Full FundingPips Review
Introduction to FundingPips
FundingPips launched in 2022 from Dubai and has since become one of the fastest-growing prop firms in the industry by a significant margin. The numbers are hard to argue with: $260M+ in total rewards paid to traders, 4.7/5 on Trustpilot from over 10,000 reviews, and a 5-day payout cycle that gives traders up to four withdrawals per month. For a firm founded three years ago, this is an exceptional track record.
CEO Khaled Ayesh is publicly visible and actively engaged with the trading community — a transparency marker that matters when evaluating younger firms. FundingPips also runs consistently among the lowest-fee prop firms in the space, with a $5,000 account available for $36.
Who Is FundingPips For?
FundingPips suits
forex, commodities, and crypto traders who want a high-frequency payout cycle, permissive trading rules, and low entry costs. The 5-day payout schedule is the standout feature — if cash flow matters to your trading operation, getting paid every Tuesday rather than every two to four weeks is a meaningful difference.
EAs and expert advisors are permitted, news trading is allowed, and crypto trades 24/7 on weekends. The trailing drawdown is the main technical challenge — it follows your highest balance, not just the starting amount, which demands tighter ongoing risk management than static drawdown firms.
Challenge Program
FundingPips uses a two-phase evaluation structure called Student → Practitioner → Master:
- Phase 1 (Student): 8% profit target, 5% daily drawdown, 10% trailing maximum drawdown. No time limit.
- Phase 2 (Practitioner): 5% profit target, same drawdown rules. No time limit.
- Master (Funded): Trade with full capital. 5-day payout cycle, 80% split rising to 90% after 4 payouts.
All fees are refunded after your 4th successful payout — effectively making the challenge free for traders who maintain funded status through four withdrawal cycles. FundingPips also offers 1-Step, Pro, and Zero program variants with different fee and rule structures — check their site for current availability and pricing on those formats.
Fees by Account Size
| Account Size |
Fee |
| $5,000 |
$36 |
| $10,000 |
$66 |
| $25,000 |
$158 |
| $50,000 |
$278 |
| $100,000 |
$529 |
Trading Rules
- Daily drawdown: 5% — based on balance or equity, whichever is lower at any point during the day
- Maximum drawdown: 10% trailing — follows your highest reached balance, not just the starting amount. This is the most important rule to manage carefully.
- No time limits on either phase
- EAs/automated systems: Permitted
- News trading: Permitted
- Crypto: Available 24/7 including weekends
Payouts and Scaling
- Payout frequency: Every 5 days (every Tuesday) — up to 4 payouts per month
- Methods: Crypto (USDT via TRC20) and Rise
- Starting split: 80%
- After 4th payout: 90% split + 20% account size increase
- Maximum allocation: $2,000,000 via scaling plan
- Fee refund: Challenge fee returned after 4th successful payout
Our Verdict
FundingPips earns an 8.8 BestProp score — the second-highest we award. The combination of $260M+ in proven payouts, 4.7/5 Trustpilot from 10,000+ verified reviews, industry-lowest fees, and a 5-day payout cycle makes it one of the most compelling prop firms available in 2026.
The trailing drawdown is the only significant challenge — it requires ongoing discipline to avoid giving back gains and seeing your drawdown limit tighten with every new high. Traders who understand trailing drawdown mechanics and manage it actively will find FundingPips one of the best-value funded trading programs on the market.
