Prop Firms Challenges Comparisons Discount Codes Blog Contact
Home › Comparisons › Mubite vs Upcomers — Which is Better?
Mubite
8/10
★★★★☆
VS
Upcomers
8.7/10
★★★★☆

Mubite vs Upcomers — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

Get Funded Now — Mubite View Firm — Upcomers

Mubite vs Upcomers — Side-by-Side

Feature Mubite Upcomers
Payout
Profit Split 70% → 90% 99%
First Payout — 5
Payout Frequency On-demand (within 24h) On-demand (avg 12h)
Max Account Size $200,000 $1,000,000
Our Verdict — Mubite vs Upcomers

Winner: Upcomers

Mubite vs Upcomers — Executive Summary (2026)

In this independent head-to-head comparison of Mubite vs Upcomers, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

Mubite: Crypto Prop Trading, Three Ways In

Upcomers: 99% Profit Split. 1,200+ Markets. Bybit Crypto Integration.

Based on our independent scoring methodology, Upcomers scores 8.7/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: Mubite vs Upcomers

BestProp Score: Mubite scores 8/10 vs Upcomers at 8.7/10.

Minimum Fee: Mubite starts from From $1,250 accounts; Upcomers starts from $31.80. Upcomers is cheaper at entry level.

Profit Split: Mubite offers 70% → 90%; Upcomers offers 99%. Mubite has the higher split.

Platforms: Mubite supports Bybit, Cleo; Upcomers is on MT5, cTrader, TradeLocker, Match Trader, dxTrade, Bybit.

Tradeable Markets: Mubite covers Crypto (700+ markets); Upcomers offers Forex, Metals, Indices, Stocks, Crypto, Energies, Commodities.

Pricing Comparison: Mubite vs Upcomers

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Mubite and Upcomers compare on pricing.

Mubite challenge fees start from From $1,250 accounts. The firm has operated since 2024.

Upcomers challenge fees start from $31.80. The firm has operated since 2023. They have funded over 65,000+ traders. Total payouts to date: $6,000,000+.

On entry-level pricing, Upcomers offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: Mubite vs Upcomers

Drawdown Rules

Trading Conditions

Payout Comparison: Mubite vs Upcomers

Mubite profit split: 70% → 90%. Upcomers profit split: 99%. Mubite delivers the higher cut to traders.

Payout frequency: Mubite pays On-demand (within 24h); Upcomers pays On-demand (avg 12h). Faster payouts are better for cash flow management.

Mubite — Full Review

Here is our full independent review of Mubite:

Introduction to Mubite

Mubite is a Prague-based cryptocurrency prop firm that launched in October 2024, making it one of the newer entrants in the funded trading space. Registered as Mubite s.r.o. in the Czech Republic — the same EU jurisdiction used by several established crypto prop firms — the company positions itself around real Bybit exchange integration, offering traders access to 700+ crypto markets without risking personal capital.

In its short operating history, Mubite has generated over 1,000 Trustpilot reviews (4.4/5) and awarded payouts ranging from $55 to over $41,000. The speed of growth is notable, though it also means the track record is still being established.

Who Is Mubite For?

Mubite is built for crypto futures traders who want flexibility in how they enter the funded program. Unlike most prop firms that lock you into a fixed evaluation structure, Mubite offers three distinct paths: a traditional two-step evaluation for those who prefer lower fees, a one-step challenge for faster access, and an instant funding option for traders who want to skip evaluation entirely.

The firm suits traders with an established crypto strategy who want to choose their own risk-to-entry trade-off. It is not suitable for forex, stocks, or indices traders.

Challenge Programs and Pricing

Mubite offers three funding models:

  • Two-Step Challenge: Two evaluation phases — 10% profit target in Phase 1, 5% in Phase 2. Lowest entry fee of the three programs. Best for disciplined traders who want to minimise upfront cost.
  • One-Step Challenge: Single phase with a 10% profit target. Faster path to funding than the two-step with a moderate fee.
  • Instant Funding: No evaluation required — receive a funded account immediately. First payout is available after 14 days of trading, then bi-weekly. The trade-off is a lower starting profit split (70–80%) versus the 80–90% available on evaluation programs.

Account sizes run from $1,250 up to $200,000, with the $10,000 Instant Funding account priced at $440. Optional add-ons include a +20% profit split boost.

Trading Rules

  • Daily Loss Limit: 4–5% of account balance (varies by program)
  • Maximum Drawdown: 6–8% for evaluation programs; Instant Funding starts at 10%, dropping to 5% once the account reaches +5% profit
  • Profit Target: Two-Step — 10% Phase 1 / 5% Phase 2; One-Step — 10%; Instant — none
  • Time Limits: None — trade at your own pace
  • Permitted: News trading, EAs (Expert Advisors), copy trading
  • Note: Spot trading is available on Bybit but accidental use can trigger rule violations — traders should confirm they are on the correct account type before placing orders

Platforms and Technology

Mubite is built on two platforms:

  • Bybit: Direct integration with Bybit’s derivatives market — 600+ USDT perpetual futures pairs, up to 1:100 leverage, real order book liquidity
  • Cleo: 360+ USDT futures pairs using Binance market data, up to 1:100 leverage

The real Bybit integration is the core differentiator — funded traders are executing on live exchange infrastructure, not a simulated environment.

Payouts

  • Evaluation programs (1-Step/2-Step): On-demand after approval, typically within 24 hours
  • Instant Funding: First payout after 14 days, then bi-weekly
  • Method: USDT directly to Bybit wallet
  • Profit Split: 70–80% (Instant), 80–90% (evaluation programs)

Note on payout history: Documented payout disputes were reported in January 2026. Mubite has responded publicly to these cases. As with any young prop firm, we recommend starting with a smaller account size to establish your own experience with their payout process before scaling.

Our Verdict

Mubite earns a 6.8 BestProp score. The real Bybit integration, three flexible entry paths, and EU registration are genuine positives. The instant funding model is one of the more straightforward in the crypto prop space — no evaluation, no time pressure, just trade and withdraw.

The caution: Mubite is less than a year old with documented payout disputes on record. That does not make it a scam, but it does mean the track record is still forming. Experienced traders who understand the risk of a young firm and start with a moderate account size will find Mubite a genuinely interesting option. Those who need certainty should wait another 6–12 months for the track record to mature.

Upcomers — Full Review

Here is our full independent review of Upcomers:

Introduction to Upcomers

Upcomers was founded in April 2023 by CEO Jakub Zeliska, operating under Royal Flow FZCO in Dubai with additional hubs in Prague and Miami Brickell. The firm has funded 65,000+ traders across 180+ countries and has distributed $6M+ in payouts at a 99% approval rate. At its core, the headline proposition is simple: a 99% profit split — the highest of any prop firm we have reviewed — across all programs and account sizes from $2,000 to $1,000,000.

The platform runs an in-house proprietary dashboard with an AI trading assistant called Fin, and integrates Bybit directly as a crypto trading venue, giving traders access to actual crypto markets rather than just crypto CFDs. Over 1,200 instruments are available including forex, metals, indices, stocks (Nvidia, Tesla, Apple, Microsoft), energies, and crypto.

Who Is Upcomers For?

Upcomers suits discretionary traders who want the maximum possible profit retention and broad instrument access — particularly those who trade stocks or crypto alongside forex. The 99% split is genuinely market-leading. The $1,500,000 standard scaling ceiling (with VIP scaling to $4,000,000) gives serious traders a clear path to significant capital.

Critical rule: automation is strictly and immediately banned. No Expert Advisors, no bots, no copy trading — any detected use results in immediate account termination. Discretionary traders only.

Challenge Programs

Upcomers offers multiple evaluation paths across different step counts:

  • Oracle (Instant-style, $2K–$1M): No profit target. 4% daily drawdown, 5% max drawdown. 5–6 minimum trading days. 99% profit split. On-demand payouts. Fees from $159.90 (promotional pricing).
  • Vanguard (Instant Funding, $2K–$1M): No profit target. 4% daily drawdown, 7% max drawdown — more buffer than Oracle. 5–6 minimum trading days. 99% split. On-demand payouts. Fees from $239.90.
  • Supernova ($2K–$1M): 3% profit target. 2% daily drawdown, 3% max drawdown — tightest rules. No minimum trading days. 24-hour time limit per trading session. 99% split. On-demand payouts.
  • Thunderbolt (1-Step evaluation): Single-phase evaluation. Starting from $31.80 for $5K accounts. 99% split.
  • Phoenix (2-Step evaluation): Two-phase evaluation. 99% split.
  • Eon (5-Step evaluation): Five-phase progression path. Fees scale with account size. 99% split.
  • Breakout: Specialist program — details vary by account configuration.

Fees shown reflect current promotional pricing. Standard fees and exact per-size breakdowns are available at upcomers.com.

Trading Rules and Platforms

Six platforms supported: MetaTrader 5, cTrader, TradeLocker, Match Trader, dxTrade, and Bybit (crypto). Raw spreads from 0.0 pips. News trading permitted. Overnight and weekend position holding allowed.

Automation ban: Expert Advisors, algorithmic bots, and copy trading are prohibited across all accounts. Violation triggers immediate account closure with no appeal. Traders who use EAs as part of their workflow should not join Upcomers.

Instruments: 1,200+ markets — forex, metals (gold, silver), indices (Nasdaq 100, S&P 500, DAX), crypto (Bitcoin, Ethereum, Solana via Bybit), stocks (Nvidia, Tesla, Apple, Microsoft), energies, commodities.

Payouts

  • Average processing: 12 hours (internal processing often under 1 hour)
  • Approval rate: 99%
  • Split: 99% to trader
  • Methods: Bank transfer (IBAN), cryptocurrency — note: crypto withdrawals carry up to 10% processing fee
  • Deposits: Credit/debit card, crypto, PayPal, bank wire, Apple Pay
  • Maximum allocation: $1,500,000 (VIP scaling to $4,000,000)

Our Verdict

Upcomers earns a 7.7 BestProp score. The 99% profit split is unmatched in the prop firm space. Bybit integration for real crypto trading, 1,200+ instruments including stocks, a 99% payout approval rate, and sub-12-hour processing are all genuine positives. The AI assistant Fin adds a tool layer that most competing platforms don’t offer.

Two negatives worth flagging: the strict and immediate automation ban will exclude a significant portion of systematic traders, and the up-to-10% crypto withdrawal fee is the highest we have recorded — traders should factor this in before choosing crypto as their withdrawal method. Upcomers has no Trustpilot profile at time of writing; independent ratings are from Feefo (4.9/5 from 2,800+ reviews) and Google (4.7/5).

Mubite — Key Strengths

  • BestProp score: 8.0/10
  • Competitive 70% → 90% profit split
  • Challenge fees from From $1,250 accounts
  • Available on Bybit, Cleo
  • Operating since 2024

Upcomers — Key Strengths

  • BestProp score: 8.7/10
  • Competitive 99% profit split
  • Challenge fees from $31.80
  • 65,000+ funded traders
  • $6,000,000+ total paid out
  • Available on MT5, cTrader, TradeLocker, Match Trader, dxTrade, Bybit
  • Operating since 2023

Final Verdict: Mubite vs Upcomers (2026)

Overall, our independent scoring gives Upcomers the edge in this 2026 comparison. However, both firms have their merits. If Mubite better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: Mubite vs Upcomers

Which is better, Mubite or Upcomers?

Based on our independent scoring, Upcomers scores higher overall (8.7/10). The best choice depends on your trading style, preferred instruments, and account size.

Is Mubite cheaper than Upcomers?

Upcomers offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, Mubite or Upcomers?

Mubite offers the higher profit split. Mubite: 70% → 90%. Upcomers: 99%.

Can I use an EA or trading bot?

EA policies: Mubite — check the review. Upcomers — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: Mubite — check the review. Upcomers — check the review.

Read the full Mubite review →  ·  Read the full Upcomers review →

Who should choose Mubite?
  • Traders wanting 70% → 90% profit split
  • Users of Bybit, Cleo
  • Anyone looking for a top-rated funded challenge
Who should choose Upcomers?
  • Traders wanting 99% profit split
  • Users of MT5, cTrader, TradeLocker, Match Trader, dxTrade, Bybit
  • Anyone looking for a top-rated funded challenge

Frequently Asked Questions — Mubite vs Upcomers

Based on our scoring methodology, Upcomers edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

Mubite offers 70% → 90% profit split, while Upcomers offers 99% profit split. Check each firm's current terms as these can change.

Yes! Mubite: 20% off — code BESTPROP10. See the offer button above for full terms.

Mubite processes first payouts in a variable timeframe, while Upcomers takes approximately 5 day(s). Always verify current payout timelines on the firm's website.

Neither Mubite nor Upcomers are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

Mubite
8/10
20% off — code BESTPROP10
Read Review →
Upcomers
8.7/10
Read Review →