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FTMO
9.8/10
★★★★½
VS
City Traders Imperium
8.6/10
★★★★☆

FTMO vs City Traders Imperium — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

Get Funded Now — FTMO Get Funded Now — City Traders Imperium

FTMO vs City Traders Imperium — Side-by-Side

Feature FTMO City Traders Imperium
Payout
Profit Split 80% → 90% 80% (up to 100%)
First Payout 30 On demand (after 7 profitable days)
Payout Frequency Bi-weekly (first after 30 days) Monthly (1-Step/2-Step); Bi-weekly (Instant)
Max Account Size $200,000 $100,000
Our Verdict — FTMO vs City Traders Imperium

Winner: FTMO

FTMO vs City Traders Imperium — Executive Summary (2026)

In this independent head-to-head comparison of FTMO vs City Traders Imperium, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

FTMO: The Original Prop Firm, Proven Since 2015

City Traders Imperium: Est. 2018. No Daily Loss Limit on 1-Step. Monthly Salary. Scales to $4M.

Based on our independent scoring methodology, FTMO scores 9.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: FTMO vs City Traders Imperium

BestProp Score: FTMO scores 9.8/10 vs City Traders Imperium at 8.6/10.

Minimum Fee: FTMO starts from $155; City Traders Imperium starts from $29. City Traders Imperium is cheaper at entry level.

Profit Split: FTMO offers 80% → 90%; City Traders Imperium offers 80% (up to 100%). City Traders Imperium has the higher split.

Platforms: FTMO supports MT4, MT5, cTrader, DXtrade; City Traders Imperium is on MT5, Match Trader.

Tradeable Markets: FTMO covers Forex, Metals, Indices, Crypto, Stocks; City Traders Imperium offers Forex (28 pairs), Indices (9), Gold, Silver, Oil, Crypto (BTC, ETH, LTC, ADA, XRP).

Pricing Comparison: FTMO vs City Traders Imperium

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FTMO and City Traders Imperium compare on pricing.

FTMO challenge fees start from $155. The firm has operated since 2015. They have funded over 3,500,000+ traders. Total payouts to date: $500M+.

City Traders Imperium challenge fees start from $29. The firm has operated since 2018.

On entry-level pricing, City Traders Imperium offers a lower starting fee — an important factor if you are testing with a smaller account first.

Challenge Rules: FTMO vs City Traders Imperium

Drawdown Rules

Trading Conditions

Payout Comparison: FTMO vs City Traders Imperium

FTMO profit split: 80% → 90%. City Traders Imperium profit split: 80% (up to 100%). City Traders Imperium delivers the higher cut to traders.

Payout frequency: FTMO pays Bi-weekly (first after 30 days); City Traders Imperium pays Monthly (1-Step/2-Step); Bi-weekly (Instant). Faster payouts are better for cash flow management.

FTMO — Full Review

Here is our full independent review of FTMO:

Introduction to FTMO

FTMO is the firm that defined the modern prop trading industry. Founded in January 2015 in the Czech Republic, FTMO pioneered the two-phase evaluation model that dozens of firms have since copied, and remains the benchmark against which every funded trading program is measured. With $500M+ paid out to traders across 140+ countries and a 4.8/5 Trustpilot rating, its track record is unmatched in the space.

The firm operates on simulated capital — funded accounts use fictitious funds that mirror live market conditions, with profits paid as rewards. This structure is explicitly stated and legally compliant across most jurisdictions. For traders who want certainty above all else, FTMO remains the default choice.

Who Is FTMO For?

FTMO suits professional and semi-professional traders who trade forex, metals, indices, or commodities on MetaTrader, cTrader, or DXtrade. The evaluation process is disciplined and methodical — it rewards consistent traders, not lucky ones.

It is less suitable for traders seeking instant funding, very short payout cycles, or crypto futures trading. FTMO’s monthly payout model and 30-day waiting period for the first reward are trade-offs you accept for the credibility and payout certainty that come with the most established name in the industry.

Challenge Programs and Pricing

FTMO offers two evaluation formats, plus a free trial:

  • FTMO Challenge (2-Step): Phase 1 targets 10% profit, Phase 2 targets 5%. The most popular path and lowest entry cost. Minimum 4 trading days per phase, no maximum time limit.
  • FTMO Challenge (1-Step): Single phase, 10% profit target. No minimum trading days. Includes a Best Day Rule — no single day can account for more than 50% of your total profit. This prevents strategies that rely on one lucky trade.
  • Free Trial: Practice the challenge conditions unlimited times at no cost. No reward at the end, but genuinely useful for testing your strategy against FTMO’s rules before paying.

Challenge fees are refunded on your first profit reward. Account sizes from $10,000 to $200,000, with scaling up to $400,000 through FTMO’s Scaling Plan.

Trading Rules

2-Step Program:

  • Phase 1 target: 10% | Phase 2 target: 5%
  • Daily loss limit: 5% of initial capital (resets at midnight CE(S)T)
  • Maximum loss: 10% of initial capital (static)
  • Minimum trading days: 4 per phase

1-Step Program:

  • Profit target: 10%
  • Daily loss limit: 3% of initial capital (trailing daily basis)
  • Maximum loss: 10% of initial capital (trailing end-of-day)
  • Best Day Rule: no single trading day may exceed 50% of total profit
  • No minimum trading days

News trading is restricted on Standard 2-Step FTMO Accounts but allowed during the evaluation phases. Swing accounts have no such restrictions.

Platforms and Instruments

FTMO supports the widest platform range in the prop firm industry:

  • MetaTrader 4 and MetaTrader 5 — the industry standard for forex and CFD trading
  • cTrader — advanced order types, Level II pricing
  • DXtrade — web-based, no download required

Tradable assets cover forex pairs, metals (gold, silver), indices, commodities, and crypto (CFDs). This is one of the broadest instrument sets in funded trading.

Payouts

  • First payout: Available after 30 calendar days on the FTMO Account
  • Subsequent payouts: Every 14 days (bi-weekly)
  • Profit split: 80%, scaling to 90% through the Scaling Plan
  • Scaling Plan: After generating 10% profit over 4 consecutive months, account balance increases by 25% up to a maximum of $400,000
  • Methods: Crypto, bank wire transfer
  • Fee refund: Challenge fee returned with first profit reward

Our Verdict

FTMO earns a 9.1 BestProp score — the highest we award. It is not the cheapest, fastest, or most flexible prop firm. But it is the most proven, with a decade of operation, $500M+ paid, and a transparent legal structure that has been tested across multiple regulatory environments.

If you are a serious trader looking for a funded account you can build a long-term career on, FTMO is where you start. The 30-day first payout and monthly cycle are the only real trade-offs, and they are worth it for the certainty you get in return.

City Traders Imperium — Full Review

Here is our full independent review of City Traders Imperium:

Introduction to City Traders Imperium

City Traders Imperium (CTI) was founded in June 2018, making it one of the longest-established prop firms in the world. Operated by CTI FZCO and headquartered at Dubai Silicon Oasis, UAE, with UK phone support, the firm is led by CEO Daniel Martin and co-founder Martin Najat. CTI holds a 4.5/5 Trustpilot rating from 1,150+ reviews. Maximum initial account: $100,000; maximum combined allocation: $440,000; scaling potential to $4,000,000. All accounts operate on MetaTrader 5 or Match Trader.

CTI distinguishes itself on two fronts: the 1-Step challenge carries no daily loss limit — one of very few prop firms to offer this — and traders receive a monthly salary ($12.50-$500 depending on account size and program) in addition to profit splits. The firm also includes trading education (academy access) with all programs.

Programs

1-Step Challenge ($29-$469 for $2.5K-$100K): Single phase, 8% profit target. No daily loss limit. Max drawdown: 5% static. Minimum 3 profitable days. First payout on demand after 7 profitable days and 2% net profit (or $100 minimum). Subsequent payouts monthly (last 5 days of month). Up to 100% profit split. No time limit. The absence of a daily loss limit is the defining feature — traders cannot be stopped out by a single volatile session as long as their total equity remains above the 5% threshold. Available from $2,500 (entry fee: $29) up to $100,000 ($469).

2-Step Evaluation ($39-$549 for $2.5K-$100K): Phase 1: 10% target. Phase 2: 5% target. Daily loss: 5%. Max drawdown: 10% static. Minimum 3 profitable days. First payout on demand after 7 profitable days. Subsequent payouts monthly. 80-100% split. No time limit. Standard two-phase structure with the widest max drawdown buffer of any CTI program.

Instant Funding ($69-$1,499 for $2.5K-$80K): No evaluation required. 10% profit target required before scaling. Max drawdown: 6% static. First payout on demand after 5 profitable days and 2% net profit. Bi-weekly payouts (14th/15th and last 2 days of month). Up to 100% split. Leverage 1:10. Suitable for traders who want immediate funded access and are willing to demonstrate a 10% gain before accessing scaling.

Instant Funding Pro ($299-$4,799 for $5K-$80K): Premium instant access tier with the same fundamental structure as Instant Funding but at a higher fee level. Verify full specifications and any additional benefits directly on the CTI website.

Monthly Salary

CTI pays a monthly salary to all funded traders regardless of trading performance — amounts range from $12.50/month (small 1-Step) to $500/month ($100K 2-Step or Instant accounts). This is a genuinely unusual feature in the prop firm industry: traders receive guaranteed regular income in addition to their profit split. Confirm exact salary amounts per program on the CTI website.

Commission and Costs

  • Forex and Commodities: $5 per round lot — on the higher end of CFD prop commissions
  • Indices: $0.50 per lot (low)
  • Crypto: Zero commission

The $5/lot forex commission meaningfully impacts scalpers and high-frequency traders. Factor into target calculations: on 100 round trips/month on a $50K account, that is $500 in commission before profit split.

Trading Rules

  • EAs/Algos: Permitted only if the trader owns the source code of the EA. Third-party/commercial EAs are not accepted — a significant restriction compared to many competitors.
  • News trading: Discretionary news trading is allowed. News bracketing bots are prohibited.
  • Martingale: Permitted on 1-Step only, but flagged if more than 10% of profits originate from martingale sequences.
  • Group hedging: Strictly prohibited across accounts.
  • VPN/VPS: Allowed with consistent IP matching the country of registration.
  • Weekend/overnight holds: Permitted — CTI does not restrict these across any program.

Platforms and Instruments

Platforms: MetaTrader 5, Match Trader. Instruments: 28 Forex pairs, 9 major indices (leverage 1:10), Gold, Silver, Oil (leverage 1:10), Crypto (BTC, ETH, LTC, ADA, XRP — zero commission). Leverage on Forex: 1:30. No restrictions on news or overnight trading on funded accounts.

Our Verdict

City Traders Imperium earns a 7.6 BestProp score. Founded in 2018 — over seven years of operation — makes CTI one of the most battle-tested prop firms in existence. The 4.5/5 Trustpilot from 1,150+ reviews reflects a long track record. The no-daily-loss-limit on the 1-Step is a meaningful structural advantage for traders who can manage total drawdown discipline. The monthly salary is a genuinely unique feature that adds a real income floor. Small account sizes from $2,500 at $29 entry fee are accessible. Scales to $4,000,000.

Key trade-offs: the EA restriction (own source code only) makes CTI unsuitable for most algorithmic traders who use commercial tools. The $5/lot forex commission is high and penalises active traders. MT5/Match Trader only limits platform choice. Monthly payouts on 1-Step/2-Step (once per month window) means cash flow is less frequent than bi-weekly or weekly competitors. The 7-profitable-day minimum for first payout also adds waiting time. CTI is best suited to discretionary traders — particularly those with a custom EA — who value longevity and the unique salary feature over faster payouts or EA flexibility.

FTMO — Key Strengths

  • BestProp score: 9.8/10
  • Competitive 80% → 90% profit split
  • Challenge fees from $155
  • 3,500,000+ funded traders
  • $500M+ total paid out
  • Available on MT4, MT5, cTrader, DXtrade
  • Operating since 2015

City Traders Imperium — Key Strengths

  • BestProp score: 8.6/10
  • Competitive 80% (up to 100%) profit split
  • Challenge fees from $29
  • Available on MT5, Match Trader
  • Operating since 2018

Final Verdict: FTMO vs City Traders Imperium (2026)

Overall, our independent scoring gives FTMO the edge in this 2026 comparison. However, both firms have their merits. If City Traders Imperium better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: FTMO vs City Traders Imperium

Which is better, FTMO or City Traders Imperium?

Based on our independent scoring, FTMO scores higher overall (9.8/10). The best choice depends on your trading style, preferred instruments, and account size.

Is FTMO cheaper than City Traders Imperium?

City Traders Imperium offers a lower entry-level challenge fee. However, always compare the full account sizes you plan to trade before deciding purely on price.

Which has a better profit split, FTMO or City Traders Imperium?

City Traders Imperium offers the higher profit split. FTMO: 80% → 90%. City Traders Imperium: 80% (up to 100%).

Can I use an EA or trading bot?

EA policies: FTMO — check the review. City Traders Imperium — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: FTMO — check the review. City Traders Imperium — check the review.

Read the full FTMO review →  ·  Read the full City Traders Imperium review →

Who should choose FTMO?
  • Traders wanting 80% → 90% profit split
  • Users of MT4, MT5, cTrader, DXtrade
  • Anyone looking for a top-rated funded challenge
Who should choose City Traders Imperium?
  • Traders wanting 80% (up to 100%) profit split
  • Users of MT5, Match Trader
  • Anyone looking for a top-rated funded challenge

Frequently Asked Questions — FTMO vs City Traders Imperium

Based on our scoring methodology, FTMO edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

FTMO offers 80% → 90% profit split, while City Traders Imperium offers 80% (up to 100%) profit split. Check each firm's current terms as these can change.

Check our offers page for the latest verified deals on both firms.

FTMO processes first payouts in 30 day(s), while City Traders Imperium takes approximately On demand (after 7 profitable days) day(s). Always verify current payout timelines on the firm's website.

Neither FTMO nor City Traders Imperium are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

FTMO
9.8/10
Read Review →
City Traders Imperium
8.6/10
Read Review →