Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | The5ers | Fintokei |
|---|---|---|
| Payout | ||
| Profit Split | 75% → 100% | 80% → 100% |
| First Payout | 16 | — |
| Payout Frequency | Monthly (avg 16 days) | On-demand (avg 3h 4m) |
| Max Account Size | $250,000 | $400,000 |
In this independent head-to-head comparison of The5ers vs Fintokei, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
The5ers: Scale to $4 Million. No Upfront Fee Required.
Fintokei: 3-Hour Payouts. TradingView Platform. €4M Scaling.
Based on our independent scoring methodology, The5ers scores 9.4/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: The5ers scores 9.4/10 vs Fintokei at 9.3/10.
Minimum Fee: The5ers starts from From $15; Fintokei starts from $44. The5ers is cheaper at entry level.
Profit Split: The5ers offers 75% → 100%; Fintokei offers 80% → 100%. Fintokei has the higher split.
Platforms: The5ers supports MT5 Hedge; Fintokei is on TradingView, MT5, cTrader.
Tradeable Markets: The5ers covers Forex, Metals, Indices, Crypto, Stocks, Commodities; Fintokei offers Forex, Metals, Energy, Indices.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how The5ers and Fintokei compare on pricing.
The5ers challenge fees start from From $15. The firm has operated since 2016. They have funded over 262,000+ traders.
Fintokei challenge fees start from $44. The firm has operated since 2023.
On entry-level pricing, The5ers offers a lower starting fee — an important factor if you are testing with a smaller account first.
The5ers profit split: 75% → 100%. Fintokei profit split: 80% → 100%. Fintokei delivers the higher cut to traders.
Payout frequency: The5ers pays Monthly (avg 16 days); Fintokei pays On-demand (avg 3h 4m). Faster payouts are better for cash flow management.
Here is our full independent review of The5ers:
The5ers has been funding traders since January 2016, making it one of the two oldest major prop firms in the industry alongside FTMO. Founded by Saul Lokier and headquartered in Raanana, Israel, the firm has funded over 262,000 traders across 149 employees in 23 countries. That track record — nearly a decade of consistent operation — is the foundation of its reputation.
The firm’s standout program is Hyper Growth: a no-upfront-fee model where traders enter a scaling account that doubles with every 10% profit milestone, growing toward a maximum of $4,000,000. For experienced traders with a proven system, it is one of the highest-ceiling funded trading opportunities available.
The5ers suits experienced forex and multi-asset traders who value long-term capital scaling over fast payouts or high initial splits. The progression from small accounts to multi-million dollar funding is the core appeal — the trade-off is slower payout cycles and lower initial profit splits compared to newer competitors.
The Hyper Growth program’s no-fee entry model also makes The5ers uniquely accessible for skilled traders who can’t or prefer not to pay upfront challenge fees. If your strategy produces consistent 10% gains, the doubling scaling plan is one of the most powerful funding structures available.
The5ers offers four distinct programs:
The5ers earns an 8.6 BestProp score. Nearly a decade of operation, 262,000+ funded traders, and the Hyper Growth program’s $4M ceiling make it one of the most legitimate and ambitious funded trading programs available. The no-upfront-fee Hyper Growth entry is genuinely unique at this scale.
The trade-offs are real: monthly payouts with a 16-day average are slower than most competitors, and the initial 75% split on Hyper Growth is below the 80%+ standard elsewhere. Traders who prioritise payout speed or initial split percentage will find better options. But for those building a long-term funded trading career, The5ers’ scaling architecture and decade-long track record are hard to match.
Here is our full independent review of Fintokei:
Fintokei is the prop trading product of Purple, a Czech fintech group with roots going back to 2011. The platform itself launched in 2023 under CEO David Varga and has rapidly built a reputation for two things: industry-leading payout speed (3 hours 4 minutes average) and genuine program diversity — four distinct evaluation paths covering beginners through professional traders.
Headquartered in Brno, Czech Republic, Fintokei is EU-based and positions itself as a transparent, education-first firm. Up to three free trial accounts are available before any purchase, and all programs come with a built-in loyalty program for active traders.
Fintokei suits a wide range of traders thanks to its four-program structure. The StartTrader 3-step path with 2%/3%/6% incremental targets is genuinely designed for traders still building consistency — not just labelled as a beginner product. The SwiftTrader 100% profit split with no phase 2 target is one of the most competitive single-step offers available for experienced traders. ProTrader’s $400,000 maximum account size and €4M scaling ceiling attract serious full-time traders.
Note: Fintokei covers forex, metals, energies, and indices but does not currently offer crypto or stock CFDs on its own platform. Traders who need crypto exposure should look at crypto-specific prop firms.
Four evaluation paths:
Fintokei supports three platforms — a notably different combination from most competitors:
Tradable instruments: forex pairs, CFD metals, CFD energies, CFD indices. Zero commission on oil and indices. Max risk per trade: 3% across all programs.
Fintokei earns an 8.4 BestProp score. The 3-hour payout average is the fastest we have seen. The TradingView platform integration is unique in the prop firm space. The SwiftTrader 100% profit split and the €4M scaling ceiling are both class-leading features. The EU foundation and Purple fintech group backing provide credibility that many standalone prop firms lack.
The trade-offs: no crypto or stocks, StartTrader’s 50% starting split is low, and the 180-day maximum time limit on StartTrader adds pressure for beginners. For forex and commodities traders who prioritise payout speed, platform quality, and high scaling ceilings, Fintokei is one of the strongest offerings in the 2026 prop firm landscape.
Overall, our independent scoring gives The5ers the edge in this 2026 comparison. However, both firms have their merits. If Fintokei better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, The5ers scores higher overall (9.4/10). The best choice depends on your trading style, preferred instruments, and account size.
The5ers offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
Fintokei offers the higher profit split. The5ers: 75% → 100%. Fintokei: 80% → 100%.
EA policies: The5ers — check the review. Fintokei — check the review. Always verify the latest policy directly with the firm.
News trading: The5ers — check the review. Fintokei — check the review.
Read the full The5ers review → · Read the full Fintokei review →
Based on our scoring methodology, The5ers edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
The5ers offers 75% → 100% profit split, while Fintokei offers 80% → 100% profit split. Check each firm's current terms as these can change.
Yes! Fintokei has code BESTPROP. Use these at checkout to save on your challenge fee.
The5ers processes first payouts in 16 day(s), while Fintokei takes approximately a variable timeframe. Always verify current payout timelines on the firm's website.
Neither The5ers nor Fintokei are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
