Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Lux Trading Firm | Funded Trading Plus |
|---|---|---|
| Payout | ||
| Profit Split | 80% | Up to 100% |
| First Payout | - | — |
| Payout Frequency | Instant (when in profit, all positions closed) | Weekly (3, 5, or 7-day intervals) |
| Max Account Size | $1,000,000 | $400,000 |
Winner: Funded Trading Plus
In this independent head-to-head comparison of Lux Trading Firm vs Funded Trading Plus, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Lux Trading Firm: A-Book Live Execution. No Daily Drawdown. Scales to $10M. Est. 2020.
Funded Trading Plus: 4.7/5 Trustpilot. No Min Trading Days. Weekly Payouts from Day 0. 100% Split.
Based on our independent scoring methodology, Funded Trading Plus scores 8.9/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Lux Trading Firm scores 8.8/10 vs Funded Trading Plus at 8.9/10.
Minimum Fee: Lux Trading Firm starts from £199; Funded Trading Plus starts from $119. Funded Trading Plus is cheaper at entry level.
Profit Split: Lux Trading Firm offers 80%; Funded Trading Plus offers Up to 100%. Funded Trading Plus has the higher split.
Platforms: Lux Trading Firm supports MT4, MT5, TradingView, MatchTrader; Funded Trading Plus is on cTrader, Match Trader, DXTrade.
Tradeable Markets: Lux Trading Firm covers Forex, Indices, Commodities, Crypto, Stocks; Funded Trading Plus offers Forex, Metals, Energy, Indices, Crypto.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Lux Trading Firm and Funded Trading Plus compare on pricing.
Lux Trading Firm challenge fees start from £199. The firm has operated since 2020.
Funded Trading Plus challenge fees start from $119. The firm has operated since 2021.
On entry-level pricing, Funded Trading Plus offers a lower starting fee — an important factor if you are testing with a smaller account first.
Lux Trading Firm profit split: 80%. Funded Trading Plus profit split: Up to 100%. Funded Trading Plus delivers the higher cut to traders.
Payout frequency: Lux Trading Firm pays Instant (when in profit, all positions closed); Funded Trading Plus pays Weekly (3, 5, or 7-day intervals). Faster payouts are better for cash flow management.
Here is our full independent review of Lux Trading Firm:
Lux Trading Firm was founded in 2020 and is operated by Lux Trading Firm Ltd (UK company #13160991, 128 City Road, London EC1V 2NX) and Lux Trading Firm ME L.L.C-FZ (UAE, #2311235.01, Dubai). CEO Oliver Olejár has built one of the most structurally distinct prop firms operating today – the only major prop firm to hold a Financial Times Award for Best A-book Prop Firm and one of the few that routes funded trades directly to the live market via FX Edge institutional liquidity. Trustpilot: 4.1/5 from 626+ reviews across five years of operation.
Most prop firms operate purely simulated accounts where the firm has no real market exposure. Lux Trading Firm’s funded accounts execute directly to the market via FX Edge, a real institutional liquidity provider. Trades are A-book routed – the firm has no conflict of interest in your success or failure, as it hedges all positions in the live market. This is the same model used by institutional prime brokers and is verified by an audited $1,000,000 track record. The Financial Times recognised this model with its Best A-book Prop Firm award – an external validation rarely achieved in this industry.
Practical consequence: a mandatory stop-loss rule on every trade. Because Lux carries real market risk on funded positions, it requires traders to protect every position with a stop-loss placed before entry. This is not a bureaucratic rule – it is a genuine risk management requirement that mirrors professional trading desk standards.
Three programs are available. All fees are in GBP.
1-Step Evaluation (£199-£999): A single evaluation phase with a profit target that varies by account size. The evaluation fee is 100% refunded after passing. Funded accounts scale up to $10,000,000 as the trader hits 10% profit targets at each funded level. No minimum or maximum trading day requirements.
INSTA Funding (£299-£699): Instant access without an evaluation phase. 12% profit target yields a one-time payout (80% of target profits). INSTA accounts do not scale and do not have copy trading access between accounts.
Prediction Markets (£85-£350): A specialist track for traders operating in prediction and event-based markets. Account sizes from £10,000 to £50,000. A 7-day free trial is available before purchasing.
Lux uses a single static maximum drawdown of 6% of the starting balance. There is no daily drawdown limit. This is one of the most trader-friendly drawdown structures in the industry – a bad session, a string of losses, or intraday volatility does not trigger an account breach unless the cumulative loss from the starting balance exceeds 6%. The drawdown never trails upward as the account grows, which means a funded $100,000 account maintains a $6,000 buffer regardless of how far it scales.
Evaluation-track funded accounts scale automatically after each 10% profit target is hit. The progression runs from the initial funded account to a maximum of $10,000,000 – the highest documented scaling ceiling of any standard prop firm program. Traders who reach elite status also access a salary program covering a stable monthly income. TPA (Traders’ Protection Authority) membership provides an additional dispute resolution layer.
Platforms: MetaTrader 4, MetaTrader 5, TradingView, MatchTrader (TraderEvolution). Instruments: Forex, Indices, Commodities, Cryptocurrencies, Stocks.
Lux Trading Firm earns a 7.8 BestProp score. Five years of operation, A-book live market execution, Financial Times award recognition, an audited track record, $10M scaling ceiling, no daily drawdown limit, and a dedicated risk manager from funded stage represent a genuinely institutional-grade prop firm offering. The 626+ Trustpilot reviews over five years reflect a firm that has delivered consistently at scale.
Traders should weigh three material constraints before purchasing. First, the mandatory stop-loss rule and 5% single-trade profit cap require disciplined trade management and will not suit every style – in particular, traders who run positions without stops or who rely on occasional large asymmetric wins. Second, the 80% profit split is below the 85-90% now standard at many newer competitors, and fees are in GBP (exchange rate exposure for non-GBP traders). Third, fully automated EAs are prohibited. For traders who accept these requirements, Lux offers one of the most credibly structured prop programs available – particularly for those who value genuine market execution over simulated environments.
Here is our full independent review of Funded Trading Plus:
Funded Trading Plus (FTP) was founded in November 2021 by co-founder Simon Massey and is operated by FTP London Ltd, registered at 7 Bell Yard, London WC2A 2JR, UK. The firm has built one of the strongest reputations in the CFD prop space: 4.7/5 Trustpilot from over 2,000 reviews, with more than 90% five-star ratings. Maximum initial account size is $400,000, scaling to $2,500,000 with the Enhanced Scaling add-on. All programs operate on cTrader, Match Trader, or DXTrade with access to Forex, Metals, Energy, Indices, and Crypto.
The defining operational strengths: no minimum trading days on four of six programs, weekly payouts from Day 0, and a 100% profit split achievable on all programs after scaling. EAs, algos, and bots are fully supported.
One-Phase Experienced ($119-$949 for $12.5K-$200K): Single phase, 10% profit target. Daily loss: 4%. Max drawdown: 6% static. No minimum trading days. Up to 100% split. Minimum $50 withdrawal. First payout from Day 0. Best for experienced traders who want a clean single-phase structure with no time pressure.
Two-Phase Premium ($247-$1,097 for $25K-$200K): Phase 1: 8%. Phase 2: 5%. Daily loss: 4%. Max drawdown: 8% static. No minimum trading days. Up to 100% split. A balanced two-phase program with lower combined targets (8%+5%) and tighter daily loss than Advanced.
Two-Phase Advanced ($249-$1,099 for $25K-$200K): Phase 1: 10%. Phase 2: 5%. Daily loss: 5%. Max drawdown: 10% static. No minimum trading days. Up to 100% split. Wider buffers than Premium — suited to traders who want more room and are comfortable with a higher combined target.
Prestige Lite ($129-$209 for $25K-$50K) and Prestige Pro ($139-$469 for $25K-$200K): Both follow a 10%/5% two-phase structure with 5% daily DD, 10% max DD, and a minimum 3 trading days requirement — the only programs in the lineup with a minimum day rule. Weekly payouts. Up to 100% split.
Master Instant Funding ($225-$4,500 for $5K-$100K): No evaluation. No profit target. Daily loss: 6%. Max drawdown: 6% static. Immediate funded access. Cannot hold positions over weekends. Up to 100% split. First payout from Day 0, weekly thereafter. The high fees relative to account size reflect the absence of any evaluation hurdle.
Platforms: cTrader, Match Trader, DXTrade. Instruments: Forex, Metals, Energy, Indices, Crypto. Three-platform choice is above average for UK-registered firms. cTrader offers institutional-grade execution with raw spreads on many pairs.
Funded Trading Plus earns an 8.0 BestProp score — one of the strongest among UK-registered prop firms. The 4.7/5 Trustpilot from 2,000+ reviews (90%+ five-star) is an exceptional credibility signal for a firm founded in 2021. No minimum trading days on four programs removes artificial time pressure. Weekly payouts from Day 0, full EA support, a 100% achievable profit split, and a £400K maximum allocation make this a trader-first operation. Static drawdown across all programs means there is no trailing high-water mark to worry about intraday.
The main considerations: Master Instant Funding has very high fees relative to account size ($4,500 for $100K instant access), weekend holds are prohibited on Instant accounts, and news trading restrictions are not clearly published — verify before purchase if event trading is part of your strategy. Overall, FTP is a top-tier option for systematic traders, EA operators, and anyone who values payout speed and operational reliability over the lowest possible entry fee.
Overall, our independent scoring gives Funded Trading Plus the edge in this 2026 comparison. However, both firms have their merits. If Lux Trading Firm better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Funded Trading Plus scores higher overall (8.9/10). The best choice depends on your trading style, preferred instruments, and account size.
Funded Trading Plus offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
Funded Trading Plus offers the higher profit split. Lux Trading Firm: 80%. Funded Trading Plus: Up to 100%.
EA policies: Lux Trading Firm — check the review. Funded Trading Plus — check the review. Always verify the latest policy directly with the firm.
News trading: Lux Trading Firm — check the review. Funded Trading Plus — check the review.
Read the full Lux Trading Firm review → · Read the full Funded Trading Plus review →
Based on our scoring methodology, Funded Trading Plus edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Lux Trading Firm offers 80% profit split, while Funded Trading Plus offers Up to 100% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Lux Trading Firm processes first payouts in - day(s), while Funded Trading Plus takes approximately a variable timeframe. Always verify current payout timelines on the firm's website.
Neither Lux Trading Firm nor Funded Trading Plus are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
