Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Fintokei | FXIFY |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 100% | Up to 90% (100% Futures) |
| Payout Frequency | On-demand (avg 3h 4m) | On-demand from day 1 ($50 minimum) |
| Max Account Size | $400,000 | $400,000 |
It's a Tie!
In this independent head-to-head comparison of Fintokei vs FXIFY, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Fintokei: 3-Hour Payouts. TradingView Platform. €4M Scaling.
FXIFY: $40M Paid Out. Martingale Allowed. $50 Min Withdrawal.
Both firms score equally in our independent methodology. The best choice depends on which specific features matter most to your trading style.
BestProp Score: Fintokei scores 9.3/10 vs FXIFY at 9.3/10.
Minimum Fee: Fintokei starts from $44; FXIFY starts from $59. Fintokei is cheaper at entry level.
Profit Split: Fintokei offers 80% → 100%; FXIFY offers Up to 90% (100% Futures). FXIFY has the higher split.
Platforms: Fintokei supports TradingView, MT5, cTrader; FXIFY is on MT4, MT5, DXTrade.
Tradeable Markets: Fintokei covers Forex, Metals, Energy, Indices; FXIFY offers Forex, Metals, Indices, Crypto, Stocks (300+ symbols).
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Fintokei and FXIFY compare on pricing.
Fintokei challenge fees start from $44. The firm has operated since 2023.
FXIFY challenge fees start from $59. The firm has operated since 2023. They have funded over 250,000+ traders. Total payouts to date: $40,000,000+.
On entry-level pricing, Fintokei offers a lower starting fee — an important factor if you are testing with a smaller account first.
Fintokei profit split: 80% → 100%. FXIFY profit split: Up to 90% (100% Futures). FXIFY delivers the higher cut to traders.
Payout frequency: Fintokei pays On-demand (avg 3h 4m); FXIFY pays On-demand from day 1 ($50 minimum). Faster payouts are better for cash flow management.
Here is our full independent review of Fintokei:
Fintokei is the prop trading product of Purple, a Czech fintech group with roots going back to 2011. The platform itself launched in 2023 under CEO David Varga and has rapidly built a reputation for two things: industry-leading payout speed (3 hours 4 minutes average) and genuine program diversity — four distinct evaluation paths covering beginners through professional traders.
Headquartered in Brno, Czech Republic, Fintokei is EU-based and positions itself as a transparent, education-first firm. Up to three free trial accounts are available before any purchase, and all programs come with a built-in loyalty program for active traders.
Fintokei suits a wide range of traders thanks to its four-program structure. The StartTrader 3-step path with 2%/3%/6% incremental targets is genuinely designed for traders still building consistency — not just labelled as a beginner product. The SwiftTrader 100% profit split with no phase 2 target is one of the most competitive single-step offers available for experienced traders. ProTrader’s $400,000 maximum account size and €4M scaling ceiling attract serious full-time traders.
Note: Fintokei covers forex, metals, energies, and indices but does not currently offer crypto or stock CFDs on its own platform. Traders who need crypto exposure should look at crypto-specific prop firms.
Four evaluation paths:
Fintokei supports three platforms — a notably different combination from most competitors:
Tradable instruments: forex pairs, CFD metals, CFD energies, CFD indices. Zero commission on oil and indices. Max risk per trade: 3% across all programs.
Fintokei earns an 8.4 BestProp score. The 3-hour payout average is the fastest we have seen. The TradingView platform integration is unique in the prop firm space. The SwiftTrader 100% profit split and the €4M scaling ceiling are both class-leading features. The EU foundation and Purple fintech group backing provide credibility that many standalone prop firms lack.
The trade-offs: no crypto or stocks, StartTrader’s 50% starting split is low, and the 180-day maximum time limit on StartTrader adds pressure for beginners. For forex and commodities traders who prioritise payout speed, platform quality, and high scaling ceilings, Fintokei is one of the strongest offerings in the 2026 prop firm landscape.
Here is our full independent review of FXIFY:
FXIFY was founded in April 2023 by co-CEOs Peter Brown and David Bhidey. The firm operates under FXIFY Markets Ltd (licensed in Labuan, Malaysia, License No. MB/22/0097) with a UK entity (FXIFY Solutions Limited, Company No. 14451720) and four global offices. With 250,000+ active traders across 200 countries, $40M+ in verified payouts, and a Trustpilot score of 4.4/5 from 5,042 reviews, FXIFY has established itself firmly in the upper tier of the prop firm market in under two years.
The firm is broker-backed, meaning a regulated brokerage entity supports its operations – a meaningful credibility signal in an industry where many competitors are standalone, unregulated entities. A free trading course, monthly competitions with 12 winners receiving free accounts up to $400K, and an advanced proprietary dashboard round out a platform built for long-term trader retention.
FXIFY suits an unusually broad range of trading styles. Martingale and grid strategies are explicitly permitted – one of the very few prop firms to allow this. No stop loss is required. EAs are allowed. Weekend holding is permitted. The Lightning Challenge offers a $59 entry point with a simple 5% target, making it one of the most accessible paths to funding available. At the other end of the scale, the futures track offers up to $450,000 with a 100% profit split and funding within 3 days.
Customizable profit targets on the One, Two, and Three Phase programmes let traders dial in their preferred risk-reward structure at account creation.
All evaluation programmes: 100% fee refund on first payout. On-demand payouts from first funded trading day. $50 minimum withdrawal – the lowest minimum in our database.
Three platforms: MetaTrader 4, MetaTrader 5, DXTrade. Over 300 symbols: forex, metals, indices, crypto, stocks. Two pricing models: RAW spreads from 0.0 pips, or All-in (commission-free, wider spread). Leverage: 30:1 FX/gold, 10:1 indices, 5:1 oil, 2:1 stocks – customizable up to 50:1.
Permitted strategies: EAs, martingale, grid, hedging, weekend holding. No stop loss required. Both static and trailing drawdown options are available at account creation – traders choose their preferred drawdown type.
Performance Protect is an optional add-on available at checkout – a risk protection feature that provides additional coverage on funded accounts. Details available on the live site.
Restricted countries include USA, Russia, Belarus, Vietnam, Iran, and a further 30+ jurisdictions. Full list on the FXIFY website.
FXIFY runs monthly trading competitions open to all account holders. Each month, 12 winners receive free funded accounts up to $400,000 in value – a genuine ongoing incentive that no other firm in our database matches at this scale.
FXIFY earns an 8.5 BestProp score. The combination of $40M+ in payouts, 5,000+ Trustpilot reviews at 4.4/5, broker-backed operations, martingale/grid permissions, 100% fee refunds, a $50 minimum withdrawal, and monthly competitions delivering free $400K accounts makes this one of the most well-rounded platforms in the 2026 prop firm landscape. Six programme types including a futures track with 100% split, plus customizable drawdown types, cover most trader needs.
The USA restriction and the $50K ceiling on instant funding are the main limitations. For traders in eligible countries who want a credible, feature-rich platform with genuinely unusual strategy permissions, FXIFY is among the top choices available.
Both Fintokei and FXIFY are evenly matched in our scoring. The right choice depends on specific features that matter most to you: pricing, profit split, platforms, or trading conditions.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, both firms score equally. The best choice depends on your trading style, preferred instruments, and account size.
Fintokei offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
FXIFY offers the higher profit split. Fintokei: 80% → 100%. FXIFY: Up to 90% (100% Futures).
EA policies: Fintokei — check the review. FXIFY — check the review. Always verify the latest policy directly with the firm.
News trading: Fintokei — check the review. FXIFY — check the review.
Read the full Fintokei review → · Read the full FXIFY review →
Both Fintokei and FXIFY are strong prop firms. The right choice depends on your trading style, preferred platform and rules. Use the side-by-side table above to compare the key metrics.
Fintokei offers 80% → 100% profit split, while FXIFY offers Up to 90% (100% Futures) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Both firms aim for fast payouts. Check each firm's website for the current payout schedule, as processing times may vary.
Neither Fintokei nor FXIFY are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
