Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | FundingPips | OneUp Trader |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 90% | 100% (first $10,000), then 90% |
| First Payout | 5 | 14 |
| Payout Frequency | Every 5 days (Tuesdays) | Weekly |
| Max Account Size | $100,000 | $250,000 |
Winner: FundingPips
In this independent head-to-head comparison of FundingPips vs OneUp Trader, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
FundingPips: The Fastest Payout Cycle in Prop Trading
OneUp Trader: Subscription-based futures prop trading with no phase requirements.
Based on our independent scoring methodology, FundingPips scores 9.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: FundingPips scores 9.6/10 vs OneUp Trader at 8.9/10.
Minimum Fee: FundingPips starts from $36; OneUp Trader starts from $65/mo. FundingPips is cheaper at entry level.
Profit Split: FundingPips offers 80% → 90%; OneUp Trader offers 100% (first $10,000), then 90%. OneUp Trader has the higher split.
Platforms: FundingPips supports cTrader, Match Trader, MT5; OneUp Trader is on NinjaTrader, Sierra Chart, MultiCharts, TradeStation, Tradovate, and 15+ more.
Tradeable Markets: FundingPips covers Forex, Metals, Energy, Indices, Crypto; OneUp Trader offers Futures (ES, NQ, YM, CL, GC, 6E, and 35+ CME products).
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FundingPips and OneUp Trader compare on pricing.
FundingPips challenge fees start from $36. The firm has operated since 2022. Total payouts to date: $260M+.
OneUp Trader challenge fees start from $65/mo. The firm has operated since 2016.
On entry-level pricing, FundingPips offers a lower starting fee — an important factor if you are testing with a smaller account first.
FundingPips profit split: 80% → 90%. OneUp Trader profit split: 100% (first $10,000), then 90%. OneUp Trader delivers the higher cut to traders.
Payout frequency: FundingPips pays Every 5 days (Tuesdays); OneUp Trader pays Weekly. Faster payouts are better for cash flow management.
Here is our full independent review of FundingPips:
FundingPips launched in 2022 from Dubai and has since become one of the fastest-growing prop firms in the industry by a significant margin. The numbers are hard to argue with: $260M+ in total rewards paid to traders, 4.7/5 on Trustpilot from over 10,000 reviews, and a 5-day payout cycle that gives traders up to four withdrawals per month. For a firm founded three years ago, this is an exceptional track record.
CEO Khaled Ayesh is publicly visible and actively engaged with the trading community — a transparency marker that matters when evaluating younger firms. FundingPips also runs consistently among the lowest-fee prop firms in the space, with a $5,000 account available for $36.
FundingPips suits forex, commodities, and crypto traders who want a high-frequency payout cycle, permissive trading rules, and low entry costs. The 5-day payout schedule is the standout feature — if cash flow matters to your trading operation, getting paid every Tuesday rather than every two to four weeks is a meaningful difference.
EAs and expert advisors are permitted, news trading is allowed, and crypto trades 24/7 on weekends. The trailing drawdown is the main technical challenge — it follows your highest balance, not just the starting amount, which demands tighter ongoing risk management than static drawdown firms.
FundingPips uses a two-phase evaluation structure called Student → Practitioner → Master:
All fees are refunded after your 4th successful payout — effectively making the challenge free for traders who maintain funded status through four withdrawal cycles. FundingPips also offers 1-Step, Pro, and Zero program variants with different fee and rule structures — check their site for current availability and pricing on those formats.
| Account Size | Fee |
|---|---|
| $5,000 | $36 |
| $10,000 | $66 |
| $25,000 | $158 |
| $50,000 | $278 |
| $100,000 | $529 |
FundingPips earns an 8.8 BestProp score — the second-highest we award. The combination of $260M+ in proven payouts, 4.7/5 Trustpilot from 10,000+ verified reviews, industry-lowest fees, and a 5-day payout cycle makes it one of the most compelling prop firms available in 2026.
The trailing drawdown is the only significant challenge — it requires ongoing discipline to avoid giving back gains and seeing your drawdown limit tighten with every new high. Traders who understand trailing drawdown mechanics and manage it actively will find FundingPips one of the best-value funded trading programs on the market.
Here is our full independent review of OneUp Trader:
OneUp Trader is one of the longest-standing futures prop firms in the industry, founded in 2016 and based in Delaware, USA. Rather than a traditional phased evaluation, OneUp uses a monthly subscription model — pay a flat monthly fee for an evaluation account and keep trading until you hit the profit target. There are no Phase 2 requirements.
OneUp uses a trailing max drawdown that locks in at your initial account balance. As your equity rises the drawdown level trails upward, but once it reaches your original starting balance it stops — meaning your maximum total loss from day one is capped at the drawdown amount. There is no daily loss limit, giving traders full flexibility on individual trading days.
Funded traders receive 100% of profits on the first $10,000 earned, then 90% on all profits thereafter. This makes OneUp unusually attractive in the early funded stage. Up to three funded accounts can be held simultaneously (one account for the Express plan).
News trading is prohibited during the funded phase with a 1-minute blackout window around major economic releases. High-frequency trading and latency arbitrage are banned — all positions must be held for at least 10 seconds. A consistency rule applies: the combined net profit of your three next-best trading days must equal at least 80% of your single best day, preventing performance from being dominated by one outlier session. Expert Advisors are permitted for individual accounts; copy trading across accounts is not.
OneUp supports 20+ platforms including NinjaTrader (provided free), Sierra Chart, MultiCharts, TradeStation, and Tradovate. Traders can access 40+ CME futures products including ES, NQ, YM, CL, GC, 6E, and a range of agricultural and currency contracts. Exchange data fees are waived — a meaningful cost saving compared to most futures brokers.
Payouts are processed weekly via bank wire, Bitcoin, USDT, or ETH. Crypto payouts carry a 5% processor fee. A 7-day free trial is available, allowing traders to test the platform before committing to a subscription.
Overall, our independent scoring gives FundingPips the edge in this 2026 comparison. However, both firms have their merits. If OneUp Trader better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, FundingPips scores higher overall (9.6/10). The best choice depends on your trading style, preferred instruments, and account size.
FundingPips offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
OneUp Trader offers the higher profit split. FundingPips: 80% → 90%. OneUp Trader: 100% (first $10,000), then 90%.
EA policies: FundingPips — check the review. OneUp Trader — check the review. Always verify the latest policy directly with the firm.
News trading: FundingPips — check the review. OneUp Trader — check the review.
Read the full FundingPips review → · Read the full OneUp Trader review →
Based on our scoring methodology, FundingPips edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
FundingPips offers 80% → 90% profit split, while OneUp Trader offers 100% (first $10,000), then 90% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
FundingPips processes first payouts in 5 day(s), while OneUp Trader takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither FundingPips nor OneUp Trader are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
