Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Fintokei | FXIFY Futures |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 100% | 80% → 100% |
| First Payout | — | 14 |
| Payout Frequency | On-demand (avg 3h 4m) | From day 14 (24-48h processing) |
| Max Account Size | $400,000 | $150,000 |
In this independent head-to-head comparison of Fintokei vs FXIFY Futures, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Fintokei: 3-Hour Payouts. TradingView Platform. €4M Scaling.
FXIFY Futures: CME Futures. NinjaTrader + Tradovate + TradingView. $35M+ Paid.
Based on our independent scoring methodology, Fintokei scores 9.3/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Fintokei scores 9.3/10 vs FXIFY Futures at 8.4/10.
Minimum Fee: Fintokei starts from $44; FXIFY Futures starts from —.
Profit Split: Fintokei offers 80% → 100%; FXIFY Futures offers 80% → 100%. FXIFY Futures has the higher split.
Platforms: Fintokei supports TradingView, MT5, cTrader; FXIFY Futures is on NinjaTrader, Tradovate, TradingView.
Tradeable Markets: Fintokei covers Forex, Metals, Energy, Indices; FXIFY Futures offers CME Futures.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Fintokei and FXIFY Futures compare on pricing.
Fintokei challenge fees start from $44. The firm has operated since 2023.
FXIFY Futures challenge fees start from —. The firm has operated since 2025. Total payouts to date: $35,000,000+.
Fintokei profit split: 80% → 100%. FXIFY Futures profit split: 80% → 100%. FXIFY Futures delivers the higher cut to traders.
Payout frequency: Fintokei pays On-demand (avg 3h 4m); FXIFY Futures pays From day 14 (24-48h processing). Faster payouts are better for cash flow management.
Here is our full independent review of Fintokei:
Fintokei is the prop trading product of Purple, a Czech fintech group with roots going back to 2011. The platform itself launched in 2023 under CEO David Varga and has rapidly built a reputation for two things: industry-leading payout speed (3 hours 4 minutes average) and genuine program diversity — four distinct evaluation paths covering beginners through professional traders.
Headquartered in Brno, Czech Republic, Fintokei is EU-based and positions itself as a transparent, education-first firm. Up to three free trial accounts are available before any purchase, and all programs come with a built-in loyalty program for active traders.
Fintokei suits a wide range of traders thanks to its four-program structure. The StartTrader 3-step path with 2%/3%/6% incremental targets is genuinely designed for traders still building consistency — not just labelled as a beginner product. The SwiftTrader 100% profit split with no phase 2 target is one of the most competitive single-step offers available for experienced traders. ProTrader’s $400,000 maximum account size and €4M scaling ceiling attract serious full-time traders.
Note: Fintokei covers forex, metals, energies, and indices but does not currently offer crypto or stock CFDs on its own platform. Traders who need crypto exposure should look at crypto-specific prop firms.
Four evaluation paths:
Fintokei supports three platforms — a notably different combination from most competitors:
Tradable instruments: forex pairs, CFD metals, CFD energies, CFD indices. Zero commission on oil and indices. Max risk per trade: 3% across all programs.
Fintokei earns an 8.4 BestProp score. The 3-hour payout average is the fastest we have seen. The TradingView platform integration is unique in the prop firm space. The SwiftTrader 100% profit split and the €4M scaling ceiling are both class-leading features. The EU foundation and Purple fintech group backing provide credibility that many standalone prop firms lack.
The trade-offs: no crypto or stocks, StartTrader’s 50% starting split is low, and the 180-day maximum time limit on StartTrader adds pressure for beginners. For forex and commodities traders who prioritise payout speed, platform quality, and high scaling ceilings, Fintokei is one of the strongest offerings in the 2026 prop firm landscape.
Here is our full independent review of FXIFY Futures:
FXIFY Futures Limited is the futures-dedicated arm of the FXIFY brand, launched in January 2025 and headquartered in Dublin, Ireland. Separate from the main FXIFY CFD platform, FXIFY Futures focuses exclusively on CME-listed contracts tradeable through NinjaTrader, Tradovate, and TradingView. Despite being one of the newer futures prop firms, it has already distributed $35M+ in verified payouts — a strong output for a platform less than 18 months old.
Free Level 1 market data is included on all plans, and instant credential issuance means traders can be in the market within minutes of purchase. The maximum simulated capital ceiling is $750,000.
FXIFY Futures is built for futures traders who want clean programme structures, multiple platform choices, and the credibility of a firm backed by the established FXIFY ecosystem. Three platforms — NinjaTrader 8, Tradovate, and TradingView — cover the main futures trading environments without forcing traders into proprietary software.
The drawdown rules are strict by futures standards: 3–4% max drawdown on EOD (end-of-day) basis. Traders who are used to the dollar-based drawdowns typical of US futures firms will find FXIFY Futures more demanding. The trade-off is a cleaner, percentage-based framework that is consistent across account sizes.
All plans: free Level 1 market data included. First payout available from day 14, processed within 24–48 hours. Scaling ceiling: $750,000 in simulated capital.
Three platforms: NinjaTrader 8, Tradovate, TradingView. Instruments: CME-listed futures contracts. EOD (end-of-day) drawdown calculation — the daily loss limit resets at end of trading day rather than being a live intraday trailing figure. No maximum on trading days.
Drawdown of 3–4% max is among the tightest in the futures prop space — traders who run high-variance intraday strategies should size conservatively on this platform.
FXIFY Futures earns a 7.3 BestProp score. The FXIFY brand backing, Dublin HQ, $35M+ paid out in under 18 months, and three strong futures platform options (including TradingView) are solid foundations. The Expert Plan’s 90% default split — upgradeable to 100% with zero activation fees — is competitive. Free Level 1 data and instant credential issuance remove common friction points.
The 3–4% EOD max drawdown is the most restrictive limit across all futures firms we have reviewed and will not suit high-variance trading styles. Account size range ($50K–$150K base) is limited compared to firms offering $25K entry points or $400K+ ceilings. For disciplined futures traders who can operate within tight drawdown parameters and want a credible EU-based firm, FXIFY Futures is a strong option.
Overall, our independent scoring gives Fintokei the edge in this 2026 comparison. However, both firms have their merits. If FXIFY Futures better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Fintokei scores higher overall (9.3/10). The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
FXIFY Futures offers the higher profit split. Fintokei: 80% → 100%. FXIFY Futures: 80% → 100%.
EA policies: Fintokei — check the review. FXIFY Futures — check the review. Always verify the latest policy directly with the firm.
News trading: Fintokei — check the review. FXIFY Futures — check the review.
Read the full Fintokei review → · Read the full FXIFY Futures review →
Based on our scoring methodology, Fintokei edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Fintokei offers 80% → 100% profit split, while FXIFY Futures offers 80% → 100% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Fintokei processes first payouts in a variable timeframe, while FXIFY Futures takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither Fintokei nor FXIFY Futures are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
