Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | The5ers | OneUp Trader |
|---|---|---|
| Payout | ||
| Profit Split | 75% → 100% | 100% (first $10,000), then 90% |
| First Payout | 16 | 14 |
| Payout Frequency | Monthly (avg 16 days) | Weekly |
| Max Account Size | $250,000 | $250,000 |
In this independent head-to-head comparison of The5ers vs OneUp Trader, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
The5ers: Scale to $4 Million. No Upfront Fee Required.
OneUp Trader: Subscription-based futures prop trading with no phase requirements.
Based on our independent scoring methodology, The5ers scores 9.4/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: The5ers scores 9.4/10 vs OneUp Trader at 8.9/10.
Minimum Fee: The5ers starts from From $15; OneUp Trader starts from $65/mo. The5ers is cheaper at entry level.
Profit Split: The5ers offers 75% → 100%; OneUp Trader offers 100% (first $10,000), then 90%. OneUp Trader has the higher split.
Platforms: The5ers supports MT5 Hedge; OneUp Trader is on NinjaTrader, Sierra Chart, MultiCharts, TradeStation, Tradovate, and 15+ more.
Tradeable Markets: The5ers covers Forex, Metals, Indices, Crypto, Stocks, Commodities; OneUp Trader offers Futures (ES, NQ, YM, CL, GC, 6E, and 35+ CME products).
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how The5ers and OneUp Trader compare on pricing.
The5ers challenge fees start from From $15. The firm has operated since 2016. They have funded over 262,000+ traders.
OneUp Trader challenge fees start from $65/mo. The firm has operated since 2016.
On entry-level pricing, The5ers offers a lower starting fee — an important factor if you are testing with a smaller account first.
The5ers profit split: 75% → 100%. OneUp Trader profit split: 100% (first $10,000), then 90%. OneUp Trader delivers the higher cut to traders.
Payout frequency: The5ers pays Monthly (avg 16 days); OneUp Trader pays Weekly. Faster payouts are better for cash flow management.
Here is our full independent review of The5ers:
The5ers has been funding traders since January 2016, making it one of the two oldest major prop firms in the industry alongside FTMO. Founded by Saul Lokier and headquartered in Raanana, Israel, the firm has funded over 262,000 traders across 149 employees in 23 countries. That track record — nearly a decade of consistent operation — is the foundation of its reputation.
The firm’s standout program is Hyper Growth: a no-upfront-fee model where traders enter a scaling account that doubles with every 10% profit milestone, growing toward a maximum of $4,000,000. For experienced traders with a proven system, it is one of the highest-ceiling funded trading opportunities available.
The5ers suits experienced forex and multi-asset traders who value long-term capital scaling over fast payouts or high initial splits. The progression from small accounts to multi-million dollar funding is the core appeal — the trade-off is slower payout cycles and lower initial profit splits compared to newer competitors.
The Hyper Growth program’s no-fee entry model also makes The5ers uniquely accessible for skilled traders who can’t or prefer not to pay upfront challenge fees. If your strategy produces consistent 10% gains, the doubling scaling plan is one of the most powerful funding structures available.
The5ers offers four distinct programs:
The5ers earns an 8.6 BestProp score. Nearly a decade of operation, 262,000+ funded traders, and the Hyper Growth program’s $4M ceiling make it one of the most legitimate and ambitious funded trading programs available. The no-upfront-fee Hyper Growth entry is genuinely unique at this scale.
The trade-offs are real: monthly payouts with a 16-day average are slower than most competitors, and the initial 75% split on Hyper Growth is below the 80%+ standard elsewhere. Traders who prioritise payout speed or initial split percentage will find better options. But for those building a long-term funded trading career, The5ers’ scaling architecture and decade-long track record are hard to match.
Here is our full independent review of OneUp Trader:
OneUp Trader is one of the longest-standing futures prop firms in the industry, founded in 2016 and based in Delaware, USA. Rather than a traditional phased evaluation, OneUp uses a monthly subscription model — pay a flat monthly fee for an evaluation account and keep trading until you hit the profit target. There are no Phase 2 requirements.
OneUp uses a trailing max drawdown that locks in at your initial account balance. As your equity rises the drawdown level trails upward, but once it reaches your original starting balance it stops — meaning your maximum total loss from day one is capped at the drawdown amount. There is no daily loss limit, giving traders full flexibility on individual trading days.
Funded traders receive 100% of profits on the first $10,000 earned, then 90% on all profits thereafter. This makes OneUp unusually attractive in the early funded stage. Up to three funded accounts can be held simultaneously (one account for the Express plan).
News trading is prohibited during the funded phase with a 1-minute blackout window around major economic releases. High-frequency trading and latency arbitrage are banned — all positions must be held for at least 10 seconds. A consistency rule applies: the combined net profit of your three next-best trading days must equal at least 80% of your single best day, preventing performance from being dominated by one outlier session. Expert Advisors are permitted for individual accounts; copy trading across accounts is not.
OneUp supports 20+ platforms including NinjaTrader (provided free), Sierra Chart, MultiCharts, TradeStation, and Tradovate. Traders can access 40+ CME futures products including ES, NQ, YM, CL, GC, 6E, and a range of agricultural and currency contracts. Exchange data fees are waived — a meaningful cost saving compared to most futures brokers.
Payouts are processed weekly via bank wire, Bitcoin, USDT, or ETH. Crypto payouts carry a 5% processor fee. A 7-day free trial is available, allowing traders to test the platform before committing to a subscription.
Overall, our independent scoring gives The5ers the edge in this 2026 comparison. However, both firms have their merits. If OneUp Trader better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, The5ers scores higher overall (9.4/10). The best choice depends on your trading style, preferred instruments, and account size.
The5ers offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
OneUp Trader offers the higher profit split. The5ers: 75% → 100%. OneUp Trader: 100% (first $10,000), then 90%.
EA policies: The5ers — check the review. OneUp Trader — check the review. Always verify the latest policy directly with the firm.
News trading: The5ers — check the review. OneUp Trader — check the review.
Read the full The5ers review → · Read the full OneUp Trader review →
Based on our scoring methodology, The5ers edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
The5ers offers 75% → 100% profit split, while OneUp Trader offers 100% (first $10,000), then 90% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
The5ers processes first payouts in 16 day(s), while OneUp Trader takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither The5ers nor OneUp Trader are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
