Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | OneUp Trader | FundYourFX |
|---|---|---|
| Payout | ||
| Profit Split | 100% (first $10,000), then 90% | 70-80% |
| First Payout | 14 | 1 |
| Payout Frequency | Weekly | On Demand (within 24 hours) |
| Max Account Size | $250,000 | $200,000 |
Winner: OneUp Trader
In this independent head-to-head comparison of OneUp Trader vs FundYourFX, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
OneUp Trader: Subscription-based futures prop trading with no phase requirements.
FundYourFX: One of the most affordable prop firms with refundable fees and 24-hour payouts.
Based on our independent scoring methodology, OneUp Trader scores 8.9/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: OneUp Trader scores 8.9/10 vs FundYourFX at 8.8/10.
Minimum Fee: OneUp Trader starts from $65/mo; FundYourFX starts from $16. FundYourFX is cheaper at entry level.
Profit Split: OneUp Trader offers 100% (first $10,000), then 90%; FundYourFX offers 70-80%. OneUp Trader has the higher split.
Platforms: OneUp Trader supports NinjaTrader, Sierra Chart, MultiCharts, TradeStation, Tradovate, and 15+ more; FundYourFX is on Match Trader.
Tradeable Markets: OneUp Trader covers Futures (ES, NQ, YM, CL, GC, 6E, and 35+ CME products); FundYourFX offers Forex, Indices, Crypto, Commodities.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how OneUp Trader and FundYourFX compare on pricing.
OneUp Trader challenge fees start from $65/mo. The firm has operated since 2016.
FundYourFX challenge fees start from $16. The firm has operated since 2021. They have funded over 220,000+ traders. Total payouts to date: $36,000,000+.
On entry-level pricing, FundYourFX offers a lower starting fee — an important factor if you are testing with a smaller account first.
OneUp Trader profit split: 100% (first $10,000), then 90%. FundYourFX profit split: 70-80%. OneUp Trader delivers the higher cut to traders.
Payout frequency: OneUp Trader pays Weekly; FundYourFX pays On Demand (within 24 hours). Faster payouts are better for cash flow management.
Here is our full independent review of OneUp Trader:
OneUp Trader is one of the longest-standing futures prop firms in the industry, founded in 2016 and based in Delaware, USA. Rather than a traditional phased evaluation, OneUp uses a monthly subscription model — pay a flat monthly fee for an evaluation account and keep trading until you hit the profit target. There are no Phase 2 requirements.
OneUp uses a trailing max drawdown that locks in at your initial account balance. As your equity rises the drawdown level trails upward, but once it reaches your original starting balance it stops — meaning your maximum total loss from day one is capped at the drawdown amount. There is no daily loss limit, giving traders full flexibility on individual trading days.
Funded traders receive 100% of profits on the first $10,000 earned, then 90% on all profits thereafter. This makes OneUp unusually attractive in the early funded stage. Up to three funded accounts can be held simultaneously (one account for the Express plan).
News trading is prohibited during the funded phase with a 1-minute blackout window around major economic releases. High-frequency trading and latency arbitrage are banned — all positions must be held for at least 10 seconds. A consistency rule applies: the combined net profit of your three next-best trading days must equal at least 80% of your single best day, preventing performance from being dominated by one outlier session. Expert Advisors are permitted for individual accounts; copy trading across accounts is not.
OneUp supports 20+ platforms including NinjaTrader (provided free), Sierra Chart, MultiCharts, TradeStation, and Tradovate. Traders can access 40+ CME futures products including ES, NQ, YM, CL, GC, 6E, and a range of agricultural and currency contracts. Exchange data fees are waived — a meaningful cost saving compared to most futures brokers.
Payouts are processed weekly via bank wire, Bitcoin, USDT, or ETH. Crypto payouts carry a 5% processor fee. A 7-day free trial is available, allowing traders to test the platform before committing to a subscription.
Here is our full independent review of FundYourFX:
FundYourFX was founded in 2021 and operates out of Hong Kong. The firm is consistently ranked among the most affordable prop firms in the industry, with 1-Step Classic evaluations starting at $21 for a $5,000 account. With over $36 million paid to traders and a Trustpilot rating of 4.7/5 from more than 3,600 reviews, FundYourFX has earned strong trader credibility.
The 1-Step Classic is the flagship program — a single-phase evaluation with a refundable fee, 10% profit target, and 80% profit split on funded accounts. The 1-Step Pay After Pass (PAP) has an even lower upfront cost but a higher 12% profit target and a reduced 70% profit split on the funded side. Both programs use the Match Trader platform exclusively.
Both 1-Step programs use a 4% daily drawdown and 6% maximum static drawdown. There is no consistency rule, no minimum trading days, and no time limit — traders can take as long as needed to hit the profit target. EAs and weekend holding are fully permitted.
Payouts are processed within 24 hours via crypto or bank wire transfer. The fee on the 1-Step Classic is refundable — traders get their evaluation fee back with their first funded payout. The firm has paid out over $36 million to date across its trader base.
Both 1-Step programs scale funded accounts up to $6 million. There is no news trading restriction on funded accounts.
Overall, our independent scoring gives OneUp Trader the edge in this 2026 comparison. However, both firms have their merits. If FundYourFX better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, OneUp Trader scores higher overall (8.9/10). The best choice depends on your trading style, preferred instruments, and account size.
FundYourFX offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
OneUp Trader offers the higher profit split. OneUp Trader: 100% (first $10,000), then 90%. FundYourFX: 70-80%.
EA policies: OneUp Trader — check the review. FundYourFX — check the review. Always verify the latest policy directly with the firm.
News trading: OneUp Trader — check the review. FundYourFX — check the review.
Read the full OneUp Trader review → · Read the full FundYourFX review →
Based on our scoring methodology, OneUp Trader edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
OneUp Trader offers 100% (first $10,000), then 90% profit split, while FundYourFX offers 70-80% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
OneUp Trader processes first payouts in 14 day(s), while FundYourFX takes approximately 1 day(s). Always verify current payout timelines on the firm's website.
Neither OneUp Trader nor FundYourFX are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
