the firm claims over $250 million paid out to traders and 500,000+ funded traders globally — numbers built over more than a decade of operation. The firm offers three programs: the 2-phase Ability Challenge, the 1-step Ability One, and the Funded Trader Program (FTP / Instant Funding).
The Ability Challenge is a two-phase evaluation. Phase 1 requires a 10% profit target with a 7.5% daily drawdown and 15% max drawdown — among the most generous drawdown limits in the industry. Phase 2 requires 5% with tighter 5%/10% limits. The Ability One is a single-phase evaluation with a 10% target, 3% daily, and 6% max drawdown. The FTP (Instant Funding) provides immediate funded access with up to 95% profit split and weekly payouts.
The Ability Challenge uses a trailing drawdown that resets daily when equity hits new highs. This mechanism confuses some traders — the daily limit recalculates at each new equity peak, meaning a trader can technically be in breach even while net-profitable over the full period. Review the drawdown rules carefully before trading.
News trading is allowed on the Ability Challenge without restrictions. The FTP requires a 30-minute waiting period after major economic events. EAs and copy trading are permitted. HFT, cross-account hedging, and martingale strategies are prohibited. Traders from the US, Syria, Iran, and North Korea cannot access the platform.
Ability Challenge payouts are made every 14 days via bank wire, Wise, PayPal, or crypto. The profit split starts at 50-75% on the Ability Challenge and scales to 95% over time. FTP accounts pay weekly at up to 95% immediately.
Trustpilot score is 3.4/5 from 1,067 reviews. While the majority of reviews are positive, approximately 125 are 1-star — prospective traders should review recent trader experiences before committing to the platform.
Overall, our independent scoring gives OneUp Trader the edge in this 2026 comparison. However, both firms have their merits. If Audacity Capital better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, OneUp Trader scores higher overall (8.9/10). The best choice depends on your trading style, preferred instruments, and account size.
Audacity Capital offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
OneUp Trader offers the higher profit split. OneUp Trader: 100% (first $10,000), then 90%. Audacity Capital: 50-95% (scales over time).
EA policies: OneUp Trader — check the review. Audacity Capital — check the review. Always verify the latest policy directly with the firm.
News trading: OneUp Trader — check the review. Audacity Capital — check the review.
Read the full OneUp Trader review → · Read the full Audacity Capital review →
Based on our scoring methodology, OneUp Trader edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
OneUp Trader offers 100% (first $10,000), then 90% profit split, while Audacity Capital offers 50-95% (scales over time) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
OneUp Trader processes first payouts in 14 day(s), while Audacity Capital takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither OneUp Trader nor Audacity Capital are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
