Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Upcomers | FTUK |
|---|---|---|
| Payout | ||
| Profit Split | 99% | Up to 80% |
| First Payout | 5 | 14 |
| Payout Frequency | On-demand (avg 12h) | On Demand (Instant Funding), bi-weekly (Evaluation) |
| Max Account Size | $1,000,000 | $100,000 |
In this independent head-to-head comparison of Upcomers vs FTUK, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Upcomers: 99% Profit Split. 1,200+ Markets. Bybit Crypto Integration.
FTUK: Flexible prop trading with Instant Funding, 1-Step, 2-Step, and a Pay After You Pass Flex model.
Based on our independent scoring methodology, Upcomers scores 8.7/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Upcomers scores 8.7/10 vs FTUK at 8.6/10.
Minimum Fee: Upcomers starts from $31.80; FTUK starts from $99. Upcomers is cheaper at entry level.
Profit Split: Upcomers offers 99%; FTUK offers Up to 80%. Upcomers has the higher split.
Platforms: Upcomers supports MT5, cTrader, TradeLocker, Match Trader, dxTrade, Bybit; FTUK is on MT5, Match-Trader, TradeLocker, FTUK XT.
Tradeable Markets: Upcomers covers Forex, Metals, Indices, Stocks, Crypto, Energies, Commodities; FTUK offers Forex, Metals, Indices, Crypto, Commodities.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Upcomers and FTUK compare on pricing.
Upcomers challenge fees start from $31.80. The firm has operated since 2023. They have funded over 65,000+ traders. Total payouts to date: $6,000,000+.
FTUK challenge fees start from $99. The firm has operated since 2021. They have funded over 30,000+ traders. Total payouts to date: $12,000,000+.
On entry-level pricing, Upcomers offers a lower starting fee — an important factor if you are testing with a smaller account first.
Upcomers profit split: 99%. FTUK profit split: Up to 80%. Upcomers delivers the higher cut to traders.
Payout frequency: Upcomers pays On-demand (avg 12h); FTUK pays On Demand (Instant Funding), bi-weekly (Evaluation). Faster payouts are better for cash flow management.
Here is our full independent review of Upcomers:
Upcomers was founded in April 2023 by CEO Jakub Zeliska, operating under Royal Flow FZCO in Dubai with additional hubs in Prague and Miami Brickell. The firm has funded 65,000+ traders across 180+ countries and has distributed $6M+ in payouts at a 99% approval rate. At its core, the headline proposition is simple: a 99% profit split — the highest of any prop firm we have reviewed — across all programs and account sizes from $2,000 to $1,000,000.
The platform runs an in-house proprietary dashboard with an AI trading assistant called Fin, and integrates Bybit directly as a crypto trading venue, giving traders access to actual crypto markets rather than just crypto CFDs. Over 1,200 instruments are available including forex, metals, indices, stocks (Nvidia, Tesla, Apple, Microsoft), energies, and crypto.
Upcomers suits discretionary traders who want the maximum possible profit retention and broad instrument access — particularly those who trade stocks or crypto alongside forex. The 99% split is genuinely market-leading. The $1,500,000 standard scaling ceiling (with VIP scaling to $4,000,000) gives serious traders a clear path to significant capital.
Critical rule: automation is strictly and immediately banned. No Expert Advisors, no bots, no copy trading — any detected use results in immediate account termination. Discretionary traders only.
Upcomers offers multiple evaluation paths across different step counts:
Fees shown reflect current promotional pricing. Standard fees and exact per-size breakdowns are available at upcomers.com.
Six platforms supported: MetaTrader 5, cTrader, TradeLocker, Match Trader, dxTrade, and Bybit (crypto). Raw spreads from 0.0 pips. News trading permitted. Overnight and weekend position holding allowed.
Automation ban: Expert Advisors, algorithmic bots, and copy trading are prohibited across all accounts. Violation triggers immediate account closure with no appeal. Traders who use EAs as part of their workflow should not join Upcomers.
Instruments: 1,200+ markets — forex, metals (gold, silver), indices (Nasdaq 100, S&P 500, DAX), crypto (Bitcoin, Ethereum, Solana via Bybit), stocks (Nvidia, Tesla, Apple, Microsoft), energies, commodities.
Upcomers earns a 7.7 BestProp score. The 99% profit split is unmatched in the prop firm space. Bybit integration for real crypto trading, 1,200+ instruments including stocks, a 99% payout approval rate, and sub-12-hour processing are all genuine positives. The AI assistant Fin adds a tool layer that most competing platforms don’t offer.
Two negatives worth flagging: the strict and immediate automation ban will exclude a significant portion of systematic traders, and the up-to-10% crypto withdrawal fee is the highest we have recorded — traders should factor this in before choosing crypto as their withdrawal method. Upcomers has no Trustpilot profile at time of writing; independent ratings are from Feefo (4.9/5 from 2,800+ reviews) and Google (4.7/5).
Here is our full independent review of FTUK:
FTUK (Funded Traders United Kingdom) was founded in December 2021 and has since funded over 30,000 traders globally, paying out $12M+. The firm offers three core evaluation tracks plus a Pay After You Pass Flex model and a newer Futures program. FTUK is notable for broad platform support — MT5, Match-Trader, TradeLocker, and their proprietary FTUK XT platform — though MT5 is unavailable for US-based traders.
Instant Funding provides immediate funded access with no profit target and a trailing drawdown of 6%. The 1-Step Evaluation requires a 10% profit target with an 8% trailing drawdown. The 2-Step Evaluation uses 10%/5% phase targets and an 8% static (balance-based) drawdown. The Flex Challenge allows traders to begin an evaluation at no upfront cost, paying only after passing — a meaningful advantage for risk-averse traders.
Instant Funding and 1-Step accounts use trailing drawdown, which follows equity upward and creates a moving floor. 2-Step accounts use static drawdown based on the initial account balance. News trading is prohibited during all evaluation phases but is permitted on funded accounts. There are no profit targets on funded accounts — traders can manage their funded capital freely.
Martingale, tick scalping, latency arbitrage, reverse arbitrage, hedge arbitrage, and cross-account hedging are all prohibited. HFT is banned. Manual trading strategies are fully supported. Weekend and overnight holding are permitted.
Instant-funded accounts pay on demand. Evaluation-funded accounts have a 14-day waiting period before the first payout. Payments are made via Rise or USDT (TRC20 crypto). FTUK offers scaling potential up to $6.4M for top-performing funded traders.
Overall, our independent scoring gives Upcomers the edge in this 2026 comparison. However, both firms have their merits. If FTUK better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Upcomers scores higher overall (8.7/10). The best choice depends on your trading style, preferred instruments, and account size.
Upcomers offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
Upcomers offers the higher profit split. Upcomers: 99%. FTUK: Up to 80%.
EA policies: Upcomers — check the review. FTUK — check the review. Always verify the latest policy directly with the firm.
News trading: Upcomers — check the review. FTUK — check the review.
Read the full Upcomers review → · Read the full FTUK review →
Based on our scoring methodology, Upcomers edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Upcomers offers 99% profit split, while FTUK offers Up to 80% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Upcomers processes first payouts in 5 day(s), while FTUK takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither Upcomers nor FTUK are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
