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Home › Comparisons › Funded Elite vs Seacrest Funded — Which is Better?
Funded Elite
8.4/10
★★★★☆
VS
Seacrest Funded
8.6/10
★★★★☆

Funded Elite vs Seacrest Funded — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

Get Funded Now — Funded Elite View Firm — Seacrest Funded

Funded Elite vs Seacrest Funded — Side-by-Side

Feature Funded Elite Seacrest Funded
Payout
Profit Split 60% (up to 95%) 80% (90% with add-on)
First Payout 14 5
Payout Frequency Bi-weekly Every 5 days
Max Account Size $300,000 $100,000
Our Verdict — Funded Elite vs Seacrest Funded

Winner: Seacrest Funded

Funded Elite vs Seacrest Funded — Executive Summary (2026)

In this independent head-to-head comparison of Funded Elite vs Seacrest Funded, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

Funded Elite: Flash Activation from $5. Lite Track from $13. 4 Platforms. 95% Split.

Seacrest Funded: Payouts Every 5 Days. $10M+ Paid in 2024. No Style Restrictions. Est. 2022.

Based on our independent scoring methodology, Seacrest Funded scores 8.6/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: Funded Elite vs Seacrest Funded

BestProp Score: Funded Elite scores 8.4/10 vs Seacrest Funded at 8.6/10.

Minimum Fee: Funded Elite starts from $5; Seacrest Funded starts from $50. Funded Elite is cheaper at entry level.

Profit Split: Funded Elite offers 60% (up to 95%); Seacrest Funded offers 80% (90% with add-on). Seacrest Funded has the higher split.

Platforms: Funded Elite supports MT5, TradeLocker, Edge by Axe, cTrader; Seacrest Funded is on MT5, Match Trader.

Tradeable Markets: Funded Elite covers Forex, Indices, Metals, Energy, US Stocks (174 assets); Seacrest Funded offers Forex, Metals, Energy, Indices, Crypto, Commodities.

Pricing Comparison: Funded Elite vs Seacrest Funded

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Funded Elite and Seacrest Funded compare on pricing.

Funded Elite challenge fees start from $5. The firm has operated since 2023. Total payouts to date: $2,300,000+.

Seacrest Funded challenge fees start from $50. The firm has operated since 2022. They have funded over 80,000+ traders. Total payouts to date: $10,000,000+.

On entry-level pricing, Funded Elite offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: Funded Elite vs Seacrest Funded

Drawdown Rules

Trading Conditions

Payout Comparison: Funded Elite vs Seacrest Funded

Funded Elite profit split: 60% (up to 95%). Seacrest Funded profit split: 80% (90% with add-on). Seacrest Funded delivers the higher cut to traders.

Payout frequency: Funded Elite pays Bi-weekly; Seacrest Funded pays Every 5 days. Faster payouts are better for cash flow management.

Funded Elite — Full Review

Here is our full independent review of Funded Elite:

Introduction to Funded Elite

Funded Elite was founded in 2023 and is operated from Latina, Italy, by co-CEOs Christian Habibi and Artur Seriihovych Deshko. The firm holds a 4.7/5 Trustpilot score from 280+ reviews – one of the stronger independent ratings for a firm its age. Six program types are offered, including the industry-unusual Flash Activation model where traders pay just $5 to start and only cover the remaining challenge fee upon passing. Maximum funded allocation reaches $300,000.

Note: Funded Elite and FuturesElite share co-CEO Christian Habibi and the same Latina, Italy base of operations. They are sibling firms under the same leadership.

Programs (6 Types)

Flash Activation ($5 upfront for all sizes $7K-$300K): The most accessible entry point in the prop firm space. Pay $5 to begin the evaluation. The remaining challenge fee is only charged upon successfully passing – if you fail, you lose only $5. This eliminates the primary financial risk of evaluation failure for traders who want to test the rules before committing.

2-Step Challenge ($41-$6,263 for $7K-$300K): Phase 1 profit target: 6-12% (varies by account size). Phase 2: 5%. Daily drawdown: 5%. Max drawdown: 5-10% static. Minimum 3 trading days per phase. No time limit. Profit split: 60-95%.

1-Step Challenge ($52-$6,928 for $7K-$300K): Single phase, 8-12% profit target. Daily drawdown: 3%. Max drawdown: 5-10% static. Minimum 3 trading days. Profit split: 60-95%.

Lite 2-Step ($13-$4,135 for $5K-$300K): Lower-cost variant of the 2-Step. Phase 1: 6-12%, Phase 2: 5%. Daily drawdown: 4%. Max drawdown: 6-10% static. Minimum 3 trading days. Profit split: 60-95%. Entry from $13 makes this one of the most affordable 2-step paths available.

Lite 1-Step ($18-$5,121 for $5K-$100K): Budget single-phase option with 3-day minimum. Daily drawdown: 4%. Max drawdown: 6-10% static. Profit split: 60-95%.

Instant Funding ($159-$2,787 for $7K-$100K): No profit target required. Daily drawdown: 3%. Max drawdown: 6% trailing equity. Profit split: 70-95%. Note: trailing equity drawdown on Instant accounts means the max loss threshold rises with the high watermark – tighter than static drawdown accounts.

Trading Rules

  • EAs: Permitted for analysis and risk control only. Fully automated EAs are prohibited.
  • Hedging: Allowed within the same account only. Cross-account and inter-broker hedging prohibited.
  • News trading: Allowed for swing strategies. High-frequency news tactics prohibited.
  • VPN/VPS: Allowed with prior approval from support.
  • Copy trading: Available.
  • Arbitrage: Prohibited.
  • Commission: $3-7 per round lot (varies by broker and asset). Factor this into profitability alongside the challenge fee.
  • Leverage: Up to 1:100 (Forex); 10-30x on other assets.

Platforms and Instruments

Platforms: MetaTrader 5, TradeLocker, Edge by Axe, cTrader. Four platforms is above average. Instruments: 174 assets covering Forex pairs, Indices, Metals, Energy, and US Stocks.

Payouts

  • Frequency: Bi-weekly (every 14 days) after first payout
  • Processing: 3-21 days initially; a 3-day processing add-on is available
  • Methods: Rise (bank transfers), Crypto direct transfer (max $500 per cycle)
  • Accepted payments: Credit card, Crypto, Google Pay, Apple Pay, Zen

Our Verdict

Funded Elite earns a 7.3 BestProp score. The Flash Activation model ($5 upfront) is a genuine industry innovation that removes the biggest barrier to evaluation entry – the fear of paying $40-$200 and failing. Four trading platforms, 4.7/5 Trustpilot from 280+ reviews, and six program types give traders meaningful choices. The Lite track makes prop trading accessible from $13.

Key watch-outs: the per-lot commission ($3-7/lot) adds real ongoing cost beyond the challenge fee, EA restrictions limit automated strategies to analysis roles, and the initial payout processing of 3-21 days is slower than industry average. The 60% minimum profit split on some programs is well below the 80-90% standard – check which split applies to your specific program and account size before purchasing. The sibling relationship with FuturesElite means the leadership team runs two firms simultaneously.

Seacrest Funded — Full Review

Here is our full independent review of Seacrest Funded:

Introduction to Seacrest Funded

Seacrest Funded (formerly My Funded FX, rebranded 2022) was founded in June 2022 and is headquartered in Hong Kong. CEO Matthew Leech leads the platform, which has grown to 80,000+ active traders across 190+ countries. The firm has distributed $10M+ in payouts during 2024 alone, with a record single payout of $74,000+. Trustpilot: 4.3/5 from over 2,700 reviews – a strong combination of volume and score for a firm its age.

Two evaluation tracks are available: a 1-Step and a 2-Step. Maximum combined allocation reaches $400,000, with a scaling path to $1,000,000. Payouts are available every 5 days – among the most frequent payout cycles in the prop firm industry.

Challenge Structure

1-Step Challenge: A single evaluation phase requiring a 10% net profit target. Daily drawdown: 4%. Maximum drawdown: 6% (trailing – locks at starting balance once account enters profit). Once in the Live Simulated Trader phase (funded), no profit target applies – only risk management rules are enforced. Minimum payout: $65.

Fees: $5K: $50 | $10K: $100 | $25K: $200 | $50K: $300 | $100K: $500

2-Step Challenge: Phase 1: 8% net profit target. Phase 2: 5% net profit target. Daily drawdown: 5%. Maximum drawdown: 8%. More forgiving drawdown rules in exchange for a two-phase path.

No time limit on either track. Inactivity rules apply (confirm with support). No restrictions on trading style.

Trading Rules

  • Style restrictions: None – all trading styles permitted
  • Overnight and weekend holds: Allowed (payouts available every 5 days includes weekends)
  • Profit split: 80% standard. 90% available via paid add-on upgrade.

Platforms and Instruments

Platforms: MetaTrader 5, Match Trader. Instruments: Forex, Metals, Energy, Indices, Cryptocurrencies, Other Commodities. Broad instrument coverage with no asset class restrictions noted.

Payouts

  • Frequency: Every 5 days from first trade – one of the fastest payout cycles in the industry
  • Processing: 12-72 hours
  • Minimum: $65
  • Methods: Crypto, Rise (bank transfer)
  • Payment accepted via: Crypto, Credit/Debit Card
  • Maximum allocation: $400,000 (scaling to $1,000,000)
  • 2024 total paid out: $10M+
  • Record single payout: $74,000+

Our Verdict

Seacrest Funded earns a 7.5 BestProp score. Three years of operation, $10M+ in 2024 payouts, 4.3/5 Trustpilot from 2,700+ reviews, and a payout cycle of every 5 days (among the most frequent available anywhere) make Seacrest a credible and trader-friendly option. Competitive fees starting at $50 for a $5,000 account, no style restrictions, and a generous 6% trailing drawdown that locks at starting balance on the 1-Step track are further positives.

The main limitations: the 80% base profit split requires a paid add-on to reach 90%, there is no published EA or hedging policy (confirm before using automated strategies), and the maximum base allocation of $400K is lower than several competitors. The Hong Kong headquarters and lack of explicit regulatory details are worth noting for traders who prioritise jurisdictional transparency. Overall one of the more consistently reviewed mid-tier prop firms on the market.

Funded Elite — Key Strengths

  • BestProp score: 8.4/10
  • Competitive 60% (up to 95%) profit split
  • Challenge fees from $5
  • $2,300,000+ total paid out
  • Available on MT5, TradeLocker, Edge by Axe, cTrader
  • Operating since 2023

Seacrest Funded — Key Strengths

  • BestProp score: 8.6/10
  • Competitive 80% (90% with add-on) profit split
  • Challenge fees from $50
  • 80,000+ funded traders
  • $10,000,000+ total paid out
  • Available on MT5, Match Trader
  • Operating since 2022

Final Verdict: Funded Elite vs Seacrest Funded (2026)

Overall, our independent scoring gives Seacrest Funded the edge in this 2026 comparison. However, both firms have their merits. If Funded Elite better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: Funded Elite vs Seacrest Funded

Which is better, Funded Elite or Seacrest Funded?

Based on our independent scoring, Seacrest Funded scores higher overall (8.6/10). The best choice depends on your trading style, preferred instruments, and account size.

Is Funded Elite cheaper than Seacrest Funded?

Funded Elite offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, Funded Elite or Seacrest Funded?

Seacrest Funded offers the higher profit split. Funded Elite: 60% (up to 95%). Seacrest Funded: 80% (90% with add-on).

Can I use an EA or trading bot?

EA policies: Funded Elite — check the review. Seacrest Funded — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: Funded Elite — check the review. Seacrest Funded — check the review.

Read the full Funded Elite review →  ·  Read the full Seacrest Funded review →

Who should choose Funded Elite?
  • Traders wanting 60% (up to 95%) profit split
  • Users of MT5, TradeLocker, Edge by Axe, cTrader
  • Anyone looking for a top-rated funded challenge
Who should choose Seacrest Funded?
  • Traders wanting 80% (90% with add-on) profit split
  • Users of MT5, Match Trader
  • Anyone looking for a top-rated funded challenge

Frequently Asked Questions — Funded Elite vs Seacrest Funded

Based on our scoring methodology, Seacrest Funded edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

Funded Elite offers 60% (up to 95%) profit split, while Seacrest Funded offers 80% (90% with add-on) profit split. Check each firm's current terms as these can change.

Check our offers page for the latest verified deals on both firms.

Funded Elite processes first payouts in 14 day(s), while Seacrest Funded takes approximately 5 day(s). Always verify current payout timelines on the firm's website.

Neither Funded Elite nor Seacrest Funded are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

Funded Elite
8.4/10
Read Review →
Seacrest Funded
8.6/10
Read Review →