Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | FundingPips | Fintokei |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 90% | 80% → 100% |
| First Payout | 5 | — |
| Payout Frequency | Every 5 days (Tuesdays) | On-demand (avg 3h 4m) |
| Max Account Size | $100,000 | $400,000 |
In this independent head-to-head comparison of FundingPips vs Fintokei, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
FundingPips: The Fastest Payout Cycle in Prop Trading
Fintokei: 3-Hour Payouts. TradingView Platform. €4M Scaling.
Based on our independent scoring methodology, FundingPips scores 9.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: FundingPips scores 9.6/10 vs Fintokei at 9.3/10.
Minimum Fee: FundingPips starts from $36; Fintokei starts from $44. FundingPips is cheaper at entry level.
Profit Split: FundingPips offers 80% → 90%; Fintokei offers 80% → 100%. Fintokei has the higher split.
Platforms: FundingPips supports cTrader, Match Trader, MT5; Fintokei is on TradingView, MT5, cTrader.
Tradeable Markets: FundingPips covers Forex, Metals, Energy, Indices, Crypto; Fintokei offers Forex, Metals, Energy, Indices.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FundingPips and Fintokei compare on pricing.
FundingPips challenge fees start from $36. The firm has operated since 2022. Total payouts to date: $260M+.
Fintokei challenge fees start from $44. The firm has operated since 2023.
On entry-level pricing, FundingPips offers a lower starting fee — an important factor if you are testing with a smaller account first.
FundingPips profit split: 80% → 90%. Fintokei profit split: 80% → 100%. Fintokei delivers the higher cut to traders.
Payout frequency: FundingPips pays Every 5 days (Tuesdays); Fintokei pays On-demand (avg 3h 4m). Faster payouts are better for cash flow management.
Here is our full independent review of FundingPips:
FundingPips launched in 2022 from Dubai and has since become one of the fastest-growing prop firms in the industry by a significant margin. The numbers are hard to argue with: $260M+ in total rewards paid to traders, 4.7/5 on Trustpilot from over 10,000 reviews, and a 5-day payout cycle that gives traders up to four withdrawals per month. For a firm founded three years ago, this is an exceptional track record.
CEO Khaled Ayesh is publicly visible and actively engaged with the trading community — a transparency marker that matters when evaluating younger firms. FundingPips also runs consistently among the lowest-fee prop firms in the space, with a $5,000 account available for $36.
FundingPips suits forex, commodities, and crypto traders who want a high-frequency payout cycle, permissive trading rules, and low entry costs. The 5-day payout schedule is the standout feature — if cash flow matters to your trading operation, getting paid every Tuesday rather than every two to four weeks is a meaningful difference.
EAs and expert advisors are permitted, news trading is allowed, and crypto trades 24/7 on weekends. The trailing drawdown is the main technical challenge — it follows your highest balance, not just the starting amount, which demands tighter ongoing risk management than static drawdown firms.
FundingPips uses a two-phase evaluation structure called Student → Practitioner → Master:
All fees are refunded after your 4th successful payout — effectively making the challenge free for traders who maintain funded status through four withdrawal cycles. FundingPips also offers 1-Step, Pro, and Zero program variants with different fee and rule structures — check their site for current availability and pricing on those formats.
| Account Size | Fee |
|---|---|
| $5,000 | $36 |
| $10,000 | $66 |
| $25,000 | $158 |
| $50,000 | $278 |
| $100,000 | $529 |
FundingPips earns an 8.8 BestProp score — the second-highest we award. The combination of $260M+ in proven payouts, 4.7/5 Trustpilot from 10,000+ verified reviews, industry-lowest fees, and a 5-day payout cycle makes it one of the most compelling prop firms available in 2026.
The trailing drawdown is the only significant challenge — it requires ongoing discipline to avoid giving back gains and seeing your drawdown limit tighten with every new high. Traders who understand trailing drawdown mechanics and manage it actively will find FundingPips one of the best-value funded trading programs on the market.
Here is our full independent review of Fintokei:
Fintokei is the prop trading product of Purple, a Czech fintech group with roots going back to 2011. The platform itself launched in 2023 under CEO David Varga and has rapidly built a reputation for two things: industry-leading payout speed (3 hours 4 minutes average) and genuine program diversity — four distinct evaluation paths covering beginners through professional traders.
Headquartered in Brno, Czech Republic, Fintokei is EU-based and positions itself as a transparent, education-first firm. Up to three free trial accounts are available before any purchase, and all programs come with a built-in loyalty program for active traders.
Fintokei suits a wide range of traders thanks to its four-program structure. The StartTrader 3-step path with 2%/3%/6% incremental targets is genuinely designed for traders still building consistency — not just labelled as a beginner product. The SwiftTrader 100% profit split with no phase 2 target is one of the most competitive single-step offers available for experienced traders. ProTrader’s $400,000 maximum account size and €4M scaling ceiling attract serious full-time traders.
Note: Fintokei covers forex, metals, energies, and indices but does not currently offer crypto or stock CFDs on its own platform. Traders who need crypto exposure should look at crypto-specific prop firms.
Four evaluation paths:
Fintokei supports three platforms — a notably different combination from most competitors:
Tradable instruments: forex pairs, CFD metals, CFD energies, CFD indices. Zero commission on oil and indices. Max risk per trade: 3% across all programs.
Fintokei earns an 8.4 BestProp score. The 3-hour payout average is the fastest we have seen. The TradingView platform integration is unique in the prop firm space. The SwiftTrader 100% profit split and the €4M scaling ceiling are both class-leading features. The EU foundation and Purple fintech group backing provide credibility that many standalone prop firms lack.
The trade-offs: no crypto or stocks, StartTrader’s 50% starting split is low, and the 180-day maximum time limit on StartTrader adds pressure for beginners. For forex and commodities traders who prioritise payout speed, platform quality, and high scaling ceilings, Fintokei is one of the strongest offerings in the 2026 prop firm landscape.
Overall, our independent scoring gives FundingPips the edge in this 2026 comparison. However, both firms have their merits. If Fintokei better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, FundingPips scores higher overall (9.6/10). The best choice depends on your trading style, preferred instruments, and account size.
FundingPips offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
Fintokei offers the higher profit split. FundingPips: 80% → 90%. Fintokei: 80% → 100%.
EA policies: FundingPips — check the review. Fintokei — check the review. Always verify the latest policy directly with the firm.
News trading: FundingPips — check the review. Fintokei — check the review.
Read the full FundingPips review → · Read the full Fintokei review →
Based on our scoring methodology, FundingPips edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
FundingPips offers 80% → 90% profit split, while Fintokei offers 80% → 100% profit split. Check each firm's current terms as these can change.
Yes! FundingPips has code 916E318D. Fintokei has code BESTPROP. Use these at checkout to save on your challenge fee.
FundingPips processes first payouts in 5 day(s), while Fintokei takes approximately a variable timeframe. Always verify current payout timelines on the firm's website.
Neither FundingPips nor Fintokei are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
