Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Mubite | Finotive Funding |
|---|---|---|
| Payout | ||
| Profit Split | 70% → 90% | 75% (up to 90%) |
| First Payout | — | 1 |
| Payout Frequency | On-demand (within 24h) | Weekly (every Friday) |
| Max Account Size | $200,000 | $200,000 |
Winner: Finotive Funding
In this independent head-to-head comparison of Mubite vs Finotive Funding, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Mubite: Crypto Prop Trading, Three Ways In
Finotive Funding: Weekly Friday Payouts from Day 1. Pro Salary Model. Est. 2021.
Based on our independent scoring methodology, Finotive Funding scores 8.4/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Mubite scores 8/10 vs Finotive Funding at 8.4/10.
Minimum Fee: Mubite starts from From $1,250 accounts; Finotive Funding starts from -.
Profit Split: Mubite offers 70% → 90%; Finotive Funding offers 75% (up to 90%). Finotive Funding has the higher split.
Platforms: Mubite supports Bybit, Cleo; Finotive Funding is on Match Trader, MT5.
Tradeable Markets: Mubite covers Crypto (700+ markets); Finotive Funding offers Forex, Metals, Energy, Indices, Crypto, Stocks.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Mubite and Finotive Funding compare on pricing.
Mubite challenge fees start from From $1,250 accounts. The firm has operated since 2024.
Finotive Funding challenge fees start from –. The firm has operated since 2021. They have funded over 70,000+ traders. Total payouts to date: $20,000,000+.
Mubite profit split: 70% → 90%. Finotive Funding profit split: 75% (up to 90%). Finotive Funding delivers the higher cut to traders.
Payout frequency: Mubite pays On-demand (within 24h); Finotive Funding pays Weekly (every Friday). Faster payouts are better for cash flow management.
Here is our full independent review of Mubite:
Mubite is a Prague-based cryptocurrency prop firm that launched in October 2024, making it one of the newer entrants in the funded trading space. Registered as Mubite s.r.o. in the Czech Republic — the same EU jurisdiction used by several established crypto prop firms — the company positions itself around real Bybit exchange integration, offering traders access to 700+ crypto markets without risking personal capital.
In its short operating history, Mubite has generated over 1,000 Trustpilot reviews (4.4/5) and awarded payouts ranging from $55 to over $41,000. The speed of growth is notable, though it also means the track record is still being established.
Mubite is built for crypto futures traders who want flexibility in how they enter the funded program. Unlike most prop firms that lock you into a fixed evaluation structure, Mubite offers three distinct paths: a traditional two-step evaluation for those who prefer lower fees, a one-step challenge for faster access, and an instant funding option for traders who want to skip evaluation entirely.
The firm suits traders with an established crypto strategy who want to choose their own risk-to-entry trade-off. It is not suitable for forex, stocks, or indices traders.
Mubite offers three funding models:
Account sizes run from $1,250 up to $200,000, with the $10,000 Instant Funding account priced at $440. Optional add-ons include a +20% profit split boost.
Mubite is built on two platforms:
The real Bybit integration is the core differentiator — funded traders are executing on live exchange infrastructure, not a simulated environment.
Note on payout history: Documented payout disputes were reported in January 2026. Mubite has responded publicly to these cases. As with any young prop firm, we recommend starting with a smaller account size to establish your own experience with their payout process before scaling.
Mubite earns a 6.8 BestProp score. The real Bybit integration, three flexible entry paths, and EU registration are genuine positives. The instant funding model is one of the more straightforward in the crypto prop space — no evaluation, no time pressure, just trade and withdraw.
The caution: Mubite is less than a year old with documented payout disputes on record. That does not make it a scam, but it does mean the track record is still forming. Experienced traders who understand the risk of a young firm and start with a moderate account size will find Mubite a genuinely interesting option. Those who need certainty should wait another 6–12 months for the track record to mature.
Here is our full independent review of Finotive Funding:
Finotive Funding was founded in April 2021 and is operated by Finotive Funding Technologies Limited (company number 11088), headquartered at Innovation One Building, Level 2, DIFC, Dubai, UAE. CEO Oliver Newland leads the firm, which is backed by Finotive Markets, an FSC-regulated affiliate broker, and uses Finotive Pay (CY) Limited for payment processing. With $20M+ in total payouts, 70,000+ verified users, and a 4.5/5 Trustpilot score, the firm has a credible multi-year operating record.
Four programs are available: 2-Step Challenge, 1-Step Challenge, Instant Funding, and Finotive Pro (a salary-based model). Maximum combined allocation reaches $1,400,000.
2-Step Challenge ($10K-$200K): Phase 1 requires a 7.5% net profit target. Phase 2 requires 5%. Max drawdown: 8% static. Daily drawdown: 4% (resets at 17:00 New York time). No time limit. Profit split starts at 75%, scaling up to 90% with consistency. Payouts every Friday from day 1 of funding.
1-Step Challenge ($10K-$200K): Single phase requiring a 10% net profit target. Max drawdown: 7.5% static. Daily drawdown: 5%. Profit split: 75-90%. Same weekly Friday payout structure.
Instant Funding ($10K-$200K): No profit target, no evaluation required. Access to funded capital from day 1. Stricter drawdown rules apply. Profit split: 55-80% – notably lower than the challenge programs. Suitable for experienced traders who want immediate access but should factor in the reduced split.
Finotive Pro ($10K-$200K): A unique salary-based model. Traders receive a fixed 1% monthly salary on account balance, plus 100% profit split on gains above that. A 5% net profit quarterly target must be maintained. Designed for traders who want stable income rather than pure profit-share.
Failed Account Policy: If an account is breached and a new account is purchased, the profit split on the new account may be reduced until the previous losses are recovered by the firm. This is an unusual policy not common in the prop firm space – traders who breach accounts should clarify this with support before repurchasing.
Platforms: Match Trader, MetaTrader 5. Instruments span Forex, Metals, Energy, Indices, Cryptocurrencies, and Stocks – one of the broader instrument sets available, including individual equities.
Finotive issues official payout certificates, provides real-time risk calculators, breach alerts, and instant notifications. The Discord community is active, and educational webinars are available. Restricted countries include Iran and North Korea (additional regional restrictions may apply – check at checkout).
Finotive Funding earns a 7.3 BestProp score. Over three years of operation, $20M+ in verified payouts, and a 4.5/5 Trustpilot score confirm this is a genuine, functioning firm. The Finotive Pro salary model is a meaningful differentiator for consistent traders, weekly Friday payouts from day 1 are better than the industry average, and the instrument breadth (including stocks) adds flexibility.
Three rules deserve careful attention before purchasing. First, the starting profit split of 75% is below the 80-90% now standard at comparable firms. Second, the scalping penalty (reduced payout if 50%+ of trades close within 5 minutes) affects a significant portion of trader styles. Third, the failed-account split reduction policy is unusual industry-wide and creates additional downside after a breach. Instant Funding’s 55-80% split makes it less competitive than challenge-based accounts at the same firm. Traders who trade news, use EAs, or hold positions for longer periods will find the best fit here.
Overall, our independent scoring gives Finotive Funding the edge in this 2026 comparison. However, both firms have their merits. If Mubite better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Finotive Funding scores higher overall (8.4/10). The best choice depends on your trading style, preferred instruments, and account size.
Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.
Finotive Funding offers the higher profit split. Mubite: 70% → 90%. Finotive Funding: 75% (up to 90%).
EA policies: Mubite — check the review. Finotive Funding — check the review. Always verify the latest policy directly with the firm.
News trading: Mubite — check the review. Finotive Funding — check the review.
Read the full Mubite review → · Read the full Finotive Funding review →
Based on our scoring methodology, Finotive Funding edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Mubite offers 70% → 90% profit split, while Finotive Funding offers 75% (up to 90%) profit split. Check each firm's current terms as these can change.
Yes! Mubite: 20% off — code BESTPROP10. See the offer button above for full terms.
Mubite processes first payouts in a variable timeframe, while Finotive Funding takes approximately 1 day(s). Always verify current payout timelines on the firm's website.
Neither Mubite nor Finotive Funding are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
