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FundingPips
9.6/10
★★★★½
VS
FXIFY Futures
8.4/10
★★★★☆

FundingPips vs FXIFY Futures — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

Get Funded Now — FundingPips View Firm — FXIFY Futures

FundingPips vs FXIFY Futures — Side-by-Side

Feature FundingPips FXIFY Futures
Payout
Profit Split 80% → 90% 80% → 100%
First Payout 5 14
Payout Frequency Every 5 days (Tuesdays) From day 14 (24-48h processing)
Max Account Size $100,000 $150,000
Our Verdict — FundingPips vs FXIFY Futures

Winner: FundingPips

FundingPips vs FXIFY Futures — Executive Summary (2026)

In this independent head-to-head comparison of FundingPips vs FXIFY Futures, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

FundingPips: The Fastest Payout Cycle in Prop Trading

FXIFY Futures: CME Futures. NinjaTrader + Tradovate + TradingView. $35M+ Paid.

Based on our independent scoring methodology, FundingPips scores 9.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: FundingPips vs FXIFY Futures

BestProp Score: FundingPips scores 9.6/10 vs FXIFY Futures at 8.4/10.

Minimum Fee: FundingPips starts from $36; FXIFY Futures starts from —.

Profit Split: FundingPips offers 80% → 90%; FXIFY Futures offers 80% → 100%. FXIFY Futures has the higher split.

Platforms: FundingPips supports cTrader, Match Trader, MT5; FXIFY Futures is on NinjaTrader, Tradovate, TradingView.

Tradeable Markets: FundingPips covers Forex, Metals, Energy, Indices, Crypto; FXIFY Futures offers CME Futures.

Pricing Comparison: FundingPips vs FXIFY Futures

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FundingPips and FXIFY Futures compare on pricing.

FundingPips challenge fees start from $36. The firm has operated since 2022. Total payouts to date: $260M+.

FXIFY Futures challenge fees start from —. The firm has operated since 2025. Total payouts to date: $35,000,000+.

Challenge Rules: FundingPips vs FXIFY Futures

Drawdown Rules

Trading Conditions

Payout Comparison: FundingPips vs FXIFY Futures

FundingPips profit split: 80% → 90%. FXIFY Futures profit split: 80% → 100%. FXIFY Futures delivers the higher cut to traders.

Payout frequency: FundingPips pays Every 5 days (Tuesdays); FXIFY Futures pays From day 14 (24-48h processing). Faster payouts are better for cash flow management.

FundingPips — Full Review

Here is our full independent review of FundingPips:

Introduction to FundingPips

FundingPips launched in 2022 from Dubai and has since become one of the fastest-growing prop firms in the industry by a significant margin. The numbers are hard to argue with: $260M+ in total rewards paid to traders, 4.7/5 on Trustpilot from over 10,000 reviews, and a 5-day payout cycle that gives traders up to four withdrawals per month. For a firm founded three years ago, this is an exceptional track record.

CEO Khaled Ayesh is publicly visible and actively engaged with the trading community — a transparency marker that matters when evaluating younger firms. FundingPips also runs consistently among the lowest-fee prop firms in the space, with a $5,000 account available for $36.

Who Is FundingPips For?

FundingPips suits forex, commodities, and crypto traders who want a high-frequency payout cycle, permissive trading rules, and low entry costs. The 5-day payout schedule is the standout feature — if cash flow matters to your trading operation, getting paid every Tuesday rather than every two to four weeks is a meaningful difference.

EAs and expert advisors are permitted, news trading is allowed, and crypto trades 24/7 on weekends. The trailing drawdown is the main technical challenge — it follows your highest balance, not just the starting amount, which demands tighter ongoing risk management than static drawdown firms.

Challenge Program

FundingPips uses a two-phase evaluation structure called Student → Practitioner → Master:

  • Phase 1 (Student): 8% profit target, 5% daily drawdown, 10% trailing maximum drawdown. No time limit.
  • Phase 2 (Practitioner): 5% profit target, same drawdown rules. No time limit.
  • Master (Funded): Trade with full capital. 5-day payout cycle, 80% split rising to 90% after 4 payouts.

All fees are refunded after your 4th successful payout — effectively making the challenge free for traders who maintain funded status through four withdrawal cycles. FundingPips also offers 1-Step, Pro, and Zero program variants with different fee and rule structures — check their site for current availability and pricing on those formats.

Fees by Account Size

Account Size Fee
$5,000 $36
$10,000 $66
$25,000 $158
$50,000 $278
$100,000 $529

Trading Rules

  • Daily drawdown: 5% — based on balance or equity, whichever is lower at any point during the day
  • Maximum drawdown: 10% trailing — follows your highest reached balance, not just the starting amount. This is the most important rule to manage carefully.
  • No time limits on either phase
  • EAs/automated systems: Permitted
  • News trading: Permitted
  • Crypto: Available 24/7 including weekends

Payouts and Scaling

  • Payout frequency: Every 5 days (every Tuesday) — up to 4 payouts per month
  • Methods: Crypto (USDT via TRC20) and Rise
  • Starting split: 80%
  • After 4th payout: 90% split + 20% account size increase
  • Maximum allocation: $2,000,000 via scaling plan
  • Fee refund: Challenge fee returned after 4th successful payout

Our Verdict

FundingPips earns an 8.8 BestProp score — the second-highest we award. The combination of $260M+ in proven payouts, 4.7/5 Trustpilot from 10,000+ verified reviews, industry-lowest fees, and a 5-day payout cycle makes it one of the most compelling prop firms available in 2026.

The trailing drawdown is the only significant challenge — it requires ongoing discipline to avoid giving back gains and seeing your drawdown limit tighten with every new high. Traders who understand trailing drawdown mechanics and manage it actively will find FundingPips one of the best-value funded trading programs on the market.

FXIFY Futures — Full Review

Here is our full independent review of FXIFY Futures:

Introduction to FXIFY Futures

FXIFY Futures Limited is the futures-dedicated arm of the FXIFY brand, launched in January 2025 and headquartered in Dublin, Ireland. Separate from the main FXIFY CFD platform, FXIFY Futures focuses exclusively on CME-listed contracts tradeable through NinjaTrader, Tradovate, and TradingView. Despite being one of the newer futures prop firms, it has already distributed $35M+ in verified payouts — a strong output for a platform less than 18 months old.

Free Level 1 market data is included on all plans, and instant credential issuance means traders can be in the market within minutes of purchase. The maximum simulated capital ceiling is $750,000.

Who Is FXIFY Futures For?

FXIFY Futures is built for futures traders who want clean programme structures, multiple platform choices, and the credibility of a firm backed by the established FXIFY ecosystem. Three platforms — NinjaTrader 8, Tradovate, and TradingView — cover the main futures trading environments without forcing traders into proprietary software.

The drawdown rules are strict by futures standards: 3–4% max drawdown on EOD (end-of-day) basis. Traders who are used to the dollar-based drawdowns typical of US futures firms will find FXIFY Futures more demanding. The trade-off is a cleaner, percentage-based framework that is consistent across account sizes.

Challenge Programs

  • Standard Plan (1-Step, $50K–$150K): Profit target 6–7%. Max drawdown 3–4% (EOD). Minimum 3 trading days. 80% profit split, upgradeable to 90% at checkout. Discounted reset available. Activation fee removable at checkout.
  • Expert Plan ($50K–$150K): Same account sizes and drawdown structure as Standard. 90% profit split by default, upgradeable to 100%. Zero activation fees.
  • Direct to Sim Live (Instant Funding): Skip the evaluation — access funded capital immediately. 14-day minimum trading period before first payout. 80–90% split depending on configuration.

All plans: free Level 1 market data included. First payout available from day 14, processed within 24–48 hours. Scaling ceiling: $750,000 in simulated capital.

Trading Rules and Platforms

Three platforms: NinjaTrader 8, Tradovate, TradingView. Instruments: CME-listed futures contracts. EOD (end-of-day) drawdown calculation — the daily loss limit resets at end of trading day rather than being a live intraday trailing figure. No maximum on trading days.

Drawdown of 3–4% max is among the tightest in the futures prop space — traders who run high-variance intraday strategies should size conservatively on this platform.

Payouts

  • First payout: Available from day 14 on funded accounts
  • Processing: 24–48 hours after request
  • Split: 80% (Standard) | 90% (Expert default) | 100% (Expert upgrade)
  • Methods: Crypto, bank wire transfer
  • Total verified: $35M+
  • Maximum capital: $750,000

Our Verdict

FXIFY Futures earns a 7.3 BestProp score. The FXIFY brand backing, Dublin HQ, $35M+ paid out in under 18 months, and three strong futures platform options (including TradingView) are solid foundations. The Expert Plan’s 90% default split — upgradeable to 100% with zero activation fees — is competitive. Free Level 1 data and instant credential issuance remove common friction points.

The 3–4% EOD max drawdown is the most restrictive limit across all futures firms we have reviewed and will not suit high-variance trading styles. Account size range ($50K–$150K base) is limited compared to firms offering $25K entry points or $400K+ ceilings. For disciplined futures traders who can operate within tight drawdown parameters and want a credible EU-based firm, FXIFY Futures is a strong option.

FundingPips — Key Strengths

  • BestProp score: 9.6/10
  • Competitive 80% → 90% profit split
  • Challenge fees from $36
  • $260M+ total paid out
  • Available on cTrader, Match Trader, MT5
  • Operating since 2022

FXIFY Futures — Key Strengths

  • BestProp score: 8.4/10
  • Competitive 80% → 100% profit split
  • Challenge fees from —
  • $35,000,000+ total paid out
  • Available on NinjaTrader, Tradovate, TradingView
  • Operating since 2025

Final Verdict: FundingPips vs FXIFY Futures (2026)

Overall, our independent scoring gives FundingPips the edge in this 2026 comparison. However, both firms have their merits. If FXIFY Futures better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: FundingPips vs FXIFY Futures

Which is better, FundingPips or FXIFY Futures?

Based on our independent scoring, FundingPips scores higher overall (9.6/10). The best choice depends on your trading style, preferred instruments, and account size.

Is FundingPips cheaper than FXIFY Futures?

Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.

Which has a better profit split, FundingPips or FXIFY Futures?

FXIFY Futures offers the higher profit split. FundingPips: 80% → 90%. FXIFY Futures: 80% → 100%.

Can I use an EA or trading bot?

EA policies: FundingPips — check the review. FXIFY Futures — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: FundingPips — check the review. FXIFY Futures — check the review.

Read the full FundingPips review →  ·  Read the full FXIFY Futures review →

Who should choose FundingPips?
  • Traders wanting 80% → 90% profit split
  • Users of cTrader, Match Trader, MT5
  • Anyone looking for a top-rated funded challenge
Who should choose FXIFY Futures?
  • Traders wanting 80% → 100% profit split
  • Users of NinjaTrader, Tradovate, TradingView
  • Anyone looking for a top-rated funded challenge

Frequently Asked Questions — FundingPips vs FXIFY Futures

Based on our scoring methodology, FundingPips edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

FundingPips offers 80% → 90% profit split, while FXIFY Futures offers 80% → 100% profit split. Check each firm's current terms as these can change.

Check our offers page for the latest verified deals on both firms.

FundingPips processes first payouts in 5 day(s), while FXIFY Futures takes approximately 14 day(s). Always verify current payout timelines on the firm's website.

Neither FundingPips nor FXIFY Futures are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

FundingPips
9.6/10
Read Review →
FXIFY Futures
8.4/10
Read Review →