Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Fintokei | FTUK |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 100% | Up to 80% |
| First Payout | — | 14 |
| Payout Frequency | On-demand (avg 3h 4m) | On Demand (Instant Funding), bi-weekly (Evaluation) |
| Max Account Size | $400,000 | $100,000 |
In this independent head-to-head comparison of Fintokei vs FTUK, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Fintokei: 3-Hour Payouts. TradingView Platform. €4M Scaling.
FTUK: Flexible prop trading with Instant Funding, 1-Step, 2-Step, and a Pay After You Pass Flex model.
Based on our independent scoring methodology, Fintokei scores 9.3/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Fintokei scores 9.3/10 vs FTUK at 8.6/10.
Minimum Fee: Fintokei starts from $44; FTUK starts from $99. Fintokei is cheaper at entry level.
Profit Split: Fintokei offers 80% → 100%; FTUK offers Up to 80%. Fintokei has the higher split.
Platforms: Fintokei supports TradingView, MT5, cTrader; FTUK is on MT5, Match-Trader, TradeLocker, FTUK XT.
Tradeable Markets: Fintokei covers Forex, Metals, Energy, Indices; FTUK offers Forex, Metals, Indices, Crypto, Commodities.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Fintokei and FTUK compare on pricing.
Fintokei challenge fees start from $44. The firm has operated since 2023.
FTUK challenge fees start from $99. The firm has operated since 2021. They have funded over 30,000+ traders. Total payouts to date: $12,000,000+.
On entry-level pricing, Fintokei offers a lower starting fee — an important factor if you are testing with a smaller account first.
Fintokei profit split: 80% → 100%. FTUK profit split: Up to 80%. Fintokei delivers the higher cut to traders.
Payout frequency: Fintokei pays On-demand (avg 3h 4m); FTUK pays On Demand (Instant Funding), bi-weekly (Evaluation). Faster payouts are better for cash flow management.
Here is our full independent review of Fintokei:
Fintokei is the prop trading product of Purple, a Czech fintech group with roots going back to 2011. The platform itself launched in 2023 under CEO David Varga and has rapidly built a reputation for two things: industry-leading payout speed (3 hours 4 minutes average) and genuine program diversity — four distinct evaluation paths covering beginners through professional traders.
Headquartered in Brno, Czech Republic, Fintokei is EU-based and positions itself as a transparent, education-first firm. Up to three free trial accounts are available before any purchase, and all programs come with a built-in loyalty program for active traders.
Fintokei suits a wide range of traders thanks to its four-program structure. The StartTrader 3-step path with 2%/3%/6% incremental targets is genuinely designed for traders still building consistency — not just labelled as a beginner product. The SwiftTrader 100% profit split with no phase 2 target is one of the most competitive single-step offers available for experienced traders. ProTrader’s $400,000 maximum account size and €4M scaling ceiling attract serious full-time traders.
Note: Fintokei covers forex, metals, energies, and indices but does not currently offer crypto or stock CFDs on its own platform. Traders who need crypto exposure should look at crypto-specific prop firms.
Four evaluation paths:
Fintokei supports three platforms — a notably different combination from most competitors:
Tradable instruments: forex pairs, CFD metals, CFD energies, CFD indices. Zero commission on oil and indices. Max risk per trade: 3% across all programs.
Fintokei earns an 8.4 BestProp score. The 3-hour payout average is the fastest we have seen. The TradingView platform integration is unique in the prop firm space. The SwiftTrader 100% profit split and the €4M scaling ceiling are both class-leading features. The EU foundation and Purple fintech group backing provide credibility that many standalone prop firms lack.
The trade-offs: no crypto or stocks, StartTrader’s 50% starting split is low, and the 180-day maximum time limit on StartTrader adds pressure for beginners. For forex and commodities traders who prioritise payout speed, platform quality, and high scaling ceilings, Fintokei is one of the strongest offerings in the 2026 prop firm landscape.
Here is our full independent review of FTUK:
FTUK (Funded Traders United Kingdom) was founded in December 2021 and has since funded over 30,000 traders globally, paying out $12M+. The firm offers three core evaluation tracks plus a Pay After You Pass Flex model and a newer Futures program. FTUK is notable for broad platform support — MT5, Match-Trader, TradeLocker, and their proprietary FTUK XT platform — though MT5 is unavailable for US-based traders.
Instant Funding provides immediate funded access with no profit target and a trailing drawdown of 6%. The 1-Step Evaluation requires a 10% profit target with an 8% trailing drawdown. The 2-Step Evaluation uses 10%/5% phase targets and an 8% static (balance-based) drawdown. The Flex Challenge allows traders to begin an evaluation at no upfront cost, paying only after passing — a meaningful advantage for risk-averse traders.
Instant Funding and 1-Step accounts use trailing drawdown, which follows equity upward and creates a moving floor. 2-Step accounts use static drawdown based on the initial account balance. News trading is prohibited during all evaluation phases but is permitted on funded accounts. There are no profit targets on funded accounts — traders can manage their funded capital freely.
Martingale, tick scalping, latency arbitrage, reverse arbitrage, hedge arbitrage, and cross-account hedging are all prohibited. HFT is banned. Manual trading strategies are fully supported. Weekend and overnight holding are permitted.
Instant-funded accounts pay on demand. Evaluation-funded accounts have a 14-day waiting period before the first payout. Payments are made via Rise or USDT (TRC20 crypto). FTUK offers scaling potential up to $6.4M for top-performing funded traders.
Overall, our independent scoring gives Fintokei the edge in this 2026 comparison. However, both firms have their merits. If FTUK better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Fintokei scores higher overall (9.3/10). The best choice depends on your trading style, preferred instruments, and account size.
Fintokei offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
Fintokei offers the higher profit split. Fintokei: 80% → 100%. FTUK: Up to 80%.
EA policies: Fintokei — check the review. FTUK — check the review. Always verify the latest policy directly with the firm.
News trading: Fintokei — check the review. FTUK — check the review.
Read the full Fintokei review → · Read the full FTUK review →
Based on our scoring methodology, Fintokei edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Fintokei offers 80% → 100% profit split, while FTUK offers Up to 80% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Fintokei processes first payouts in a variable timeframe, while FTUK takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither Fintokei nor FTUK are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
