Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Fintokei | Blue Guardian |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 100% | Up to 90% |
| First Payout | — | 7 |
| Payout Frequency | On-demand (avg 3h 4m) | On-demand / Daily (Futures Express) / Every 3 days (Futures Standard) |
| Max Account Size | $400,000 | $400,000 |
In this independent head-to-head comparison of Fintokei vs Blue Guardian, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Fintokei: 3-Hour Payouts. TradingView Platform. €4M Scaling.
Blue Guardian: 9 Programs. CFD + CME Futures. 24h Guarantee or 100% Profits.
Based on our independent scoring methodology, Fintokei scores 9.3/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Fintokei scores 9.3/10 vs Blue Guardian at 8.8/10.
Minimum Fee: Fintokei starts from $44; Blue Guardian starts from —.
Profit Split: Fintokei offers 80% → 100%; Blue Guardian offers Up to 90%. Fintokei has the higher split.
Platforms: Fintokei supports TradingView, MT5, cTrader; Blue Guardian is on MT5, cTrader, TradeLocker, Match Trader, NinjaTrader, Tradovate, TradingView, DeepCharts.
Tradeable Markets: Fintokei covers Forex, Metals, Energy, Indices; Blue Guardian offers Forex, Metals, Indices, Crypto, Commodities, CME Futures.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Fintokei and Blue Guardian compare on pricing.
Fintokei challenge fees start from $44. The firm has operated since 2023.
Blue Guardian challenge fees start from —. The firm has operated since 2021. They have funded over 100,000+ traders. Total payouts to date: $25,000,000+.
Fintokei profit split: 80% → 100%. Blue Guardian profit split: Up to 90%. Fintokei delivers the higher cut to traders.
Payout frequency: Fintokei pays On-demand (avg 3h 4m); Blue Guardian pays On-demand / Daily (Futures Express) / Every 3 days (Futures Standard). Faster payouts are better for cash flow management.
Here is our full independent review of Fintokei:
Fintokei is the prop trading product of Purple, a Czech fintech group with roots going back to 2011. The platform itself launched in 2023 under CEO David Varga and has rapidly built a reputation for two things: industry-leading payout speed (3 hours 4 minutes average) and genuine program diversity — four distinct evaluation paths covering beginners through professional traders.
Headquartered in Brno, Czech Republic, Fintokei is EU-based and positions itself as a transparent, education-first firm. Up to three free trial accounts are available before any purchase, and all programs come with a built-in loyalty program for active traders.
Fintokei suits a wide range of traders thanks to its four-program structure. The StartTrader 3-step path with 2%/3%/6% incremental targets is genuinely designed for traders still building consistency — not just labelled as a beginner product. The SwiftTrader 100% profit split with no phase 2 target is one of the most competitive single-step offers available for experienced traders. ProTrader’s $400,000 maximum account size and €4M scaling ceiling attract serious full-time traders.
Note: Fintokei covers forex, metals, energies, and indices but does not currently offer crypto or stock CFDs on its own platform. Traders who need crypto exposure should look at crypto-specific prop firms.
Four evaluation paths:
Fintokei supports three platforms — a notably different combination from most competitors:
Tradable instruments: forex pairs, CFD metals, CFD energies, CFD indices. Zero commission on oil and indices. Max risk per trade: 3% across all programs.
Fintokei earns an 8.4 BestProp score. The 3-hour payout average is the fastest we have seen. The TradingView platform integration is unique in the prop firm space. The SwiftTrader 100% profit split and the €4M scaling ceiling are both class-leading features. The EU foundation and Purple fintech group backing provide credibility that many standalone prop firms lack.
The trade-offs: no crypto or stocks, StartTrader’s 50% starting split is low, and the 180-day maximum time limit on StartTrader adds pressure for beginners. For forex and commodities traders who prioritise payout speed, platform quality, and high scaling ceilings, Fintokei is one of the strongest offerings in the 2026 prop firm landscape.
Here is our full independent review of Blue Guardian:
Blue Guardian was founded in June 2021 by CEO Sean Bainton and is registered in Saint Lucia with operations across 170+ countries. With $25M+ in total payouts distributed, 100,000+ active traders, and a Discord community of 150,000+ members, Blue Guardian has become one of the larger prop trading communities in the space. The platform covers both CFD trading (forex, metals, indices, crypto, commodities) and CME futures, with nine distinct program types across the two tracks.
The firm carries notable sports endorsements — UK boxing champion Chris Eubank Jr and Birmingham City FC — reflecting an unusually high marketing investment for a prop firm. Google reviews sit at 4.9/5.
Blue Guardian suits traders across a wide range of styles. Five CFD program types accommodate everyone from instant-funded traders to 3-step evaluation traders who want more time and breathing room. For futures traders, four separate programs cover daily payout structures, no-daily-loss-limit accounts, and instant direct funding. Expert Advisors and trade copiers are permitted on CFD accounts, making Blue Guardian one of the few platforms where systematic traders can operate without restriction.
News trading is blocked on CFD accounts but permitted on the Futures Express program — a useful distinction for traders whose strategies depend on news momentum.
All CFD programs carry a 90% profit split, no time limit, and weekend/overnight holding. Leverage up to 1:30.
Platforms: MetaTrader 5, TradeLocker, cTrader, Match Trader.
Four futures programs trade CME-listed contracts on NinjaTrader, Tradovate, DeepCharts, and TradingView.
Blue Guardian’s payout guarantee is among the strongest in the industry: if a verified payout request is not processed within 24 hours, the trader receives 100% of the profits rather than the standard split. Methods: Rise or cryptocurrency.
Blue Guardian earns a 7.8 BestProp score. Nine program types across CFD and CME futures, EA and copier permissions on CFD accounts, a 24-hour guarantee with a 100% profit penalty for delays, and a 4.9/5 Google rating make this a well-rounded platform. The $25M+ in payouts and 100K+ active trader base provide meaningful validation.
The Futures Direct program’s 20–30% split is unusually low and should be weighed carefully against the convenience of skipping evaluation. News trading is blocked on all CFD programs. No independent Trustpilot data was available at time of writing — community ratings via Google and Prop Firm Match (4.6/5) are the primary external benchmarks.
Overall, our independent scoring gives Fintokei the edge in this 2026 comparison. However, both firms have their merits. If Blue Guardian better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Fintokei scores higher overall (9.3/10). The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
Fintokei offers the higher profit split. Fintokei: 80% → 100%. Blue Guardian: Up to 90%.
EA policies: Fintokei — check the review. Blue Guardian — check the review. Always verify the latest policy directly with the firm.
News trading: Fintokei — check the review. Blue Guardian — check the review.
Read the full Fintokei review → · Read the full Blue Guardian review →
Based on our scoring methodology, Fintokei edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Fintokei offers 80% → 100% profit split, while Blue Guardian offers Up to 90% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Fintokei processes first payouts in a variable timeframe, while Blue Guardian takes approximately 7 day(s). Always verify current payout timelines on the firm's website.
Neither Fintokei nor Blue Guardian are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
