Prop Firms Challenges Comparisons Discount Codes Blog Contact
Home Comparisons FundingPips vs Crypto Fund Trader — Which is Better?
FundingPips
9.6/10
★★★★½
VS
Crypto Fund Trader
8.6/10
★★★★☆

FundingPips vs Crypto Fund Trader — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

Start Challenge — FundingPips Start Challenge — Crypto Fund Trader

FundingPips vs Crypto Fund Trader — Side-by-Side

Feature FundingPips Crypto Fund Trader
Payout
Profit Split 80% → 90% 80% → 90%
First Payout 5
Payout Frequency Every 5 days (Tuesdays) Weekly, on-demand
Max Account Size $100,000 $200,000
Our Verdict — FundingPips vs Crypto Fund Trader

Winner: FundingPips

FundingPips vs Crypto Fund Trader — Executive Summary (2026)

In this independent head-to-head comparison of FundingPips vs Crypto Fund Trader, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

FundingPips: The Fastest Payout Cycle in Prop Trading

Crypto Fund Trader: 715 Crypto Pairs. The #1 Crypto Prop Firm.

Based on our independent scoring methodology, FundingPips scores 9.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: FundingPips vs Crypto Fund Trader

BestProp Score: FundingPips scores 9.6/10 vs Crypto Fund Trader at 8.6/10.

Minimum Fee: FundingPips starts from $36; Crypto Fund Trader starts from $45. FundingPips is cheaper at entry level.

Profit Split: FundingPips offers 80% → 90%; Crypto Fund Trader offers 80% → 90%. Crypto Fund Trader has the higher split.

Platforms: FundingPips supports cTrader, Match Trader, MT5; Crypto Fund Trader is on MT5, Match-Trader, Bybit.

Tradeable Markets: FundingPips covers Forex, Metals, Energy, Indices, Crypto; Crypto Fund Trader offers Crypto (715 pairs), Forex, Indices, Stocks, Commodities.

Pricing Comparison: FundingPips vs Crypto Fund Trader

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FundingPips and Crypto Fund Trader compare on pricing.

FundingPips challenge fees start from $36. The firm has operated since 2022. Total payouts to date: $260M+.

Crypto Fund Trader challenge fees start from $45. The firm has operated since 2021. They have funded over 55,000+ traders. Total payouts to date: $20M+.

On entry-level pricing, FundingPips offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: FundingPips vs Crypto Fund Trader

Drawdown Rules

Trading Conditions

Payout Comparison: FundingPips vs Crypto Fund Trader

FundingPips profit split: 80% → 90%. Crypto Fund Trader profit split: 80% → 90%. Crypto Fund Trader delivers the higher cut to traders.

Payout frequency: FundingPips pays Every 5 days (Tuesdays); Crypto Fund Trader pays Weekly, on-demand. Faster payouts are better for cash flow management.

FundingPips — Full Review

Here is our full independent review of FundingPips:

Introduction to FundingPips

FundingPips launched in 2022 from Dubai and has since become one of the fastest-growing prop firms in the industry by a significant margin. The numbers are hard to argue with: $260M+ in total rewards paid to traders, 4.7/5 on Trustpilot from over 10,000 reviews, and a 5-day payout cycle that gives traders up to four withdrawals per month. For a firm founded three years ago, this is an exceptional track record.

CEO Khaled Ayesh is publicly visible and actively engaged with the trading community — a transparency marker that matters when evaluating younger firms. FundingPips also runs consistently among the lowest-fee prop firms in the space, with a $5,000 account available for $36.

Who Is FundingPips For?

FundingPips suits forex, commodities, and crypto traders who want a high-frequency payout cycle, permissive trading rules, and low entry costs. The 5-day payout schedule is the standout feature — if cash flow matters to your trading operation, getting paid every Tuesday rather than every two to four weeks is a meaningful difference.

EAs and expert advisors are permitted, news trading is allowed, and crypto trades 24/7 on weekends. The trailing drawdown is the main technical challenge — it follows your highest balance, not just the starting amount, which demands tighter ongoing risk management than static drawdown firms.

Challenge Program

FundingPips uses a two-phase evaluation structure called Student → Practitioner → Master:

  • Phase 1 (Student): 8% profit target, 5% daily drawdown, 10% trailing maximum drawdown. No time limit.
  • Phase 2 (Practitioner): 5% profit target, same drawdown rules. No time limit.
  • Master (Funded): Trade with full capital. 5-day payout cycle, 80% split rising to 90% after 4 payouts.

All fees are refunded after your 4th successful payout — effectively making the challenge free for traders who maintain funded status through four withdrawal cycles. FundingPips also offers 1-Step, Pro, and Zero program variants with different fee and rule structures — check their site for current availability and pricing on those formats.

Fees by Account Size

Account Size Fee
$5,000 $36
$10,000 $66
$25,000 $158
$50,000 $278
$100,000 $529

Trading Rules

  • Daily drawdown: 5% — based on balance or equity, whichever is lower at any point during the day
  • Maximum drawdown: 10% trailing — follows your highest reached balance, not just the starting amount. This is the most important rule to manage carefully.
  • No time limits on either phase
  • EAs/automated systems: Permitted
  • News trading: Permitted
  • Crypto: Available 24/7 including weekends

Payouts and Scaling

  • Payout frequency: Every 5 days (every Tuesday) — up to 4 payouts per month
  • Methods: Crypto (USDT via TRC20) and Rise
  • Starting split: 80%
  • After 4th payout: 90% split + 20% account size increase
  • Maximum allocation: $2,000,000 via scaling plan
  • Fee refund: Challenge fee returned after 4th successful payout

Our Verdict

FundingPips earns an 8.8 BestProp score — the second-highest we award. The combination of $260M+ in proven payouts, 4.7/5 Trustpilot from 10,000+ verified reviews, industry-lowest fees, and a 5-day payout cycle makes it one of the most compelling prop firms available in 2026.

The trailing drawdown is the only significant challenge — it requires ongoing discipline to avoid giving back gains and seeing your drawdown limit tighten with every new high. Traders who understand trailing drawdown mechanics and manage it actively will find FundingPips one of the best-value funded trading programs on the market.

Crypto Fund Trader — Full Review

Here is our full independent review of Crypto Fund Trader:

Introduction to Crypto Fund Trader

Crypto Fund Trader was founded in 2021 by Alan Sánchez and is legally registered in Switzerland (SWISS RLCRATES AG) with offices in Pamplona, Spain and Dubai. It positions itself as a crypto-first prop firm — and backs that claim with access to 715 crypto pairs across Bybit, MT5, and Match-Trader, a wider crypto instrument selection than any other firm we have reviewed.

With $20M+ in total payouts and 4.4/5 on Trustpilot from over 1,100 reviews, the track record is solid for a firm of its age. One of its more unusual features is the Ascend program, where a portion of challenge fees is donated to educational projects in underprivileged countries — a rare charitable dimension in the prop firm industry.

Who Is Crypto Fund Trader For?

Crypto Fund Trader suits dedicated crypto traders who want access to the deepest crypto instrument selection available in funded trading. The 715 crypto pairs — including access through real Bybit infrastructure — gives serious crypto traders breadth that crypto-adjacent prop firms cannot match.

The firm also suits traders who want flexibility in evaluation format: from a fast 1-phase Break program to a structured 2-phase Ascend challenge to instant live funding, there is a path for every risk appetite and time horizon.

Challenge Programs

Crypto Fund Trader offers four programs:

  • Break (1-Phase, New): Single evaluation phase. 10% profit target. 4% daily drawdown, 6% trailing max drawdown. Consistency rule: no single day can account for more than 40% of total profits. Account sizes $2,500–$100,000. Fees $49–$139. 80% split on live stage.
  • Ascend (2-Phase, Charitable): The most popular program. Phase 1: 8% target. Phase 2: 5% target. 5% daily drawdown, 10% max drawdown. News trading restricted for 2 minutes around major events. Fees from $45 ($5K) to $1,798 ($200K). A portion of every fee is donated to educational projects in underprivileged countries. Split: 80% rising to 90%.
  • Instant (Live Funding): No evaluation — funded immediately. Fixed dollar profit targets ($2,750 on $2,500 account, scaling up). Account sizes $2,500–$10,000. Fees $125–$475. Split: 50–70%. Lower split reflects the zero-evaluation risk taken by the firm.
  • Accelerated: Fast-track evaluation with fees from $40. Details vary — check the official site for current Accelerated program rules and account sizes.

Trading Rules

  • News trading: Allowed on Break and Instant; 2-minute restriction on Ascend
  • Consistency rule: On Break — no single day can exceed 40% of total accumulated profit (checked at withdrawal)
  • No time limits on any program
  • No minimum trading days required
  • Leverage: Up to 1:100
  • Platforms: MT5, Match-Trader (US traders), Bybit
  • Minimum withdrawal: $100

Instruments

715 crypto pairs — the widest crypto selection of any prop firm reviewed on BestProp. Bybit integration gives real exchange liquidity on crypto trades. Beyond crypto, the firm covers forex, indices, stocks, and commodities, making it one of the few crypto-first firms with genuine multi-asset reach.

Payouts and Scaling

  • Frequency: Weekly, on-demand
  • Processing time: Average 8 hours
  • Minimum withdrawal: $100
  • Methods: Cryptocurrency, bank wire transfer
  • Starting split: 80% (Ascend/Break), 50–70% (Instant)
  • Maximum split: 90% at scale
  • Scaling ceiling: $1,280,000

Our Verdict

Crypto Fund Trader earns a 7.5 BestProp score. The 715-pair crypto depth, Swiss legal registration, multi-platform setup with real Bybit execution, and charitable Ascend program are genuine differentiators. The $20M+ in payouts and 1,100+ Trustpilot reviews provide reasonable validation for a firm founded in 2021.

The trade-offs: the Instant program’s 50–70% split is the lowest we have seen in instant funding, the Break program’s 40% consistency rule adds a layer of complexity to payout calculations, and the wide fee range on Ascend ($45–$1,798) means due diligence on pricing is essential before committing to a large account size.

FundingPips — Key Strengths

  • BestProp score: 9.6/10
  • Competitive 80% → 90% profit split
  • Challenge fees from $36
  • $260M+ total paid out
  • Available on cTrader, Match Trader, MT5
  • Operating since 2022

Crypto Fund Trader — Key Strengths

  • BestProp score: 8.6/10
  • Competitive 80% → 90% profit split
  • Challenge fees from $45
  • 55,000+ funded traders
  • $20M+ total paid out
  • Available on MT5, Match-Trader, Bybit
  • Operating since 2021

Final Verdict: FundingPips vs Crypto Fund Trader (2026)

Overall, our independent scoring gives FundingPips the edge in this 2026 comparison. However, both firms have their merits. If Crypto Fund Trader better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: FundingPips vs Crypto Fund Trader

Which is better, FundingPips or Crypto Fund Trader?

Based on our independent scoring, FundingPips scores higher overall (9.6/10). The best choice depends on your trading style, preferred instruments, and account size.

Is FundingPips cheaper than Crypto Fund Trader?

FundingPips offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, FundingPips or Crypto Fund Trader?

Crypto Fund Trader offers the higher profit split. FundingPips: 80% → 90%. Crypto Fund Trader: 80% → 90%.

Can I use an EA or trading bot?

EA policies: FundingPips — check the review. Crypto Fund Trader — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: FundingPips — check the review. Crypto Fund Trader — check the review.

Read the full FundingPips review →  ·  Read the full Crypto Fund Trader review →

Who should choose FundingPips?
  • Traders wanting 80% → 90% profit split
  • Users of cTrader, Match Trader, MT5
  • Anyone looking for a top-rated funded challenge
Get Started with FundingPips →
Who should choose Crypto Fund Trader?
  • Traders wanting 80% → 90% profit split
  • Users of MT5, Match-Trader, Bybit
  • Anyone looking for a top-rated funded challenge
Get Started with Crypto Fund Trader →

Frequently Asked Questions — FundingPips vs Crypto Fund Trader

Based on our scoring methodology, FundingPips edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

FundingPips offers 80% → 90% profit split, while Crypto Fund Trader offers 80% → 90% profit split. Check each firm's current terms as these can change.

Yes! FundingPips has code 916E318D. Use these at checkout to save on your challenge fee.

FundingPips processes first payouts in 5 day(s), while Crypto Fund Trader takes approximately a variable timeframe. Always verify current payout timelines on the firm's website.

Neither FundingPips nor Crypto Fund Trader are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

FundingPips
9.6/10
916E318D Claim Discount Read Review →
Crypto Fund Trader
8.6/10
Start Challenge Read Review →