Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Seacrest Funded | OneUp Trader |
|---|---|---|
| Payout | ||
| Profit Split | 80% (90% with add-on) | 100% (first $10,000), then 90% |
| First Payout | 5 | 14 |
| Payout Frequency | Every 5 days | Weekly |
| Max Account Size | $100,000 | $250,000 |
Winner: OneUp Trader
In this independent head-to-head comparison of Seacrest Funded vs OneUp Trader, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Seacrest Funded: Payouts Every 5 Days. $10M+ Paid in 2024. No Style Restrictions. Est. 2022.
OneUp Trader: Subscription-based futures prop trading with no phase requirements.
Based on our independent scoring methodology, OneUp Trader scores 8.9/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Seacrest Funded scores 8.6/10 vs OneUp Trader at 8.9/10.
Minimum Fee: Seacrest Funded starts from $50; OneUp Trader starts from $65/mo. Seacrest Funded is cheaper at entry level.
Profit Split: Seacrest Funded offers 80% (90% with add-on); OneUp Trader offers 100% (first $10,000), then 90%. OneUp Trader has the higher split.
Platforms: Seacrest Funded supports MT5, Match Trader; OneUp Trader is on NinjaTrader, Sierra Chart, MultiCharts, TradeStation, Tradovate, and 15+ more.
Tradeable Markets: Seacrest Funded covers Forex, Metals, Energy, Indices, Crypto, Commodities; OneUp Trader offers Futures (ES, NQ, YM, CL, GC, 6E, and 35+ CME products).
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Seacrest Funded and OneUp Trader compare on pricing.
Seacrest Funded challenge fees start from $50. The firm has operated since 2022. They have funded over 80,000+ traders. Total payouts to date: $10,000,000+.
OneUp Trader challenge fees start from $65/mo. The firm has operated since 2016.
On entry-level pricing, Seacrest Funded offers a lower starting fee — an important factor if you are testing with a smaller account first.
Seacrest Funded profit split: 80% (90% with add-on). OneUp Trader profit split: 100% (first $10,000), then 90%. OneUp Trader delivers the higher cut to traders.
Payout frequency: Seacrest Funded pays Every 5 days; OneUp Trader pays Weekly. Faster payouts are better for cash flow management.
Here is our full independent review of Seacrest Funded:
Seacrest Funded (formerly My Funded FX, rebranded 2022) was founded in June 2022 and is headquartered in Hong Kong. CEO Matthew Leech leads the platform, which has grown to 80,000+ active traders across 190+ countries. The firm has distributed $10M+ in payouts during 2024 alone, with a record single payout of $74,000+. Trustpilot: 4.3/5 from over 2,700 reviews – a strong combination of volume and score for a firm its age.
Two evaluation tracks are available: a 1-Step and a 2-Step. Maximum combined allocation reaches $400,000, with a scaling path to $1,000,000. Payouts are available every 5 days – among the most frequent payout cycles in the prop firm industry.
1-Step Challenge: A single evaluation phase requiring a 10% net profit target. Daily drawdown: 4%. Maximum drawdown: 6% (trailing – locks at starting balance once account enters profit). Once in the Live Simulated Trader phase (funded), no profit target applies – only risk management rules are enforced. Minimum payout: $65.
Fees: $5K: $50 | $10K: $100 | $25K: $200 | $50K: $300 | $100K: $500
2-Step Challenge: Phase 1: 8% net profit target. Phase 2: 5% net profit target. Daily drawdown: 5%. Maximum drawdown: 8%. More forgiving drawdown rules in exchange for a two-phase path.
No time limit on either track. Inactivity rules apply (confirm with support). No restrictions on trading style.
Platforms: MetaTrader 5, Match Trader. Instruments: Forex, Metals, Energy, Indices, Cryptocurrencies, Other Commodities. Broad instrument coverage with no asset class restrictions noted.
Seacrest Funded earns a 7.5 BestProp score. Three years of operation, $10M+ in 2024 payouts, 4.3/5 Trustpilot from 2,700+ reviews, and a payout cycle of every 5 days (among the most frequent available anywhere) make Seacrest a credible and trader-friendly option. Competitive fees starting at $50 for a $5,000 account, no style restrictions, and a generous 6% trailing drawdown that locks at starting balance on the 1-Step track are further positives.
The main limitations: the 80% base profit split requires a paid add-on to reach 90%, there is no published EA or hedging policy (confirm before using automated strategies), and the maximum base allocation of $400K is lower than several competitors. The Hong Kong headquarters and lack of explicit regulatory details are worth noting for traders who prioritise jurisdictional transparency. Overall one of the more consistently reviewed mid-tier prop firms on the market.
Here is our full independent review of OneUp Trader:
OneUp Trader is one of the longest-standing futures prop firms in the industry, founded in 2016 and based in Delaware, USA. Rather than a traditional phased evaluation, OneUp uses a monthly subscription model — pay a flat monthly fee for an evaluation account and keep trading until you hit the profit target. There are no Phase 2 requirements.
OneUp uses a trailing max drawdown that locks in at your initial account balance. As your equity rises the drawdown level trails upward, but once it reaches your original starting balance it stops — meaning your maximum total loss from day one is capped at the drawdown amount. There is no daily loss limit, giving traders full flexibility on individual trading days.
Funded traders receive 100% of profits on the first $10,000 earned, then 90% on all profits thereafter. This makes OneUp unusually attractive in the early funded stage. Up to three funded accounts can be held simultaneously (one account for the Express plan).
News trading is prohibited during the funded phase with a 1-minute blackout window around major economic releases. High-frequency trading and latency arbitrage are banned — all positions must be held for at least 10 seconds. A consistency rule applies: the combined net profit of your three next-best trading days must equal at least 80% of your single best day, preventing performance from being dominated by one outlier session. Expert Advisors are permitted for individual accounts; copy trading across accounts is not.
OneUp supports 20+ platforms including NinjaTrader (provided free), Sierra Chart, MultiCharts, TradeStation, and Tradovate. Traders can access 40+ CME futures products including ES, NQ, YM, CL, GC, 6E, and a range of agricultural and currency contracts. Exchange data fees are waived — a meaningful cost saving compared to most futures brokers.
Payouts are processed weekly via bank wire, Bitcoin, USDT, or ETH. Crypto payouts carry a 5% processor fee. A 7-day free trial is available, allowing traders to test the platform before committing to a subscription.
Overall, our independent scoring gives OneUp Trader the edge in this 2026 comparison. However, both firms have their merits. If Seacrest Funded better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, OneUp Trader scores higher overall (8.9/10). The best choice depends on your trading style, preferred instruments, and account size.
Seacrest Funded offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
OneUp Trader offers the higher profit split. Seacrest Funded: 80% (90% with add-on). OneUp Trader: 100% (first $10,000), then 90%.
EA policies: Seacrest Funded — check the review. OneUp Trader — check the review. Always verify the latest policy directly with the firm.
News trading: Seacrest Funded — check the review. OneUp Trader — check the review.
Read the full Seacrest Funded review → · Read the full OneUp Trader review →
Based on our scoring methodology, OneUp Trader edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Seacrest Funded offers 80% (90% with add-on) profit split, while OneUp Trader offers 100% (first $10,000), then 90% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Seacrest Funded processes first payouts in 5 day(s), while OneUp Trader takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither Seacrest Funded nor OneUp Trader are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
