Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Top One Futures | FundYourFX |
|---|---|---|
| Payout | ||
| Profit Split | 90% | 70-80% |
| First Payout | 5 | 1 |
| Payout Frequency | On-demand / Daily (Elite Daily) | On Demand (within 24 hours) |
| Max Account Size | $150,000 | $200,000 |
Winner: Top One Futures
In this independent head-to-head comparison of Top One Futures vs FundYourFX, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Top One Futures: $26M Paid Out. 4.8 Trustpilot. TradingView + NinjaTrader.
FundYourFX: One of the most affordable prop firms with refundable fees and 24-hour payouts.
Based on our independent scoring methodology, Top One Futures scores 9.0/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Top One Futures scores 9/10 vs FundYourFX at 8.8/10.
Minimum Fee: Top One Futures starts from $39; FundYourFX starts from $16. FundYourFX is cheaper at entry level.
Profit Split: Top One Futures offers 90%; FundYourFX offers 70-80%. FundYourFX has the higher split.
Platforms: Top One Futures supports Tradovate, NinjaTrader 8, TradingView; FundYourFX is on Match Trader.
Tradeable Markets: Top One Futures covers Futures (CME, COMEX, NYMEX, CBOT); FundYourFX offers Forex, Indices, Crypto, Commodities.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Top One Futures and FundYourFX compare on pricing.
Top One Futures challenge fees start from $39. The firm has operated since 2023. They have funded over 21,000+ traders. Total payouts to date: $26,000,000+.
FundYourFX challenge fees start from $16. The firm has operated since 2021. They have funded over 220,000+ traders. Total payouts to date: $36,000,000+.
On entry-level pricing, FundYourFX offers a lower starting fee — an important factor if you are testing with a smaller account first.
Top One Futures profit split: 90%. FundYourFX profit split: 70-80%. FundYourFX delivers the higher cut to traders.
Payout frequency: Top One Futures pays On-demand / Daily (Elite Daily); FundYourFX pays On Demand (within 24 hours). Faster payouts are better for cash flow management.
Here is our full independent review of Top One Futures:
Top One Futures was founded in 2023 by CEO Matt Morris and is headquartered in Cheyenne, Wyoming, USA. Despite being a relatively new firm, the numbers it has built are impressive: $26M+ in verified payouts, 184,000+ active accounts, and a Trustpilot score of 4.8/5 from 3,300+ reviews — one of the highest review counts of any futures-focused prop firm.
The platform is futures-only, operating across CME, COMEX, NYMEX, and CBOT instruments, with support for three leading futures platforms: Tradovate, NinjaTrader 8, and TradingView. A complimentary NinjaTrader license is often bundled with subscriptions, which meaningfully reduces the effective cost of trading.
Top One Futures serves futures traders across the experience spectrum. Six distinct program types cover everything from subscription-based challenge accounts (Elite Challenge, Elite Daily) to one-time-fee instant funding (IGNITE, Instant Sim Funded). Micro contracts are available, making the platform accessible to traders who are scaling up and want to manage position sizing carefully.
The payout structure — 6% profit required for the first withdrawal, 5% for the second, 4% for all subsequent — is a step-down model that rewards consistency and sustained trading over time rather than a single large win.
Three supported platforms: Tradovate, NinjaTrader 8 (often included free with subscription), and TradingView. Instruments: CME futures including ES, NQ, CL, GC, and 6E — full Level 2/DOM data available. Micro contracts supported. News trading is permitted (slippage risk acknowledged during high-volatility events).
Payout thresholds: 6% profit → first payout | 5% profit → second payout | 4% profit → all subsequent payouts. Processing time: under 12 hours on average, commonly under 4 hours.
Top One Futures earns an 8.1 BestProp score. A 4.8/5 Trustpilot rating backed by 3,300+ reviews and $26M+ in verified payouts puts it in the top tier of futures-focused prop firms. Six program types give traders genuine flexibility, TradingView and NinjaTrader platform support is best-in-class for futures, and the step-down payout threshold model rewards sustained performance. The free NinjaTrader license bundled with subscriptions is a concrete cost saving.
The subscription model on Elite Challenge and Elite Daily means ongoing monthly costs — traders who take time to find consistent setups need to factor this in. Consistency rules (15–40% depending on program) also apply on funded accounts, which can restrict certain high-variance strategies. Overall, for futures traders specifically, Top One Futures is one of the most credible and well-reviewed options available in 2026.
Here is our full independent review of FundYourFX:
FundYourFX was founded in 2021 and operates out of Hong Kong. The firm is consistently ranked among the most affordable prop firms in the industry, with 1-Step Classic evaluations starting at $21 for a $5,000 account. With over $36 million paid to traders and a Trustpilot rating of 4.7/5 from more than 3,600 reviews, FundYourFX has earned strong trader credibility.
The 1-Step Classic is the flagship program — a single-phase evaluation with a refundable fee, 10% profit target, and 80% profit split on funded accounts. The 1-Step Pay After Pass (PAP) has an even lower upfront cost but a higher 12% profit target and a reduced 70% profit split on the funded side. Both programs use the Match Trader platform exclusively.
Both 1-Step programs use a 4% daily drawdown and 6% maximum static drawdown. There is no consistency rule, no minimum trading days, and no time limit — traders can take as long as needed to hit the profit target. EAs and weekend holding are fully permitted.
Payouts are processed within 24 hours via crypto or bank wire transfer. The fee on the 1-Step Classic is refundable — traders get their evaluation fee back with their first funded payout. The firm has paid out over $36 million to date across its trader base.
Both 1-Step programs scale funded accounts up to $6 million. There is no news trading restriction on funded accounts.
Overall, our independent scoring gives Top One Futures the edge in this 2026 comparison. However, both firms have their merits. If FundYourFX better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Top One Futures scores higher overall (9/10). The best choice depends on your trading style, preferred instruments, and account size.
FundYourFX offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
FundYourFX offers the higher profit split. Top One Futures: 90%. FundYourFX: 70-80%.
EA policies: Top One Futures — check the review. FundYourFX — check the review. Always verify the latest policy directly with the firm.
News trading: Top One Futures — check the review. FundYourFX — check the review.
Read the full Top One Futures review → · Read the full FundYourFX review →
Based on our scoring methodology, Top One Futures edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Top One Futures offers 90% profit split, while FundYourFX offers 70-80% profit split. Check each firm's current terms as these can change.
Yes! Top One Futures: 50% off — code BESTPROP. See the offer button above for full terms.
Top One Futures processes first payouts in 5 day(s), while FundYourFX takes approximately 1 day(s). Always verify current payout timelines on the firm's website.
Neither Top One Futures nor FundYourFX are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
