Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | FundingPips | Blue Guardian |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 90% | Up to 90% |
| First Payout | 5 | 7 |
| Payout Frequency | Every 5 days (Tuesdays) | On-demand / Daily (Futures Express) / Every 3 days (Futures Standard) |
| Max Account Size | $100,000 | $400,000 |
Winner: FundingPips
In this independent head-to-head comparison of FundingPips vs Blue Guardian, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
FundingPips: The Fastest Payout Cycle in Prop Trading
Blue Guardian: 9 Programs. CFD + CME Futures. 24h Guarantee or 100% Profits.
Based on our independent scoring methodology, FundingPips scores 9.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: FundingPips scores 9.6/10 vs Blue Guardian at 8.8/10.
Minimum Fee: FundingPips starts from $36; Blue Guardian starts from —.
Profit Split: FundingPips offers 80% → 90%; Blue Guardian offers Up to 90%. FundingPips has the higher split.
Platforms: FundingPips supports cTrader, Match Trader, MT5; Blue Guardian is on MT5, cTrader, TradeLocker, Match Trader, NinjaTrader, Tradovate, TradingView, DeepCharts.
Tradeable Markets: FundingPips covers Forex, Metals, Energy, Indices, Crypto; Blue Guardian offers Forex, Metals, Indices, Crypto, Commodities, CME Futures.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FundingPips and Blue Guardian compare on pricing.
FundingPips challenge fees start from $36. The firm has operated since 2022. Total payouts to date: $260M+.
Blue Guardian challenge fees start from —. The firm has operated since 2021. They have funded over 100,000+ traders. Total payouts to date: $25,000,000+.
FundingPips profit split: 80% → 90%. Blue Guardian profit split: Up to 90%. FundingPips delivers the higher cut to traders.
Payout frequency: FundingPips pays Every 5 days (Tuesdays); Blue Guardian pays On-demand / Daily (Futures Express) / Every 3 days (Futures Standard). Faster payouts are better for cash flow management.
Here is our full independent review of FundingPips:
FundingPips launched in 2022 from Dubai and has since become one of the fastest-growing prop firms in the industry by a significant margin. The numbers are hard to argue with: $260M+ in total rewards paid to traders, 4.7/5 on Trustpilot from over 10,000 reviews, and a 5-day payout cycle that gives traders up to four withdrawals per month. For a firm founded three years ago, this is an exceptional track record.
CEO Khaled Ayesh is publicly visible and actively engaged with the trading community — a transparency marker that matters when evaluating younger firms. FundingPips also runs consistently among the lowest-fee prop firms in the space, with a $5,000 account available for $36.
FundingPips suits forex, commodities, and crypto traders who want a high-frequency payout cycle, permissive trading rules, and low entry costs. The 5-day payout schedule is the standout feature — if cash flow matters to your trading operation, getting paid every Tuesday rather than every two to four weeks is a meaningful difference.
EAs and expert advisors are permitted, news trading is allowed, and crypto trades 24/7 on weekends. The trailing drawdown is the main technical challenge — it follows your highest balance, not just the starting amount, which demands tighter ongoing risk management than static drawdown firms.
FundingPips uses a two-phase evaluation structure called Student → Practitioner → Master:
All fees are refunded after your 4th successful payout — effectively making the challenge free for traders who maintain funded status through four withdrawal cycles. FundingPips also offers 1-Step, Pro, and Zero program variants with different fee and rule structures — check their site for current availability and pricing on those formats.
| Account Size | Fee |
|---|---|
| $5,000 | $36 |
| $10,000 | $66 |
| $25,000 | $158 |
| $50,000 | $278 |
| $100,000 | $529 |
FundingPips earns an 8.8 BestProp score — the second-highest we award. The combination of $260M+ in proven payouts, 4.7/5 Trustpilot from 10,000+ verified reviews, industry-lowest fees, and a 5-day payout cycle makes it one of the most compelling prop firms available in 2026.
The trailing drawdown is the only significant challenge — it requires ongoing discipline to avoid giving back gains and seeing your drawdown limit tighten with every new high. Traders who understand trailing drawdown mechanics and manage it actively will find FundingPips one of the best-value funded trading programs on the market.
Here is our full independent review of Blue Guardian:
Blue Guardian was founded in June 2021 by CEO Sean Bainton and is registered in Saint Lucia with operations across 170+ countries. With $25M+ in total payouts distributed, 100,000+ active traders, and a Discord community of 150,000+ members, Blue Guardian has become one of the larger prop trading communities in the space. The platform covers both CFD trading (forex, metals, indices, crypto, commodities) and CME futures, with nine distinct program types across the two tracks.
The firm carries notable sports endorsements — UK boxing champion Chris Eubank Jr and Birmingham City FC — reflecting an unusually high marketing investment for a prop firm. Google reviews sit at 4.9/5.
Blue Guardian suits traders across a wide range of styles. Five CFD program types accommodate everyone from instant-funded traders to 3-step evaluation traders who want more time and breathing room. For futures traders, four separate programs cover daily payout structures, no-daily-loss-limit accounts, and instant direct funding. Expert Advisors and trade copiers are permitted on CFD accounts, making Blue Guardian one of the few platforms where systematic traders can operate without restriction.
News trading is blocked on CFD accounts but permitted on the Futures Express program — a useful distinction for traders whose strategies depend on news momentum.
All CFD programs carry a 90% profit split, no time limit, and weekend/overnight holding. Leverage up to 1:30.
Platforms: MetaTrader 5, TradeLocker, cTrader, Match Trader.
Four futures programs trade CME-listed contracts on NinjaTrader, Tradovate, DeepCharts, and TradingView.
Blue Guardian’s payout guarantee is among the strongest in the industry: if a verified payout request is not processed within 24 hours, the trader receives 100% of the profits rather than the standard split. Methods: Rise or cryptocurrency.
Blue Guardian earns a 7.8 BestProp score. Nine program types across CFD and CME futures, EA and copier permissions on CFD accounts, a 24-hour guarantee with a 100% profit penalty for delays, and a 4.9/5 Google rating make this a well-rounded platform. The $25M+ in payouts and 100K+ active trader base provide meaningful validation.
The Futures Direct program’s 20–30% split is unusually low and should be weighed carefully against the convenience of skipping evaluation. News trading is blocked on all CFD programs. No independent Trustpilot data was available at time of writing — community ratings via Google and Prop Firm Match (4.6/5) are the primary external benchmarks.
Overall, our independent scoring gives FundingPips the edge in this 2026 comparison. However, both firms have their merits. If Blue Guardian better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, FundingPips scores higher overall (9.6/10). The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
FundingPips offers the higher profit split. FundingPips: 80% → 90%. Blue Guardian: Up to 90%.
EA policies: FundingPips — check the review. Blue Guardian — check the review. Always verify the latest policy directly with the firm.
News trading: FundingPips — check the review. Blue Guardian — check the review.
Read the full FundingPips review → · Read the full Blue Guardian review →
Based on our scoring methodology, FundingPips edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
FundingPips offers 80% → 90% profit split, while Blue Guardian offers Up to 90% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
FundingPips processes first payouts in 5 day(s), while Blue Guardian takes approximately 7 day(s). Always verify current payout timelines on the firm's website.
Neither FundingPips nor Blue Guardian are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
