FTMO vs Ment Funding — Which is Better? (2026)

FTMO vs Ment Funding — Executive Summary (2026)

In this independent head-to-head comparison of FTMO vs Ment Funding, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

FTMO: The Original Prop Firm, Proven Since 2015

Ment Funding: No Refused Payout Since 2021. Forex Up to $2M. Futures + Equities. 5 Platforms.

Based on our independent scoring methodology, FTMO scores 9.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: FTMO vs Ment Funding

BestProp Score: FTMO scores 9.8/10 vs Ment Funding at 8.9/10.

Minimum Fee: FTMO starts from $155; Ment Funding starts from $250. FTMO is cheaper at entry level.

Profit Split: FTMO offers 80% → 90%; Ment Funding offers 75% (90% with add-on). FTMO has the higher split.

Platforms: FTMO supports MT4, MT5, cTrader, DXtrade; Ment Funding is on MT4, MT5, cTrader, Match Trader, DXTrade.

Tradeable Markets: FTMO covers Forex, Metals, Indices, Crypto, Stocks; Ment Funding offers Forex, Metals, Indices, Oil, Crypto, CME Futures, S&P 100 Equities.

Pricing Comparison: FTMO vs Ment Funding

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FTMO and Ment Funding compare on pricing.

FTMO challenge fees start from $155. The firm has operated since 2015. They have funded over 3,500,000+ traders. Total payouts to date: $500M+.

Ment Funding challenge fees start from $250. The firm has operated since 2021.

On entry-level pricing, FTMO offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: FTMO vs Ment Funding

Drawdown Rules

Trading Conditions

Payout Comparison: FTMO vs Ment Funding

FTMO profit split: 80% → 90%. Ment Funding profit split: 75% (90% with add-on). FTMO delivers the higher cut to traders.

Payout frequency: FTMO pays Bi-weekly (first after 30 days); Ment Funding pays Monthly (Forex/Futures); Bi-weekly (Equities). Faster payouts are better for cash flow management.

FTMO — Full Review

Here is our full independent review of FTMO:

Introduction to FTMO

FTMO is the firm that defined the modern prop trading industry. Founded in January 2015 in the Czech Republic, FTMO pioneered the two-phase evaluation model that dozens of firms have since copied, and remains the benchmark against which every funded trading program is measured. With $500M+ paid out to traders across 140+ countries and a 4.8/5 Trustpilot rating, its track record is unmatched in the space.

The firm operates on simulated capital — funded accounts use fictitious funds that mirror live market conditions, with profits paid as rewards. This structure is explicitly stated and legally compliant across most jurisdictions. For traders who want certainty above all else, FTMO remains the default choice.

Who Is FTMO For?

FTMO suits professional and semi-professional traders who trade forex, metals, indices, or commodities on MetaTrader, cTrader, or DXtrade. The evaluation process is disciplined and methodical — it rewards consistent traders, not lucky ones.

It is less suitable for traders seeking instant funding, very short payout cycles, or crypto futures trading. FTMO’s monthly payout model and 30-day waiting period for the first reward are trade-offs you accept for the credibility and payout certainty that come with the most established name in the industry.

Challenge Programs and Pricing

FTMO offers two evaluation formats, plus a free trial:

• FTMO Challenge (2-Step): Phase 1 targets 10% profit, Phase 2 targets 5%. The most popular path and lowest entry cost. Minimum 4 trading days per phase, no maximum time limit.
• FTMO Challenge (1-Step): Single phase, 10% profit target. No minimum trading days. Includes a Best Day Rule — no single day can account for more than 50% of your total profit. This prevents strategies that rely on one lucky trade.
• Free Trial: Practice the challenge conditions unlimited times at no cost. No reward at the end, but genuinely useful for testing your strategy against FTMO’s rules before paying.

Challenge fees are refunded on your first profit reward. Account sizes from $10,000 to $200,000, with scaling up to $400,000 through FTMO’s Scaling Plan.

Trading Rules

2-Step Program:

• Phase 1 target: 10% | Phase 2 target: 5%
• Daily loss limit: 5% of initial capital (resets at midnight CE(S)T)
• Maximum loss: 10% of initial capital (static)
• Minimum trading days: 4 per phase

1-Step Program:

• Profit target: 10%
• Daily loss limit: 3% of initial capital (trailing daily basis)
• Maximum loss: 10% of initial capital (trailing end-of-day)
• Best Day Rule: no single trading day may exceed 50% of total profit
• No minimum trading days

News trading is restricted on Standard 2-Step FTMO Accounts but allowed during the evaluation phases. Swing accounts have no such restrictions.

Platforms and Instruments

FTMO supports the widest platform range in the prop firm industry:

• MetaTrader 4 and MetaTrader 5 — the industry standard for forex and CFD trading
• cTrader — advanced order types, Level II pricing
• DXtrade — web-based, no download required

Tradable assets cover forex pairs, metals (gold, silver), indices, commodities, and crypto (CFDs). This is one of the broadest instrument sets in funded trading.

Payouts

• First payout: Available after 30 calendar days on the FTMO Account
• Subsequent payouts: Every 14 days (bi-weekly)
• Profit split: 80%, scaling to 90% through the Scaling Plan
• Scaling Plan: After generating 10% profit over 4 consecutive months, account balance increases by 25% up to a maximum of $400,000
• Methods: Crypto, bank wire transfer
• Fee refund: Challenge fee returned with first profit reward

Our Verdict

FTMO earns a 9.1 BestProp score — the highest we award. It is not the cheapest, fastest, or most flexible prop firm. But it is the most proven, with a decade of operation, $500M+ paid, and a transparent legal structure that has been tested across multiple regulatory environments.

If you are a serious trader looking for a funded account you can build a long-term career on, FTMO is where you start. The 30-day first payout and monthly cycle are the only real trade-offs, and they are worth it for the certainty you get in return.

Ment Funding — Full Review

Here is our full independent review of Ment Funding:

Introduction to Ment Funding

Ment Funding was founded in October 2021 and is headquartered in Pennsylvania, USA, with operations in Austin, Texas. CEO Anton Calmes leads the firm, which holds a 4.8/5 Trustpilot rating from 170+ reviews. The firm makes a remarkable operational claim: not a single refused payout since founding in 2021. Five trading platforms are supported: MT4, MT5, cTrader, Match Trader, and DXTrade — the widest platform selection in the prop firm space. Three distinct asset class programs are offered: Forex (1-Step, up to $2M), Futures (up to $400K), and Equities (new, up to $100K).

All trading strategies are permitted across Forex and Equities: EAs, hedging, scalping, news trading. No restrictions on approach. Base profit split is 75%, upgradeable to 90% as a paid add-on. Account sizes on the Forex program reach $2,000,000 — one of the few prop firms in the world offering seven-figure funded accounts.

Forex 1-Step Program

Single phase, 10% profit target. Daily loss: 5%. Max drawdown: 6% static balance-based. No time limit, no consistency rule. First withdrawal on demand at any time; monthly thereafter. Max drawdown locks at starting balance after first payout. 75% split (90% add-on). Account sizes and fees: $25K/$250, $50K/$450, $100K/$750, $200K/$1,500, $400K/$3,000, $1M/$8,600, $2M/$17,200.

Futures Program

Same 10% profit target and 6% max drawdown as Forex. Daily loss tightened to 3%. Consistency rule applies: no single trading day may account for more than 33% of total profits. 90-day evaluation window (365-day add-on on $400K). 75% split (90% add-on). Available at $25K-$400K with same fees as the Forex program.

Equities Program (New)

S&P 100 equities with short selling permitted. Two variants available. Static variant: 15% profit target, 2% daily DD, 6% static max DD, 33% consistency rule, 80% split. Trailing variant: 10% profit target, 3% daily DD, 6% trailing max DD, 33% consistency rule, 80% split. Both offer 90% split as add-on. Bi-weekly payouts, minimum $100. Available at $10K-$100K. Confirm current fees directly on the Ment Funding website as this is a new program.

Trading Rules

• All strategies allowed (Forex/Equities): EAs, hedging, scalping fully permitted.
• News trading: Allowed on Forex and Futures.
• Consistency rule: None on Forex. 33% cap on Futures and Equities.
• Activity requirement: At least one trade every 30 days.
• Post-payout drawdown lock: Max DD resets to starting balance after first payout — profits cannot extend the drawdown buffer.

Platforms, Instruments and Payouts

Platforms: MT4, MT5, cTrader, Match Trader, DXTrade. Instruments: Forex and metals (1:20), Indices (1:10), Oil (1:5), Crypto (1:2), CME futures, S&P 100 equities. Payouts via Riseworks (bank wire) or Columis (crypto).

Our Verdict

Ment Funding earns an 8.0 BestProp score. A 2021 founding with a genuine no-refused-payout track record, 4.8/5 Trustpilot, three distinct asset classes, and the broadest platform selection in the industry (five platforms) make this a top-tier prop firm. Account sizes to $2M Forex are in a class of their own. No trading style restrictions on Forex and Equities. The 30-day activity rule is easily satisfied. Main considerations: 75% base split is lower than competitors offering 80-90% as standard, the Futures consistency rule penalises outlier days, and the Equities program is new. Overall one of the most complete prop firm offerings available.

FTMO — Key Strengths

• BestProp score: 9.8/10
• Competitive 80% → 90% profit split
• Challenge fees from $155
• 3,500,000+ funded traders
• $500M+ total paid out
• Available on MT4, MT5, cTrader, DXtrade
• Operating since 2015

Ment Funding — Key Strengths

• BestProp score: 8.9/10
• Competitive 75% (90% with add-on) profit split
• Challenge fees from $250
• Available on MT4, MT5, cTrader, Match Trader, DXTrade
• Operating since 2021

Final Verdict: FTMO vs Ment Funding (2026)

Overall, our independent scoring gives FTMO the edge in this 2026 comparison. However, both firms have their merits. If Ment Funding better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: FTMO vs Ment Funding

Which is better, FTMO or Ment Funding?

Based on our independent scoring, FTMO scores higher overall (9.8/10). The best choice depends on your trading style, preferred instruments, and account size.

Is FTMO cheaper than Ment Funding?

FTMO offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, FTMO or Ment Funding?

FTMO offers the higher profit split. FTMO: 80% → 90%. Ment Funding: 75% (90% with add-on).

Can I use an EA or trading bot?

EA policies: FTMO — check the review. Ment Funding — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: FTMO — check the review. Ment Funding — check the review.

Read the full FTMO review →  ·  Read the full Ment Funding review →