Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | BrightFunded | FundingPips |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 100% | 80% → 90% |
| First Payout | 30 | 5 |
| Payout Frequency | Bi-weekly (weekly add-on available) | Every 5 days (Tuesdays) |
| Max Account Size | $200,000 | $100,000 |
Winner: FundingPips
In this independent head-to-head comparison of BrightFunded vs FundingPips, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
BrightFunded: Static Rules. Fast Payouts. Zero Fees.
FundingPips: The Fastest Payout Cycle in Prop Trading
Based on our independent scoring methodology, FundingPips scores 9.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: BrightFunded scores 8.9/10 vs FundingPips at 9.6/10.
Minimum Fee: BrightFunded starts from €55; FundingPips starts from $36. FundingPips is cheaper at entry level.
Profit Split: BrightFunded offers 80% → 100%; FundingPips offers 80% → 90%. BrightFunded has the higher split.
Platforms: BrightFunded supports cTrader, MT5, DXtrade; FundingPips is on cTrader, Match Trader, MT5.
Tradeable Markets: BrightFunded covers Forex, Crypto, Indices, Commodities (150+ assets); FundingPips offers Forex, Metals, Energy, Indices, Crypto.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how BrightFunded and FundingPips compare on pricing.
BrightFunded challenge fees start from €55. The firm has operated since 2023. They have funded over 27,500+ traders. Total payouts to date: $7M+.
FundingPips challenge fees start from $36. The firm has operated since 2022. Total payouts to date: $260M+.
On entry-level pricing, FundingPips offers a lower starting fee — an important factor if you are testing with a smaller account first.
BrightFunded profit split: 80% → 100%. FundingPips profit split: 80% → 90%. BrightFunded delivers the higher cut to traders.
Payout frequency: BrightFunded pays Bi-weekly (weekly add-on available); FundingPips pays Every 5 days (Tuesdays). Faster payouts are better for cash flow management.
Here is our full independent review of BrightFunded:
BrightFunded launched in September 2023 with offices in Dubai, Amsterdam, and Warsaw, and has paid out $7M+ to 27,500+ active traders. The firm focuses on a single, well-built evaluation path — a two-phase challenge with static drawdown rules, no consistency requirements, and one of the faster payout processes in the industry (4–8 hours typical, 24-hour maximum guarantee).
Unlike firms that offer 1-step, instant funding, and multiple program types, BrightFunded deliberately keeps its structure simple: one evaluation model, six account sizes, and a clean set of rules. This makes it easy to understand what you’re buying and what’s expected.
BrightFunded suits forex, indices, and multi-asset traders who want predictable, static drawdown rules and no consistency requirements. The static 5%/10% drawdown — which never trails regardless of account growth — means you always know exactly where your limits are. The no-consistency-rule policy means you can make 80% of your profit target in a single trade if your strategy calls for it.
The 30-day wait for the first funded payout and bi-weekly default payout cycle make BrightFunded less suited to traders who need frequent cash flow. If you can absorb that waiting period, the 4–8 hour actual processing time and zero-fee withdrawals are genuinely strong.
BrightFunded offers one evaluation format in six account sizes:
Fees are charged in EUR and are refundable as an optional add-on at checkout (not automatic — you pay extra to guarantee fee refund on your first payout):
BrightFunded’s checkout includes optional upgrades that customise your challenge:
BrightFunded also runs a Trade2Earn loyalty program that awards token rewards for trading activity — an unusual feature in the prop firm space worth monitoring as it develops.
BrightFunded earns a 7.9 BestProp score. The static drawdown rules, zero-fee withdrawals, no-consistency-rule policy, and 4–8 hour payout processing are all genuinely strong features. The 100% profit split after the third scaling event is one of the more generous long-term rewards structures available.
The trade-offs are the 30-day first payout wait, fees charged in EUR (not USD), and the optional rather than automatic fee refund. For traders with a multi-month time horizon who want clean, predictable rules and fast payouts once they’re funded, BrightFunded delivers well above its price point.
Here is our full independent review of FundingPips:
FundingPips launched in 2022 from Dubai and has since become one of the fastest-growing prop firms in the industry by a significant margin. The numbers are hard to argue with: $260M+ in total rewards paid to traders, 4.7/5 on Trustpilot from over 10,000 reviews, and a 5-day payout cycle that gives traders up to four withdrawals per month. For a firm founded three years ago, this is an exceptional track record.
CEO Khaled Ayesh is publicly visible and actively engaged with the trading community — a transparency marker that matters when evaluating younger firms. FundingPips also runs consistently among the lowest-fee prop firms in the space, with a $5,000 account available for $36.
FundingPips suits forex, commodities, and crypto traders who want a high-frequency payout cycle, permissive trading rules, and low entry costs. The 5-day payout schedule is the standout feature — if cash flow matters to your trading operation, getting paid every Tuesday rather than every two to four weeks is a meaningful difference.
EAs and expert advisors are permitted, news trading is allowed, and crypto trades 24/7 on weekends. The trailing drawdown is the main technical challenge — it follows your highest balance, not just the starting amount, which demands tighter ongoing risk management than static drawdown firms.
FundingPips uses a two-phase evaluation structure called Student → Practitioner → Master:
All fees are refunded after your 4th successful payout — effectively making the challenge free for traders who maintain funded status through four withdrawal cycles. FundingPips also offers 1-Step, Pro, and Zero program variants with different fee and rule structures — check their site for current availability and pricing on those formats.
| Account Size | Fee |
|---|---|
| $5,000 | $36 |
| $10,000 | $66 |
| $25,000 | $158 |
| $50,000 | $278 |
| $100,000 | $529 |
FundingPips earns an 8.8 BestProp score — the second-highest we award. The combination of $260M+ in proven payouts, 4.7/5 Trustpilot from 10,000+ verified reviews, industry-lowest fees, and a 5-day payout cycle makes it one of the most compelling prop firms available in 2026.
The trailing drawdown is the only significant challenge — it requires ongoing discipline to avoid giving back gains and seeing your drawdown limit tighten with every new high. Traders who understand trailing drawdown mechanics and manage it actively will find FundingPips one of the best-value funded trading programs on the market.
Overall, our independent scoring gives FundingPips the edge in this 2026 comparison. However, both firms have their merits. If BrightFunded better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, FundingPips scores higher overall (9.6/10). The best choice depends on your trading style, preferred instruments, and account size.
FundingPips offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
BrightFunded offers the higher profit split. BrightFunded: 80% → 100%. FundingPips: 80% → 90%.
EA policies: BrightFunded — check the review. FundingPips — check the review. Always verify the latest policy directly with the firm.
News trading: BrightFunded — check the review. FundingPips — check the review.
Read the full BrightFunded review → · Read the full FundingPips review →
Based on our scoring methodology, FundingPips edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
BrightFunded offers 80% → 100% profit split, while FundingPips offers 80% → 90% profit split. Check each firm's current terms as these can change.
Yes! BrightFunded has code GQn1yORPRWm5qawN7M7FeA. FundingPips has code 916E318D. Use these at checkout to save on your challenge fee.
BrightFunded processes first payouts in 30 day(s), while FundingPips takes approximately 5 day(s). Always verify current payout timelines on the firm's website.
Neither BrightFunded nor FundingPips are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
