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Home Comparisons Mubite vs FTMO — Which is Better?
Mubite
8/10
★★★★☆
VS
FTMO
9.8/10
★★★★½

Mubite vs FTMO — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

Start Challenge — Mubite Start Challenge — FTMO

Mubite vs FTMO — Side-by-Side

Feature Mubite FTMO
Payout
Profit Split 70% → 90% 80% → 90%
First Payout 30
Payout Frequency On-demand (within 24h) Bi-weekly (first after 30 days)
Max Account Size $200,000 $200,000
Our Verdict — Mubite vs FTMO

Winner: FTMO

Mubite vs FTMO — Executive Summary (2026)

In this independent head-to-head comparison of Mubite vs FTMO, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

Mubite: Crypto Prop Trading, Three Ways In

FTMO: The Original Prop Firm, Proven Since 2015

Based on our independent scoring methodology, FTMO scores 9.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: Mubite vs FTMO

BestProp Score: Mubite scores 8/10 vs FTMO at 9.8/10.

Minimum Fee: Mubite starts from From $1,250 accounts; FTMO starts from $155. FTMO is cheaper at entry level.

Profit Split: Mubite offers 70% → 90%; FTMO offers 80% → 90%. FTMO has the higher split.

Platforms: Mubite supports Bybit, Cleo; FTMO is on MT4, MT5, cTrader, DXtrade.

Tradeable Markets: Mubite covers Crypto (700+ markets); FTMO offers Forex, Metals, Indices, Crypto, Stocks.

Pricing Comparison: Mubite vs FTMO

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Mubite and FTMO compare on pricing.

Mubite challenge fees start from From $1,250 accounts. The firm has operated since 2024.

FTMO challenge fees start from $155. The firm has operated since 2015. They have funded over 3,500,000+ traders. Total payouts to date: $500M+.

On entry-level pricing, FTMO offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: Mubite vs FTMO

Drawdown Rules

Trading Conditions

Payout Comparison: Mubite vs FTMO

Mubite profit split: 70% → 90%. FTMO profit split: 80% → 90%. FTMO delivers the higher cut to traders.

Payout frequency: Mubite pays On-demand (within 24h); FTMO pays Bi-weekly (first after 30 days). Faster payouts are better for cash flow management.

Mubite — Full Review

Here is our full independent review of Mubite:

Introduction to Mubite

Mubite is a Prague-based cryptocurrency prop firm that launched in October 2024, making it one of the newer entrants in the funded trading space. Registered as Mubite s.r.o. in the Czech Republic — the same EU jurisdiction used by several established crypto prop firms — the company positions itself around real Bybit exchange integration, offering traders access to 700+ crypto markets without risking personal capital.

In its short operating history, Mubite has generated over 1,000 Trustpilot reviews (4.4/5) and awarded payouts ranging from $55 to over $41,000. The speed of growth is notable, though it also means the track record is still being established.

Who Is Mubite For?

Mubite is built for crypto futures traders who want flexibility in how they enter the funded program. Unlike most prop firms that lock you into a fixed evaluation structure, Mubite offers three distinct paths: a traditional two-step evaluation for those who prefer lower fees, a one-step challenge for faster access, and an instant funding option for traders who want to skip evaluation entirely.

The firm suits traders with an established crypto strategy who want to choose their own risk-to-entry trade-off. It is not suitable for forex, stocks, or indices traders.

Challenge Programs and Pricing

Mubite offers three funding models:

  • Two-Step Challenge: Two evaluation phases — 10% profit target in Phase 1, 5% in Phase 2. Lowest entry fee of the three programs. Best for disciplined traders who want to minimise upfront cost.
  • One-Step Challenge: Single phase with a 10% profit target. Faster path to funding than the two-step with a moderate fee.
  • Instant Funding: No evaluation required — receive a funded account immediately. First payout is available after 14 days of trading, then bi-weekly. The trade-off is a lower starting profit split (70–80%) versus the 80–90% available on evaluation programs.

Account sizes run from $1,250 up to $200,000, with the $10,000 Instant Funding account priced at $440. Optional add-ons include a +20% profit split boost.

Trading Rules

  • Daily Loss Limit: 4–5% of account balance (varies by program)
  • Maximum Drawdown: 6–8% for evaluation programs; Instant Funding starts at 10%, dropping to 5% once the account reaches +5% profit
  • Profit Target: Two-Step — 10% Phase 1 / 5% Phase 2; One-Step — 10%; Instant — none
  • Time Limits: None — trade at your own pace
  • Permitted: News trading, EAs (Expert Advisors), copy trading
  • Note: Spot trading is available on Bybit but accidental use can trigger rule violations — traders should confirm they are on the correct account type before placing orders

Platforms and Technology

Mubite is built on two platforms:

  • Bybit: Direct integration with Bybit’s derivatives market — 600+ USDT perpetual futures pairs, up to 1:100 leverage, real order book liquidity
  • Cleo: 360+ USDT futures pairs using Binance market data, up to 1:100 leverage

The real Bybit integration is the core differentiator — funded traders are executing on live exchange infrastructure, not a simulated environment.

Payouts

  • Evaluation programs (1-Step/2-Step): On-demand after approval, typically within 24 hours
  • Instant Funding: First payout after 14 days, then bi-weekly
  • Method: USDT directly to Bybit wallet
  • Profit Split: 70–80% (Instant), 80–90% (evaluation programs)

Note on payout history: Documented payout disputes were reported in January 2026. Mubite has responded publicly to these cases. As with any young prop firm, we recommend starting with a smaller account size to establish your own experience with their payout process before scaling.

Our Verdict

Mubite earns a 6.8 BestProp score. The real Bybit integration, three flexible entry paths, and EU registration are genuine positives. The instant funding model is one of the more straightforward in the crypto prop space — no evaluation, no time pressure, just trade and withdraw.

The caution: Mubite is less than a year old with documented payout disputes on record. That does not make it a scam, but it does mean the track record is still forming. Experienced traders who understand the risk of a young firm and start with a moderate account size will find Mubite a genuinely interesting option. Those who need certainty should wait another 6–12 months for the track record to mature.

FTMO — Full Review

Here is our full independent review of FTMO:

Introduction to FTMO

FTMO is the firm that defined the modern prop trading industry. Founded in January 2015 in the Czech Republic, FTMO pioneered the two-phase evaluation model that dozens of firms have since copied, and remains the benchmark against which every funded trading program is measured. With $500M+ paid out to traders across 140+ countries and a 4.8/5 Trustpilot rating, its track record is unmatched in the space.

The firm operates on simulated capital — funded accounts use fictitious funds that mirror live market conditions, with profits paid as rewards. This structure is explicitly stated and legally compliant across most jurisdictions. For traders who want certainty above all else, FTMO remains the default choice.

Who Is FTMO For?

FTMO suits professional and semi-professional traders who trade forex, metals, indices, or commodities on MetaTrader, cTrader, or DXtrade. The evaluation process is disciplined and methodical — it rewards consistent traders, not lucky ones.

It is less suitable for traders seeking instant funding, very short payout cycles, or crypto futures trading. FTMO’s monthly payout model and 30-day waiting period for the first reward are trade-offs you accept for the credibility and payout certainty that come with the most established name in the industry.

Challenge Programs and Pricing

FTMO offers two evaluation formats, plus a free trial:

  • FTMO Challenge (2-Step): Phase 1 targets 10% profit, Phase 2 targets 5%. The most popular path and lowest entry cost. Minimum 4 trading days per phase, no maximum time limit.
  • FTMO Challenge (1-Step): Single phase, 10% profit target. No minimum trading days. Includes a Best Day Rule — no single day can account for more than 50% of your total profit. This prevents strategies that rely on one lucky trade.
  • Free Trial: Practice the challenge conditions unlimited times at no cost. No reward at the end, but genuinely useful for testing your strategy against FTMO’s rules before paying.

Challenge fees are refunded on your first profit reward. Account sizes from $10,000 to $200,000, with scaling up to $400,000 through FTMO’s Scaling Plan.

Trading Rules

2-Step Program:

  • Phase 1 target: 10% | Phase 2 target: 5%
  • Daily loss limit: 5% of initial capital (resets at midnight CE(S)T)
  • Maximum loss: 10% of initial capital (static)
  • Minimum trading days: 4 per phase

1-Step Program:

  • Profit target: 10%
  • Daily loss limit: 3% of initial capital (trailing daily basis)
  • Maximum loss: 10% of initial capital (trailing end-of-day)
  • Best Day Rule: no single trading day may exceed 50% of total profit
  • No minimum trading days

News trading is restricted on Standard 2-Step FTMO Accounts but allowed during the evaluation phases. Swing accounts have no such restrictions.

Platforms and Instruments

FTMO supports the widest platform range in the prop firm industry:

  • MetaTrader 4 and MetaTrader 5 — the industry standard for forex and CFD trading
  • cTrader — advanced order types, Level II pricing
  • DXtrade — web-based, no download required

Tradable assets cover forex pairs, metals (gold, silver), indices, commodities, and crypto (CFDs). This is one of the broadest instrument sets in funded trading.

Payouts

  • First payout: Available after 30 calendar days on the FTMO Account
  • Subsequent payouts: Every 14 days (bi-weekly)
  • Profit split: 80%, scaling to 90% through the Scaling Plan
  • Scaling Plan: After generating 10% profit over 4 consecutive months, account balance increases by 25% up to a maximum of $400,000
  • Methods: Crypto, bank wire transfer
  • Fee refund: Challenge fee returned with first profit reward

Our Verdict

FTMO earns a 9.1 BestProp score — the highest we award. It is not the cheapest, fastest, or most flexible prop firm. But it is the most proven, with a decade of operation, $500M+ paid, and a transparent legal structure that has been tested across multiple regulatory environments.

If you are a serious trader looking for a funded account you can build a long-term career on, FTMO is where you start. The 30-day first payout and monthly cycle are the only real trade-offs, and they are worth it for the certainty you get in return.

Mubite — Key Strengths

  • BestProp score: 8.0/10
  • Competitive 70% → 90% profit split
  • Challenge fees from From $1,250 accounts
  • Available on Bybit, Cleo
  • Operating since 2024

FTMO — Key Strengths

  • BestProp score: 9.8/10
  • Competitive 80% → 90% profit split
  • Challenge fees from $155
  • 3,500,000+ funded traders
  • $500M+ total paid out
  • Available on MT4, MT5, cTrader, DXtrade
  • Operating since 2015

Final Verdict: Mubite vs FTMO (2026)

Overall, our independent scoring gives FTMO the edge in this 2026 comparison. However, both firms have their merits. If Mubite better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: Mubite vs FTMO

Which is better, Mubite or FTMO?

Based on our independent scoring, FTMO scores higher overall (9.8/10). The best choice depends on your trading style, preferred instruments, and account size.

Is Mubite cheaper than FTMO?

FTMO offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, Mubite or FTMO?

FTMO offers the higher profit split. Mubite: 70% → 90%. FTMO: 80% → 90%.

Can I use an EA or trading bot?

EA policies: Mubite — check the review. FTMO — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: Mubite — check the review. FTMO — check the review.

Read the full Mubite review →  ·  Read the full FTMO review →

Who should choose Mubite?
  • Traders wanting 70% → 90% profit split
  • Users of Bybit, Cleo
  • Anyone looking for a top-rated funded challenge
Get Started with Mubite →
Who should choose FTMO?
  • Traders wanting 80% → 90% profit split
  • Users of MT4, MT5, cTrader, DXtrade
  • Anyone looking for a top-rated funded challenge
Get Started with FTMO →

Frequently Asked Questions — Mubite vs FTMO

Based on our scoring methodology, FTMO edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

Mubite offers 70% → 90% profit split, while FTMO offers 80% → 90% profit split. Check each firm's current terms as these can change.

Yes! Mubite has code BESTPROP10. FTMO has code BESTPROP. Use these at checkout to save on your challenge fee.

Mubite processes first payouts in a variable timeframe, while FTMO takes approximately 30 day(s). Always verify current payout timelines on the firm's website.

Neither Mubite nor FTMO are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

Mubite
8/10
BESTPROP10 Claim Discount Read Review →
FTMO
9.8/10
BESTPROP Claim Discount Read Review →