Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | FundingPips | AquaFunded |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 90% | 100% |
| First Payout | 5 | — |
| Payout Frequency | Every 5 days (Tuesdays) | Bi-weekly (challenge) / On-demand (instant) |
| Max Account Size | $100,000 | $400,000 |
Winner: FundingPips
In this independent head-to-head comparison of FundingPips vs AquaFunded, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
FundingPips: The Fastest Payout Cycle in Prop Trading
AquaFunded: 100% Profit Split. Refundable Fees. On-Demand Instant Funding.
Based on our independent scoring methodology, FundingPips scores 9.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: FundingPips scores 9.6/10 vs AquaFunded at 7.8/10.
Minimum Fee: FundingPips starts from $36; AquaFunded starts from Refundable.
Profit Split: FundingPips offers 80% → 90%; AquaFunded offers 100%. FundingPips has the higher split.
Platforms: FundingPips supports cTrader, Match Trader, MT5; AquaFunded is on MT5, cTrader, TradeLocker, MatchTrader.
Tradeable Markets: FundingPips covers Forex, Metals, Energy, Indices, Crypto; AquaFunded offers Forex, Metals, Indices, Crypto, Commodities.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FundingPips and AquaFunded compare on pricing.
FundingPips challenge fees start from $36. The firm has operated since 2022. Total payouts to date: $260M+.
AquaFunded challenge fees start from Refundable. The firm has operated since 2023. They have funded over 240,000+ traders. Total payouts to date: $7,000,000+.
FundingPips profit split: 80% → 90%. AquaFunded profit split: 100%. FundingPips delivers the higher cut to traders.
Payout frequency: FundingPips pays Every 5 days (Tuesdays); AquaFunded pays Bi-weekly (challenge) / On-demand (instant). Faster payouts are better for cash flow management.
Here is our full independent review of FundingPips:
FundingPips launched in 2022 from Dubai and has since become one of the fastest-growing prop firms in the industry by a significant margin. The numbers are hard to argue with: $260M+ in total rewards paid to traders, 4.7/5 on Trustpilot from over 10,000 reviews, and a 5-day payout cycle that gives traders up to four withdrawals per month. For a firm founded three years ago, this is an exceptional track record.
CEO Khaled Ayesh is publicly visible and actively engaged with the trading community — a transparency marker that matters when evaluating younger firms. FundingPips also runs consistently among the lowest-fee prop firms in the space, with a $5,000 account available for $36.
FundingPips suits forex, commodities, and crypto traders who want a high-frequency payout cycle, permissive trading rules, and low entry costs. The 5-day payout schedule is the standout feature — if cash flow matters to your trading operation, getting paid every Tuesday rather than every two to four weeks is a meaningful difference.
EAs and expert advisors are permitted, news trading is allowed, and crypto trades 24/7 on weekends. The trailing drawdown is the main technical challenge — it follows your highest balance, not just the starting amount, which demands tighter ongoing risk management than static drawdown firms.
FundingPips uses a two-phase evaluation structure called Student → Practitioner → Master:
All fees are refunded after your 4th successful payout — effectively making the challenge free for traders who maintain funded status through four withdrawal cycles. FundingPips also offers 1-Step, Pro, and Zero program variants with different fee and rule structures — check their site for current availability and pricing on those formats.
| Account Size | Fee |
|---|---|
| $5,000 | $36 |
| $10,000 | $66 |
| $25,000 | $158 |
| $50,000 | $278 |
| $100,000 | $529 |
FundingPips earns an 8.8 BestProp score — the second-highest we award. The combination of $260M+ in proven payouts, 4.7/5 Trustpilot from 10,000+ verified reviews, industry-lowest fees, and a 5-day payout cycle makes it one of the most compelling prop firms available in 2026.
The trailing drawdown is the only significant challenge — it requires ongoing discipline to avoid giving back gains and seeing your drawdown limit tighten with every new high. Traders who understand trailing drawdown mechanics and manage it actively will find FundingPips one of the best-value funded trading programs on the market.
Here is our full independent review of AquaFunded:
AquaFunded was founded in December 2023 and is headquartered in the UAE under CEO Jason Blax, who also runs AquaFutures, the futures-focused sibling brand. The two platforms share a brand identity but serve different markets: AquaFutures covers CME futures, while AquaFunded handles forex, metals, indices, crypto and commodities via CFD. With 240,000+ registered traders and $7M+ in distributed rewards, AquaFunded is the larger of the two brands by trader volume.
AquaFunded offers four programme types covering the full spectrum from beginner-accessible to instant-funded. The 100% profit split across all challenge accounts is a headline feature, as are the 100% refundable challenge fees. The Aqua Trader instant funding path skips evaluation entirely and provides on-demand payouts from day one, suited to experienced traders who want capital without a challenge phase.
The No Denials payout policy is stated as a core commitment. However, the external customer rating of 3.5/5 diverges significantly from the internal 9.4/10 rating, suggesting some traders have experienced friction. Weight independent ratings carefully when assessing payout reliability for this firm.
Four platforms: MatchTrader, TradeLocker, MetaTrader 5, cTrader. Instruments: forex, metals, indices, crypto, commodities. Payment options include Visa, Mastercard, Amex, Apple Pay, Bitcoin, Ethereum. Restricted countries, news trading policy, EA permissions and weekend holding rules were not published on the sources reviewed – verify on the live site before purchasing.
AquaFunded earns a 6.5 BestProp score. The 100% profit split, 100% refundable challenge fees, on-demand instant funding and four-programme variety are genuine positives. The sibling relationship with AquaFutures under CEO Jason Blax gives the brand an established operational structure from launch. The external customer rating of 3.5/5 is the second-lowest in our database – a meaningful gap from the internal platform score that traders should factor into their decision.
Overall, our independent scoring gives FundingPips the edge in this 2026 comparison. However, both firms have their merits. If AquaFunded better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, FundingPips scores higher overall (9.6/10). The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
FundingPips offers the higher profit split. FundingPips: 80% → 90%. AquaFunded: 100%.
EA policies: FundingPips — check the review. AquaFunded — check the review. Always verify the latest policy directly with the firm.
News trading: FundingPips — check the review. AquaFunded — check the review.
Read the full FundingPips review → · Read the full AquaFunded review →
Based on our scoring methodology, FundingPips edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
FundingPips offers 80% → 90% profit split, while AquaFunded offers 100% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
FundingPips processes first payouts in 5 day(s), while AquaFunded takes approximately a variable timeframe. Always verify current payout timelines on the firm's website.
Neither FundingPips nor AquaFunded are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
