Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Mubite | FundsCap |
|---|---|---|
| Payout | ||
| Profit Split | 70% → 90% | Up to 90% (2-Step) / 70% (Instant) |
| First Payout | — | - |
| Payout Frequency | On-demand (within 24h) | On request (up to 72h processing) |
| Max Account Size | $200,000 | $500,000 |
In this independent head-to-head comparison of Mubite vs FundsCap, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Mubite: Crypto Prop Trading, Three Ways In
FundsCap: Best Two Step Challenge 2025. 12% Max DD. From $49. 38,000+ Traders.
Based on our independent scoring methodology, FundsCap scores 8.3/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Mubite scores 8/10 vs FundsCap at 8.3/10.
Minimum Fee: Mubite starts from From $1,250 accounts; FundsCap starts from $49. FundsCap is cheaper at entry level.
Profit Split: Mubite offers 70% → 90%; FundsCap offers Up to 90% (2-Step) / 70% (Instant). FundsCap has the higher split.
Platforms: Mubite supports Bybit, Cleo; FundsCap is on MT4, MT5.
Tradeable Markets: Mubite covers Crypto (700+ markets); FundsCap offers Forex, Indices, Commodities, Crypto.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Mubite and FundsCap compare on pricing.
Mubite challenge fees start from From $1,250 accounts. The firm has operated since 2024.
FundsCap challenge fees start from $49. The firm has operated since 2023. They have funded over 38,000+ traders.
On entry-level pricing, FundsCap offers a lower starting fee — an important factor if you are testing with a smaller account first.
Mubite profit split: 70% → 90%. FundsCap profit split: Up to 90% (2-Step) / 70% (Instant). FundsCap delivers the higher cut to traders.
Payout frequency: Mubite pays On-demand (within 24h); FundsCap pays On request (up to 72h processing). Faster payouts are better for cash flow management.
Here is our full independent review of Mubite:
Mubite is a Prague-based cryptocurrency prop firm that launched in October 2024, making it one of the newer entrants in the funded trading space. Registered as Mubite s.r.o. in the Czech Republic — the same EU jurisdiction used by several established crypto prop firms — the company positions itself around real Bybit exchange integration, offering traders access to 700+ crypto markets without risking personal capital.
In its short operating history, Mubite has generated over 1,000 Trustpilot reviews (4.4/5) and awarded payouts ranging from $55 to over $41,000. The speed of growth is notable, though it also means the track record is still being established.
Mubite is built for crypto futures traders who want flexibility in how they enter the funded program. Unlike most prop firms that lock you into a fixed evaluation structure, Mubite offers three distinct paths: a traditional two-step evaluation for those who prefer lower fees, a one-step challenge for faster access, and an instant funding option for traders who want to skip evaluation entirely.
The firm suits traders with an established crypto strategy who want to choose their own risk-to-entry trade-off. It is not suitable for forex, stocks, or indices traders.
Mubite offers three funding models:
Account sizes run from $1,250 up to $200,000, with the $10,000 Instant Funding account priced at $440. Optional add-ons include a +20% profit split boost.
Mubite is built on two platforms:
The real Bybit integration is the core differentiator — funded traders are executing on live exchange infrastructure, not a simulated environment.
Note on payout history: Documented payout disputes were reported in January 2026. Mubite has responded publicly to these cases. As with any young prop firm, we recommend starting with a smaller account size to establish your own experience with their payout process before scaling.
Mubite earns a 6.8 BestProp score. The real Bybit integration, three flexible entry paths, and EU registration are genuine positives. The instant funding model is one of the more straightforward in the crypto prop space — no evaluation, no time pressure, just trade and withdraw.
The caution: Mubite is less than a year old with documented payout disputes on record. That does not make it a scam, but it does mean the track record is still forming. Experienced traders who understand the risk of a young firm and start with a moderate account size will find Mubite a genuinely interesting option. Those who need certainty should wait another 6–12 months for the track record to mature.
Here is our full independent review of FundsCap:
FundsCap was founded in 2023 and operates through a Saint Lucia-registered entity with a physical office in Costa Rica. The firm has attracted 38,000+ traders and holds a 4.6/5 Trustpilot rating with 89% five-star reviews. FundsCap won two categories at the FundedTrading Awards 2025: Best Two Step Challenge and Best Prop Firm for Beginners. Maximum account size on the 2-Step program is $500,000. All accounts operate on MetaTrader 4 and MetaTrader 5.
The 2-Step program stands out for its 12% maximum drawdown — significantly wider than the 8-10% typical among competitors — paired with a 6% daily loss limit. This gives traders meaningful room to manage normal daily volatility without account termination. Zero payout fees and no inactivity cost outside the 15-day trading requirement add to the operational cleanliness.
2-Step Challenge ($49-$2,389 for $5K-$500K): Phase 1: 8% profit target. Phase 2: 5% profit target. Daily loss: 6% (balance-based). Max drawdown: 12% (balance-based, static). No time limit on either phase. Up to 90% profit split on funded accounts. Minimum account reset fee: 10% of the challenge price. A 15-day inactivity rule applies — at least one trade must be placed within any 15-day window. Best in class for maximum drawdown buffer among standard evaluation programs.
Instant Challenge ($258-$978 for $25K-$100K): No profit target. Daily loss: 3%. Max drawdown: 8% (static). 70% profit split. Immediate funded access without evaluation. Available only up to $100K — smaller range than the 2-Step program. Tighter daily limit (3%) offsets the lower maximum drawdown requirement.
Platforms: MetaTrader 4, MetaTrader 5. Instruments: Forex, Indices, Commodities, Cryptocurrencies. Standard CFD instrument set covering all major categories. $0 withdrawal fees.
FundsCap earns a 7.2 BestProp score. The 12% maximum drawdown on the 2-Step program is the widest buffer available at this price point ($49 for $5K) in the market — this single feature makes FundsCap particularly suitable for traders who employ strategies with higher intraday variance but consistent results over time. The dual FundedTrading Awards 2025 recognition provides third-party validation, and 38,000+ traders on a 4.6/5 Trustpilot is a solid credibility foundation for a two-year-old firm.
Watch points: the Instant Challenge is limited to $100K maximum and pays only 70% — traders seeking both instant access and high split will need to look elsewhere. The 15-day inactivity closure rule is stricter than most competitors. Payout methods are not clearly published on the main website — confirm withdrawal options before purchasing larger accounts. The Saint Lucia/Costa Rica entity structure is common but adds a layer of opacity compared to UK or EU-registered competitors.
Overall, our independent scoring gives FundsCap the edge in this 2026 comparison. However, both firms have their merits. If Mubite better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, FundsCap scores higher overall (8.3/10). The best choice depends on your trading style, preferred instruments, and account size.
FundsCap offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
FundsCap offers the higher profit split. Mubite: 70% → 90%. FundsCap: Up to 90% (2-Step) / 70% (Instant).
EA policies: Mubite — check the review. FundsCap — check the review. Always verify the latest policy directly with the firm.
News trading: Mubite — check the review. FundsCap — check the review.
Read the full Mubite review → · Read the full FundsCap review →
Based on our scoring methodology, FundsCap edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Mubite offers 70% → 90% profit split, while FundsCap offers Up to 90% (2-Step) / 70% (Instant) profit split. Check each firm's current terms as these can change.
Yes! Mubite: 20% off — code BESTPROP10. See the offer button above for full terms.
Mubite processes first payouts in a variable timeframe, while FundsCap takes approximately - day(s). Always verify current payout timelines on the firm's website.
Neither Mubite nor FundsCap are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
