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Home Comparisons FundingPips vs The5ers — Which is Better?
FundingPips
9.6/10
★★★★½
VS
The5ers
9.4/10
★★★★½

FundingPips vs The5ers — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

Start Challenge — FundingPips Start Challenge — The5ers

FundingPips vs The5ers — Side-by-Side

Feature FundingPips The5ers
Payout
Profit Split 80% → 90% 75% → 100%
First Payout 5 16
Payout Frequency Every 5 days (Tuesdays) Monthly (avg 16 days)
Max Account Size $100,000 $250,000
Our Verdict — FundingPips vs The5ers

Winner: FundingPips

FundingPips vs The5ers — Executive Summary (2026)

In this independent head-to-head comparison of FundingPips vs The5ers, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

FundingPips: The Fastest Payout Cycle in Prop Trading

The5ers: Scale to $4 Million. No Upfront Fee Required.

Based on our independent scoring methodology, FundingPips scores 9.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: FundingPips vs The5ers

BestProp Score: FundingPips scores 9.6/10 vs The5ers at 9.4/10.

Minimum Fee: FundingPips starts from $36; The5ers starts from From $15. The5ers is cheaper at entry level.

Profit Split: FundingPips offers 80% → 90%; The5ers offers 75% → 100%. The5ers has the higher split.

Platforms: FundingPips supports cTrader, Match Trader, MT5; The5ers is on MT5 Hedge.

Tradeable Markets: FundingPips covers Forex, Metals, Energy, Indices, Crypto; The5ers offers Forex, Metals, Indices, Crypto, Stocks, Commodities.

Pricing Comparison: FundingPips vs The5ers

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FundingPips and The5ers compare on pricing.

FundingPips challenge fees start from $36. The firm has operated since 2022. Total payouts to date: $260M+.

The5ers challenge fees start from From $15. The firm has operated since 2016. They have funded over 262,000+ traders.

On entry-level pricing, The5ers offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: FundingPips vs The5ers

Drawdown Rules

Trading Conditions

Payout Comparison: FundingPips vs The5ers

FundingPips profit split: 80% → 90%. The5ers profit split: 75% → 100%. The5ers delivers the higher cut to traders.

Payout frequency: FundingPips pays Every 5 days (Tuesdays); The5ers pays Monthly (avg 16 days). Faster payouts are better for cash flow management.

FundingPips — Full Review

Here is our full independent review of FundingPips:

Introduction to FundingPips

FundingPips launched in 2022 from Dubai and has since become one of the fastest-growing prop firms in the industry by a significant margin. The numbers are hard to argue with: $260M+ in total rewards paid to traders, 4.7/5 on Trustpilot from over 10,000 reviews, and a 5-day payout cycle that gives traders up to four withdrawals per month. For a firm founded three years ago, this is an exceptional track record.

CEO Khaled Ayesh is publicly visible and actively engaged with the trading community — a transparency marker that matters when evaluating younger firms. FundingPips also runs consistently among the lowest-fee prop firms in the space, with a $5,000 account available for $36.

Who Is FundingPips For?

FundingPips suits forex, commodities, and crypto traders who want a high-frequency payout cycle, permissive trading rules, and low entry costs. The 5-day payout schedule is the standout feature — if cash flow matters to your trading operation, getting paid every Tuesday rather than every two to four weeks is a meaningful difference.

EAs and expert advisors are permitted, news trading is allowed, and crypto trades 24/7 on weekends. The trailing drawdown is the main technical challenge — it follows your highest balance, not just the starting amount, which demands tighter ongoing risk management than static drawdown firms.

Challenge Program

FundingPips uses a two-phase evaluation structure called Student → Practitioner → Master:

  • Phase 1 (Student): 8% profit target, 5% daily drawdown, 10% trailing maximum drawdown. No time limit.
  • Phase 2 (Practitioner): 5% profit target, same drawdown rules. No time limit.
  • Master (Funded): Trade with full capital. 5-day payout cycle, 80% split rising to 90% after 4 payouts.

All fees are refunded after your 4th successful payout — effectively making the challenge free for traders who maintain funded status through four withdrawal cycles. FundingPips also offers 1-Step, Pro, and Zero program variants with different fee and rule structures — check their site for current availability and pricing on those formats.

Fees by Account Size

Account Size Fee
$5,000 $36
$10,000 $66
$25,000 $158
$50,000 $278
$100,000 $529

Trading Rules

  • Daily drawdown: 5% — based on balance or equity, whichever is lower at any point during the day
  • Maximum drawdown: 10% trailing — follows your highest reached balance, not just the starting amount. This is the most important rule to manage carefully.
  • No time limits on either phase
  • EAs/automated systems: Permitted
  • News trading: Permitted
  • Crypto: Available 24/7 including weekends

Payouts and Scaling

  • Payout frequency: Every 5 days (every Tuesday) — up to 4 payouts per month
  • Methods: Crypto (USDT via TRC20) and Rise
  • Starting split: 80%
  • After 4th payout: 90% split + 20% account size increase
  • Maximum allocation: $2,000,000 via scaling plan
  • Fee refund: Challenge fee returned after 4th successful payout

Our Verdict

FundingPips earns an 8.8 BestProp score — the second-highest we award. The combination of $260M+ in proven payouts, 4.7/5 Trustpilot from 10,000+ verified reviews, industry-lowest fees, and a 5-day payout cycle makes it one of the most compelling prop firms available in 2026.

The trailing drawdown is the only significant challenge — it requires ongoing discipline to avoid giving back gains and seeing your drawdown limit tighten with every new high. Traders who understand trailing drawdown mechanics and manage it actively will find FundingPips one of the best-value funded trading programs on the market.

The5ers — Full Review

Here is our full independent review of The5ers:

Introduction to The5ers

The5ers has been funding traders since January 2016, making it one of the two oldest major prop firms in the industry alongside FTMO. Founded by Saul Lokier and headquartered in Raanana, Israel, the firm has funded over 262,000 traders across 149 employees in 23 countries. That track record — nearly a decade of consistent operation — is the foundation of its reputation.

The firm’s standout program is Hyper Growth: a no-upfront-fee model where traders enter a scaling account that doubles with every 10% profit milestone, growing toward a maximum of $4,000,000. For experienced traders with a proven system, it is one of the highest-ceiling funded trading opportunities available.

Who Is The5ers For?

The5ers suits experienced forex and multi-asset traders who value long-term capital scaling over fast payouts or high initial splits. The progression from small accounts to multi-million dollar funding is the core appeal — the trade-off is slower payout cycles and lower initial profit splits compared to newer competitors.

The Hyper Growth program’s no-fee entry model also makes The5ers uniquely accessible for skilled traders who can’t or prefer not to pay upfront challenge fees. If your strategy produces consistent 10% gains, the doubling scaling plan is one of the most powerful funding structures available.

Challenge Programs

The5ers offers four distinct programs:

  • Hyper Growth (1-Step, no upfront fee): Enter with as little as $5,000 in evaluation capital. No entry fee — pay a small bonus contribution from $15. 10% profit target per scaling milestone. 3% daily drawdown, 6% stop-out. Account doubles at each milestone, scaling to $4,000,000. No minimum trading days at Level 1. Split: 75% up to $300K balance, 80% at $350K+, up to 100%.
  • Pro Growth (1-Step): One-time fee of $74. 75/25 profit split from the start. Single evaluation phase, structured entry into the scaling system.
  • High Stakes (2-Step): Account sizes $2,500–$100,000. Step 1 fee: $19 (refundable on completion). Step 1: 10% target. Step 2: 5% target. 5% daily drawdown, 10% max drawdown. 3 minimum profitable days per phase. Split: 80% rising to 100% at scale, with fixed payouts of $4,000/month at $350K and $10,000/month at $500K.
  • Bootcamp (3-Step): Three-phase evaluation with the most capital available upfront — up to $250,000. $95 upfront for a $100K account ($205 due after passing Phase 1), or $225 for $250K ($350 due after Phase 1). Scales at every 5% profit milestone. Best for methodical traders who prefer a step-by-step progression.

Trading Rules

  • News trading: Permitted, with restrictions on bracket/straddle strategies around news events
  • Weekend holding: Allowed on forex, metals, and crypto
  • Leverage: 1:30 (Hyper Growth / Pro Growth), 1:100 (High Stakes)
  • Platform: MT5 Hedge — supports hedging strategies
  • Inactive accounts: Expire after 30 days of no trading activity
  • Minimum profitable days: 3 required for High Stakes (a profitable day = closed positions with at least 0.5% profit on initial balance)
  • No time limits on any phase

Payouts

  • Average payout time: 16 days
  • Frequency: Monthly
  • Methods: Cryptocurrency, Rise
  • Payment accepted: Crypto, credit/debit card, Apple Pay, Google Pay, PayPal
  • High Stakes fixed payouts: $4,000/month at $350K balance, $10,000/month at $500K balance
  • Fee refund: High Stakes evaluation fee ($19) returned with first funded payout

Our Verdict

The5ers earns an 8.6 BestProp score. Nearly a decade of operation, 262,000+ funded traders, and the Hyper Growth program’s $4M ceiling make it one of the most legitimate and ambitious funded trading programs available. The no-upfront-fee Hyper Growth entry is genuinely unique at this scale.

The trade-offs are real: monthly payouts with a 16-day average are slower than most competitors, and the initial 75% split on Hyper Growth is below the 80%+ standard elsewhere. Traders who prioritise payout speed or initial split percentage will find better options. But for those building a long-term funded trading career, The5ers’ scaling architecture and decade-long track record are hard to match.

FundingPips — Key Strengths

  • BestProp score: 9.6/10
  • Competitive 80% → 90% profit split
  • Challenge fees from $36
  • $260M+ total paid out
  • Available on cTrader, Match Trader, MT5
  • Operating since 2022

The5ers — Key Strengths

  • BestProp score: 9.4/10
  • Competitive 75% → 100% profit split
  • Challenge fees from From $15
  • 262,000+ funded traders
  • Available on MT5 Hedge
  • Operating since 2016

Final Verdict: FundingPips vs The5ers (2026)

Overall, our independent scoring gives FundingPips the edge in this 2026 comparison. However, both firms have their merits. If The5ers better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: FundingPips vs The5ers

Which is better, FundingPips or The5ers?

Based on our independent scoring, FundingPips scores higher overall (9.6/10). The best choice depends on your trading style, preferred instruments, and account size.

Is FundingPips cheaper than The5ers?

The5ers offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, FundingPips or The5ers?

The5ers offers the higher profit split. FundingPips: 80% → 90%. The5ers: 75% → 100%.

Can I use an EA or trading bot?

EA policies: FundingPips — check the review. The5ers — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: FundingPips — check the review. The5ers — check the review.

Read the full FundingPips review →  ·  Read the full The5ers review →

Who should choose FundingPips?
  • Traders wanting 80% → 90% profit split
  • Users of cTrader, Match Trader, MT5
  • Anyone looking for a top-rated funded challenge
Get Started with FundingPips →
Who should choose The5ers?
  • Traders wanting 75% → 100% profit split
  • Users of MT5 Hedge
  • Anyone looking for a top-rated funded challenge
Get Started with The5ers →

Frequently Asked Questions — FundingPips vs The5ers

Based on our scoring methodology, FundingPips edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

FundingPips offers 80% → 90% profit split, while The5ers offers 75% → 100% profit split. Check each firm's current terms as these can change.

Yes! FundingPips has code 916E318D. Use these at checkout to save on your challenge fee.

FundingPips processes first payouts in 5 day(s), while The5ers takes approximately 16 day(s). Always verify current payout timelines on the firm's website.

Neither FundingPips nor The5ers are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

FundingPips
9.6/10
916E318D Claim Discount Read Review →
The5ers
9.4/10
Start Challenge Read Review →