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FXIFY
9.3/10
★★★★½
VS
FundYourFX
8.8/10
★★★★☆

FXIFY vs FundYourFX — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

View Firm — FXIFY Get Funded Now — FundYourFX

FXIFY vs FundYourFX — Side-by-Side

Feature FXIFY FundYourFX
Payout
Profit Split Up to 90% (100% Futures) 70-80%
First Payout — 1
Payout Frequency On-demand from day 1 ($50 minimum) On Demand (within 24 hours)
Max Account Size $400,000 $200,000
Our Verdict — FXIFY vs FundYourFX

Winner: FXIFY

FXIFY vs FundYourFX — Executive Summary (2026)

In this independent head-to-head comparison of FXIFY vs FundYourFX, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

FXIFY: $40M Paid Out. Martingale Allowed. $50 Min Withdrawal.

FundYourFX: One of the most affordable prop firms with refundable fees and 24-hour payouts.

Based on our independent scoring methodology, FXIFY scores 9.3/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: FXIFY vs FundYourFX

BestProp Score: FXIFY scores 9.3/10 vs FundYourFX at 8.8/10.

Minimum Fee: FXIFY starts from $59; FundYourFX starts from $16. FundYourFX is cheaper at entry level.

Profit Split: FXIFY offers Up to 90% (100% Futures); FundYourFX offers 70-80%. FXIFY has the higher split.

Platforms: FXIFY supports MT4, MT5, DXTrade; FundYourFX is on Match Trader.

Tradeable Markets: FXIFY covers Forex, Metals, Indices, Crypto, Stocks (300+ symbols); FundYourFX offers Forex, Indices, Crypto, Commodities.

Pricing Comparison: FXIFY vs FundYourFX

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FXIFY and FundYourFX compare on pricing.

FXIFY challenge fees start from $59. The firm has operated since 2023. They have funded over 250,000+ traders. Total payouts to date: $40,000,000+.

FundYourFX challenge fees start from $16. The firm has operated since 2021. They have funded over 220,000+ traders. Total payouts to date: $36,000,000+.

On entry-level pricing, FundYourFX offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: FXIFY vs FundYourFX

Drawdown Rules

Trading Conditions

Payout Comparison: FXIFY vs FundYourFX

FXIFY profit split: Up to 90% (100% Futures). FundYourFX profit split: 70-80%. FXIFY delivers the higher cut to traders.

Payout frequency: FXIFY pays On-demand from day 1 ($50 minimum); FundYourFX pays On Demand (within 24 hours). Faster payouts are better for cash flow management.

FXIFY — Full Review

Here is our full independent review of FXIFY:

Introduction to FXIFY

FXIFY was founded in April 2023 by co-CEOs Peter Brown and David Bhidey. The firm operates under FXIFY Markets Ltd (licensed in Labuan, Malaysia, License No. MB/22/0097) with a UK entity (FXIFY Solutions Limited, Company No. 14451720) and four global offices. With 250,000+ active traders across 200 countries, $40M+ in verified payouts, and a Trustpilot score of 4.4/5 from 5,042 reviews, FXIFY has established itself firmly in the upper tier of the prop firm market in under two years.

The firm is broker-backed, meaning a regulated brokerage entity supports its operations – a meaningful credibility signal in an industry where many competitors are standalone, unregulated entities. A free trading course, monthly competitions with 12 winners receiving free accounts up to $400K, and an advanced proprietary dashboard round out a platform built for long-term trader retention.

Who Is FXIFY For?

FXIFY suits an unusually broad range of trading styles. Martingale and grid strategies are explicitly permitted – one of the very few prop firms to allow this. No stop loss is required. EAs are allowed. Weekend holding is permitted. The Lightning Challenge offers a $59 entry point with a simple 5% target, making it one of the most accessible paths to funding available. At the other end of the scale, the futures track offers up to $450,000 with a 100% profit split and funding within 3 days.

Customizable profit targets on the One, Two, and Three Phase programmes let traders dial in their preferred risk-reward structure at account creation.

Challenge Programs

  • Lightning Challenge (1-Step, up to $100K): The entry-level path. From $59. Fixed 5% profit target. Up to 90% split. 100% fee refunded on first payout. Fast-track to funded capital for traders who want minimal evaluation friction.
  • One Phase (1-Step, $5K-$400K): Single evaluation with customizable profit targets. Up to 90% split. 100% fee refund. On-demand payouts from first funded day. Fees from $250.
  • Two Phase (2-Step, $5K-$400K): Two-phase evaluation with customizable targets. Up to 90% split. 100% fee refund. Suitable for traders who prefer a phased approach with lower per-phase pressure.
  • Three Phase (3-Step, $5K-$400K): Three-phase evaluation with customizable targets. Up to 90% split. 100% fee refund. Lowest required target per phase of the evaluation tracks.
  • Instant Funding (up to $50K): No evaluation required. No profit target. Access funded capital immediately. Up to 90% split. On-demand payouts.
  • Futures Trading (up to $450K): Dedicated futures track. Funded within 3 days. Up to 100% profit split – the only FXIFY programme offering 100%. Customizable targets.

All evaluation programmes: 100% fee refund on first payout. On-demand payouts from first funded trading day. $50 minimum withdrawal – the lowest minimum in our database.

Trading Rules and Platforms

Three platforms: MetaTrader 4, MetaTrader 5, DXTrade. Over 300 symbols: forex, metals, indices, crypto, stocks. Two pricing models: RAW spreads from 0.0 pips, or All-in (commission-free, wider spread). Leverage: 30:1 FX/gold, 10:1 indices, 5:1 oil, 2:1 stocks – customizable up to 50:1.

Permitted strategies: EAs, martingale, grid, hedging, weekend holding. No stop loss required. Both static and trailing drawdown options are available at account creation – traders choose their preferred drawdown type.

Performance Protect is an optional add-on available at checkout – a risk protection feature that provides additional coverage on funded accounts. Details available on the live site.

Restricted countries include USA, Russia, Belarus, Vietnam, Iran, and a further 30+ jurisdictions. Full list on the FXIFY website.

Payouts

  • Total paid: $40M+ | Highest single payout: $117,000
  • First payout: On demand from first funded trading day
  • Minimum withdrawal: $50 (lowest in our database)
  • Fee refund: 100% on all evaluation programmes
  • Split: Up to 90% (CFD) | Up to 100% (Futures)
  • Scaling ceiling: $4,000,000

Monthly Competitions

FXIFY runs monthly trading competitions open to all account holders. Each month, 12 winners receive free funded accounts up to $400,000 in value – a genuine ongoing incentive that no other firm in our database matches at this scale.

Our Verdict

FXIFY earns an 8.5 BestProp score. The combination of $40M+ in payouts, 5,000+ Trustpilot reviews at 4.4/5, broker-backed operations, martingale/grid permissions, 100% fee refunds, a $50 minimum withdrawal, and monthly competitions delivering free $400K accounts makes this one of the most well-rounded platforms in the 2026 prop firm landscape. Six programme types including a futures track with 100% split, plus customizable drawdown types, cover most trader needs.

The USA restriction and the $50K ceiling on instant funding are the main limitations. For traders in eligible countries who want a credible, feature-rich platform with genuinely unusual strategy permissions, FXIFY is among the top choices available.

FundYourFX — Full Review

Here is our full independent review of FundYourFX:

Overview

FundYourFX was founded in 2021 and operates out of Hong Kong. The firm is consistently ranked among the most affordable prop firms in the industry, with 1-Step Classic evaluations starting at $21 for a $5,000 account. With over $36 million paid to traders and a Trustpilot rating of 4.7/5 from more than 3,600 reviews, FundYourFX has earned strong trader credibility.

Programs

The 1-Step Classic is the flagship program — a single-phase evaluation with a refundable fee, 10% profit target, and 80% profit split on funded accounts. The 1-Step Pay After Pass (PAP) has an even lower upfront cost but a higher 12% profit target and a reduced 70% profit split on the funded side. Both programs use the Match Trader platform exclusively.

Drawdown Rules

Both 1-Step programs use a 4% daily drawdown and 6% maximum static drawdown. There is no consistency rule, no minimum trading days, and no time limit — traders can take as long as needed to hit the profit target. EAs and weekend holding are fully permitted.

Payouts

Payouts are processed within 24 hours via crypto or bank wire transfer. The fee on the 1-Step Classic is refundable — traders get their evaluation fee back with their first funded payout. The firm has paid out over $36 million to date across its trader base.

Scaling

Both 1-Step programs scale funded accounts up to $6 million. There is no news trading restriction on funded accounts.

FXIFY — Key Strengths

  • BestProp score: 9.3/10
  • Competitive Up to 90% (100% Futures) profit split
  • Challenge fees from $59
  • 250,000+ funded traders
  • $40,000,000+ total paid out
  • Available on MT4, MT5, DXTrade
  • Operating since 2023

FundYourFX — Key Strengths

  • BestProp score: 8.8/10
  • Competitive 70-80% profit split
  • Challenge fees from $16
  • 220,000+ funded traders
  • $36,000,000+ total paid out
  • Available on Match Trader
  • Operating since 2021

Final Verdict: FXIFY vs FundYourFX (2026)

Overall, our independent scoring gives FXIFY the edge in this 2026 comparison. However, both firms have their merits. If FundYourFX better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: FXIFY vs FundYourFX

Which is better, FXIFY or FundYourFX?

Based on our independent scoring, FXIFY scores higher overall (9.3/10). The best choice depends on your trading style, preferred instruments, and account size.

Is FXIFY cheaper than FundYourFX?

FundYourFX offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, FXIFY or FundYourFX?

FXIFY offers the higher profit split. FXIFY: Up to 90% (100% Futures). FundYourFX: 70-80%.

Can I use an EA or trading bot?

EA policies: FXIFY — check the review. FundYourFX — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: FXIFY — check the review. FundYourFX — check the review.

Read the full FXIFY review →  ·  Read the full FundYourFX review →

Who should choose FXIFY?
  • Traders wanting Up to 90% (100% Futures) profit split
  • Users of MT4, MT5, DXTrade
  • Anyone looking for a top-rated funded challenge
Who should choose FundYourFX?
  • Traders wanting 70-80% profit split
  • Users of Match Trader
  • Anyone looking for a top-rated funded challenge

Frequently Asked Questions — FXIFY vs FundYourFX

Based on our scoring methodology, FXIFY edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

FXIFY offers Up to 90% (100% Futures) profit split, while FundYourFX offers 70-80% profit split. Check each firm's current terms as these can change.

Check our offers page for the latest verified deals on both firms.

FXIFY processes first payouts in a variable timeframe, while FundYourFX takes approximately 1 day(s). Always verify current payout timelines on the firm's website.

Neither FXIFY nor FundYourFX are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

FXIFY
9.3/10
Read Review →
FundYourFX
8.8/10
Read Review →