Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | Funded Trading Plus | iFunds |
|---|---|---|
| Payout | ||
| Profit Split | Up to 100% | 50-80% (inversely linked to max DD chosen) |
| First Payout | — | On demand |
| Payout Frequency | Weekly (3, 5, or 7-day intervals) | On demand |
| Max Account Size | $400,000 | $500,000 |
Winner: Funded Trading Plus
In this independent head-to-head comparison of Funded Trading Plus vs iFunds, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
Funded Trading Plus: 4.7/5 Trustpilot. No Min Trading Days. Weekly Payouts from Day 0. 100% Split.
iFunds: No Evaluation. Choose Your Own Max DD. 50-80% Split. 24h Payout Guarantee.
Based on our independent scoring methodology, Funded Trading Plus scores 8.9/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: Funded Trading Plus scores 8.9/10 vs iFunds at 7.8/10.
Minimum Fee: Funded Trading Plus starts from $119; iFunds starts from $250. Funded Trading Plus is cheaper at entry level.
Profit Split: Funded Trading Plus offers Up to 100%; iFunds offers 50-80% (inversely linked to max DD chosen). iFunds has the higher split.
Platforms: Funded Trading Plus supports cTrader, Match Trader, DXTrade; iFunds is on MT4, MT5.
Tradeable Markets: Funded Trading Plus covers Forex, Metals, Energy, Indices, Crypto; iFunds offers Forex, Metals, Energies, Crypto, Stocks.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how Funded Trading Plus and iFunds compare on pricing.
Funded Trading Plus challenge fees start from $119. The firm has operated since 2021.
iFunds challenge fees start from $250. The firm has operated since 2024.
On entry-level pricing, Funded Trading Plus offers a lower starting fee — an important factor if you are testing with a smaller account first.
Funded Trading Plus profit split: Up to 100%. iFunds profit split: 50-80% (inversely linked to max DD chosen). iFunds delivers the higher cut to traders.
Payout frequency: Funded Trading Plus pays Weekly (3, 5, or 7-day intervals); iFunds pays On demand. Faster payouts are better for cash flow management.
Here is our full independent review of Funded Trading Plus:
Funded Trading Plus (FTP) was founded in November 2021 by co-founder Simon Massey and is operated by FTP London Ltd, registered at 7 Bell Yard, London WC2A 2JR, UK. The firm has built one of the strongest reputations in the CFD prop space: 4.7/5 Trustpilot from over 2,000 reviews, with more than 90% five-star ratings. Maximum initial account size is $400,000, scaling to $2,500,000 with the Enhanced Scaling add-on. All programs operate on cTrader, Match Trader, or DXTrade with access to Forex, Metals, Energy, Indices, and Crypto.
The defining operational strengths: no minimum trading days on four of six programs, weekly payouts from Day 0, and a 100% profit split achievable on all programs after scaling. EAs, algos, and bots are fully supported.
One-Phase Experienced ($119-$949 for $12.5K-$200K): Single phase, 10% profit target. Daily loss: 4%. Max drawdown: 6% static. No minimum trading days. Up to 100% split. Minimum $50 withdrawal. First payout from Day 0. Best for experienced traders who want a clean single-phase structure with no time pressure.
Two-Phase Premium ($247-$1,097 for $25K-$200K): Phase 1: 8%. Phase 2: 5%. Daily loss: 4%. Max drawdown: 8% static. No minimum trading days. Up to 100% split. A balanced two-phase program with lower combined targets (8%+5%) and tighter daily loss than Advanced.
Two-Phase Advanced ($249-$1,099 for $25K-$200K): Phase 1: 10%. Phase 2: 5%. Daily loss: 5%. Max drawdown: 10% static. No minimum trading days. Up to 100% split. Wider buffers than Premium — suited to traders who want more room and are comfortable with a higher combined target.
Prestige Lite ($129-$209 for $25K-$50K) and Prestige Pro ($139-$469 for $25K-$200K): Both follow a 10%/5% two-phase structure with 5% daily DD, 10% max DD, and a minimum 3 trading days requirement — the only programs in the lineup with a minimum day rule. Weekly payouts. Up to 100% split.
Master Instant Funding ($225-$4,500 for $5K-$100K): No evaluation. No profit target. Daily loss: 6%. Max drawdown: 6% static. Immediate funded access. Cannot hold positions over weekends. Up to 100% split. First payout from Day 0, weekly thereafter. The high fees relative to account size reflect the absence of any evaluation hurdle.
Platforms: cTrader, Match Trader, DXTrade. Instruments: Forex, Metals, Energy, Indices, Crypto. Three-platform choice is above average for UK-registered firms. cTrader offers institutional-grade execution with raw spreads on many pairs.
Funded Trading Plus earns an 8.0 BestProp score — one of the strongest among UK-registered prop firms. The 4.7/5 Trustpilot from 2,000+ reviews (90%+ five-star) is an exceptional credibility signal for a firm founded in 2021. No minimum trading days on four programs removes artificial time pressure. Weekly payouts from Day 0, full EA support, a 100% achievable profit split, and a £400K maximum allocation make this a trader-first operation. Static drawdown across all programs means there is no trailing high-water mark to worry about intraday.
The main considerations: Master Instant Funding has very high fees relative to account size ($4,500 for $100K instant access), weekend holds are prohibited on Instant accounts, and news trading restrictions are not clearly published — verify before purchase if event trading is part of your strategy. Overall, FTP is a top-tier option for systematic traders, EA operators, and anyone who values payout speed and operational reliability over the lowest possible entry fee.
Here is our full independent review of iFunds:
iFunds is operated by iFunds Ltd (Saint Lucia, Registration No. 2024-00154) and Synerjic Ltd (Cyprus, Registration No. 474148), led by CEO Layth Sanjaq. The firm offers a purely instant-funded model — there is no evaluation phase. Traders receive capital immediately and configure their own risk parameters at purchase. iFunds holds a 4.7/5 Trustpilot rating with 93% five-star reviews. Maximum account size is $500,000. Payouts are processed within 24 hours, with a 10% bonus (up to $1,000) if the 24-hour window is missed.
The defining feature of iFunds is its customizable risk-reward model: traders select their maximum drawdown threshold at account purchase (between 6% and 10% of initial balance). A lower chosen drawdown ceiling yields a higher profit split; a higher drawdown tolerance yields a lower split. This places risk management directly in the trader’s hands from day one.
No evaluation. No profit target to begin trading. Traders select a max drawdown level — the lower the max DD they accept, the higher their profit share. The exact split-to-DD mapping is:
There is no daily loss limit on any iFunds account — only the chosen maximum drawdown applies. This gives traders full intraday flexibility; only the total equity drop from the starting balance is monitored.
Note: fees represent a meaningful percentage of account size on smaller accounts ($250 for $2,500 = 10%). This is consistent with instant-funded models where no evaluation filters risk, and reflects the immediacy of funded access. Fees are described as a participation fee — refund terms are governed by iFunds’ separate Refund Policy.
Platforms: MetaTrader 4, MetaTrader 5. Instruments: Stocks, currencies, metals, energies, cryptocurrencies. Leverage: up to 1:100 (dynamic, based on risk level). All instruments accessible on both platforms with the same account.
iFunds earns a 6.5 BestProp score. The customizable risk-reward model is genuinely innovative — letting traders choose their own drawdown tolerance and receive a commensurate profit share puts risk management in the right hands. 4.7/5 Trustpilot with 93% five-star reviews is excellent for a 2024-registered firm. No daily loss limit provides real intraday freedom. EAs, news trading, trade copiers, and multi-IP are all permitted with minimal restrictions. On-demand payouts with a 24-hour guarantee and bonus incentive are strong operational commitments.
The main caution is the fee-to-account-size ratio on small accounts: $250 for a $2,500 funded account is a 10% upfront cost, and the base profit split at the highest drawdown tolerance is only 50%. Traders who want immediate funding of small accounts should run the numbers carefully — at 50% split and $250 fee, the break-even is $500 in gross profit (1 * fee * 2), meaning the account must gain 20% before the trader recups the fee net of split. iFunds works best for confident, disciplined traders who can accept tight drawdown limits in exchange for a higher profit share, or those with access to automated strategies that benefit from no daily DD restriction. The 2024 registration means the track record, while so far positive, is less than two years old.
Overall, our independent scoring gives Funded Trading Plus the edge in this 2026 comparison. However, both firms have their merits. If iFunds better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, Funded Trading Plus scores higher overall (8.9/10). The best choice depends on your trading style, preferred instruments, and account size.
Funded Trading Plus offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
iFunds offers the higher profit split. Funded Trading Plus: Up to 100%. iFunds: 50-80% (inversely linked to max DD chosen).
EA policies: Funded Trading Plus — check the review. iFunds — check the review. Always verify the latest policy directly with the firm.
News trading: Funded Trading Plus — check the review. iFunds — check the review.
Read the full Funded Trading Plus review → · Read the full iFunds review →
Based on our scoring methodology, Funded Trading Plus edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
Funded Trading Plus offers Up to 100% profit split, while iFunds offers 50-80% (inversely linked to max DD chosen) profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
Funded Trading Plus processes first payouts in a variable timeframe, while iFunds takes approximately On demand day(s). Always verify current payout timelines on the firm's website.
Neither Funded Trading Plus nor iFunds are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
