Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.
| Feature | FTMO | FundYourFX |
|---|---|---|
| Payout | ||
| Profit Split | 80% → 90% | 70-80% |
| First Payout | 30 | 1 |
| Payout Frequency | Bi-weekly (first after 30 days) | On Demand (within 24 hours) |
| Max Account Size | $200,000 | $200,000 |
In this independent head-to-head comparison of FTMO vs FundYourFX, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.
FTMO: The Original Prop Firm, Proven Since 2015
FundYourFX: One of the most affordable prop firms with refundable fees and 24-hour payouts.
Based on our independent scoring methodology, FTMO scores 9.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.
BestProp Score: FTMO scores 9.8/10 vs FundYourFX at 8.8/10.
Minimum Fee: FTMO starts from $155; FundYourFX starts from $16. FundYourFX is cheaper at entry level.
Profit Split: FTMO offers 80% → 90%; FundYourFX offers 70-80%. FTMO has the higher split.
Platforms: FTMO supports MT4, MT5, cTrader, DXtrade; FundYourFX is on Match Trader.
Tradeable Markets: FTMO covers Forex, Metals, Indices, Crypto, Stocks; FundYourFX offers Forex, Indices, Crypto, Commodities.
Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FTMO and FundYourFX compare on pricing.
FTMO challenge fees start from $155. The firm has operated since 2015. They have funded over 3,500,000+ traders. Total payouts to date: $500M+.
FundYourFX challenge fees start from $16. The firm has operated since 2021. They have funded over 220,000+ traders. Total payouts to date: $36,000,000+.
On entry-level pricing, FundYourFX offers a lower starting fee — an important factor if you are testing with a smaller account first.
FTMO profit split: 80% → 90%. FundYourFX profit split: 70-80%. FTMO delivers the higher cut to traders.
Payout frequency: FTMO pays Bi-weekly (first after 30 days); FundYourFX pays On Demand (within 24 hours). Faster payouts are better for cash flow management.
Here is our full independent review of FTMO:
FTMO is the firm that defined the modern prop trading industry. Founded in January 2015 in the Czech Republic, FTMO pioneered the two-phase evaluation model that dozens of firms have since copied, and remains the benchmark against which every funded trading program is measured. With $500M+ paid out to traders across 140+ countries and a 4.8/5 Trustpilot rating, its track record is unmatched in the space.
The firm operates on simulated capital — funded accounts use fictitious funds that mirror live market conditions, with profits paid as rewards. This structure is explicitly stated and legally compliant across most jurisdictions. For traders who want certainty above all else, FTMO remains the default choice.
FTMO suits professional and semi-professional traders who trade forex, metals, indices, or commodities on MetaTrader, cTrader, or DXtrade. The evaluation process is disciplined and methodical — it rewards consistent traders, not lucky ones.
It is less suitable for traders seeking instant funding, very short payout cycles, or crypto futures trading. FTMO’s monthly payout model and 30-day waiting period for the first reward are trade-offs you accept for the credibility and payout certainty that come with the most established name in the industry.
FTMO offers two evaluation formats, plus a free trial:
Challenge fees are refunded on your first profit reward. Account sizes from $10,000 to $200,000, with scaling up to $400,000 through FTMO’s Scaling Plan.
2-Step Program:
1-Step Program:
News trading is restricted on Standard 2-Step FTMO Accounts but allowed during the evaluation phases. Swing accounts have no such restrictions.
FTMO supports the widest platform range in the prop firm industry:
Tradable assets cover forex pairs, metals (gold, silver), indices, commodities, and crypto (CFDs). This is one of the broadest instrument sets in funded trading.
FTMO earns a 9.1 BestProp score — the highest we award. It is not the cheapest, fastest, or most flexible prop firm. But it is the most proven, with a decade of operation, $500M+ paid, and a transparent legal structure that has been tested across multiple regulatory environments.
If you are a serious trader looking for a funded account you can build a long-term career on, FTMO is where you start. The 30-day first payout and monthly cycle are the only real trade-offs, and they are worth it for the certainty you get in return.
Here is our full independent review of FundYourFX:
FundYourFX was founded in 2021 and operates out of Hong Kong. The firm is consistently ranked among the most affordable prop firms in the industry, with 1-Step Classic evaluations starting at $21 for a $5,000 account. With over $36 million paid to traders and a Trustpilot rating of 4.7/5 from more than 3,600 reviews, FundYourFX has earned strong trader credibility.
The 1-Step Classic is the flagship program — a single-phase evaluation with a refundable fee, 10% profit target, and 80% profit split on funded accounts. The 1-Step Pay After Pass (PAP) has an even lower upfront cost but a higher 12% profit target and a reduced 70% profit split on the funded side. Both programs use the Match Trader platform exclusively.
Both 1-Step programs use a 4% daily drawdown and 6% maximum static drawdown. There is no consistency rule, no minimum trading days, and no time limit — traders can take as long as needed to hit the profit target. EAs and weekend holding are fully permitted.
Payouts are processed within 24 hours via crypto or bank wire transfer. The fee on the 1-Step Classic is refundable — traders get their evaluation fee back with their first funded payout. The firm has paid out over $36 million to date across its trader base.
Both 1-Step programs scale funded accounts up to $6 million. There is no news trading restriction on funded accounts.
Overall, our independent scoring gives FTMO the edge in this 2026 comparison. However, both firms have their merits. If FundYourFX better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.
Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.
Based on our independent scoring, FTMO scores higher overall (9.8/10). The best choice depends on your trading style, preferred instruments, and account size.
FundYourFX offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.
FTMO offers the higher profit split. FTMO: 80% → 90%. FundYourFX: 70-80%.
EA policies: FTMO — check the review. FundYourFX — check the review. Always verify the latest policy directly with the firm.
News trading: FTMO — check the review. FundYourFX — check the review.
Read the full FTMO review → · Read the full FundYourFX review →
Based on our scoring methodology, FTMO edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.
FTMO offers 80% → 90% profit split, while FundYourFX offers 70-80% profit split. Check each firm's current terms as these can change.
Check our offers page for the latest verified deals on both firms.
FTMO processes first payouts in 30 day(s), while FundYourFX takes approximately 1 day(s). Always verify current payout timelines on the firm's website.
Neither FTMO nor FundYourFX are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.
