Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Seacrest Funded | Audacity Capital |
|---|---|---|
| Payout | ||
| Profit Split | 80% (90% with add-on) | 50-95% (scales over time) |
| First Payout | 5 | 14 |
| Payout Frequency | Every 5 days | Bi-weekly (Ability Challenge), Weekly (FTP) |
| Max Account Size | $100,000 | $240,000 |
Winner: Seacrest Funded
In this independent head-to-head comparison of Seacrest Funded vs Audacity Capital, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Seacrest Funded: Payouts Every 5 Days. $10M+ Paid in 2024. No Style Restrictions. Est. 2022.
Audacity Capital: One of the oldest prop firms globally, with generous drawdown limits and 12+ years of operation.
Based on our independent scoring methodology, Seacrest Funded scores 8.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Seacrest Funded scores 8.6/10 vs Audacity Capital at 7.8/10.
Minimum Fee: Seacrest Funded starts from $50; Audacity Capital starts from $49. Audacity Capital is cheaper at entry level.
Profit Split: Seacrest Funded offers 80% (90% with add-on); Audacity Capital offers 50-95% (scales over time). Seacrest Funded has the higher split.
Platforms: Seacrest Funded supports MT5, Match Trader; Audacity Capital is on MetaTrader 5.
Tradeable Markets: Seacrest Funded covers Forex, Metals, Energy, Indices, Crypto, Commodities; Audacity Capital offers Forex, Metals, Indices.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Seacrest Funded and Audacity Capital compare on pricing.
Seacrest Funded challenge fees start from $50. The firm has operated since 2022. They have funded over 80,000+ traders. Total payouts to date: $10,000,000+.
Audacity Capital challenge fees start from $49. The firm has operated since 2012. They have funded over 500,000+ traders. Total payouts to date: $250,000,000+.
On entry-level pricing, Audacity Capital offers a lower starting fee — an important factor if you are testing with a smaller account first.
Seacrest Funded profit split: 80% (90% with add-on). Audacity Capital profit split: 50-95% (scales over time). Seacrest Funded delivers the higher cut to traders.
Payout frequency: Seacrest Funded pays Every 5 days; Audacity Capital pays Bi-weekly (Ability Challenge), Weekly (FTP). Faster payouts are better for cash flow management.
Here is our full independent review of Seacrest Funded:
Seacrest Funded (formerly My Funded FX, rebranded 2022) was founded in June 2022 and is headquartered in Hong Kong. CEO Matthew Leech leads the platform, which has grown to 80,000+ active traders across 190+ countries. The firm has distributed $10M+ in payouts during 2024 alone, with a record single payout of $74,000+. Trustpilot: 4.3/5 from over 2,700 reviews – a strong combination of volume and score for a firm its age.
Two evaluation tracks are available: a 1-Step and a 2-Step. Maximum combined allocation reaches $400,000, with a scaling path to $1,000,000. Payouts are available every 5 days – among the most frequent payout cycles in the prop firm industry.
1-Step Challenge: A single evaluation phase requiring a 10% net profit target. Daily drawdown: 4%. Maximum drawdown: 6% (trailing – locks at starting balance once account enters profit). Once in the Live Simulated Trader phase (funded), no profit target applies – only risk management rules are enforced. Minimum payout: $65.
Fees: $5K: $50 | $10K: $100 | $25K: $200 | $50K: $300 | $100K: $500
2-Step Challenge: Phase 1: 8% net profit target. Phase 2: 5% net profit target. Daily drawdown: 5%. Maximum drawdown: 8%. More forgiving drawdown rules in exchange for a two-phase path.
No time limit on either track. Inactivity rules apply (confirm with support). No restrictions on trading style.
Platforms: MetaTrader 5, Match Trader. Instruments: Forex, Metals, Energy, Indices, Cryptocurrencies, Other Commodities. Broad instrument coverage with no asset class restrictions noted.
Seacrest Funded earns a 7.5 BestProp score. Three years of operation, $10M+ in 2024 payouts, 4.3/5 Trustpilot from 2,700+ reviews, and a payout cycle of every 5 days (among the most frequent available anywhere) make Seacrest a credible and trader-friendly option. Competitive fees starting at $50 for a $5,000 account, no style restrictions, and a generous 6% trailing drawdown that locks at starting balance on the 1-Step track are further positives.
The main limitations: the 80% base profit split requires a paid add-on to reach 90%, there is no published EA or hedging policy (confirm before using automated strategies), and the maximum base allocation of $400K is lower than several competitors. The Hong Kong headquarters and lack of explicit regulatory details are worth noting for traders who prioritise jurisdictional transparency. Overall one of the more consistently reviewed mid-tier prop firms on the market.
Here is our full independent review of Audacity Capital:
Audacity Capital was founded in 2012, making it one of the longest-running prop trading firms in the world. UK-registered (Companies House 11652683) under CEO Karim Yousfi, the firm claims over $250 million paid out to traders and 500,000+ funded traders globally — numbers built over more than a decade of operation. The firm offers three programs: the 2-phase Ability Challenge, the 1-step Ability One, and the Funded Trader Program (FTP / Instant Funding).
The Ability Challenge is a two-phase evaluation. Phase 1 requires a 10% profit target with a 7.5% daily drawdown and 15% max drawdown — among the most generous drawdown limits in the industry. Phase 2 requires 5% with tighter 5%/10% limits. The Ability One is a single-phase evaluation with a 10% target, 3% daily, and 6% max drawdown. The FTP (Instant Funding) provides immediate funded access with up to 95% profit split and weekly payouts.
The Ability Challenge uses a trailing drawdown that resets daily when equity hits new highs. This mechanism confuses some traders — the daily limit recalculates at each new equity peak, meaning a trader can technically be in breach even while net-profitable over the full period. Review the drawdown rules carefully before trading.
News trading is allowed on the Ability Challenge without restrictions. The FTP requires a 30-minute waiting period after major economic events. EAs and copy trading are permitted. HFT, cross-account hedging, and martingale strategies are prohibited. Traders from the US, Syria, Iran, and North Korea cannot access the platform.
Ability Challenge payouts are made every 14 days via bank wire, Wise, PayPal, or crypto. The profit split starts at 50-75% on the Ability Challenge and scales to 95% over time. FTP accounts pay weekly at up to 95% immediately.
Trustpilot score is 3.4/5 from 1,067 reviews. While the majority of reviews are positive, approximately 125 are 1-star — prospective traders should review recent trader experiences before committing to the platform.
Overall, our independent scoring gives Seacrest Funded the edge in this 2026 comparison. However, both firms have their merits. If Audacity Capital better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Seacrest Funded scores higher overall (8.6/10). The best choice depends on your trading style, preferred instruments, and account size.
Audacity Capital offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
Seacrest Funded offers the higher profit split. Seacrest Funded: 80% (90% with add-on). Audacity Capital: 50-95% (scales over time).
EA policies: Seacrest Funded — check the review. Audacity Capital — check the review. Always verify the latest policy directly with the firm.
News trading: Seacrest Funded — check the review. Audacity Capital — check the review.
Read the full Seacrest Funded review → · Read the full Audacity Capital review →
Based on our scoring methodology, Seacrest Funded edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Seacrest Funded offers 80% (90% with add-on) profit split, while Audacity Capital offers 50-95% (scales over time) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Seacrest Funded processes first payouts in 5 day(s), while Audacity Capital takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither Seacrest Funded nor Audacity Capital are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
