Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | FundingPips | Finotive Funding |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 90% | 75% (up to 90%) |
| First Payout | 5 | 1 |
| Payout Frequency | Every 5 days (Tuesdays) | Weekly (every Friday) |
| Max Account Size | $100,000 | $200,000 |
Winner: FundingPips
In this independent head-to-head comparison of FundingPips vs Finotive Funding, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
FundingPips: The Fastest Payout Cycle in Prop Trading
Finotive Funding: Weekly Friday Payouts from Day 1. Pro Salary Model. Est. 2021.
Based on our independent scoring methodology, FundingPips scores 9.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: FundingPips scores 9.6/10 vs Finotive Funding at 8.4/10.
Minimum Fee: FundingPips starts from $36; Finotive Funding starts from -.
Profit Split: FundingPips offers 80% → 90%; Finotive Funding offers 75% (up to 90%). FundingPips has the higher split.
Platforms: FundingPips supports cTrader, Match Trader, MT5; Finotive Funding is on Match Trader, MT5.
Tradeable Markets: FundingPips covers Forex, Metals, Energy, Indices, Crypto; Finotive Funding offers Forex, Metals, Energy, Indices, Crypto, Stocks.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FundingPips and Finotive Funding compare on pricing.
FundingPips challenge fees start from $36. The firm has operated since 2022. Total payouts to date: $260M+.
Finotive Funding challenge fees start from –. The firm has operated since 2021. They have funded over 70,000+ traders. Total payouts to date: $20,000,000+.
FundingPips profit split: 80% → 90%. Finotive Funding profit split: 75% (up to 90%). FundingPips delivers the higher cut to traders.
Payout frequency: FundingPips pays Every 5 days (Tuesdays); Finotive Funding pays Weekly (every Friday). Faster payouts are better for cash flow management.
Here is our full independent review of FundingPips:
FundingPips launched in 2022 from Dubai and has since become one of the fastest-growing prop firms in the industry by a significant margin. The numbers are hard to argue with: $260M+ in total rewards paid to traders, 4.7/5 on Trustpilot from over 10,000 reviews, and a 5-day payout cycle that gives traders up to four withdrawals per month. For a firm founded three years ago, this is an exceptional track record.
CEO Khaled Ayesh is publicly visible and actively engaged with the trading community — a transparency marker that matters when evaluating younger firms. FundingPips also runs consistently among the lowest-fee prop firms in the space, with a $5,000 account available for $36.
FundingPips suits forex, commodities, and crypto traders who want a high-frequency payout cycle, permissive trading rules, and low entry costs. The 5-day payout schedule is the standout feature — if cash flow matters to your trading operation, getting paid every Tuesday rather than every two to four weeks is a meaningful difference.
EAs and expert advisors are permitted, news trading is allowed, and crypto trades 24/7 on weekends. The trailing drawdown is the main technical challenge — it follows your highest balance, not just the starting amount, which demands tighter ongoing risk management than static drawdown firms.
FundingPips uses a two-phase evaluation structure called Student → Practitioner → Master:
All fees are refunded after your 4th successful payout — effectively making the challenge free for traders who maintain funded status through four withdrawal cycles. FundingPips also offers 1-Step, Pro, and Zero program variants with different fee and rule structures — check their site for current availability and pricing on those formats.
| Account Size | Fee |
|---|---|
| $5,000 | $36 |
| $10,000 | $66 |
| $25,000 | $158 |
| $50,000 | $278 |
| $100,000 | $529 |
FundingPips earns an 8.8 BestProp score — the second-highest we award. The combination of $260M+ in proven payouts, 4.7/5 Trustpilot from 10,000+ verified reviews, industry-lowest fees, and a 5-day payout cycle makes it one of the most compelling prop firms available in 2026.
The trailing drawdown is the only significant challenge — it requires ongoing discipline to avoid giving back gains and seeing your drawdown limit tighten with every new high. Traders who understand trailing drawdown mechanics and manage it actively will find FundingPips one of the best-value funded trading programs on the market.
Here is our full independent review of Finotive Funding:
Finotive Funding was founded in April 2021 and is operated by Finotive Funding Technologies Limited (company number 11088), headquartered at Innovation One Building, Level 2, DIFC, Dubai, UAE. CEO Oliver Newland leads the firm, which is backed by Finotive Markets, an FSC-regulated affiliate broker, and uses Finotive Pay (CY) Limited for payment processing. With $20M+ in total payouts, 70,000+ verified users, and a 4.5/5 Trustpilot score, the firm has a credible multi-year operating record.
Four programs are available: 2-Step Challenge, 1-Step Challenge, Instant Funding, and Finotive Pro (a salary-based model). Maximum combined allocation reaches $1,400,000.
2-Step Challenge ($10K-$200K): Phase 1 requires a 7.5% net profit target. Phase 2 requires 5%. Max drawdown: 8% static. Daily drawdown: 4% (resets at 17:00 New York time). No time limit. Profit split starts at 75%, scaling up to 90% with consistency. Payouts every Friday from day 1 of funding.
1-Step Challenge ($10K-$200K): Single phase requiring a 10% net profit target. Max drawdown: 7.5% static. Daily drawdown: 5%. Profit split: 75-90%. Same weekly Friday payout structure.
Instant Funding ($10K-$200K): No profit target, no evaluation required. Access to funded capital from day 1. Stricter drawdown rules apply. Profit split: 55-80% – notably lower than the challenge programs. Suitable for experienced traders who want immediate access but should factor in the reduced split.
Finotive Pro ($10K-$200K): A unique salary-based model. Traders receive a fixed 1% monthly salary on account balance, plus 100% profit split on gains above that. A 5% net profit quarterly target must be maintained. Designed for traders who want stable income rather than pure profit-share.
Failed Account Policy: If an account is breached and a new account is purchased, the profit split on the new account may be reduced until the previous losses are recovered by the firm. This is an unusual policy not common in the prop firm space – traders who breach accounts should clarify this with support before repurchasing.
Platforms: Match Trader, MetaTrader 5. Instruments span Forex, Metals, Energy, Indices, Cryptocurrencies, and Stocks – one of the broader instrument sets available, including individual equities.
Finotive issues official payout certificates, provides real-time risk calculators, breach alerts, and instant notifications. The Discord community is active, and educational webinars are available. Restricted countries include Iran and North Korea (additional regional restrictions may apply – check at checkout).
Finotive Funding earns a 7.3 BestProp score. Over three years of operation, $20M+ in verified payouts, and a 4.5/5 Trustpilot score confirm this is a genuine, functioning firm. The Finotive Pro salary model is a meaningful differentiator for consistent traders, weekly Friday payouts from day 1 are better than the industry average, and the instrument breadth (including stocks) adds flexibility.
Three rules deserve careful attention before purchasing. First, the starting profit split of 75% is below the 80-90% now standard at comparable firms. Second, the scalping penalty (reduced payout if 50%+ of trades close within 5 minutes) affects a significant portion of trader styles. Third, the failed-account split reduction policy is unusual industry-wide and creates additional downside after a breach. Instant Funding’s 55-80% split makes it less competitive than challenge-based accounts at the same firm. Traders who trade news, use EAs, or hold positions for longer periods will find the best fit here.
Overall, our independent scoring gives FundingPips the edge in this 2026 comparison. However, both firms have their merits. If Finotive Funding better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, FundingPips scores higher overall (9.6/10). The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
FundingPips offers the higher profit split. FundingPips: 80% → 90%. Finotive Funding: 75% (up to 90%).
EA policies: FundingPips — check the review. Finotive Funding — check the review. Always verify the latest policy directly with the firm.
News trading: FundingPips — check the review. Finotive Funding — check the review.
Read the full FundingPips review → · Read the full Finotive Funding review →
Based on our scoring methodology, FundingPips edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
FundingPips offers 80% → 90% profit split, while Finotive Funding offers 75% (up to 90%) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
FundingPips processes first payouts in 5 day(s), while Finotive Funding takes approximately 1 day(s). Always verify current payout timelines on the firm's website.
Neither FundingPips nor Finotive Funding are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
