Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Fintokei | Funded Squad |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 100% | 100% (most programs) |
| Payout Frequency | On-demand (avg 3h 4m) | On-demand / Daily / Every 5–7 days (by program) |
| Max Account Size | $400,000 | $200,000 |
In this independent head-to-head comparison of Fintokei vs Funded Squad, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Fintokei: 3-Hour Payouts. TradingView Platform. €4M Scaling.
Funded Squad: $1K Missed-Payout Penalty. 100% Fee Refunds. Reward Protection.
Based on our independent scoring methodology, Fintokei scores 9.3/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Fintokei scores 9.3/10 vs Funded Squad at 8.9/10.
Minimum Fee: Fintokei starts from $44; Funded Squad starts from $49. Fintokei is cheaper at entry level.
Profit Split: Fintokei offers 80% → 100%; Funded Squad offers 100% (most programs). Fintokei has the higher split.
Platforms: Fintokei supports TradingView, MT5, cTrader; Funded Squad is on Platform 5, Match Trader.
Tradeable Markets: Fintokei covers Forex, Metals, Energy, Indices; Funded Squad offers Forex, Metals, Indices, Crypto, Commodities.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Fintokei and Funded Squad compare on pricing.
Fintokei challenge fees start from $44. The firm has operated since 2023.
Funded Squad challenge fees start from $49. They have funded over 30,000+ traders. Total payouts to date: $2,000,000+.
On entry-level pricing, Fintokei offers a lower starting fee — an important factor if you are testing with a smaller account first.
Fintokei profit split: 80% → 100%. Funded Squad profit split: 100% (most programs). Fintokei delivers the higher cut to traders.
Payout frequency: Fintokei pays On-demand (avg 3h 4m); Funded Squad pays On-demand / Daily / Every 5–7 days (by program). Faster payouts are better for cash flow management.
Here is our full independent review of Fintokei:
Fintokei is the prop trading product of Purple, a Czech fintech group with roots going back to 2011. The platform itself launched in 2023 under CEO David Varga and has rapidly built a reputation for two things: industry-leading payout speed (3 hours 4 minutes average) and genuine program diversity — four distinct evaluation paths covering beginners through professional traders.
Headquartered in Brno, Czech Republic, Fintokei is EU-based and positions itself as a transparent, education-first firm. Up to three free trial accounts are available before any purchase, and all programs come with a built-in loyalty program for active traders.
Fintokei suits a wide range of traders thanks to its four-program structure. The StartTrader 3-step path with 2%/3%/6% incremental targets is genuinely designed for traders still building consistency — not just labelled as a beginner product. The SwiftTrader 100% profit split with no phase 2 target is one of the most competitive single-step offers available for experienced traders. ProTrader’s $400,000 maximum account size and €4M scaling ceiling attract serious full-time traders.
Note: Fintokei covers forex, metals, energies, and indices but does not currently offer crypto or stock CFDs on its own platform. Traders who need crypto exposure should look at crypto-specific prop firms.
Four evaluation paths:
Fintokei supports three platforms — a notably different combination from most competitors:
Tradable instruments: forex pairs, CFD metals, CFD energies, CFD indices. Zero commission on oil and indices. Max risk per trade: 3% across all programs.
Fintokei earns an 8.4 BestProp score. The 3-hour payout average is the fastest we have seen. The TradingView platform integration is unique in the prop firm space. The SwiftTrader 100% profit split and the €4M scaling ceiling are both class-leading features. The EU foundation and Purple fintech group backing provide credibility that many standalone prop firms lack.
The trade-offs: no crypto or stocks, StartTrader’s 50% starting split is low, and the 180-day maximum time limit on StartTrader adds pressure for beginners. For forex and commodities traders who prioritise payout speed, platform quality, and high scaling ceilings, Fintokei is one of the strongest offerings in the 2026 prop firm landscape.
Here is our full independent review of Funded Squad:
Funded Squad is operated by Devionics Technology FZCO, headquartered at Dubai Silicon Oasis, UAE. With 30,000+ traders across 130+ countries and $2M+ in distributed rewards, the platform has grown quickly since launch on the back of a notably trader-friendly ruleset: 100% fee refunds on evaluation accounts, reward protection that lets traders keep profits even after failing the funded phase, and the strongest payout penalty we have reviewed — a $1,000 bonus if their 12-hour processing window is missed.
Six distinct program types give traders genuine choice across instant funding and evaluation paths, all with 100% profit splits (except Instant Pro at 70%) and no time limits.
Funded Squad suits traders who want low drawdown risk with high profit retention. The 2-Step Squad account’s 12% max drawdown is one of the most forgiving in the space, while the 1-Step Evaluation’s 7% max drawdown with a refundable fee and 100% split is an attractive combination for traders who are confident in their edge but want fee protection if things go wrong.
The scaling plan doubles account size for every 10% profit milestone — a path that reaches $1,000,000 in total allocation. For systematic and EA traders, automated trading is permitted on all platforms and no consistency rules apply on instant accounts.
Funded Squad offers an unusual guarantee: if a trader fails the funded phase after already receiving payouts, those payouts are not clawed back. Earned rewards remain with the trader regardless of what happens to the account afterward. This removes the risk of a firm claiming back previously paid profits — a practice that has occurred at other firms and caused significant community backlash.
Two platforms: Platform 5 (their proprietary platform, built for speed and advanced order types) and Match Trader. Instruments: forex, metals, indices, crypto, commodities. EAs and automated strategies permitted on all platforms. No consistency rules on instant accounts.
Note: a $10 platform fee applies per account in addition to the challenge fee.
Funded Squad earns a 7.9 BestProp score. The combination of 100% fee refunds, $1,000 payout penalty, reward protection, no consistency rules, and six program types with 100% splits makes the trader-value proposition among the strongest we have reviewed. The 2-Step Squad’s 12% drawdown buffer stands out for traders who need breathing room. Platform 5 is proprietary but capable.
The firm is newer and $2M+ in total payouts — while real — is modest compared to larger firms. No public Trustpilot data was available at time of writing. Overall, Funded Squad is a strong contender for traders who want maximum split retention and fee protection, with the payout guarantee providing a meaningful safety net.
Overall, our independent scoring gives Fintokei the edge in this 2026 comparison. However, both firms have their merits. If Funded Squad better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Fintokei scores higher overall (9.3/10). The best choice depends on your trading style, preferred instruments, and account size.
Fintokei offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
Fintokei offers the higher profit split. Fintokei: 80% → 100%. Funded Squad: 100% (most programs).
EA policies: Fintokei — check the review. Funded Squad — check the review. Always verify the latest policy directly with the firm.
News trading: Fintokei — check the review. Funded Squad — check the review.
Read the full Fintokei review → · Read the full Funded Squad review →
Based on our scoring methodology, Fintokei edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Fintokei offers 80% → 100% profit split, while Funded Squad offers 100% (most programs) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Both firms aim for fast payouts. Check each firm's website for the current payout schedule, as processing times may vary.
Neither Fintokei nor Funded Squad are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
