Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Lux Trading Firm | Ment Funding |
|---|---|---|
| Payout | ||
| Profit Split | 80% | 75% (90% with add-on) |
| First Payout | - | On demand |
| Payout Frequency | Instant (when in profit, all positions closed) | Monthly (Forex/Futures); Bi-weekly (Equities) |
| Max Account Size | $1,000,000 | $2,000,000 |
Winner: Ment Funding
In this independent head-to-head comparison of Lux Trading Firm vs Ment Funding, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Lux Trading Firm: A-Book Live Execution. No Daily Drawdown. Scales to $10M. Est. 2020.
Ment Funding: No Refused Payout Since 2021. Forex Up to $2M. Futures + Equities. 5 Platforms.
Based on our independent scoring methodology, Ment Funding scores 8.9/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Lux Trading Firm scores 8.8/10 vs Ment Funding at 8.9/10.
Minimum Fee: Lux Trading Firm starts from £199; Ment Funding starts from $250. Lux Trading Firm is cheaper at entry level.
Profit Split: Lux Trading Firm offers 80%; Ment Funding offers 75% (90% with add-on). Ment Funding has the higher split.
Platforms: Lux Trading Firm supports MT4, MT5, TradingView, MatchTrader; Ment Funding is on MT4, MT5, cTrader, Match Trader, DXTrade.
Tradeable Markets: Lux Trading Firm covers Forex, Indices, Commodities, Crypto, Stocks; Ment Funding offers Forex, Metals, Indices, Oil, Crypto, CME Futures, S&P 100 Equities.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Lux Trading Firm and Ment Funding compare on pricing.
Lux Trading Firm challenge fees start from £199. The firm has operated since 2020.
Ment Funding challenge fees start from $250. The firm has operated since 2021.
On entry-level pricing, Lux Trading Firm offers a lower starting fee — an important factor if you are testing with a smaller account first.
Lux Trading Firm profit split: 80%. Ment Funding profit split: 75% (90% with add-on). Ment Funding delivers the higher cut to traders.
Payout frequency: Lux Trading Firm pays Instant (when in profit, all positions closed); Ment Funding pays Monthly (Forex/Futures); Bi-weekly (Equities). Faster payouts are better for cash flow management.
Here is our full independent review of Lux Trading Firm:
Lux Trading Firm was founded in 2020 and is operated by Lux Trading Firm Ltd (UK company #13160991, 128 City Road, London EC1V 2NX) and Lux Trading Firm ME L.L.C-FZ (UAE, #2311235.01, Dubai). CEO Oliver Olejár has built one of the most structurally distinct prop firms operating today – the only major prop firm to hold a Financial Times Award for Best A-book Prop Firm and one of the few that routes funded trades directly to the live market via FX Edge institutional liquidity. Trustpilot: 4.1/5 from 626+ reviews across five years of operation.
Most prop firms operate purely simulated accounts where the firm has no real market exposure. Lux Trading Firm’s funded accounts execute directly to the market via FX Edge, a real institutional liquidity provider. Trades are A-book routed – the firm has no conflict of interest in your success or failure, as it hedges all positions in the live market. This is the same model used by institutional prime brokers and is verified by an audited $1,000,000 track record. The Financial Times recognised this model with its Best A-book Prop Firm award – an external validation rarely achieved in this industry.
Practical consequence: a mandatory stop-loss rule on every trade. Because Lux carries real market risk on funded positions, it requires traders to protect every position with a stop-loss placed before entry. This is not a bureaucratic rule – it is a genuine risk management requirement that mirrors professional trading desk standards.
Three programs are available. All fees are in GBP.
1-Step Evaluation (£199-£999): A single evaluation phase with a profit target that varies by account size. The evaluation fee is 100% refunded after passing. Funded accounts scale up to $10,000,000 as the trader hits 10% profit targets at each funded level. No minimum or maximum trading day requirements.
INSTA Funding (£299-£699): Instant access without an evaluation phase. 12% profit target yields a one-time payout (80% of target profits). INSTA accounts do not scale and do not have copy trading access between accounts.
Prediction Markets (£85-£350): A specialist track for traders operating in prediction and event-based markets. Account sizes from £10,000 to £50,000. A 7-day free trial is available before purchasing.
Lux uses a single static maximum drawdown of 6% of the starting balance. There is no daily drawdown limit. This is one of the most trader-friendly drawdown structures in the industry – a bad session, a string of losses, or intraday volatility does not trigger an account breach unless the cumulative loss from the starting balance exceeds 6%. The drawdown never trails upward as the account grows, which means a funded $100,000 account maintains a $6,000 buffer regardless of how far it scales.
Evaluation-track funded accounts scale automatically after each 10% profit target is hit. The progression runs from the initial funded account to a maximum of $10,000,000 – the highest documented scaling ceiling of any standard prop firm program. Traders who reach elite status also access a salary program covering a stable monthly income. TPA (Traders’ Protection Authority) membership provides an additional dispute resolution layer.
Platforms: MetaTrader 4, MetaTrader 5, TradingView, MatchTrader (TraderEvolution). Instruments: Forex, Indices, Commodities, Cryptocurrencies, Stocks.
Lux Trading Firm earns a 7.8 BestProp score. Five years of operation, A-book live market execution, Financial Times award recognition, an audited track record, $10M scaling ceiling, no daily drawdown limit, and a dedicated risk manager from funded stage represent a genuinely institutional-grade prop firm offering. The 626+ Trustpilot reviews over five years reflect a firm that has delivered consistently at scale.
Traders should weigh three material constraints before purchasing. First, the mandatory stop-loss rule and 5% single-trade profit cap require disciplined trade management and will not suit every style – in particular, traders who run positions without stops or who rely on occasional large asymmetric wins. Second, the 80% profit split is below the 85-90% now standard at many newer competitors, and fees are in GBP (exchange rate exposure for non-GBP traders). Third, fully automated EAs are prohibited. For traders who accept these requirements, Lux offers one of the most credibly structured prop programs available – particularly for those who value genuine market execution over simulated environments.
Here is our full independent review of Ment Funding:
Ment Funding was founded in October 2021 and is headquartered in Pennsylvania, USA, with operations in Austin, Texas. CEO Anton Calmes leads the firm, which holds a 4.8/5 Trustpilot rating from 170+ reviews. The firm makes a remarkable operational claim: not a single refused payout since founding in 2021. Five trading platforms are supported: MT4, MT5, cTrader, Match Trader, and DXTrade — the widest platform selection in the prop firm space. Three distinct asset class programs are offered: Forex (1-Step, up to $2M), Futures (up to $400K), and Equities (new, up to $100K).
All trading strategies are permitted across Forex and Equities: EAs, hedging, scalping, news trading. No restrictions on approach. Base profit split is 75%, upgradeable to 90% as a paid add-on. Account sizes on the Forex program reach $2,000,000 — one of the few prop firms in the world offering seven-figure funded accounts.
Single phase, 10% profit target. Daily loss: 5%. Max drawdown: 6% static balance-based. No time limit, no consistency rule. First withdrawal on demand at any time; monthly thereafter. Max drawdown locks at starting balance after first payout. 75% split (90% add-on). Account sizes and fees: $25K/$250, $50K/$450, $100K/$750, $200K/$1,500, $400K/$3,000, $1M/$8,600, $2M/$17,200.
Same 10% profit target and 6% max drawdown as Forex. Daily loss tightened to 3%. Consistency rule applies: no single trading day may account for more than 33% of total profits. 90-day evaluation window (365-day add-on on $400K). 75% split (90% add-on). Available at $25K-$400K with same fees as the Forex program.
S&P 100 equities with short selling permitted. Two variants available. Static variant: 15% profit target, 2% daily DD, 6% static max DD, 33% consistency rule, 80% split. Trailing variant: 10% profit target, 3% daily DD, 6% trailing max DD, 33% consistency rule, 80% split. Both offer 90% split as add-on. Bi-weekly payouts, minimum $100. Available at $10K-$100K. Confirm current fees directly on the Ment Funding website as this is a new program.
Platforms: MT4, MT5, cTrader, Match Trader, DXTrade. Instruments: Forex and metals (1:20), Indices (1:10), Oil (1:5), Crypto (1:2), CME futures, S&P 100 equities. Payouts via Riseworks (bank wire) or Columis (crypto).
Ment Funding earns an 8.0 BestProp score. A 2021 founding with a genuine no-refused-payout track record, 4.8/5 Trustpilot, three distinct asset classes, and the broadest platform selection in the industry (five platforms) make this a top-tier prop firm. Account sizes to $2M Forex are in a class of their own. No trading style restrictions on Forex and Equities. The 30-day activity rule is easily satisfied. Main considerations: 75% base split is lower than competitors offering 80-90% as standard, the Futures consistency rule penalises outlier days, and the Equities program is new. Overall one of the most complete prop firm offerings available.
Overall, our independent scoring gives Ment Funding the edge in this 2026 comparison. However, both firms have their merits. If Lux Trading Firm better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Ment Funding scores higher overall (8.9/10). The best choice depends on your trading style, preferred instruments, and account size.
Lux Trading Firm offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
Ment Funding offers the higher profit split. Lux Trading Firm: 80%. Ment Funding: 75% (90% with add-on).
EA policies: Lux Trading Firm — check the review. Ment Funding — check the review. Always verify the latest policy directly with the firm.
News trading: Lux Trading Firm — check the review. Ment Funding — check the review.
Read the full Lux Trading Firm review → · Read the full Ment Funding review →
Based on our scoring methodology, Ment Funding edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Lux Trading Firm offers 80% profit split, while Ment Funding offers 75% (90% with add-on) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Lux Trading Firm processes first payouts in - day(s), while Ment Funding takes approximately On demand day(s). Always verify current payout timelines on the firm's website.
Neither Lux Trading Firm nor Ment Funding are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
