Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Funded Futures Network | Top One Trader |
|---|---|---|
| Payout | ||
| Profit Split | 80% Sim Funded Pro → 90% Live Funded Pro | Up to 90% |
| First Payout | - | 1 |
| Payout Frequency | Same-day available | Bi-weekly (Weekly on 2-Step, 90-min on Instant) |
| Max Account Size | $250,000 | $200,000 |
Winner: Funded Futures Network
In this independent head-to-head comparison of Funded Futures Network vs Top One Trader, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Funded Futures Network: No Daily Loss Limit. Futures Only. Sim-to-Live Path. Up to $1.3M Allocation.
Top One Trader: 100% Fee Refund on Passing. 90-Min Payouts. Scales to $5M. 4.6/5 Trustpilot.
Based on our independent scoring methodology, Funded Futures Network scores 8.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Funded Futures Network scores 8.6/10 vs Top One Trader at 8.5/10.
Minimum Fee: Funded Futures Network starts from $125; Top One Trader starts from $59. Top One Trader is cheaper at entry level.
Profit Split: Funded Futures Network offers 80% Sim Funded Pro → 90% Live Funded Pro; Top One Trader offers Up to 90%. Funded Futures Network has the higher split.
Platforms: Funded Futures Network supports Quantower (FundX), EdgeProX, NinjaTrader, Browser-based; Top One Trader is on TradeLocker, Match Trader, cTrader, MT5.
Tradeable Markets: Funded Futures Network covers ES, NQ, YM, RTY, CL, GC, Treasuries, FX Futures, all Micros; Top One Trader offers Forex, Indices, Metals, Crypto.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Funded Futures Network and Top One Trader compare on pricing.
Funded Futures Network challenge fees start from $125. The firm has operated since 2022.
Top One Trader challenge fees start from $59. The firm has operated since 2023. They have funded over 26,000+ traders. Total payouts to date: $5,000,000+.
On entry-level pricing, Top One Trader offers a lower starting fee — an important factor if you are testing with a smaller account first.
Funded Futures Network profit split: 80% Sim Funded Pro → 90% Live Funded Pro. Top One Trader profit split: Up to 90%. Funded Futures Network delivers the higher cut to traders.
Payout frequency: Funded Futures Network pays Same-day available; Top One Trader pays Bi-weekly (Weekly on 2-Step, 90-min on Instant). Faster payouts are better for cash flow management.
Here is our full independent review of Funded Futures Network:
Funded Futures Network LLC (FFN) was founded in 2022 by Kevin Swart and is headquartered in Florida, USA. The firm focuses exclusively on US futures markets and has built a reputation for transparent, trader-first evaluation rules, earning a 4.2/5 Trustpilot score from 461+ reviews. Maximum combined allocation reaches $1,300,000 per trader across multiple accounts.
Two evaluation tracks are available – Standard and Express – each with a two-stage funding path: Sim Funded Pro (80% split, consistency rules apply) advancing to Live Funded Pro (90% split, no consistency rule).
Standard Evaluation (no daily loss limit): The defining feature of Standard accounts is the absence of a daily loss limit. Only the EOD trailing maximum drawdown applies. Intraday drawdowns that recover by end of session do not count against the account – only the closing balance is evaluated. This eliminates the most common cause of futures prop evaluation failure: a volatile session that recovers but still exceeds an intraday daily limit.
Express Evaluation (stricter consistency): Same structure as Standard but with a tighter consistency rule: the best single day may not exceed 25% of total profit target (vs 40% on Standard). For traders with a more uniform day-to-day P&L, Express offers slightly lower fees relative to account size.
Both tracks use end-of-day trailing drawdown during evaluation and transition to a more protective structure at the funded stage.
A 50% discount code (TOPPROP per TPO) brings Standard fees to roughly $63-$290. Note: an activation fee of $120 applies when transitioning from evaluation to the Sim Funded Pro stage – this is in addition to the evaluation fee.
Sim Funded Pro (80% split): The first funded stage. A 40% consistency rule applies – no single trading day may account for more than 40% of total profits. Approximately 3 payout events required to complete this stage. Same-day payouts available.
Live Funded Pro (90% split): After meeting Sim Funded Pro milestones, traders advance to Live Funded Pro with 90% split and no consistency restriction. This two-stage path rewards traders who demonstrate consistent profitability over time rather than a single outsized session.
Platforms: Quantower (FundX), EdgeProX, browser-based (TradingView-style), NinjaTrader. Instruments: ES, NQ, YM, RTY (equity index futures), CL (crude oil), GC (gold), Treasury futures, FX futures, and all micro equivalents (MES, MNQ, MYM, M2K, MCL, MGC).
Funded Futures Network earns a 7.5 BestProp score. Founded in 2022, 461+ Trustpilot reviews at 4.2/5, and a $1.3M maximum allocation give FFN a credible foundation among futures prop firms. The Standard track’s absence of a daily loss limit is a meaningful structural advantage – it removes the most common source of false-positive failures in volatile futures markets. The two-stage Sim-to-Live funding path is transparent and well-designed, and the broad instrument coverage (equity indices, energy, metals, treasuries, FX futures, micros) suits diverse futures trading styles.
Key considerations: the $120 activation fee adds to the total cost beyond the evaluation fee, weekend and overnight holds are prohibited, and the payout minimum of $500 may frustrate traders on smaller accounts early in the Sim Funded Pro stage. No daily loss limit requires strong self-discipline since a single large intraday session can consume the full max drawdown buffer. Best suited for disciplined EOD-focused futures traders who trade US session hours.
Here is our full independent review of Top One Trader:
Top One Trader was founded in 2023 and is headquartered in Sheridan, Wyoming, USA, led by co-CEOs Matt Morris and Brycen Coffman. The firm has distributed $5M+ in verified payouts to over 26,000 traders worldwide and holds a 4.6/5 Trustpilot rating from 712 reviews. Maximum initial account size is $200,000, with scaling potential to $5,000,000 — one of the higher scaling ceilings in the space. Challenge fees are 100% refunded upon successful evaluation completion.
Top One Trader’s flagship differentiator is payout speed: average processing time is 1 hour 44 minutes from approval, with same-day payments across all programs. The platform supports TradeLocker, Match Trader, cTrader, and MT5.
Single-phase evaluation with a 10% profit target. Daily loss: 4%. Max drawdown: 7% trailing. Leverage up to 1:10. No consistency rule. Minimum 3 profitable trading days. Weekend holds permitted. Fee refunded on passing. Up to 90% profit split. Fees: $5K/$59, $10K/$99, $25K/$199, $50K/$265, $100K/$532, $200K/$999.
Two-phase evaluation. Phase 1: 8% target. Phase 2: 5% target. Daily loss: 5%. Max drawdown: 10% static. Leverage up to 1:30. Consistency rule: single best day may not exceed 50% of total profits. Minimum 5 trading days required (vs 3 on Flash). Weekly payouts available. Up to 90% split. Fee refunded on passing. Maximum account size $100,000 (2-Step does not scale to $200K at entry). Fees: $5K/$79, $10K/$125, $25K/$235, $50K/$325, $100K/$699.
No evaluation stage — trader begins in a funded account immediately. No profit target. No daily loss limit. Max drawdown: 6% trailing. Leverage up to 1:50. Consistency rule: best day may not exceed 20% of total profits. Average payout: 90 minutes. Up to 90% split. Weekend holds: 15% of account value maximum. Fees: $5K/$125, $10K/$209, $25K/$392, $50K/$543, $100K/$1,057, $200K/$2,349.
Pay $7 initially, remainder ($165-$275 depending on size) only after passing a light evaluation. 5% profit target, no daily loss limit, only 6% max drawdown. 100% profit split when funded. Available at $25K-$200K. A low-risk entry point for traders who prefer outcome-based fee payment.
cTrader offers the best execution environment with lowest spreads and zero commission on metals and indices.
Platforms: TradeLocker, Match Trader, cTrader, MetaTrader 5. Instruments: Forex (majors, minors, exotics), 15 global indices, Gold, Silver, Bitcoin, Ethereum. Four-platform choice is above average for the industry.
Top One Trader earns a 7.4 BestProp score. Founded in 2023, Wyoming USA. 4.6/5 Trustpilot from 712 reviews is solid for a relatively young firm. The 100% fee refund on successful challenge completion removes a key barrier to entry — traders pay zero net cost to get funded if they pass. The $5M scaling ceiling and sub-2-hour payout average are standout operational strengths. Four supported platforms (including cTrader with institutional-tier spreads) and a genuine Nova pay-after-passing option round out a well-structured offering.
Notable trade-offs: the 50% consistency rule on 2-Step penalises traders who have one outsized day even if their overall P&L is strong. Instant Funding’s 20% consistency rule is similarly restrictive. The 2-Step maximum account of $100K means traders wanting $200K must use the Flash program. Commission applies on all platforms at $2.00-$2.50/lot — factor this into target calculations. Founded only in 2023, so the track record, while promising, remains under three years old.
Overall, our independent scoring gives Funded Futures Network the edge in this 2026 comparison. However, both firms have their merits. If Top One Trader better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Funded Futures Network scores higher overall (8.6/10). The best choice depends on your trading style, preferred instruments, and account size.
Top One Trader offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
Funded Futures Network offers the higher profit split. Funded Futures Network: 80% Sim Funded Pro → 90% Live Funded Pro. Top One Trader: Up to 90%.
EA policies: Funded Futures Network — check the review. Top One Trader — check the review. Always verify the latest policy directly with the firm.
News trading: Funded Futures Network — check the review. Top One Trader — check the review.
Read the full Funded Futures Network review → · Read the full Top One Trader review →
Based on our scoring methodology, Funded Futures Network edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Funded Futures Network offers 80% Sim Funded Pro → 90% Live Funded Pro profit split, while Top One Trader offers Up to 90% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Funded Futures Network processes first payouts in - day(s), while Top One Trader takes approximately 1 day(s). Always verify current payout timelines on the firm's website.
Neither Funded Futures Network nor Top One Trader are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
