Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | FundsCap | Earn2Trade |
|---|---|---|
| Payout | ||
| Profit Split | Up to 90% (2-Step) / 70% (Instant) | 50% (payouts under $1,500), 80% (payouts over $1,500) |
| First Payout | - | 14 |
| Payout Frequency | On request (up to 72h processing) | Weekly |
| Max Account Size | $500,000 | $200,000 |
In this independent head-to-head comparison of FundsCap vs Earn2Trade, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
FundsCap: Best Two Step Challenge 2025. 12% Max DD. From $49. 38,000+ Traders.
Earn2Trade: Futures prop trading with a subscription career path and one-time Gauntlet Mini evaluation.
Based on our independent scoring methodology, Earn2Trade scores 8.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: FundsCap scores 8.3/10 vs Earn2Trade at 8.8/10.
Minimum Fee: FundsCap starts from $49; Earn2Trade starts from $68. FundsCap is cheaper at entry level.
Profit Split: FundsCap offers Up to 90% (2-Step) / 70% (Instant); Earn2Trade offers 50% (payouts under $1,500), 80% (payouts over $1,500). Earn2Trade has the higher split.
Platforms: FundsCap supports MT4, MT5; Earn2Trade is on Tradovate, NinjaTrader, Rithmic, TradingView, Finamark.
Tradeable Markets: FundsCap covers Forex, Indices, Commodities, Crypto; Earn2Trade offers Futures (CME, COMEX, NYMEX, CBOT).
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FundsCap and Earn2Trade compare on pricing.
FundsCap challenge fees start from $49. The firm has operated since 2023. They have funded over 38,000+ traders.
Earn2Trade challenge fees start from $68. The firm has operated since 2016.
On entry-level pricing, FundsCap offers a lower starting fee — an important factor if you are testing with a smaller account first.
FundsCap profit split: Up to 90% (2-Step) / 70% (Instant). Earn2Trade profit split: 50% (payouts under $1,500), 80% (payouts over $1,500). Earn2Trade delivers the higher cut to traders.
Payout frequency: FundsCap pays On request (up to 72h processing); Earn2Trade pays Weekly. Faster payouts are better for cash flow management.
Here is our full independent review of FundsCap:
FundsCap was founded in 2023 and operates through a Saint Lucia-registered entity with a physical office in Costa Rica. The firm has attracted 38,000+ traders and holds a 4.6/5 Trustpilot rating with 89% five-star reviews. FundsCap won two categories at the FundedTrading Awards 2025: Best Two Step Challenge and Best Prop Firm for Beginners. Maximum account size on the 2-Step program is $500,000. All accounts operate on MetaTrader 4 and MetaTrader 5.
The 2-Step program stands out for its 12% maximum drawdown — significantly wider than the 8-10% typical among competitors — paired with a 6% daily loss limit. This gives traders meaningful room to manage normal daily volatility without account termination. Zero payout fees and no inactivity cost outside the 15-day trading requirement add to the operational cleanliness.
2-Step Challenge ($49-$2,389 for $5K-$500K): Phase 1: 8% profit target. Phase 2: 5% profit target. Daily loss: 6% (balance-based). Max drawdown: 12% (balance-based, static). No time limit on either phase. Up to 90% profit split on funded accounts. Minimum account reset fee: 10% of the challenge price. A 15-day inactivity rule applies — at least one trade must be placed within any 15-day window. Best in class for maximum drawdown buffer among standard evaluation programs.
Instant Challenge ($258-$978 for $25K-$100K): No profit target. Daily loss: 3%. Max drawdown: 8% (static). 70% profit split. Immediate funded access without evaluation. Available only up to $100K — smaller range than the 2-Step program. Tighter daily limit (3%) offsets the lower maximum drawdown requirement.
Platforms: MetaTrader 4, MetaTrader 5. Instruments: Forex, Indices, Commodities, Cryptocurrencies. Standard CFD instrument set covering all major categories. $0 withdrawal fees.
FundsCap earns a 7.2 BestProp score. The 12% maximum drawdown on the 2-Step program is the widest buffer available at this price point ($49 for $5K) in the market — this single feature makes FundsCap particularly suitable for traders who employ strategies with higher intraday variance but consistent results over time. The dual FundedTrading Awards 2025 recognition provides third-party validation, and 38,000+ traders on a 4.6/5 Trustpilot is a solid credibility foundation for a two-year-old firm.
Watch points: the Instant Challenge is limited to $100K maximum and pays only 70% — traders seeking both instant access and high split will need to look elsewhere. The 15-day inactivity closure rule is stricter than most competitors. Payout methods are not clearly published on the main website — confirm withdrawal options before purchasing larger accounts. The Saint Lucia/Costa Rica entity structure is common but adds a layer of opacity compared to UK or EU-registered competitors.
Here is our full independent review of Earn2Trade:
Earn2Trade was founded in 2016 and is headquartered in Sheridan, Wyoming, USA. It is a futures-only prop firm offering two distinct evaluation models: the Trader Career Path® (TCP), a monthly subscription program, and the Gauntlet Mini™, a one-time fee evaluation. Both programs provide access to real futures markets via established platforms including Tradovate, NinjaTrader, Rithmic, TradingView, and Finamark.
TCP is a subscription-based evaluation at $150/month for a $25,000 virtual account. After passing (hitting the $1,750 profit target while staying within drawdown limits), traders receive a funded LiveSim® account with no additional subscription fee. The funded account then scales through four capital tiers: $25K → $50K → $100K → $200K by repeatedly meeting profit targets at each stage. No monthly fee is charged at any funded tier — only the evaluation subscription applies.
The Gauntlet Mini is a one-time fee evaluation program starting at $50,000 virtual accounts and available up to $200,000. Fees start from $68. Unlike TCP, passing the Gauntlet Mini grants a funded account matched to the evaluation size rather than a scaled entry point. Full fee details are available at earn2trade.com/the-gauntlet-mini.
TCP uses an end-of-day (EOD) drawdown calculation during evaluation — losses are measured at day close rather than intraday. Daily loss limits apply: $550/day on the $25K account, scaling proportionally through the tiers. A 30% consistency rule applies during evaluation only — at least 30% of trading days must be profitable. This requirement is dropped once funded.
Payouts are made weekly. The profit split is 50% for withdrawals under $1,500 and 80% for withdrawals over $1,500 — an unusual tiered structure that rewards larger payouts. An activation fee is deducted from the first funded withdrawal (no upfront charge). News trading is unrestricted across all programs.
Overall, our independent scoring gives Earn2Trade the edge in this 2026 comparison. However, both firms have their merits. If FundsCap better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Earn2Trade scores higher overall (8.8/10). The best choice depends on your trading style, preferred instruments, and account size.
FundsCap offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
Earn2Trade offers the higher profit split. FundsCap: Up to 90% (2-Step) / 70% (Instant). Earn2Trade: 50% (payouts under $1,500), 80% (payouts over $1,500).
EA policies: FundsCap — check the review. Earn2Trade — check the review. Always verify the latest policy directly with the firm.
News trading: FundsCap — check the review. Earn2Trade — check the review.
Read the full FundsCap review → · Read the full Earn2Trade review →
Based on our scoring methodology, Earn2Trade edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
FundsCap offers Up to 90% (2-Step) / 70% (Instant) profit split, while Earn2Trade offers 50% (payouts under $1,500), 80% (payouts over $1,500) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
FundsCap processes first payouts in - day(s), while Earn2Trade takes approximately 14 day(s). Always verify current payout timelines on the firm's website.
Neither FundsCap nor Earn2Trade are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
