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Home › Comparisons › Instant Funding vs Sure Leverage Funding — Which is Better?
Instant Funding
8.8/10
★★★★☆
VS
Sure Leverage Funding
7.5/10
★★★½☆

Instant Funding vs Sure Leverage Funding — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

Get Funded Now — Instant Funding Get Funded Now — Sure Leverage Funding

Instant Funding vs Sure Leverage Funding — Side-by-Side

Feature Instant Funding Sure Leverage Funding
Payout
Profit Split 80% (up to 95%) 80% (up to 100% on 1-Step)
First Payout 14 -
Payout Frequency On-demand / 14-day / Weekly (varies by program) On-demand / 14-day / 30-day (by program)
Max Account Size $300,000 $200,000
Our Verdict — Instant Funding vs Sure Leverage Funding

Winner: Instant Funding

Instant Funding vs Sure Leverage Funding — Executive Summary (2026)

In this independent head-to-head comparison of Instant Funding vs Sure Leverage Funding, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

Instant Funding: 8 Programs. $25 Min Payout. Smart Drawdown. Est. 2021.

Sure Leverage Funding: 7 Programs incl. EA Challenge and No Max DD Evaluation.

Based on our independent scoring methodology, Instant Funding scores 8.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: Instant Funding vs Sure Leverage Funding

BestProp Score: Instant Funding scores 8.8/10 vs Sure Leverage Funding at 7.5/10.

Minimum Fee: Instant Funding starts from -; Sure Leverage Funding starts from $25.

Profit Split: Instant Funding offers 80% (up to 95%); Sure Leverage Funding offers 80% (up to 100% on 1-Step). Sure Leverage Funding has the higher split.

Platforms: Instant Funding supports cTrader, Match Trader, MT5; Sure Leverage Funding is on MT5, Match Trader, TradeLocker.

Tradeable Markets: Instant Funding covers Forex, Metals, Energy, Indices, Crypto; Sure Leverage Funding offers Forex, Metals, Energy, Indices, Crypto.

Pricing Comparison: Instant Funding vs Sure Leverage Funding

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Instant Funding and Sure Leverage Funding compare on pricing.

Instant Funding challenge fees start from –. The firm has operated since 2021. They have funded over 85,000+ traders. Total payouts to date: $18,700,000+.

Sure Leverage Funding challenge fees start from $25. The firm has operated since 2023. They have funded over 10,000+ traders.

Challenge Rules: Instant Funding vs Sure Leverage Funding

Drawdown Rules

Trading Conditions

Payout Comparison: Instant Funding vs Sure Leverage Funding

Instant Funding profit split: 80% (up to 95%). Sure Leverage Funding profit split: 80% (up to 100% on 1-Step). Sure Leverage Funding delivers the higher cut to traders.

Payout frequency: Instant Funding pays On-demand / 14-day / Weekly (varies by program); Sure Leverage Funding pays On-demand / 14-day / 30-day (by program). Faster payouts are better for cash flow management.

Instant Funding — Full Review

Here is our full independent review of Instant Funding:

Introduction to Instant Funding

Instant Funding launched in June 2021 and is operated by Acello Ltd (company number 12696083, registered in England and Wales), with its registered address at 30 Old Bailey, London EC4M 7AU. A second entity, IF Pro Ltd, is registered in Saint Lucia (2025-00056). CEO Lewis has built one of the more established UK-rooted prop firms, with $18.7M+ in total payouts, 85,000+ registered traders, and a 4.5/5 Trustpilot score from over 4,000 reviews – a meaningful independent signal of reliability at scale.

The firm offers eight distinct programs covering instant funding, single-phase, and two-phase evaluations, with a minimum account size of $625 and maximum combined allocation of $3,840,000. The standout feature is a $25 minimum payout – the lowest threshold in the prop firm industry.

Programs Overview

Instant Funding’s eight programs fall into three families:

No-Evaluation (Instant) Programs:

  • Instant Funding: No profit target. Smart Drawdown system (see below). 10% max drawdown, no daily limit. 80% split. Payouts every 14 days or weekly with add-on.
  • Instant Funding GO: Simplified instant access variant. No profit target. 10% Smart Drawdown. 80% split.
  • IF Micro: Entry-level instant funding. No profit target. 8% static max drawdown. 3% daily drawdown. 80-90% split. On-demand payouts.
  • IF1: Live 24-hour funded accounts. No profit target. 8% static max drawdown. 3% daily drawdown. 80-90% split. On-demand payouts.

One-Phase Evaluation Programs:

  • One-Phase: 10% profit target. 8% static max drawdown. 3% daily drawdown. 80-90% split. On-demand payouts after passing.
  • One-Phase Micro: 10% profit target. 8% static max drawdown. 3% daily drawdown. 80-90% split. 7-day payout cycle.

Two-Phase Evaluation Programs:

  • Two-Phase: Phase 1: 8% target. Phase 2: 5% target. 10% static max drawdown. 5% daily drawdown. 80-90% split. On-demand payouts.
  • Two-Phase Max: Phase 1: 8% target. Phase 2: 4% target. 10% static max drawdown. 4% daily drawdown. 60-95% split (progressive). Anytime payouts.

Smart Drawdown – Instant Funding’s Unique Feature

The flagship Instant Funding and GO accounts use a Smart Drawdown mechanism rather than a standard static drawdown. The account starts with a 10% maximum drawdown limit. Once the trader reaches 5% net profit, the drawdown locks permanently at 5% of the starting balance. This means growing accounts receive progressively tighter floor protection – the more profit earned, the more of it is preserved. It is one of the more thoughtful risk management designs in the prop firm space.

Trading Rules

  • News trading: Restricted on funded accounts. An add-on purchase unlocks news trading.
  • Weekend holding: Restricted by default. Available via add-on or on select account types.
  • Expert Advisors: Public third-party EAs are prohibited. Private EAs may be permitted – confirm with support before use.
  • Copy trading: Allowed between your own accounts only. Cross-account with third parties is prohibited.
  • HFT: Prohibited. Minimum 60-second hold time applies.
  • Grid / martingale: Grid prohibited. Martingale partially allowed on some account types – verify before use.
  • Hedging: Prohibited between accounts.
  • Leverage: Up to 1:100.

Platforms and Instruments

Three platforms: cTrader, Match Trader, MetaTrader 5. Instruments span Forex, Metals, Energy, Indices, and Cryptocurrencies. No stocks or individual equities.

Payouts

  • Minimum payout: $25 (industry-lowest)
  • Processing: Within 24 hours
  • Methods: Crypto, Rise (bank transfer)
  • Scaling: Instant accounts double with each scale-up (to $1,280,000). Challenge accounts grow 25% every 90 days (up to 100% of starting balance).
  • Maximum combined allocation: $3,840,000
  • Total paid out: $18.7M+ since 2023

Our Verdict

Instant Funding earns a 7.8 BestProp score. Five years of operation, $18.7M+ verified payouts, 4.5/5 Trustpilot from 4,000+ reviews, and an industry-low $25 minimum payout make this one of the most credibly established prop firms on the market. The Smart Drawdown mechanism is genuinely innovative, and the breadth of eight programs means most trader profiles can find a suitable fit.

The deductions come from the 80% base split (below the 90% now standard at many competitors), add-on fees for news trading and weekend holding that others include by default, public EA restrictions, and limited CEO transparency. The news trading add-on in particular is worth factoring into the total cost before purchasing. For traders who trade within standard hours on supported instruments, Instant Funding is a reliable, proven choice.

Sure Leverage Funding — Full Review

Here is our full independent review of Sure Leverage Funding:

Introduction to Sure Leverage Funding

Sure Leverage Funding (SLF) was founded in November 2023 and is operated by ASAP Solutions FZ-LLC, headquartered at the Compass Building, Al Hamra Industrial Zone, Ras Al Khaimah, UAE. CEO Sebastian Ness leads the platform, which serves 10,000+ traders globally across seven distinct programs including a unique EA-dedicated challenge and a No Maximum Drawdown evaluation track.

Important trust note: SLF holds a 4.5/5 Trustpilot score from over 310 reviews, which is a positive independent signal. However, ScamAdviser rates the domain at 1/100, and TheTrustedProp lists the firm as unverified with an unclaimed profile and notes the firm has been unresponsive to trader concerns. Traders should factor these signals into their due diligence and start with the smallest available account size before committing significant capital.

Programs (7 Total)

1-Step Challenge: Single phase, 8% profit target. Max drawdown: 8% static. Daily drawdown: 4%. Profit split: up to 100% (progressive). No time limit. Fees from $42 ($5K) to $749 ($200K) before the current 30% default discount.

2-Step Challenge: Phase 1: 10% target. Phase 2: 5% target. Max drawdown: 10% static. Daily drawdown: 5%. Profit split: 80%. Fees from $33-$659 pre-discount.

3-Step Challenge: Three phases, 5% target each. Max drawdown: 6% static. Daily drawdown: 3%. Profit split: 80%. Lowest fees of evaluation programs ($25-$579 pre-discount). Tightest drawdown rules – suited to very consistent traders.

EA Challenge: Designed specifically for algorithmic traders. 6% profit target. Max drawdown: 8%. Daily drawdown: 4%. Profit split: 80%. Fees from $85-$1,359 pre-discount. Note: EAs are restricted on standard funded accounts – if you trade algorithmically, the EA Challenge track is the appropriate path.

Instant Funding: No evaluation required, no profit target. Max drawdown: 8% static (does not trail profits – a meaningful feature). Daily drawdown: 4%. Profit split starts at 50% on the first withdrawal and scales to 80% from the sixth withdrawal onward. This progressive split structure means early payouts retain significantly less – factor this into cash flow expectations. Fees from $99-$1,919 pre-discount.

Instant Funding Pro: Streamlined instant access with fixed 80% split from the first withdrawal (no progressive ramp-up). Max drawdown: 7%. Daily drawdown: 3%. Fees from $110-$1,222 pre-discount.

No Max DD Challenge: A unique evaluation model with no maximum drawdown limit during the evaluation phase. 6% profit target. Daily drawdown: 3%. Once funded, a standard 6% max drawdown applies. Profit split: 80%. Fees from $95-$415 pre-discount (available on $5K-$50K sizes only). This is one of the few prop firm evaluations where a single bad session cannot end the challenge.

Trading Rules

  • Commission: $5 per standard lot (raw spreads). Factor this into profitability calculations alongside the challenge fee.
  • News trading: Prohibited
  • Hedging: Prohibited between accounts
  • Martingale / tick scalping: Prohibited
  • VPN / VPS: Prohibited
  • EAs: Restricted on standard funded accounts. Use the EA Challenge track for algorithmic strategies.
  • Copy trading: Own accounts only
  • Daily profit cap: 20-25% of total payout profits (consistency rule applies to withdrawals)

Platforms and Instruments

Platforms: MetaTrader 5, Match Trader, TradeLocker. Instruments: Forex pairs (primary), Metals, Energy, Indices, Crypto. Raw spreads with $5/lot commission.

Payouts

  • Methods: Riseworks.io (bank transfer), USDT TRC20 (crypto)
  • Processing: Within 24 hours. If delayed beyond 24 hours, trader receives an additional 10% profit split bonus.
  • Minimum withdrawal: $100
  • Frequency: On-demand, 14-day, or 30-day depending on program
  • Default discount: 30% off all challenges (applied automatically; seasonal codes may offer more)

Our Verdict

Sure Leverage Funding earns a 6.2 BestProp score. The programme breadth is genuinely impressive for a firm founded in late 2023 – seven tracks including an EA-specific path and a No Max DD evaluation are differentiators not widely available elsewhere. The 30% default discount keeps fees competitive, the 10% late-payout bonus is a credible accountability mechanism, and the 4.5/5 Trustpilot score from 310+ reviews is a positive signal.

Several concerns temper the score. ScamAdviser rates the domain at 1/100, a flag worth noting even acknowledging that tool’s imperfect methodology. TheTrustedProp lists the firm as unverified with an unresponsive profile. The Instant Funding profit split starting at 50% is among the lowest in the industry for first withdrawals, and the $5/lot commission adds real cost on top of challenge fees. News trading is prohibited, and EAs are restricted on standard funded accounts. BestProp recommends starting with the smallest account size on the No Max DD or 1-Step track to verify the payout process before scaling capital.

Instant Funding — Key Strengths

  • BestProp score: 8.8/10
  • Competitive 80% (up to 95%) profit split
  • Challenge fees from –
  • 85,000+ funded traders
  • $18,700,000+ total paid out
  • Available on cTrader, Match Trader, MT5
  • Operating since 2021

Sure Leverage Funding — Key Strengths

  • BestProp score: 7.5/10
  • Competitive 80% (up to 100% on 1-Step) profit split
  • Challenge fees from $25
  • 10,000+ funded traders
  • Available on MT5, Match Trader, TradeLocker
  • Operating since 2023

Final Verdict: Instant Funding vs Sure Leverage Funding (2026)

Overall, our independent scoring gives Instant Funding the edge in this 2026 comparison. However, both firms have their merits. If Sure Leverage Funding better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: Instant Funding vs Sure Leverage Funding

Which is better, Instant Funding or Sure Leverage Funding?

Based on our independent scoring, Instant Funding scores higher overall (8.8/10). The best choice depends on your trading style, preferred instruments, and account size.

Is Instant Funding cheaper than Sure Leverage Funding?

Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.

Which has a better profit split, Instant Funding or Sure Leverage Funding?

Sure Leverage Funding offers the higher profit split. Instant Funding: 80% (up to 95%). Sure Leverage Funding: 80% (up to 100% on 1-Step).

Can I use an EA or trading bot?

EA policies: Instant Funding — check the review. Sure Leverage Funding — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: Instant Funding — check the review. Sure Leverage Funding — check the review.

Read the full Instant Funding review →  ·  Read the full Sure Leverage Funding review →

Who should choose Instant Funding?
  • Traders wanting 80% (up to 95%) profit split
  • Users of cTrader, Match Trader, MT5
  • Anyone looking for a top-rated funded challenge
Who should choose Sure Leverage Funding?
  • Traders wanting 80% (up to 100% on 1-Step) profit split
  • Users of MT5, Match Trader, TradeLocker
  • Anyone looking for a solid funded challenge

Frequently Asked Questions — Instant Funding vs Sure Leverage Funding

Based on our scoring methodology, Instant Funding edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

Instant Funding offers 80% (up to 95%) profit split, while Sure Leverage Funding offers 80% (up to 100% on 1-Step) profit split. Check each firm's current terms as these can change.

Check our offers page for the latest verified deals on both firms.

Instant Funding processes first payouts in 14 day(s), while Sure Leverage Funding takes approximately - day(s). Always verify current payout timelines on the firm's website.

Neither Instant Funding nor Sure Leverage Funding are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

Instant Funding
8.8/10
Read Review →
Sure Leverage Funding
7.5/10
Read Review →