Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | FunderPro | FundsCap |
|---|---|---|
| Payout | ||
| Profit Split | 80% (up to 90%) | Up to 90% (2-Step) / 70% (Instant) |
| First Payout | 1 | - |
| Payout Frequency | Daily, Weekly, or Bi-weekly | On request (up to 72h processing) |
| Max Account Size | $200,000 | $500,000 |
It's a Tie!
In this independent head-to-head comparison of FunderPro vs FundsCap, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
FunderPro: Malta, Est. 2023. $21M+ Paid Out. 158 Instruments. Daily Payouts.
FundsCap: Best Two Step Challenge 2025. 12% Max DD. From $49. 38,000+ Traders.
Both firms score equally in our independent methodology. The best choice depends on which specific features matter most to your trading style.
BestProp Score: FunderPro scores 8.3/10 vs FundsCap at 8.3/10.
Minimum Fee: FunderPro starts from $79; FundsCap starts from $49. FundsCap is cheaper at entry level.
Profit Split: FunderPro offers 80% (up to 90%); FundsCap offers Up to 90% (2-Step) / 70% (Instant). FundsCap has the higher split.
Platforms: FunderPro supports TradeLocker, cTrader; FundsCap is on MT4, MT5.
Tradeable Markets: FunderPro covers Forex, Indices, Crypto, Stocks, Metals, Energies (158 assets); FundsCap offers Forex, Indices, Commodities, Crypto.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FunderPro and FundsCap compare on pricing.
FunderPro challenge fees start from $79. The firm has operated since 2023. Total payouts to date: $21,000,000+.
FundsCap challenge fees start from $49. The firm has operated since 2023. They have funded over 38,000+ traders.
On entry-level pricing, FundsCap offers a lower starting fee — an important factor if you are testing with a smaller account first.
FunderPro profit split: 80% (up to 90%). FundsCap profit split: Up to 90% (2-Step) / 70% (Instant). FundsCap delivers the higher cut to traders.
Payout frequency: FunderPro pays Daily, Weekly, or Bi-weekly; FundsCap pays On request (up to 72h processing). Faster payouts are better for cash flow management.
Here is our full independent review of FunderPro:
FunderPro was founded in May 2023 by CEO Gary Mullen and is registered in Malta. The firm offers three distinct challenge structures across account sizes from $5,000 to $200,000, with a maximum single allocation of $200,000. Over $21,000,000 has been paid out to traders. Trustpilot score stands at 4.0/5 from 754 reviews. All accounts operate on TradeLocker or cTrader with access to 158 instruments across Forex, Indices, Crypto, Stocks, Metals, and Energies.
All FunderPro drawdown limits are static and balance-based — calculated at 5:00 p.m. EST (start of each trading day). There is no trailing drawdown on any program. Payouts are processed within one working day of approval, available daily, weekly, or bi-weekly.
A single-phase evaluation with a 14% profit target — among the higher single-phase targets in the industry. Daily loss limit: 4%. Max overall drawdown: 7% static. Leverage up to 1:50. News trading is not permitted on this track. 80% profit split on funded accounts. Fees: $5K/$79, $10K/$139, $25K/$249, $50K/$349, $100K/$549, $150K/$819, $200K/$1,099.
Two-phase evaluation with 10% (Phase 1) and 5% (Phase 2) profit targets. Daily loss: 5%. Max drawdown: 10% static. Leverage up to 1:100. Minimum 4 trading days. News trading is not permitted. No consistency rule. 80% split on funded accounts. Same fees as One Phase at each account size.
Single-phase evaluation with 10% target. Daily loss: 5%. Max drawdown: 10% static. Leverage restricted to 1:30 (suitable for commodity/index swing trades). News trading is permitted — the only FunderPro program where it is allowed. 80% split. Fees carry a small premium: $5K/$89, $10K/$149, $25K/$269, $50K/$379, $100K/$599, $150K/$899, $200K/$1,199.
A skip-evaluation funded path starting from $79 for accounts up to $100,000. Full terms are available on the FunderPro website. Verify current pricing and rules before purchase as this is a separate product with distinct parameters.
Platforms: TradeLocker, cTrader. Instruments: 158 assets including major, minor, and exotic Forex pairs, global indices, cryptocurrencies, equities, metals, and energy products. One of the widest instrument selections among Malta-registered prop firms.
FunderPro earns a 7.2 BestProp score. Founded in 2023, the firm has paid out $21M+ and holds a 4.0/5 Trustpilot from 754 reviews — a reasonable track record for a two-year-old operation. Three distinct programs (One Phase, Regular 2-Phase, Swing) cover different trading styles. The 158-instrument count is genuinely broad, and the daily/weekly/bi-weekly payout flexibility adds convenience. EAs are permitted and same-day payout processing is fast by industry standards.
Key watch points: news trading is prohibited on Classic and One Phase — only the Swing program permits it. The One Phase 14% target with a 7% max drawdown is a tight risk-reward ratio for evaluation. Payout methods are limited to Riseworks and USDC crypto, which may not suit all traders. Verify whether ongoing post-activation fees apply to your chosen program. Overall a solid mid-tier option, particularly for EA traders and swing traders on the Swing program.
Here is our full independent review of FundsCap:
FundsCap was founded in 2023 and operates through a Saint Lucia-registered entity with a physical office in Costa Rica. The firm has attracted 38,000+ traders and holds a 4.6/5 Trustpilot rating with 89% five-star reviews. FundsCap won two categories at the FundedTrading Awards 2025: Best Two Step Challenge and Best Prop Firm for Beginners. Maximum account size on the 2-Step program is $500,000. All accounts operate on MetaTrader 4 and MetaTrader 5.
The 2-Step program stands out for its 12% maximum drawdown — significantly wider than the 8-10% typical among competitors — paired with a 6% daily loss limit. This gives traders meaningful room to manage normal daily volatility without account termination. Zero payout fees and no inactivity cost outside the 15-day trading requirement add to the operational cleanliness.
2-Step Challenge ($49-$2,389 for $5K-$500K): Phase 1: 8% profit target. Phase 2: 5% profit target. Daily loss: 6% (balance-based). Max drawdown: 12% (balance-based, static). No time limit on either phase. Up to 90% profit split on funded accounts. Minimum account reset fee: 10% of the challenge price. A 15-day inactivity rule applies — at least one trade must be placed within any 15-day window. Best in class for maximum drawdown buffer among standard evaluation programs.
Instant Challenge ($258-$978 for $25K-$100K): No profit target. Daily loss: 3%. Max drawdown: 8% (static). 70% profit split. Immediate funded access without evaluation. Available only up to $100K — smaller range than the 2-Step program. Tighter daily limit (3%) offsets the lower maximum drawdown requirement.
Platforms: MetaTrader 4, MetaTrader 5. Instruments: Forex, Indices, Commodities, Cryptocurrencies. Standard CFD instrument set covering all major categories. $0 withdrawal fees.
FundsCap earns a 7.2 BestProp score. The 12% maximum drawdown on the 2-Step program is the widest buffer available at this price point ($49 for $5K) in the market — this single feature makes FundsCap particularly suitable for traders who employ strategies with higher intraday variance but consistent results over time. The dual FundedTrading Awards 2025 recognition provides third-party validation, and 38,000+ traders on a 4.6/5 Trustpilot is a solid credibility foundation for a two-year-old firm.
Watch points: the Instant Challenge is limited to $100K maximum and pays only 70% — traders seeking both instant access and high split will need to look elsewhere. The 15-day inactivity closure rule is stricter than most competitors. Payout methods are not clearly published on the main website — confirm withdrawal options before purchasing larger accounts. The Saint Lucia/Costa Rica entity structure is common but adds a layer of opacity compared to UK or EU-registered competitors.
Both FunderPro and FundsCap are evenly matched in our scoring. The right choice depends on specific features that matter most to you: pricing, profit split, platforms, or trading conditions.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, both firms score equally. The best choice depends on your trading style, preferred instruments, and account size.
FundsCap offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
FundsCap offers the higher profit split. FunderPro: 80% (up to 90%). FundsCap: Up to 90% (2-Step) / 70% (Instant).
EA policies: FunderPro — check the review. FundsCap — check the review. Always verify the latest policy directly with the firm.
News trading: FunderPro — check the review. FundsCap — check the review.
Read the full FunderPro review → · Read the full FundsCap review →
Both FunderPro and FundsCap are strong prop firms. The right choice depends on your trading style, preferred platform and rules. Use the side-by-side table above to compare the key metrics.
FunderPro offers 80% (up to 90%) profit split, while FundsCap offers Up to 90% (2-Step) / 70% (Instant) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
FunderPro processes first payouts in 1 day(s), while FundsCap takes approximately - day(s). Always verify current payout timelines on the firm's website.
Neither FunderPro nor FundsCap are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
