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Home › Comparisons › FTMO vs Funded Trader Markets — Which is Better?
FTMO
9.8/10
★★★★½
VS
Funded Trader Markets
8.6/10
★★★★☆

FTMO vs Funded Trader Markets — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

Get Funded Now — FTMO Get Funded Now — Funded Trader Markets

FTMO vs Funded Trader Markets — Side-by-Side

Feature FTMO Funded Trader Markets
Payout
Profit Split 80% → 90% Up to 90%
First Payout 30 —
Payout Frequency Bi-weekly (first after 30 days) On-demand (avg <20 min)
Max Account Size $200,000 $300,000
Our Verdict — FTMO vs Funded Trader Markets

Winner: FTMO

FTMO vs Funded Trader Markets — Executive Summary (2026)

In this independent head-to-head comparison of FTMO vs Funded Trader Markets, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

FTMO: The Original Prop Firm, Proven Since 2015

Funded Trader Markets: On-Chain Payout Proof. 20-Min Withdrawals. 24h or Double.

Based on our independent scoring methodology, FTMO scores 9.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: FTMO vs Funded Trader Markets

BestProp Score: FTMO scores 9.8/10 vs Funded Trader Markets at 8.6/10.

Minimum Fee: FTMO starts from $155; Funded Trader Markets starts from $20. Funded Trader Markets is cheaper at entry level.

Profit Split: FTMO offers 80% → 90%; Funded Trader Markets offers Up to 90%. FTMO has the higher split.

Platforms: FTMO supports MT4, MT5, cTrader, DXtrade; Funded Trader Markets is on MT5, cTrader, TradeLocker, MatchTrader.

Tradeable Markets: FTMO covers Forex, Metals, Indices, Crypto, Stocks; Funded Trader Markets offers Forex, Commodities, Crypto, Indices.

Pricing Comparison: FTMO vs Funded Trader Markets

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FTMO and Funded Trader Markets compare on pricing.

FTMO challenge fees start from $155. The firm has operated since 2015. They have funded over 3,500,000+ traders. Total payouts to date: $500M+.

Funded Trader Markets challenge fees start from $20. Total payouts to date: $6,190,000+.

On entry-level pricing, Funded Trader Markets offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: FTMO vs Funded Trader Markets

Drawdown Rules

Trading Conditions

Payout Comparison: FTMO vs Funded Trader Markets

FTMO profit split: 80% → 90%. Funded Trader Markets profit split: Up to 90%. FTMO delivers the higher cut to traders.

Payout frequency: FTMO pays Bi-weekly (first after 30 days); Funded Trader Markets pays On-demand (avg <20 min). Faster payouts are better for cash flow management.

FTMO — Full Review

Here is our full independent review of FTMO:

Introduction to FTMO

FTMO is the firm that defined the modern prop trading industry. Founded in January 2015 in the Czech Republic, FTMO pioneered the two-phase evaluation model that dozens of firms have since copied, and remains the benchmark against which every funded trading program is measured. With $500M+ paid out to traders across 140+ countries and a 4.8/5 Trustpilot rating, its track record is unmatched in the space.

The firm operates on simulated capital — funded accounts use fictitious funds that mirror live market conditions, with profits paid as rewards. This structure is explicitly stated and legally compliant across most jurisdictions. For traders who want certainty above all else, FTMO remains the default choice.

Who Is FTMO For?

FTMO suits professional and semi-professional traders who trade forex, metals, indices, or commodities on MetaTrader, cTrader, or DXtrade. The evaluation process is disciplined and methodical — it rewards consistent traders, not lucky ones.

It is less suitable for traders seeking instant funding, very short payout cycles, or crypto futures trading. FTMO’s monthly payout model and 30-day waiting period for the first reward are trade-offs you accept for the credibility and payout certainty that come with the most established name in the industry.

Challenge Programs and Pricing

FTMO offers two evaluation formats, plus a free trial:

  • FTMO Challenge (2-Step): Phase 1 targets 10% profit, Phase 2 targets 5%. The most popular path and lowest entry cost. Minimum 4 trading days per phase, no maximum time limit.
  • FTMO Challenge (1-Step): Single phase, 10% profit target. No minimum trading days. Includes a Best Day Rule — no single day can account for more than 50% of your total profit. This prevents strategies that rely on one lucky trade.
  • Free Trial: Practice the challenge conditions unlimited times at no cost. No reward at the end, but genuinely useful for testing your strategy against FTMO’s rules before paying.

Challenge fees are refunded on your first profit reward. Account sizes from $10,000 to $200,000, with scaling up to $400,000 through FTMO’s Scaling Plan.

Trading Rules

2-Step Program:

  • Phase 1 target: 10% | Phase 2 target: 5%
  • Daily loss limit: 5% of initial capital (resets at midnight CE(S)T)
  • Maximum loss: 10% of initial capital (static)
  • Minimum trading days: 4 per phase

1-Step Program:

  • Profit target: 10%
  • Daily loss limit: 3% of initial capital (trailing daily basis)
  • Maximum loss: 10% of initial capital (trailing end-of-day)
  • Best Day Rule: no single trading day may exceed 50% of total profit
  • No minimum trading days

News trading is restricted on Standard 2-Step FTMO Accounts but allowed during the evaluation phases. Swing accounts have no such restrictions.

Platforms and Instruments

FTMO supports the widest platform range in the prop firm industry:

  • MetaTrader 4 and MetaTrader 5 — the industry standard for forex and CFD trading
  • cTrader — advanced order types, Level II pricing
  • DXtrade — web-based, no download required

Tradable assets cover forex pairs, metals (gold, silver), indices, commodities, and crypto (CFDs). This is one of the broadest instrument sets in funded trading.

Payouts

  • First payout: Available after 30 calendar days on the FTMO Account
  • Subsequent payouts: Every 14 days (bi-weekly)
  • Profit split: 80%, scaling to 90% through the Scaling Plan
  • Scaling Plan: After generating 10% profit over 4 consecutive months, account balance increases by 25% up to a maximum of $400,000
  • Methods: Crypto, bank wire transfer
  • Fee refund: Challenge fee returned with first profit reward

Our Verdict

FTMO earns a 9.1 BestProp score — the highest we award. It is not the cheapest, fastest, or most flexible prop firm. But it is the most proven, with a decade of operation, $500M+ paid, and a transparent legal structure that has been tested across multiple regulatory environments.

If you are a serious trader looking for a funded account you can build a long-term career on, FTMO is where you start. The 30-day first payout and monthly cycle are the only real trade-offs, and they are worth it for the certainty you get in return.

Funded Trader Markets — Full Review

Here is our full independent review of Funded Trader Markets:

Introduction to Funded Trader Markets

Funded Trader Markets (FTM) is a prop firm registered in Cyprus (HE462185) with operational offices in Dubai Digital Park, UAE, and an additional entity in Saint Lucia. CEO Revin Zabala runs a platform that has paid out $6.19M+ to traders across 160+ countries.

The most distinctive feature on the platform is on-chain payout verification: every performance reward is settled via the Arbitrum network and publicly verifiable on Arbiscan. This means any prospective trader can independently audit that withdrawals were actually processed — not just claimed in a PDF screenshot. It is a level of financial transparency that remains rare in the prop firm space.

Payout speed backs this up in practice: most rewards complete in under 20 minutes. The guarantee is one of the strongest available — if any payout takes longer than 24 hours, the delayed amount is doubled.

Who Is Funded Trader Markets For?

FTM suits traders who prioritise platform flexibility, payout transparency, and permissive trading rules. Four platforms are supported — MT5, cTrader, TradeLocker, and MatchTrader — giving traders genuine choice in their execution environment. All accounts are swap-free, news trading is permitted, and weekend holding is allowed. For traders who have been restricted on those activities at other firms, FTM’s ruleset is noticeably more permissive.

The 1-Step Nitro path with a 10% target suits confident traders who want a fast route to funding. The 2-Step path suits traders who want lower fees and more time to demonstrate consistency.

Challenge Programs

  • 1-Step Nitro ($5K–$300K): Single-phase evaluation. 10% profit target. 4% daily drawdown, 6% max drawdown. No time limit. Profit split up to 90% (on first $10K earned). Fees $20–$649. On-demand payouts.
  • 2-Step Challenge ($5K–$300K): Two-phase evaluation. Lower entry fees from $33. Up to 90% profit split. $300K max allocation. No time limit. Suited to traders who want incremental targets and a steadier path.
  • Instant Funding (various sizes): Skip evaluation — receive funded capital immediately. Fees from $47. Up to 80% profit split. On-demand payouts. Full trading rule set applies from day one.

All programs are swap-free. News trading and overnight/weekend position holding are permitted across all program types.

Trading Rules and Platforms

Four supported platforms: MetaTrader 5, cTrader, TradeLocker, MatchTrader. Leverage up to 1:100. Instruments: forex pairs, commodities, indices, crypto. US residents are restricted from MT5 and cTrader services specifically (other platforms may be available subject to their jurisdiction — verify directly).

Restricted countries: Cuba, Syria, Iran, Lebanon, Iraq, Yemen, North Korea. Cyprus residents are also excluded from certain services.

Payouts

  • Typical processing: Under 20 minutes
  • Guarantee: 24-hour window — if missed, the delayed amount is doubled
  • On-chain verification: All transactions publicly verifiable on Arbiscan (Arbitrum network)
  • Methods: Cryptocurrency, Rise Works
  • Split: Up to 90% (1-Step/2-Step) | Up to 80% (Instant)

Our Verdict

Funded Trader Markets earns a 7.6 BestProp score. The on-chain payout verification is a genuine standout — transparent proof of payment that no PDF screenshot can match. The doubled-payout penalty for late settlements is the most aggressive guarantee we have reviewed. Four platform options, permissive trading rules (news, weekends, swap-free), and fees starting at $20 for the 1-Step make the entry barrier low.

The firm is newer and does not yet have a large Trustpilot footprint to assess independently. Max allocation of $300K is solid but trails the $450K–$600K ceiling offered by the largest firms. Overall a strong, transparent option — particularly for traders who want proof, not promises, that their payouts will arrive.

FTMO — Key Strengths

  • BestProp score: 9.8/10
  • Competitive 80% → 90% profit split
  • Challenge fees from $155
  • 3,500,000+ funded traders
  • $500M+ total paid out
  • Available on MT4, MT5, cTrader, DXtrade
  • Operating since 2015

Funded Trader Markets — Key Strengths

  • BestProp score: 8.6/10
  • Competitive Up to 90% profit split
  • Challenge fees from $20
  • $6,190,000+ total paid out
  • Available on MT5, cTrader, TradeLocker, MatchTrader

Final Verdict: FTMO vs Funded Trader Markets (2026)

Overall, our independent scoring gives FTMO the edge in this 2026 comparison. However, both firms have their merits. If Funded Trader Markets better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: FTMO vs Funded Trader Markets

Which is better, FTMO or Funded Trader Markets?

Based on our independent scoring, FTMO scores higher overall (9.8/10). The best choice depends on your trading style, preferred instruments, and account size.

Is FTMO cheaper than Funded Trader Markets?

Funded Trader Markets offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, FTMO or Funded Trader Markets?

FTMO offers the higher profit split. FTMO: 80% → 90%. Funded Trader Markets: Up to 90%.

Can I use an EA or trading bot?

EA policies: FTMO — check the review. Funded Trader Markets — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: FTMO — check the review. Funded Trader Markets — check the review.

Read the full FTMO review →  ·  Read the full Funded Trader Markets review →

Who should choose FTMO?
  • Traders wanting 80% → 90% profit split
  • Users of MT4, MT5, cTrader, DXtrade
  • Anyone looking for a top-rated funded challenge
Who should choose Funded Trader Markets?
  • Traders wanting Up to 90% profit split
  • Users of MT5, cTrader, TradeLocker, MatchTrader
  • Anyone looking for a top-rated funded challenge

Frequently Asked Questions — FTMO vs Funded Trader Markets

Based on our scoring methodology, FTMO edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

FTMO offers 80% → 90% profit split, while Funded Trader Markets offers Up to 90% profit split. Check each firm's current terms as these can change.

Check our offers page for the latest verified deals on both firms.

FTMO processes first payouts in 30 day(s), while Funded Trader Markets takes approximately a variable timeframe. Always verify current payout timelines on the firm's website.

Neither FTMO nor Funded Trader Markets are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

FTMO
9.8/10
Read Review →
Funded Trader Markets
8.6/10
Read Review →