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Home › Comparisons › FundingPips vs Funded Trading Plus — Which is Better?
FundingPips
9.6/10
★★★★½
VS
Funded Trading Plus
8.9/10
★★★★½

FundingPips vs Funded Trading Plus — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

Get Funded Now — FundingPips View Firm — Funded Trading Plus

FundingPips vs Funded Trading Plus — Side-by-Side

Feature FundingPips Funded Trading Plus
Payout
Profit Split 80% → 90% Up to 100%
First Payout 5 —
Payout Frequency Every 5 days (Tuesdays) Weekly (3, 5, or 7-day intervals)
Max Account Size $100,000 $400,000
Our Verdict — FundingPips vs Funded Trading Plus

Winner: FundingPips

FundingPips vs Funded Trading Plus — Executive Summary (2026)

In this independent head-to-head comparison of FundingPips vs Funded Trading Plus, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

FundingPips: The Fastest Payout Cycle in Prop Trading

Funded Trading Plus: 4.7/5 Trustpilot. No Min Trading Days. Weekly Payouts from Day 0. 100% Split.

Based on our independent scoring methodology, FundingPips scores 9.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: FundingPips vs Funded Trading Plus

BestProp Score: FundingPips scores 9.6/10 vs Funded Trading Plus at 8.9/10.

Minimum Fee: FundingPips starts from $36; Funded Trading Plus starts from $119. FundingPips is cheaper at entry level.

Profit Split: FundingPips offers 80% → 90%; Funded Trading Plus offers Up to 100%. FundingPips has the higher split.

Platforms: FundingPips supports cTrader, Match Trader, MT5; Funded Trading Plus is on cTrader, Match Trader, DXTrade.

Tradeable Markets: FundingPips covers Forex, Metals, Energy, Indices, Crypto; Funded Trading Plus offers Forex, Metals, Energy, Indices, Crypto.

Pricing Comparison: FundingPips vs Funded Trading Plus

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FundingPips and Funded Trading Plus compare on pricing.

FundingPips challenge fees start from $36. The firm has operated since 2022. Total payouts to date: $260M+.

Funded Trading Plus challenge fees start from $119. The firm has operated since 2021.

On entry-level pricing, FundingPips offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: FundingPips vs Funded Trading Plus

Drawdown Rules

Trading Conditions

Payout Comparison: FundingPips vs Funded Trading Plus

FundingPips profit split: 80% → 90%. Funded Trading Plus profit split: Up to 100%. FundingPips delivers the higher cut to traders.

Payout frequency: FundingPips pays Every 5 days (Tuesdays); Funded Trading Plus pays Weekly (3, 5, or 7-day intervals). Faster payouts are better for cash flow management.

FundingPips — Full Review

Here is our full independent review of FundingPips:

Introduction to FundingPips

FundingPips launched in 2022 from Dubai and has since become one of the fastest-growing prop firms in the industry by a significant margin. The numbers are hard to argue with: $260M+ in total rewards paid to traders, 4.7/5 on Trustpilot from over 10,000 reviews, and a 5-day payout cycle that gives traders up to four withdrawals per month. For a firm founded three years ago, this is an exceptional track record.

CEO Khaled Ayesh is publicly visible and actively engaged with the trading community — a transparency marker that matters when evaluating younger firms. FundingPips also runs consistently among the lowest-fee prop firms in the space, with a $5,000 account available for $36.

Who Is FundingPips For?

FundingPips suits forex, commodities, and crypto traders who want a high-frequency payout cycle, permissive trading rules, and low entry costs. The 5-day payout schedule is the standout feature — if cash flow matters to your trading operation, getting paid every Tuesday rather than every two to four weeks is a meaningful difference.

EAs and expert advisors are permitted, news trading is allowed, and crypto trades 24/7 on weekends. The trailing drawdown is the main technical challenge — it follows your highest balance, not just the starting amount, which demands tighter ongoing risk management than static drawdown firms.

Challenge Program

FundingPips uses a two-phase evaluation structure called Student → Practitioner → Master:

  • Phase 1 (Student): 8% profit target, 5% daily drawdown, 10% trailing maximum drawdown. No time limit.
  • Phase 2 (Practitioner): 5% profit target, same drawdown rules. No time limit.
  • Master (Funded): Trade with full capital. 5-day payout cycle, 80% split rising to 90% after 4 payouts.

All fees are refunded after your 4th successful payout — effectively making the challenge free for traders who maintain funded status through four withdrawal cycles. FundingPips also offers 1-Step, Pro, and Zero program variants with different fee and rule structures — check their site for current availability and pricing on those formats.

Fees by Account Size

Account Size Fee
$5,000 $36
$10,000 $66
$25,000 $158
$50,000 $278
$100,000 $529

Trading Rules

  • Daily drawdown: 5% — based on balance or equity, whichever is lower at any point during the day
  • Maximum drawdown: 10% trailing — follows your highest reached balance, not just the starting amount. This is the most important rule to manage carefully.
  • No time limits on either phase
  • EAs/automated systems: Permitted
  • News trading: Permitted
  • Crypto: Available 24/7 including weekends

Payouts and Scaling

  • Payout frequency: Every 5 days (every Tuesday) — up to 4 payouts per month
  • Methods: Crypto (USDT via TRC20) and Rise
  • Starting split: 80%
  • After 4th payout: 90% split + 20% account size increase
  • Maximum allocation: $2,000,000 via scaling plan
  • Fee refund: Challenge fee returned after 4th successful payout

Our Verdict

FundingPips earns an 8.8 BestProp score — the second-highest we award. The combination of $260M+ in proven payouts, 4.7/5 Trustpilot from 10,000+ verified reviews, industry-lowest fees, and a 5-day payout cycle makes it one of the most compelling prop firms available in 2026.

The trailing drawdown is the only significant challenge — it requires ongoing discipline to avoid giving back gains and seeing your drawdown limit tighten with every new high. Traders who understand trailing drawdown mechanics and manage it actively will find FundingPips one of the best-value funded trading programs on the market.

Funded Trading Plus — Full Review

Here is our full independent review of Funded Trading Plus:

Introduction to Funded Trading Plus

Funded Trading Plus (FTP) was founded in November 2021 by co-founder Simon Massey and is operated by FTP London Ltd, registered at 7 Bell Yard, London WC2A 2JR, UK. The firm has built one of the strongest reputations in the CFD prop space: 4.7/5 Trustpilot from over 2,000 reviews, with more than 90% five-star ratings. Maximum initial account size is $400,000, scaling to $2,500,000 with the Enhanced Scaling add-on. All programs operate on cTrader, Match Trader, or DXTrade with access to Forex, Metals, Energy, Indices, and Crypto.

The defining operational strengths: no minimum trading days on four of six programs, weekly payouts from Day 0, and a 100% profit split achievable on all programs after scaling. EAs, algos, and bots are fully supported.

Programs

One-Phase Experienced ($119-$949 for $12.5K-$200K): Single phase, 10% profit target. Daily loss: 4%. Max drawdown: 6% static. No minimum trading days. Up to 100% split. Minimum $50 withdrawal. First payout from Day 0. Best for experienced traders who want a clean single-phase structure with no time pressure.

Two-Phase Premium ($247-$1,097 for $25K-$200K): Phase 1: 8%. Phase 2: 5%. Daily loss: 4%. Max drawdown: 8% static. No minimum trading days. Up to 100% split. A balanced two-phase program with lower combined targets (8%+5%) and tighter daily loss than Advanced.

Two-Phase Advanced ($249-$1,099 for $25K-$200K): Phase 1: 10%. Phase 2: 5%. Daily loss: 5%. Max drawdown: 10% static. No minimum trading days. Up to 100% split. Wider buffers than Premium — suited to traders who want more room and are comfortable with a higher combined target.

Prestige Lite ($129-$209 for $25K-$50K) and Prestige Pro ($139-$469 for $25K-$200K): Both follow a 10%/5% two-phase structure with 5% daily DD, 10% max DD, and a minimum 3 trading days requirement — the only programs in the lineup with a minimum day rule. Weekly payouts. Up to 100% split.

Master Instant Funding ($225-$4,500 for $5K-$100K): No evaluation. No profit target. Daily loss: 6%. Max drawdown: 6% static. Immediate funded access. Cannot hold positions over weekends. Up to 100% split. First payout from Day 0, weekly thereafter. The high fees relative to account size reflect the absence of any evaluation hurdle.

Payouts and Scaling

  • Frequency: Weekly (choose 3, 5, or 7-day payout intervals)
  • Processing: Same-day in most cases; 2 business day maximum
  • Minimum withdrawal: $50
  • Methods: Cryptocurrency wallets, Bank Wire Transfer
  • Scaling: Triggered by 10% simulated profit. Scales up to $400K base, or $2.5M with Enhanced Scaling add-on. No time restrictions on scaling requests.

Trading Rules

  • EAs/Algos/Bots: Fully permitted on all programs.
  • Hedging: Permitted within the same account. Prohibited across multiple accounts.
  • Arbitrage: Strictly prohibited.
  • News trading: Not explicitly restricted — confirm with support for specific programs.
  • Weekend holds: Not permitted on Master Instant Funding accounts. Permitted on evaluation programs.
  • Drawdown type: Static (total loss limit) on all programs — no trailing drawdown.

Platforms and Instruments

Platforms: cTrader, Match Trader, DXTrade. Instruments: Forex, Metals, Energy, Indices, Crypto. Three-platform choice is above average for UK-registered firms. cTrader offers institutional-grade execution with raw spreads on many pairs.

Our Verdict

Funded Trading Plus earns an 8.0 BestProp score — one of the strongest among UK-registered prop firms. The 4.7/5 Trustpilot from 2,000+ reviews (90%+ five-star) is an exceptional credibility signal for a firm founded in 2021. No minimum trading days on four programs removes artificial time pressure. Weekly payouts from Day 0, full EA support, a 100% achievable profit split, and a £400K maximum allocation make this a trader-first operation. Static drawdown across all programs means there is no trailing high-water mark to worry about intraday.

The main considerations: Master Instant Funding has very high fees relative to account size ($4,500 for $100K instant access), weekend holds are prohibited on Instant accounts, and news trading restrictions are not clearly published — verify before purchase if event trading is part of your strategy. Overall, FTP is a top-tier option for systematic traders, EA operators, and anyone who values payout speed and operational reliability over the lowest possible entry fee.

FundingPips — Key Strengths

  • BestProp score: 9.6/10
  • Competitive 80% → 90% profit split
  • Challenge fees from $36
  • $260M+ total paid out
  • Available on cTrader, Match Trader, MT5
  • Operating since 2022

Funded Trading Plus — Key Strengths

  • BestProp score: 8.9/10
  • Competitive Up to 100% profit split
  • Challenge fees from $119
  • Available on cTrader, Match Trader, DXTrade
  • Operating since 2021

Final Verdict: FundingPips vs Funded Trading Plus (2026)

Overall, our independent scoring gives FundingPips the edge in this 2026 comparison. However, both firms have their merits. If Funded Trading Plus better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: FundingPips vs Funded Trading Plus

Which is better, FundingPips or Funded Trading Plus?

Based on our independent scoring, FundingPips scores higher overall (9.6/10). The best choice depends on your trading style, preferred instruments, and account size.

Is FundingPips cheaper than Funded Trading Plus?

FundingPips offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, FundingPips or Funded Trading Plus?

FundingPips offers the higher profit split. FundingPips: 80% → 90%. Funded Trading Plus: Up to 100%.

Can I use an EA or trading bot?

EA policies: FundingPips — check the review. Funded Trading Plus — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: FundingPips — check the review. Funded Trading Plus — check the review.

Read the full FundingPips review →  ·  Read the full Funded Trading Plus review →

Who should choose FundingPips?
  • Traders wanting 80% → 90% profit split
  • Users of cTrader, Match Trader, MT5
  • Anyone looking for a top-rated funded challenge
Who should choose Funded Trading Plus?
  • Traders wanting Up to 100% profit split
  • Users of cTrader, Match Trader, DXTrade
  • Anyone looking for a top-rated funded challenge

Frequently Asked Questions — FundingPips vs Funded Trading Plus

Based on our scoring methodology, FundingPips edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

FundingPips offers 80% → 90% profit split, while Funded Trading Plus offers Up to 100% profit split. Check each firm's current terms as these can change.

Check our offers page for the latest verified deals on both firms.

FundingPips processes first payouts in 5 day(s), while Funded Trading Plus takes approximately a variable timeframe. Always verify current payout timelines on the firm's website.

Neither FundingPips nor Funded Trading Plus are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

FundingPips
9.6/10
Read Review →
Funded Trading Plus
8.9/10
Read Review →