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FTMO
9.8/10
★★★★½
VS
Blue Guardian
8.8/10
★★★★☆

FTMO vs Blue Guardian — Which is Better? (2026)

Our editorial team compared every key metric — fees, rules, profit split, payouts — so you can pick the right firm.

Get Funded Now — FTMO View Firm — Blue Guardian

FTMO vs Blue Guardian — Side-by-Side

Feature FTMO Blue Guardian
Payout
Profit Split 80% → 90% Up to 90%
First Payout 30 7
Payout Frequency Bi-weekly (first after 30 days) On-demand / Daily (Futures Express) / Every 3 days (Futures Standard)
Max Account Size $200,000 $400,000
Our Verdict — FTMO vs Blue Guardian

Winner: FTMO

FTMO vs Blue Guardian — Executive Summary (2026)

In this independent head-to-head comparison of FTMO vs Blue Guardian, we break down challenge rules, pricing, profit splits, and payout conditions to help you decide which prop firm is the better fit for your trading style.

FTMO: The Original Prop Firm, Proven Since 2015

Blue Guardian: 9 Programs. CFD + CME Futures. 24h Guarantee or 100% Profits.

Based on our independent scoring methodology, FTMO scores 9.8/10 overall — but the best choice depends on your specific needs. Read the full comparison below.

Quick Stats: FTMO vs Blue Guardian

BestProp Score: FTMO scores 9.8/10 vs Blue Guardian at 8.8/10.

Minimum Fee: FTMO starts from $155; Blue Guardian starts from —.

Profit Split: FTMO offers 80% → 90%; Blue Guardian offers Up to 90%. FTMO has the higher split.

Platforms: FTMO supports MT4, MT5, cTrader, DXtrade; Blue Guardian is on MT5, cTrader, TradeLocker, Match Trader, NinjaTrader, Tradovate, TradingView, DeepCharts.

Tradeable Markets: FTMO covers Forex, Metals, Indices, Crypto, Stocks; Blue Guardian offers Forex, Metals, Indices, Crypto, Commodities, CME Futures.

Pricing Comparison: FTMO vs Blue Guardian

Challenge fees are typically the biggest factor when choosing a prop firm. Here is how FTMO and Blue Guardian compare on pricing.

FTMO challenge fees start from $155. The firm has operated since 2015. They have funded over 3,500,000+ traders. Total payouts to date: $500M+.

Blue Guardian challenge fees start from —. The firm has operated since 2021. They have funded over 100,000+ traders. Total payouts to date: $25,000,000+.

Challenge Rules: FTMO vs Blue Guardian

Drawdown Rules

Trading Conditions

Payout Comparison: FTMO vs Blue Guardian

FTMO profit split: 80% → 90%. Blue Guardian profit split: Up to 90%. FTMO delivers the higher cut to traders.

Payout frequency: FTMO pays Bi-weekly (first after 30 days); Blue Guardian pays On-demand / Daily (Futures Express) / Every 3 days (Futures Standard). Faster payouts are better for cash flow management.

FTMO — Full Review

Here is our full independent review of FTMO:

Introduction to FTMO

FTMO is the firm that defined the modern prop trading industry. Founded in January 2015 in the Czech Republic, FTMO pioneered the two-phase evaluation model that dozens of firms have since copied, and remains the benchmark against which every funded trading program is measured. With $500M+ paid out to traders across 140+ countries and a 4.8/5 Trustpilot rating, its track record is unmatched in the space.

The firm operates on simulated capital — funded accounts use fictitious funds that mirror live market conditions, with profits paid as rewards. This structure is explicitly stated and legally compliant across most jurisdictions. For traders who want certainty above all else, FTMO remains the default choice.

Who Is FTMO For?

FTMO suits professional and semi-professional traders who trade forex, metals, indices, or commodities on MetaTrader, cTrader, or DXtrade. The evaluation process is disciplined and methodical — it rewards consistent traders, not lucky ones.

It is less suitable for traders seeking instant funding, very short payout cycles, or crypto futures trading. FTMO’s monthly payout model and 30-day waiting period for the first reward are trade-offs you accept for the credibility and payout certainty that come with the most established name in the industry.

Challenge Programs and Pricing

FTMO offers two evaluation formats, plus a free trial:

  • FTMO Challenge (2-Step): Phase 1 targets 10% profit, Phase 2 targets 5%. The most popular path and lowest entry cost. Minimum 4 trading days per phase, no maximum time limit.
  • FTMO Challenge (1-Step): Single phase, 10% profit target. No minimum trading days. Includes a Best Day Rule — no single day can account for more than 50% of your total profit. This prevents strategies that rely on one lucky trade.
  • Free Trial: Practice the challenge conditions unlimited times at no cost. No reward at the end, but genuinely useful for testing your strategy against FTMO’s rules before paying.

Challenge fees are refunded on your first profit reward. Account sizes from $10,000 to $200,000, with scaling up to $400,000 through FTMO’s Scaling Plan.

Trading Rules

2-Step Program:

  • Phase 1 target: 10% | Phase 2 target: 5%
  • Daily loss limit: 5% of initial capital (resets at midnight CE(S)T)
  • Maximum loss: 10% of initial capital (static)
  • Minimum trading days: 4 per phase

1-Step Program:

  • Profit target: 10%
  • Daily loss limit: 3% of initial capital (trailing daily basis)
  • Maximum loss: 10% of initial capital (trailing end-of-day)
  • Best Day Rule: no single trading day may exceed 50% of total profit
  • No minimum trading days

News trading is restricted on Standard 2-Step FTMO Accounts but allowed during the evaluation phases. Swing accounts have no such restrictions.

Platforms and Instruments

FTMO supports the widest platform range in the prop firm industry:

  • MetaTrader 4 and MetaTrader 5 — the industry standard for forex and CFD trading
  • cTrader — advanced order types, Level II pricing
  • DXtrade — web-based, no download required

Tradable assets cover forex pairs, metals (gold, silver), indices, commodities, and crypto (CFDs). This is one of the broadest instrument sets in funded trading.

Payouts

  • First payout: Available after 30 calendar days on the FTMO Account
  • Subsequent payouts: Every 14 days (bi-weekly)
  • Profit split: 80%, scaling to 90% through the Scaling Plan
  • Scaling Plan: After generating 10% profit over 4 consecutive months, account balance increases by 25% up to a maximum of $400,000
  • Methods: Crypto, bank wire transfer
  • Fee refund: Challenge fee returned with first profit reward

Our Verdict

FTMO earns a 9.1 BestProp score — the highest we award. It is not the cheapest, fastest, or most flexible prop firm. But it is the most proven, with a decade of operation, $500M+ paid, and a transparent legal structure that has been tested across multiple regulatory environments.

If you are a serious trader looking for a funded account you can build a long-term career on, FTMO is where you start. The 30-day first payout and monthly cycle are the only real trade-offs, and they are worth it for the certainty you get in return.

Blue Guardian — Full Review

Here is our full independent review of Blue Guardian:

Introduction to Blue Guardian

Blue Guardian was founded in June 2021 by CEO Sean Bainton and is registered in Saint Lucia with operations across 170+ countries. With $25M+ in total payouts distributed, 100,000+ active traders, and a Discord community of 150,000+ members, Blue Guardian has become one of the larger prop trading communities in the space. The platform covers both CFD trading (forex, metals, indices, crypto, commodities) and CME futures, with nine distinct program types across the two tracks.

The firm carries notable sports endorsements — UK boxing champion Chris Eubank Jr and Birmingham City FC — reflecting an unusually high marketing investment for a prop firm. Google reviews sit at 4.9/5.

Who Is Blue Guardian For?

Blue Guardian suits traders across a wide range of styles. Five CFD program types accommodate everyone from instant-funded traders to 3-step evaluation traders who want more time and breathing room. For futures traders, four separate programs cover daily payout structures, no-daily-loss-limit accounts, and instant direct funding. Expert Advisors and trade copiers are permitted on CFD accounts, making Blue Guardian one of the few platforms where systematic traders can operate without restriction.

News trading is blocked on CFD accounts but permitted on the Futures Express program — a useful distinction for traders whose strategies depend on news momentum.

CFD Challenge Programs ($5K–$400K)

All CFD programs carry a 90% profit split, no time limit, and weekend/overnight holding. Leverage up to 1:30.

  • Instant (No Evaluation): Capital access immediately. $3,000 maximum daily loss / $6,000 trailing max drawdown on $100K. EAs and copiers permitted. 90% split. On-demand payouts.
  • 1-Step: Single-phase evaluation. 90% split. No time limit. EAs permitted.
  • 2-Step Standard: Two-phase evaluation with phased targets. 90% split. No time limit.
  • 2-Step Pro: Two-phase evaluation with tighter parameters designed for more experienced traders. 90% split. No time limit.
  • 3-Step: Three-phase evaluation with accessible targets per phase. 90% split. No time limit. Lowest entry pressure per phase of all evaluation tracks.

Platforms: MetaTrader 5, TradeLocker, cTrader, Match Trader.

Futures Programs (CME Contracts)

Four futures programs trade CME-listed contracts on NinjaTrader, Tradovate, DeepCharts, and TradingView.

  • Standard: Up to 90% split. Payouts every 3 days. Payout caps scale to $4,500. $25K account has no daily loss limit.
  • Express: Up to 90% split. Daily payouts. $1,100 daily payout cap. News trading permitted — the only Blue Guardian program where this applies.
  • Reserve: Up to 90% split. No daily loss limit across all sizes. Flat payout caps $1,000–$3,000. More conservative sizing suited to swing-style futures traders.
  • Direct (Instant Funded): No evaluation required. 20%–30% scaling split — significantly lower than the other futures programs. Suitable for traders who want immediate capital access and are comfortable with the lower initial split while they build their allocation.

Payout Guarantee

Blue Guardian’s payout guarantee is among the strongest in the industry: if a verified payout request is not processed within 24 hours, the trader receives 100% of the profits rather than the standard split. Methods: Rise or cryptocurrency.

Payouts

  • Guarantee: 24 hours — missed deadline pays 100% of profits to trader
  • Split: Up to 90% (CFD/Futures Standard/Express/Reserve) | 20–30% scaling (Futures Direct)
  • Frequency: On-demand | Daily (Futures Express) | Every 3 days (Futures Standard)
  • Methods: Rise, Cryptocurrency
  • Maximum allocation: $400,000 per account ($1,050,000 combined)
  • Total paid out: $25M+

Our Verdict

Blue Guardian earns a 7.8 BestProp score. Nine program types across CFD and CME futures, EA and copier permissions on CFD accounts, a 24-hour guarantee with a 100% profit penalty for delays, and a 4.9/5 Google rating make this a well-rounded platform. The $25M+ in payouts and 100K+ active trader base provide meaningful validation.

The Futures Direct program’s 20–30% split is unusually low and should be weighed carefully against the convenience of skipping evaluation. News trading is blocked on all CFD programs. No independent Trustpilot data was available at time of writing — community ratings via Google and Prop Firm Match (4.6/5) are the primary external benchmarks.

FTMO — Key Strengths

  • BestProp score: 9.8/10
  • Competitive 80% → 90% profit split
  • Challenge fees from $155
  • 3,500,000+ funded traders
  • $500M+ total paid out
  • Available on MT4, MT5, cTrader, DXtrade
  • Operating since 2015

Blue Guardian — Key Strengths

  • BestProp score: 8.8/10
  • Competitive Up to 90% profit split
  • Challenge fees from —
  • 100,000+ funded traders
  • $25,000,000+ total paid out
  • Available on MT5, cTrader, TradeLocker, Match Trader, NinjaTrader, Tradovate, TradingView, DeepCharts
  • Operating since 2021

Final Verdict: FTMO vs Blue Guardian (2026)

Overall, our independent scoring gives FTMO the edge in this 2026 comparison. However, both firms have their merits. If Blue Guardian better matches your specific trading style, instruments, or preferred platform, it may still be the right choice for you.

Use our comparison table above and review the challenge fees at both firms before making your final decision. Both offer risk-free evaluation programs — the challenge fee is the only money at risk.

Frequently Asked Questions: FTMO vs Blue Guardian

Which is better, FTMO or Blue Guardian?

Based on our independent scoring, FTMO scores higher overall (9.8/10). The best choice depends on your trading style, preferred instruments, and account size.

Is FTMO cheaper than Blue Guardian?

Both firms have similar entry-level pricing. Compare the full fee schedule for your target account size.

Which has a better profit split, FTMO or Blue Guardian?

FTMO offers the higher profit split. FTMO: 80% → 90%. Blue Guardian: Up to 90%.

Can I use an EA or trading bot?

EA policies: FTMO — check the review. Blue Guardian — check the review. Always verify the latest policy directly with the firm.

Which is better for news trading?

News trading: FTMO — check the review. Blue Guardian — check the review.

Read the full FTMO review →  ·  Read the full Blue Guardian review →

Who should choose FTMO?
  • Traders wanting 80% → 90% profit split
  • Users of MT4, MT5, cTrader, DXtrade
  • Anyone looking for a top-rated funded challenge
Who should choose Blue Guardian?
  • Traders wanting Up to 90% profit split
  • Users of MT5, cTrader, TradeLocker, Match Trader, NinjaTrader, Tradovate, TradingView, DeepCharts
  • Anyone looking for a top-rated funded challenge

Frequently Asked Questions — FTMO vs Blue Guardian

Based on our scoring methodology, FTMO edges ahead in this comparison. However, the best choice depends on your trading style, preferred platform and account size. Read the full breakdown above for a detailed verdict.

FTMO offers 80% → 90% profit split, while Blue Guardian offers Up to 90% profit split. Check each firm's current terms as these can change.

Check our offers page for the latest verified deals on both firms.

FTMO processes first payouts in 30 day(s), while Blue Guardian takes approximately 7 day(s). Always verify current payout timelines on the firm's website.

Neither FTMO nor Blue Guardian are regulated in the traditional financial sense — prop firms operate as private companies providing traders access to simulated or real capital. Always read the terms and conditions carefully before participating in any prop challenge.

FTMO
9.8/10
Read Review →
Blue Guardian
8.8/10
Read Review →