Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Funded Elite | Audacity Capital |
|---|---|---|
| Payout | ||
| Profit Split | 60% (up to 95%) | 50-95% (scales over time) |
| First Payout | 14 | 14 |
| Payout Frequency | Bi-weekly | Bi-weekly (Ability Challenge), Weekly (FTP) |
| Max Account Size | $300,000 | $240,000 |
Winner: Funded Elite
In this independent head-to-head comparison of Funded Elite vs Audacity Capital, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Funded Elite: Flash Activation from $5. Lite Track from $13. 4 Platforms. 95% Split.
Audacity Capital: One of the oldest prop firms globally, with generous drawdown limits and 12+ years of operation.
Based on our independent scoring methodology, Funded Elite scores 8.4/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Funded Elite scores 8.4/10 vs Audacity Capital at 7.8/10.
Minimum Fee: Funded Elite starts from $5; Audacity Capital starts from $49. Funded Elite is cheaper at entry level.
Profit Split: Funded Elite offers 60% (up to 95%); Audacity Capital offers 50-95% (scales over time). Funded Elite has the higher split.
Platforms: Funded Elite supports MT5, TradeLocker, Edge by Axe, cTrader; Audacity Capital is on MetaTrader 5.
Tradeable Markets: Funded Elite covers Forex, Indices, Metals, Energy, US Stocks (174 assets); Audacity Capital offers Forex, Metals, Indices.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Funded Elite and Audacity Capital compare on pricing.
Funded Elite challenge fees start from $5. The firm has operated since 2023. Total payouts to date: $2,300,000+.
Audacity Capital challenge fees start from $49. The firm has operated since 2012. They have funded over 500,000+ traders. Total payouts to date: $250,000,000+.
On entry-level pricing, Funded Elite offers a lower starting fee — an important factor if you are testing with a smaller account first.
Funded Elite profit split: 60% (up to 95%). Audacity Capital profit split: 50-95% (scales over time). Funded Elite delivers the higher cut to traders.
Payout frequency: Funded Elite pays Bi-weekly; Audacity Capital pays Bi-weekly (Ability Challenge), Weekly (FTP). Faster payouts are better for cash flow management.
Here is our full independent review of Funded Elite:
Funded Elite was founded in 2023 and is operated from Latina, Italy, by co-CEOs Christian Habibi and Artur Seriihovych Deshko. The firm holds a 4.7/5 Trustpilot score from 280+ reviews – one of the stronger independent ratings for a firm its age. Six program types are offered, including the industry-unusual Flash Activation model where traders pay just $5 to start and only cover the remaining challenge fee upon passing. Maximum funded allocation reaches $300,000.
Note: Funded Elite and FuturesElite share co-CEO Christian Habibi and the same Latina, Italy base of operations. They are sibling firms under the same leadership.
Flash Activation ($5 upfront for all sizes $7K-$300K): The most accessible entry point in the prop firm space. Pay $5 to begin the evaluation. The remaining challenge fee is only charged upon successfully passing – if you fail, you lose only $5. This eliminates the primary financial risk of evaluation failure for traders who want to test the rules before committing.
2-Step Challenge ($41-$6,263 for $7K-$300K): Phase 1 profit target: 6-12% (varies by account size). Phase 2: 5%. Daily drawdown: 5%. Max drawdown: 5-10% static. Minimum 3 trading days per phase. No time limit. Profit split: 60-95%.
1-Step Challenge ($52-$6,928 for $7K-$300K): Single phase, 8-12% profit target. Daily drawdown: 3%. Max drawdown: 5-10% static. Minimum 3 trading days. Profit split: 60-95%.
Lite 2-Step ($13-$4,135 for $5K-$300K): Lower-cost variant of the 2-Step. Phase 1: 6-12%, Phase 2: 5%. Daily drawdown: 4%. Max drawdown: 6-10% static. Minimum 3 trading days. Profit split: 60-95%. Entry from $13 makes this one of the most affordable 2-step paths available.
Lite 1-Step ($18-$5,121 for $5K-$100K): Budget single-phase option with 3-day minimum. Daily drawdown: 4%. Max drawdown: 6-10% static. Profit split: 60-95%.
Instant Funding ($159-$2,787 for $7K-$100K): No profit target required. Daily drawdown: 3%. Max drawdown: 6% trailing equity. Profit split: 70-95%. Note: trailing equity drawdown on Instant accounts means the max loss threshold rises with the high watermark – tighter than static drawdown accounts.
Platforms: MetaTrader 5, TradeLocker, Edge by Axe, cTrader. Four platforms is above average. Instruments: 174 assets covering Forex pairs, Indices, Metals, Energy, and US Stocks.
Funded Elite earns a 7.3 BestProp score. The Flash Activation model ($5 upfront) is a genuine industry innovation that removes the biggest barrier to evaluation entry – the fear of paying $40-$200 and failing. Four trading platforms, 4.7/5 Trustpilot from 280+ reviews, and six program types give traders meaningful choices. The Lite track makes prop trading accessible from $13.
Key watch-outs: the per-lot commission ($3-7/lot) adds real ongoing cost beyond the challenge fee, EA restrictions limit automated strategies to analysis roles, and the initial payout processing of 3-21 days is slower than industry average. The 60% minimum profit split on some programs is well below the 80-90% standard – check which split applies to your specific program and account size before purchasing. The sibling relationship with FuturesElite means the leadership team runs two firms simultaneously.
Here is our full independent review of Audacity Capital:
Audacity Capital was founded in 2012, making it one of the longest-running prop trading firms in the world. UK-registered (Companies House 11652683) under CEO Karim Yousfi, the firm claims over $250 million paid out to traders and 500,000+ funded traders globally — numbers built over more than a decade of operation. The firm offers three programs: the 2-phase Ability Challenge, the 1-step Ability One, and the Funded Trader Program (FTP / Instant Funding).
The Ability Challenge is a two-phase evaluation. Phase 1 requires a 10% profit target with a 7.5% daily drawdown and 15% max drawdown — among the most generous drawdown limits in the industry. Phase 2 requires 5% with tighter 5%/10% limits. The Ability One is a single-phase evaluation with a 10% target, 3% daily, and 6% max drawdown. The FTP (Instant Funding) provides immediate funded access with up to 95% profit split and weekly payouts.
The Ability Challenge uses a trailing drawdown that resets daily when equity hits new highs. This mechanism confuses some traders — the daily limit recalculates at each new equity peak, meaning a trader can technically be in breach even while net-profitable over the full period. Review the drawdown rules carefully before trading.
News trading is allowed on the Ability Challenge without restrictions. The FTP requires a 30-minute waiting period after major economic events. EAs and copy trading are permitted. HFT, cross-account hedging, and martingale strategies are prohibited. Traders from the US, Syria, Iran, and North Korea cannot access the platform.
Ability Challenge payouts are made every 14 days via bank wire, Wise, PayPal, or crypto. The profit split starts at 50-75% on the Ability Challenge and scales to 95% over time. FTP accounts pay weekly at up to 95% immediately.
Trustpilot score is 3.4/5 from 1,067 reviews. While the majority of reviews are positive, approximately 125 are 1-star — prospective traders should review recent trader experiences before committing to the platform.
Overall, our independent scoring gives Funded Elite the edge in this 2026 comparison. However, both firms have their merits. If Audacity Capital better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Funded Elite scores higher overall (8.4/10). The best choice depends on your trading style, preferred instruments, and account size.
Funded Elite offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
Funded Elite offers the higher profit split. Funded Elite: 60% (up to 95%). Audacity Capital: 50-95% (scales over time).
EA policies: Funded Elite — check the review. Audacity Capital — check the review. Always verify the latest policy directly with the firm.
News trading: Funded Elite — check the review. Audacity Capital — check the review.
Read the full Funded Elite review → · Read the full Audacity Capital review →
Based on our scoring methodology, Funded Elite edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Funded Elite offers 60% (up to 95%) profit split, while Audacity Capital offers 50-95% (scales over time) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Funded Elite processes first payouts in 14 day(s), while Audacity Capital takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither Funded Elite nor Audacity Capital are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
