Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Hantec Trader | iFunds |
|---|---|---|
| Payout | ||
| Profit Split | 90% (up to 95%) | 50-80% (inversely linked to max DD chosen) |
| First Payout | On demand | On demand |
| Payout Frequency | 14-day (7-day with add-on) | On demand |
| Max Account Size | $200,000 | $500,000 |
In this independent head-to-head comparison of Hantec Trader vs iFunds, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Hantec Trader: Hantec Group (35+ Years). 90-95% Split All Programs. 24h Payout Guarantee.
iFunds: No Evaluation. Choose Your Own Max DD. 50-80% Split. 24h Payout Guarantee.
Based on our independent scoring methodology, Hantec Trader scores 8.7/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Hantec Trader scores 8.7/10 vs iFunds at 7.8/10.
Minimum Fee: Hantec Trader starts from $17; iFunds starts from $250. Hantec Trader is cheaper at entry level.
Profit Split: Hantec Trader offers 90% (up to 95%); iFunds offers 50-80% (inversely linked to max DD chosen). Hantec Trader has the higher split.
Platforms: Hantec Trader supports MT4, MT5; iFunds is on MT4, MT5.
Tradeable Markets: Hantec Trader covers Forex, Metals, Indices, Crypto; iFunds offers Forex, Metals, Energies, Crypto, Stocks.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Hantec Trader and iFunds compare on pricing.
Hantec Trader challenge fees start from $17.
iFunds challenge fees start from $250. The firm has operated since 2024.
On entry-level pricing, Hantec Trader offers a lower starting fee — an important factor if you are testing with a smaller account first.
Hantec Trader profit split: 90% (up to 95%). iFunds profit split: 50-80% (inversely linked to max DD chosen). Hantec Trader delivers the higher cut to traders.
Payout frequency: Hantec Trader pays 14-day (7-day with add-on); iFunds pays On demand. Faster payouts are better for cash flow management.
Here is our full independent review of Hantec Trader:
Hantec Trader is operated by Hantec Trader Limited (Company No. C191400), incorporated in Mauritius and backed by the Hantec Group — a financial services organisation with 35+ years of trading history. UK-based support services are provided by HM Provider Limited (Company No. 14429485). The prop trading platform is accessible via htrader.hmarkets.com and offers six distinct challenge programs ranging from a 24-hour speedrun to a patient 3-step endurance track. Hantec Trader is an official UFC partner in the APAC region. All accounts operate on MT4 and MT5 with real-time market data from institutional liquidity providers.
The firm offers one of the highest standard profit splits in the industry: 90-95% across all programs. A 24-hour payout guarantee backs every withdrawal — if processing exceeds 24 business hours, the firm doubles the reward up to $1,000.
Instant24 ($13-$299 for $2K-$100K): The fastest path — complete within 24 hours of first trade. No profit target. Daily loss: 2%. Max loss: 3% trailing. 80-95% split. No weekend holding. A 15% trade consistency requirement applies. Restricted to non-UK, non-Mauritius, non-HK, non-Singapore residents.
Express 1-Step ($39-$999 for $2K-$200K): Single phase, 10% profit target. Daily loss: 5%. Max loss: 6% trailing (balance-based). 90-95% split. News trading and weekend holding both permitted. No consistency requirement. First payout on demand; 14-day cycle thereafter (7-day with add-on).
Enhanced 2-Step ($59-$1,169 for $5K-$200K): Phase 1: 8% target. Phase 2: 4% target. Daily loss: 4%. Max loss: 8% static. 90-95% split. News trading and weekend holding permitted. Consistency requirement applies. First payout on demand.
EnhancedX 2-Step ($59-$1,169 for $5K-$200K): Phase 1: 10% target. Phase 2: 5% target. Daily loss: 5%. Max loss: 10% static. 90-95% split. News trading and weekend holding permitted. No consistency requirement — the most permissive of the evaluation programs. First payout on demand.
Endurance 3-Step ($29-$499 for $5K-$200K — coming soon): Three phases at 6% profit each. Daily loss: 4%. Max loss: 8% static. Up to 95% split. Minimum 3 trading days per stage. Weekend holding permitted. Lowest fee entry point at $29 for a $5K account. No consistency requirement.
Instant Lite ($19-$699 for $1K-$100K): No profit target, no evaluation period. Daily loss: 3%. Max loss: 5% trailing. 90-95% split. Consistency required. News trading and weekend holding not permitted on this track.
Instant Funding ($19-$1,069 for $1K-$50K): Immediate funded access, no evaluation. Daily loss: 6%. Max loss: 6% trailing (daily + total identical). 90-95% split. News and weekend holds not permitted.
Hantec Trader’s 24-hour payout guarantee is one of the stronger commitments in the industry: if a withdrawal request is not approved within 24 business hours, the firm doubles the reward amount up to a $1,000 bonus. This is a meaningful accountability mechanism backed by a 35-year-old parent group.
Traders who pass the initial evaluation scale to the next account tier at no extra cost, up to a maximum of $200,000.
Platforms: MetaTrader 4, MetaTrader 5. Instruments: Forex, Metals, Indices, Cryptocurrencies. Tight institutional spreads. EA policy: not explicitly restricted in published rules — confirm with support. News trading: permitted on Express, Enhanced, EnhancedX; prohibited on Instant Lite and Instant Funding.
Restricted jurisdictions (varies by program): USA (all programs), UK, Mauritius, Hong Kong, Singapore (Instant programs). Additional regional restrictions apply — verify at checkout.
Hantec Trader earns a 7.7 BestProp score. The Hantec Group’s 35-year institutional background provides genuine credibility, the 90-95% profit split across all programs is among the highest standard splits in the prop firm industry, and the 24-hour payout guarantee with a doubling penalty is a strong accountability commitment. Six program types including the unique 24-hour Instant24 and the affordable Endurance 3-Step give traders meaningful structural choice. MT4/MT5 compatibility serves the broadest possible trader base.
The main considerations: USA residents are excluded from all programs, Instant programs restrict news trading and weekend holding, and no public Trustpilot score is confirmed. The parent group Hantec Markets adds reputational weight that most standalone prop firms cannot match. Traders willing to work within the restricted-country list and instrument set (Forex, Metals, Indices, Crypto only) will find one of the most structurally generous programs available.
Here is our full independent review of iFunds:
iFunds is operated by iFunds Ltd (Saint Lucia, Registration No. 2024-00154) and Synerjic Ltd (Cyprus, Registration No. 474148), led by CEO Layth Sanjaq. The firm offers a purely instant-funded model — there is no evaluation phase. Traders receive capital immediately and configure their own risk parameters at purchase. iFunds holds a 4.7/5 Trustpilot rating with 93% five-star reviews. Maximum account size is $500,000. Payouts are processed within 24 hours, with a 10% bonus (up to $1,000) if the 24-hour window is missed.
The defining feature of iFunds is its customizable risk-reward model: traders select their maximum drawdown threshold at account purchase (between 6% and 10% of initial balance). A lower chosen drawdown ceiling yields a higher profit split; a higher drawdown tolerance yields a lower split. This places risk management directly in the trader’s hands from day one.
No evaluation. No profit target to begin trading. Traders select a max drawdown level — the lower the max DD they accept, the higher their profit share. The exact split-to-DD mapping is:
There is no daily loss limit on any iFunds account — only the chosen maximum drawdown applies. This gives traders full intraday flexibility; only the total equity drop from the starting balance is monitored.
Note: fees represent a meaningful percentage of account size on smaller accounts ($250 for $2,500 = 10%). This is consistent with instant-funded models where no evaluation filters risk, and reflects the immediacy of funded access. Fees are described as a participation fee — refund terms are governed by iFunds’ separate Refund Policy.
Platforms: MetaTrader 4, MetaTrader 5. Instruments: Stocks, currencies, metals, energies, cryptocurrencies. Leverage: up to 1:100 (dynamic, based on risk level). All instruments accessible on both platforms with the same account.
iFunds earns a 6.5 BestProp score. The customizable risk-reward model is genuinely innovative — letting traders choose their own drawdown tolerance and receive a commensurate profit share puts risk management in the right hands. 4.7/5 Trustpilot with 93% five-star reviews is excellent for a 2024-registered firm. No daily loss limit provides real intraday freedom. EAs, news trading, trade copiers, and multi-IP are all permitted with minimal restrictions. On-demand payouts with a 24-hour guarantee and bonus incentive are strong operational commitments.
The main caution is the fee-to-account-size ratio on small accounts: $250 for a $2,500 funded account is a 10% upfront cost, and the base profit split at the highest drawdown tolerance is only 50%. Traders who want immediate funding of small accounts should run the numbers carefully — at 50% split and $250 fee, the break-even is $500 in gross profit (1 * fee * 2), meaning the account must gain 20% before the trader recups the fee net of split. iFunds works best for confident, disciplined traders who can accept tight drawdown limits in exchange for a higher profit share, or those with access to automated strategies that benefit from no daily DD restriction. The 2024 registration means the track record, while so far positive, is less than two years old.
Overall, our independent scoring gives Hantec Trader the edge in this 2026 comparison. However, both firms have their merits. If iFunds better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Hantec Trader scores higher overall (8.7/10). The best choice depends on your trading style, preferred instruments, and account size.
Hantec Trader offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
Hantec Trader offers the higher profit split. Hantec Trader: 90% (up to 95%). iFunds: 50-80% (inversely linked to max DD chosen).
EA policies: Hantec Trader — check the review. iFunds — check the review. Always verify the latest policy directly with the firm.
News trading: Hantec Trader — check the review. iFunds — check the review.
Read the full Hantec Trader review → · Read the full iFunds review →
Based on our scoring methodology, Hantec Trader edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Hantec Trader offers 90% (up to 95%) profit split, while iFunds offers 50-80% (inversely linked to max DD chosen) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Hantec Trader processes first payouts in On demand day(s), while iFunds takes approximately On demand day(s). Always verify current payout timelines on the firm's website.
Neither Hantec Trader nor iFunds are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
