Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Fintokei | Earn2Trade |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 100% | 50% (payouts under $1,500), 80% (payouts over $1,500) |
| First Payout | — | 14 |
| Payout Frequency | On-demand (avg 3h 4m) | Weekly |
| Max Account Size | $400,000 | $200,000 |
In this independent head-to-head comparison of Fintokei vs Earn2Trade, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Fintokei: 3-Hour Payouts. TradingView Platform. €4M Scaling.
Earn2Trade: Futures prop trading with a subscription career path and one-time Gauntlet Mini evaluation.
Based on our independent scoring methodology, Fintokei scores 9.3/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Fintokei scores 9.3/10 vs Earn2Trade at 8.8/10.
Minimum Fee: Fintokei starts from $44; Earn2Trade starts from $68. Fintokei is cheaper at entry level.
Profit Split: Fintokei offers 80% → 100%; Earn2Trade offers 50% (payouts under $1,500), 80% (payouts over $1,500). Earn2Trade has the higher split.
Platforms: Fintokei supports TradingView, MT5, cTrader; Earn2Trade is on Tradovate, NinjaTrader, Rithmic, TradingView, Finamark.
Tradeable Markets: Fintokei covers Forex, Metals, Energy, Indices; Earn2Trade offers Futures (CME, COMEX, NYMEX, CBOT).
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Fintokei and Earn2Trade compare on pricing.
Fintokei challenge fees start from $44. The firm has operated since 2023.
Earn2Trade challenge fees start from $68. The firm has operated since 2016.
On entry-level pricing, Fintokei offers a lower starting fee — an important factor if you are testing with a smaller account first.
Fintokei profit split: 80% → 100%. Earn2Trade profit split: 50% (payouts under $1,500), 80% (payouts over $1,500). Earn2Trade delivers the higher cut to traders.
Payout frequency: Fintokei pays On-demand (avg 3h 4m); Earn2Trade pays Weekly. Faster payouts are better for cash flow management.
Here is our full independent review of Fintokei:
Fintokei is the prop trading product of Purple, a Czech fintech group with roots going back to 2011. The platform itself launched in 2023 under CEO David Varga and has rapidly built a reputation for two things: industry-leading payout speed (3 hours 4 minutes average) and genuine program diversity — four distinct evaluation paths covering beginners through professional traders.
Headquartered in Brno, Czech Republic, Fintokei is EU-based and positions itself as a transparent, education-first firm. Up to three free trial accounts are available before any purchase, and all programs come with a built-in loyalty program for active traders.
Fintokei suits a wide range of traders thanks to its four-program structure. The StartTrader 3-step path with 2%/3%/6% incremental targets is genuinely designed for traders still building consistency — not just labelled as a beginner product. The SwiftTrader 100% profit split with no phase 2 target is one of the most competitive single-step offers available for experienced traders. ProTrader’s $400,000 maximum account size and €4M scaling ceiling attract serious full-time traders.
Note: Fintokei covers forex, metals, energies, and indices but does not currently offer crypto or stock CFDs on its own platform. Traders who need crypto exposure should look at crypto-specific prop firms.
Four evaluation paths:
Fintokei supports three platforms — a notably different combination from most competitors:
Tradable instruments: forex pairs, CFD metals, CFD energies, CFD indices. Zero commission on oil and indices. Max risk per trade: 3% across all programs.
Fintokei earns an 8.4 BestProp score. The 3-hour payout average is the fastest we have seen. The TradingView platform integration is unique in the prop firm space. The SwiftTrader 100% profit split and the €4M scaling ceiling are both class-leading features. The EU foundation and Purple fintech group backing provide credibility that many standalone prop firms lack.
The trade-offs: no crypto or stocks, StartTrader’s 50% starting split is low, and the 180-day maximum time limit on StartTrader adds pressure for beginners. For forex and commodities traders who prioritise payout speed, platform quality, and high scaling ceilings, Fintokei is one of the strongest offerings in the 2026 prop firm landscape.
Here is our full independent review of Earn2Trade:
Earn2Trade was founded in 2016 and is headquartered in Sheridan, Wyoming, USA. It is a futures-only prop firm offering two distinct evaluation models: the Trader Career Path® (TCP), a monthly subscription program, and the Gauntlet Mini™, a one-time fee evaluation. Both programs provide access to real futures markets via established platforms including Tradovate, NinjaTrader, Rithmic, TradingView, and Finamark.
TCP is a subscription-based evaluation at $150/month for a $25,000 virtual account. After passing (hitting the $1,750 profit target while staying within drawdown limits), traders receive a funded LiveSim® account with no additional subscription fee. The funded account then scales through four capital tiers: $25K → $50K → $100K → $200K by repeatedly meeting profit targets at each stage. No monthly fee is charged at any funded tier — only the evaluation subscription applies.
The Gauntlet Mini is a one-time fee evaluation program starting at $50,000 virtual accounts and available up to $200,000. Fees start from $68. Unlike TCP, passing the Gauntlet Mini grants a funded account matched to the evaluation size rather than a scaled entry point. Full fee details are available at earn2trade.com/the-gauntlet-mini.
TCP uses an end-of-day (EOD) drawdown calculation during evaluation — losses are measured at day close rather than intraday. Daily loss limits apply: $550/day on the $25K account, scaling proportionally through the tiers. A 30% consistency rule applies during evaluation only — at least 30% of trading days must be profitable. This requirement is dropped once funded.
Payouts are made weekly. The profit split is 50% for withdrawals under $1,500 and 80% for withdrawals over $1,500 — an unusual tiered structure that rewards larger payouts. An activation fee is deducted from the first funded withdrawal (no upfront charge). News trading is unrestricted across all programs.
Overall, our independent scoring gives Fintokei the edge in this 2026 comparison. However, both firms have their merits. If Earn2Trade better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Fintokei scores higher overall (9.3/10). The best choice depends on your trading style, preferred instruments, and account size.
Fintokei offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
Earn2Trade offers the higher profit split. Fintokei: 80% → 100%. Earn2Trade: 50% (payouts under $1,500), 80% (payouts over $1,500).
EA policies: Fintokei — check the review. Earn2Trade — check the review. Always verify the latest policy directly with the firm.
News trading: Fintokei — check the review. Earn2Trade — check the review.
Read the full Fintokei review → · Read the full Earn2Trade review →
Based on our scoring methodology, Fintokei edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Fintokei offers 80% → 100% profit split, while Earn2Trade offers 50% (payouts under $1,500), 80% (payouts over $1,500) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Fintokei processes first payouts in a variable timeframe, while Earn2Trade takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither Fintokei nor Earn2Trade are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
