Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Instant Funding | The Trading Pit |
|---|---|---|
| Payout | ||
| Profit Split | 80% (up to 95%) | 80% |
| First Payout | 14 | 14 |
| Payout Frequency | On-demand / 14-day / Weekly (varies by program) | Bi-weekly (CFDs), Weekly (Futures) |
| Max Account Size | $300,000 | $200,000 |
Winner: Instant Funding
In this independent head-to-head comparison of Instant Funding vs The Trading Pit, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Instant Funding: 8 Programs. $25 Min Payout. Smart Drawdown. Est. 2021.
The Trading Pit: Multi-program prop trading across CFDs, Futures, and Stocks from Liechtenstein.
Based on our independent scoring methodology, Instant Funding scores 8.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Instant Funding scores 8.8/10 vs The Trading Pit at 8.6/10.
Minimum Fee: Instant Funding starts from -; The Trading Pit starts from $49.
Profit Split: Instant Funding offers 80% (up to 95%); The Trading Pit offers 80%. Instant Funding has the higher split.
Platforms: Instant Funding supports cTrader, Match Trader, MT5; The Trading Pit is on MT4, MT5, cTrader (CFDs); ATAS, Quantower, Tradovate (Futures).
Tradeable Markets: Instant Funding covers Forex, Metals, Energy, Indices, Crypto; The Trading Pit offers Forex, Metals, Indices, Crypto, Commodities, US Stocks.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Instant Funding and The Trading Pit compare on pricing.
Instant Funding challenge fees start from –. The firm has operated since 2021. They have funded over 85,000+ traders. Total payouts to date: $18,700,000+.
The Trading Pit challenge fees start from $49. The firm has operated since 2021. They have funded over 10,000+ traders. Total payouts to date: $16,000,000+.
Instant Funding profit split: 80% (up to 95%). The Trading Pit profit split: 80%. Instant Funding delivers the higher cut to traders.
Payout frequency: Instant Funding pays On-demand / 14-day / Weekly (varies by program); The Trading Pit pays Bi-weekly (CFDs), Weekly (Futures). Faster payouts are better for cash flow management.
Here is our full independent review of Instant Funding:
Instant Funding launched in June 2021 and is operated by Acello Ltd (company number 12696083, registered in England and Wales), with its registered address at 30 Old Bailey, London EC4M 7AU. A second entity, IF Pro Ltd, is registered in Saint Lucia (2025-00056). CEO Lewis has built one of the more established UK-rooted prop firms, with $18.7M+ in total payouts, 85,000+ registered traders, and a 4.5/5 Trustpilot score from over 4,000 reviews – a meaningful independent signal of reliability at scale.
The firm offers eight distinct programs covering instant funding, single-phase, and two-phase evaluations, with a minimum account size of $625 and maximum combined allocation of $3,840,000. The standout feature is a $25 minimum payout – the lowest threshold in the prop firm industry.
Instant Funding’s eight programs fall into three families:
No-Evaluation (Instant) Programs:
One-Phase Evaluation Programs:
Two-Phase Evaluation Programs:
The flagship Instant Funding and GO accounts use a Smart Drawdown mechanism rather than a standard static drawdown. The account starts with a 10% maximum drawdown limit. Once the trader reaches 5% net profit, the drawdown locks permanently at 5% of the starting balance. This means growing accounts receive progressively tighter floor protection – the more profit earned, the more of it is preserved. It is one of the more thoughtful risk management designs in the prop firm space.
Three platforms: cTrader, Match Trader, MetaTrader 5. Instruments span Forex, Metals, Energy, Indices, and Cryptocurrencies. No stocks or individual equities.
Instant Funding earns a 7.8 BestProp score. Five years of operation, $18.7M+ verified payouts, 4.5/5 Trustpilot from 4,000+ reviews, and an industry-low $25 minimum payout make this one of the most credibly established prop firms on the market. The Smart Drawdown mechanism is genuinely innovative, and the breadth of eight programs means most trader profiles can find a suitable fit.
The deductions come from the 80% base split (below the 90% now standard at many competitors), add-on fees for news trading and weekend holding that others include by default, public EA restrictions, and limited CEO transparency. The news trading add-on in particular is worth factoring into the total cost before purchasing. For traders who trade within standard hours on supported instruments, Instant Funding is a reliable, proven choice.
Here is our full independent review of The Trading Pit:
The Trading Pit was founded in 2021 and is registered in Liechtenstein (FL-0002.693.417-1), making it one of the few prop firms headquartered in an EU-adjacent jurisdiction. Under CEO Daniela Egli, the firm has scaled to over 10,000 active monthly accounts, recorded 450,000+ monthly trades, and paid out more than $16 million to funded traders.
The Trading Pit offers four tracks: CFD 1-Phase, CFD 2-Phase, Futures, and Stocks. CFD programs use MT4, MT5, and cTrader and cover forex, metals, indices, crypto, and US equities. The Futures program runs on Tradovate with access to CME, EUREX, CBOT, COMEX, and NYMEX markets. The Stocks program provides direct access to equity markets with $25K and $50K account sizes.
CFD programs use a static balance-based drawdown (calculated from initial balance). The Futures program uses a trailing drawdown model. Notably, Futures accounts feature a daily pause mechanism rather than a hard daily cut — when the daily drawdown limit is hit, the account is suspended for the remainder of that trading day rather than being terminated.
News trading is prohibited on CFD and Stocks programs with a 2-minute blackout window around major economic releases. The Futures program allows news trading. Expert Advisors are permitted but scalping under 1 minute, arbitrage, and signal copying across accounts are all prohibited. Overnight holding is allowed; cross-account hedging is not. Martingale strategies are banned.
CFD commissions are $5 per lot for forex, metals, and energies; 20% for crypto; 0% for US equities; and 20% for EU/UK equities.
CFD payouts are bi-weekly; Futures payouts are weekly. Payment methods include credit card, PayPal, Apple Pay, Google Pay, crypto, and BinancePay. Payouts are made via bank wire, crypto, Binance, or Perfect Money. Maximum account allocation is $400,000 across all accounts.
Overall, our independent scoring gives Instant Funding the edge in this 2026 comparison. However, both firms have their merits. If The Trading Pit better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Instant Funding scores higher overall (8.8/10). The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
Instant Funding offers the higher profit split. Instant Funding: 80% (up to 95%). The Trading Pit: 80%.
EA policies: Instant Funding — check the review. The Trading Pit — check the review. Always verify the latest policy directly with the firm.
News trading: Instant Funding — check the review. The Trading Pit — check the review.
Read the full Instant Funding review → · Read the full The Trading Pit review →
Based on our scoring methodology, Instant Funding edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Instant Funding offers 80% (up to 95%) profit split, while The Trading Pit offers 80% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Instant Funding processes first payouts in 14 day(s), while The Trading Pit takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither Instant Funding nor The Trading Pit are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
