Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Instant Funding | Earn2Trade |
|---|---|---|
| Payout | ||
| Profit Split | 80% (up to 95%) | 50% (payouts under $1,500), 80% (payouts over $1,500) |
| First Payout | 14 | 14 |
| Payout Frequency | On-demand / 14-day / Weekly (varies by program) | Weekly |
| Max Account Size | $300,000 | $200,000 |
It's a Tie!
In this independent head-to-head comparison of Instant Funding vs Earn2Trade, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Instant Funding: 8 Programs. $25 Min Payout. Smart Drawdown. Est. 2021.
Earn2Trade: Futures prop trading with a subscription career path and one-time Gauntlet Mini evaluation.
Both firms score equally in our independent methodology. The best choice depends on which specific features matter most to your trading style.
BestProp Score: Instant Funding scores 8.8/10 vs Earn2Trade at 8.8/10.
Minimum Fee: Instant Funding starts from -; Earn2Trade starts from $68.
Profit Split: Instant Funding offers 80% (up to 95%); Earn2Trade offers 50% (payouts under $1,500), 80% (payouts over $1,500). Earn2Trade has the higher split.
Platforms: Instant Funding supports cTrader, Match Trader, MT5; Earn2Trade is on Tradovate, NinjaTrader, Rithmic, TradingView, Finamark.
Tradeable Markets: Instant Funding covers Forex, Metals, Energy, Indices, Crypto; Earn2Trade offers Futures (CME, COMEX, NYMEX, CBOT).
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Instant Funding and Earn2Trade compare on pricing.
Instant Funding challenge fees start from –. The firm has operated since 2021. They have funded over 85,000+ traders. Total payouts to date: $18,700,000+.
Earn2Trade challenge fees start from $68. The firm has operated since 2016.
Instant Funding profit split: 80% (up to 95%). Earn2Trade profit split: 50% (payouts under $1,500), 80% (payouts over $1,500). Earn2Trade delivers the higher cut to traders.
Payout frequency: Instant Funding pays On-demand / 14-day / Weekly (varies by program); Earn2Trade pays Weekly. Faster payouts are better for cash flow management.
Here is our full independent review of Instant Funding:
Instant Funding launched in June 2021 and is operated by Acello Ltd (company number 12696083, registered in England and Wales), with its registered address at 30 Old Bailey, London EC4M 7AU. A second entity, IF Pro Ltd, is registered in Saint Lucia (2025-00056). CEO Lewis has built one of the more established UK-rooted prop firms, with $18.7M+ in total payouts, 85,000+ registered traders, and a 4.5/5 Trustpilot score from over 4,000 reviews – a meaningful independent signal of reliability at scale.
The firm offers eight distinct programs covering instant funding, single-phase, and two-phase evaluations, with a minimum account size of $625 and maximum combined allocation of $3,840,000. The standout feature is a $25 minimum payout – the lowest threshold in the prop firm industry.
Instant Funding’s eight programs fall into three families:
No-Evaluation (Instant) Programs:
One-Phase Evaluation Programs:
Two-Phase Evaluation Programs:
The flagship Instant Funding and GO accounts use a Smart Drawdown mechanism rather than a standard static drawdown. The account starts with a 10% maximum drawdown limit. Once the trader reaches 5% net profit, the drawdown locks permanently at 5% of the starting balance. This means growing accounts receive progressively tighter floor protection – the more profit earned, the more of it is preserved. It is one of the more thoughtful risk management designs in the prop firm space.
Three platforms: cTrader, Match Trader, MetaTrader 5. Instruments span Forex, Metals, Energy, Indices, and Cryptocurrencies. No stocks or individual equities.
Instant Funding earns a 7.8 BestProp score. Five years of operation, $18.7M+ verified payouts, 4.5/5 Trustpilot from 4,000+ reviews, and an industry-low $25 minimum payout make this one of the most credibly established prop firms on the market. The Smart Drawdown mechanism is genuinely innovative, and the breadth of eight programs means most trader profiles can find a suitable fit.
The deductions come from the 80% base split (below the 90% now standard at many competitors), add-on fees for news trading and weekend holding that others include by default, public EA restrictions, and limited CEO transparency. The news trading add-on in particular is worth factoring into the total cost before purchasing. For traders who trade within standard hours on supported instruments, Instant Funding is a reliable, proven choice.
Here is our full independent review of Earn2Trade:
Earn2Trade was founded in 2016 and is headquartered in Sheridan, Wyoming, USA. It is a futures-only prop firm offering two distinct evaluation models: the Trader Career Path® (TCP), a monthly subscription program, and the Gauntlet Mini™, a one-time fee evaluation. Both programs provide access to real futures markets via established platforms including Tradovate, NinjaTrader, Rithmic, TradingView, and Finamark.
TCP is a subscription-based evaluation at $150/month for a $25,000 virtual account. After passing (hitting the $1,750 profit target while staying within drawdown limits), traders receive a funded LiveSim® account with no additional subscription fee. The funded account then scales through four capital tiers: $25K → $50K → $100K → $200K by repeatedly meeting profit targets at each stage. No monthly fee is charged at any funded tier — only the evaluation subscription applies.
The Gauntlet Mini is a one-time fee evaluation program starting at $50,000 virtual accounts and available up to $200,000. Fees start from $68. Unlike TCP, passing the Gauntlet Mini grants a funded account matched to the evaluation size rather than a scaled entry point. Full fee details are available at earn2trade.com/the-gauntlet-mini.
TCP uses an end-of-day (EOD) drawdown calculation during evaluation — losses are measured at day close rather than intraday. Daily loss limits apply: $550/day on the $25K account, scaling proportionally through the tiers. A 30% consistency rule applies during evaluation only — at least 30% of trading days must be profitable. This requirement is dropped once funded.
Payouts are made weekly. The profit split is 50% for withdrawals under $1,500 and 80% for withdrawals over $1,500 — an unusual tiered structure that rewards larger payouts. An activation fee is deducted from the first funded withdrawal (no upfront charge). News trading is unrestricted across all programs.
Both Instant Funding and Earn2Trade are evenly matched in our scoring. The right choice depends on specific features that matter most to you: pricing, profit split, platforms, or trading conditions.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, both firms score equally. The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
Earn2Trade offers the higher profit split. Instant Funding: 80% (up to 95%). Earn2Trade: 50% (payouts under $1,500), 80% (payouts over $1,500).
EA policies: Instant Funding — check the review. Earn2Trade — check the review. Always verify the latest policy directly with the firm.
News trading: Instant Funding — check the review. Earn2Trade — check the review.
Read the full Instant Funding review → · Read the full Earn2Trade review →
Both Instant Funding and Earn2Trade are strong prop firms. The right choice depends on your trading style, preferred platform and rules. Use the side-by-side table above to compare the key metrics.
Instant Funding offers 80% (up to 95%) profit split, while Earn2Trade offers 50% (payouts under $1,500), 80% (payouts over $1,500) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Instant Funding processes first payouts in 14 day(s), while Earn2Trade takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither Instant Funding nor Earn2Trade are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
